Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽15256
₽9075
₽25229
₽20153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 000
income
-
-
-
26 231
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
50 498
Employee
86 174
86 174
100 417
-
health
13 227
11 251
12 063
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
14 105
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
37 991
-
Employer
86 174
86 174
100 417
-
unemployment
3 102
3 102
3 615
-
pensions
5 998
5 998
6 990
-
health
5 990
5 990
6 978
-
total
15 090
15 090
17 583
-
Corporate
17 793
16 735
-
-
income
3 558
3 347
-
-
total
3 558
3 347
-
-
Dividends
14 235
13 388
-
-
income
3 026
2 846
-
-
withholding
2 135
2 009
-
-
total
5 161
4 855
-
-
Income
118 000
118 000
118 000
118 000
Total tax
66 652
60 471
55 574
50 498
After tax
51 348
57 529
62 426
67 502
Living cost
42 273
42 273
42 273
42 273
Free-cash
9 075
15 256
20 153
25 229

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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