Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Helsinki , Finland
₽46363
₽32926
₽48716
₽44883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
117 500
municipal
-
-
-
20 882
health
-
-
-
1 484
national
-
-
-
16 425
total
-
-
-
38 791
Employee
41 101
-
98 847
-
health
307
-
1 196
-
unemployment
617
-
1 482
-
pensions
2 774
-
6 673
-
national
679
-
10 470
-
municipal
6 732
-
16 109
-
total
11 109
-
35 930
-
Employer
41 101
-
98 847
-
health
316
-
761
-
pensions
7 131
-
17 149
-
accident
42
-
99
-
unemployment
267
-
642
-
total
7 756
-
18 651
-
Corporate
68 644
117 500
-
-
income
13 729
23 500
-
-
total
13 729
23 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 186
70 500
-
-
municipal
7 414
12 690
-
-
national
1 136
6 434
-
-
total
8 550
19 124
-
-
Income
117 500
117 500
117 500
117 500
Total tax
41 144
42 624
54 581
38 791
After tax
76 356
74 876
62 919
78 709
Living cost
29 993
29 993
29 993
29 993
Free-cash
46 363
44 883
32 926
48 716

Estimated living cost  is ₽29993 per week

₽19591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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