Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 115500
per

Your estimated
City
free-cash

Andorra , Andorra
₽58807
₽72919
₽61878
₽76037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
social contributions
-
-
-
25 410
income
-
-
-
3 371
total
-
-
-
28 781
Employee
29 853
-
100 000
-
social contributions
1 940
-
6 499
-
income
-
-
3 711
-
total
1 940
-
10 210
-
Employer
29 853
-
100 000
-
social contributions
4 627
-
15 500
-
total
4 627
-
15 500
-
Corporate
81 020
115 500
-
-
income
8 102
11 551
-
-
total
8 102
11 551
-
-
Dividends
72 918
103 949
-
-
total
-
-
-
-
Income
115 500
115 500
115 500
115 500
Total tax
14 669
11 551
25 710
28 781
After tax
100 831
103 949
89 790
86 719
Living cost
27 912
27 912
27 912
27 912
Free-cash
72 919
76 037
61 878
58 807

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽28248
₽34379
₽2533
₽34839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
462
pensions
-
-
-
20 069
income
-
-
-
23 103
total
-
-
-
57 627
Employee
40 590
37 005
89 685
-
unemployment
1 218
1 110
2 691
-
other
405
370
897
-
income
3 616
2 730
19 745
-
pensions
4 157
3 789
9 184
-
health
1 570
1 433
3 471
-
total
10 966
9 432
35 988
-
Employer
40 590
37 005
89 685
-
pensions
5 094
4 645
11 255
-
surtax
-
-
-
-
payroll
1 218
1 110
2 691
-
other
1 928
1 757
4 261
-
health
1 535
1 399
3 390
-
accident
527
481
1 167
-
unemployment
1 218
1 110
2 691
-
chamber of commerce
162
148
359
-
total
11 682
10 650
25 814
-
Corporate
63 228
67 845
86 162
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 806
16 961
21 540
-
total
15 806
16 961
21 540
-
Dividends
47 422
50 884
-
-
withholding
13 042
13 993
-
-
total
13 042
13 993
-
-
Income
115 500
115 500
115 500
115 500
Total tax
51 496
51 036
83 342
57 627
After tax
64 004
64 464
32 158
57 873
Living cost
29 625
29 625
29 625
29 625
Free-cash
34 379
34 839
2 533
28 248

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽24971
₽30211
-₽585
₽31645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
462
pensions
-
-
-
20 069
income
-
-
-
23 103
total
-
-
-
57 810
Employee
46 406
37 005
89 542
-
unemployment
1 392
1 110
2 685
-
other
463
370
895
-
income
5 283
2 730
19 695
-
pensions
4 752
3 789
9 168
-
health
1 796
1 433
3 466
-
total
13 686
9 432
35 909
-
Employer
46 406
37 005
89 542
-
pensions
5 824
4 645
11 237
-
surtax
183
183
183
-
payroll
1 392
1 110
2 685
-
other
2 204
1 757
4 254
-
health
1 753
1 399
3 385
-
accident
603
481
1 165
-
unemployment
1 392
1 110
2 685
-
chamber of commerce
185
148
358
-
total
13 536
10 833
25 952
-
Corporate
55 558
67 662
86 023
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 889
16 915
21 505
-
total
13 889
16 915
21 505
-
Dividends
41 668
50 747
-
-
withholding
11 459
13 956
-
-
total
11 459
13 956
-
-
Income
115 500
115 500
115 500
115 500
Total tax
52 570
51 136
83 366
57 810
After tax
62 930
64 364
32 134
57 690
Living cost
32 719
32 719
32 719
32 719
Free-cash
30 211
31 645
-585
24 971

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17999
₽16910
₽9493
₽30838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
national
-
-
-
39 424
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 826
social contributions
-
-
-
18 394
total
-
-
-
63 644
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
89 457
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
779
-
national
20 420
-
29 754
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 666
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
6 708
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 204
-
total
32 565
-
46 111
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
89 457
-
surtax
7 531
-
10 143
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
7 926
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 501
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 163
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 306
-
total
19 334
-
26 039
-
Corporate
29 745
115 500
-
-
income
5 949
23 100
-
-
surtax
120
462
-
-
total
6 069
23 562
-
-
Dividends
23 676
91 938
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 765
27 243
-
-
total
6 765
27 243
-
-
Income
115 500
115 500
115 500
115 500
Total tax
64 733
50 805
72 150
63 644
After tax
50 767
64 695
43 350
51 856
Living cost
33 857
33 857
33 857
33 857
Free-cash
16 910
30 838
9 493
17 999

