Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽54174
₽45734
₽33234
₽29850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
118 000
income
-
-
-
24 361
pensions
-
-
-
21 549
unemployment
-
-
-
176
health
-
-
-
11 611
total
-
-
-
57 697
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
102 105
-
health
2 882
-
6 596
-
income
7 696
-
22 619
-
pensions
6 917
-
15 826
-
unemployment
63
-
144
-
total
17 558
-
45 185
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
102 105
-
unemployment
27
-
61
-
pensions
3 949
-
9 036
-
health
2 972
-
6 799
-
total
6 948
-
15 896
-
Corporate
66 426
118 000
-
-
income
12 621
22 420
-
-
total
12 621
22 420
-
-
Dividends
53 805
95 580
-
-
withholding
8 070
14 337
-
-
total
8 070
14 337
-
-
Income
118 000
118 000
118 000
118 000
Total tax
45 197
36 757
61 081
57 697
After tax
72 803
81 243
56 919
60 303
Living cost
27 069
27 069
27 069
27 069
Free-cash
45 734
54 174
29 850
33 234

Estimated living cost  is ₽27069 per week

₽18577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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