Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Helsinki , Finland
₽45610
₽41683
₽29504
₽41251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
117 500
national
-
-
-
14 739
health
-
-
-
1 431
municipal
-
-
-
20 892
total
-
-
-
37 062
Employee
47 727
-
98 848
-
unemployment
716
-
1 482
-
municipal
7 817
-
16 118
-
national
788
-
9 103
-
pensions
3 221
-
6 672
-
health
356
-
1 143
-
total
12 898
-
34 518
-
Employer
47 727
-
98 848
-
pensions
8 280
-
17 149
-
health
367
-
761
-
accident
48
-
98
-
unemployment
310
-
642
-
total
9 005
-
18 650
-
Corporate
60 768
117 500
-
-
income
12 154
23 500
-
-
total
12 154
23 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 461
70 500
-
-
municipal
6 562
12 691
-
-
national
370
5 230
-
-
total
6 932
17 921
-
-
Income
117 500
117 500
117 500
117 500
Total tax
40 989
41 421
53 168
37 062
After tax
76 511
76 079
64 332
80 438
Living cost
34 828
34 828
34 828
34 828
Free-cash
41 683
41 251
29 504
45 610

Estimated living cost  is ₽34828 per week

₽22749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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