Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽86563
₽86700
₽82314
₽90201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 046
unemployment
-
-
-
109
income
-
-
-
17 625
health
-
-
-
3 144
total
-
-
-
24 924
Employee
13 588
-
112 136
-
health
625
-
1 258
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 193
-
2 401
-
income
1 359
-
11 214
-
total
3 327
-
15 174
-
Employer
13 588
-
112 136
-
health
938
-
1 886
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 498
-
3 013
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 667
-
5 364
-
Corporate
101 245
117 500
-
-
income
10 125
11 750
-
-
total
10 125
11 750
-
-
Dividends
91 120
105 750
-
-
withholding
4 556
5 287
-
-
total
4 556
5 287
-
-
Income
117 500
117 500
117 500
117 500
Total tax
20 675
17 037
20 538
24 924
After tax
96 825
100 463
96 962
92 576
Living cost
10 262
10 262
10 262
10 262
Free-cash
86 563
90 201
86 700
82 314

Estimated living cost  is ₽10262 per week

₽5991
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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