Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽23222
₽9408
₽19836
₽14081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
city
-
-
-
1 222
pensions
-
-
-
10 672
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 319
regional
-
-
-
4 425
health
-
-
-
261
national
-
-
-
999
total
-
-
-
19 898
Employee
89 251
-
103 828
-
city
958
-
1 115
-
regional
2 923
-
3 794
-
health
202
-
233
-
pensions
7 498
-
8 721
-
unemployment
-
-
-
-
national
422
-
760
-
total
12 003
-
14 623
-
Employer
89 251
-
103 828
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
2 076
-
unemployment
-
-
-
-
pensions
7 498
-
8 721
-
health
202
-
233
-
total
9 484
-
11 030
-
Corporate
16 283
116 000
-
-
regional
3 444
24 534
-
-
national
1 385
9 861
-
-
total
4 829
34 395
-
-
Dividends
11 455
81 606
-
-
withholding
4 010
28 561
-
-
total
4 010
28 561
-
-
Income
116 000
116 000
116 000
116 000
Total tax
30 326
62 956
25 653
19 898
After tax
85 674
53 044
90 347
96 102
Living cost
76 266
76 266
76 266
76 266
Free-cash
9 408
-23 222
14 081
19 836

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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