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽73537
₽77118
₽77549
₽82776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
17 325
total
-
-
-
25 987
Employee
21 155
-
109 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
10 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
15 610
-
Employer
21 155
-
109 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
90 195
115 500
-
-
income
9 019
11 550
-
-
total
9 019
11 550
-
-
Dividends
81 176
103 950
-
-
withholding
4 059
5 198
-
-
total
4 059
5 198
-
-
Income
115 500
115 500
115 500
115 500
Total tax
22 406
16 748
21 975
25 987
After tax
93 094
98 752
93 525
89 513
Living cost
15 976
15 976
15 976
15 976
Free-cash
77 118
82 776
77 549
73 537

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽77336
₽82260
₽81348
₽86575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
17 325
total
-
-
-
25 987
Employee
16 123
-
109 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
10 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
15 610
-
Employer
16 123
-
109 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
96 213
115 500
-
-
income
9 621
11 550
-
-
total
9 621
11 550
-
-
Dividends
86 592
103 950
-
-
withholding
4 330
5 198
-
-
total
4 330
5 198
-
-
Income
115 500
115 500
115 500
115 500
Total tax
21 063
16 748
21 975
25 987
After tax
94 437
98 752
93 525
89 513
Living cost
12 176
12 176
12 176
12 176
Free-cash
82 260
86 575
81 348
77 336

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽59442
₽57860
₽58209
₽62915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
health
-
-
-
2 945
social contributions
-
-
-
15 024
income
-
-
-
16 590
total
-
-
-
34 559
Employee
71 403
71 403
105 555
-
income
7 775
6 610
16 060
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 794
-
total
11 028
13 750
25 847
-
Employer
71 403
71 403
105 555
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
1 952
-
total
3 301
7 248
9 945
-
Corporate
79 673
36 850
-
-
income
9 960
4 606
-
-
total
9 960
4 606
-
-
Dividends
69 714
32 244
-
-
withholding
11 852
5 482
-
-
total
11 852
5 482
-
-
Income
115 500
115 500
115 500
115 500
Total tax
36 141
31 086
35 792
34 559
After tax
79 359
84 414
79 708
80 941
Living cost
21 499
21 499
21 499
21 499
Free-cash
57 860
62 915
58 209
59 442

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽50823
₽50445
₽49590
₽54296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
health
-
-
-
2 945
social contributions
-
-
-
15 024
income
-
-
-
16 590
total
-
-
-
34 559
Employee
71 403
71 403
105 555
-
income
7 498
6 610
16 060
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 794
-
total
11 678
13 750
25 847
-
Employer
71 403
71 403
105 555
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
1 952
-
total
4 244
7 248
9 945
-
Corporate
69 461
36 850
-
-
income
8 682
4 606
-
-
total
8 682
4 606
-
-
Dividends
60 779
32 244
-
-
withholding
10 333
5 482
-
-
total
10 333
5 482
-
-
Income
115 500
115 500
115 500
115 500
Total tax
34 937
31 086
35 792
34 559
After tax
80 563
84 414
79 708
80 941
Living cost
30 118
30 118
30 118
30 118
Free-cash
50 445
54 296
49 590
50 823

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽37176
₽50383
₽37136
₽58045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
health
-
-
-
15 592
social contributions
-
-
-
30 904
income
-
-
-
10 351
solidarity contribution
-
-
-
-
total
-
-
-
56 847
Employee
31 583
-
86 194
-
income
3 790
-
10 343
-
social contributions
2 053
-
5 603
-
health
4 264
-
11 636
-
solidarity contribution
-
-
-
-
total
10 107
-
27 582
-
Employer
31 583
-
86 194
-
social contributions
7 896
-
21 548
-
health
2 842
-
7 757
-
total
10 738
-
29 305
-
Corporate
73 179
115 500
-
-
income
13 904
21 945
-
-
total
13 904
21 945
-
-
Dividends
59 275
93 555
-
-
withholding
8 891
14 033
-
-
total
8 891
14 033
-
-
Income
115 500
115 500
115 500
115 500
Total tax
43 640
35 978
56 887
56 847
After tax
71 860
79 522
58 613
58 653
Living cost
21 477
21 477
21 477
21 477
Free-cash
50 383
58 045
37 136
37 176

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽32188
₽43615
₽32148
₽53057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
health
-
-
-
15 592
social contributions
-
-
-
30 904
income
-
-
-
10 351
solidarity contribution
-
-
-
-
total
-
-
-
56 847
Employee
38 919
-
86 194
-
income
4 670
-
10 343
-
social contributions
2 530
-
5 603
-
health
5 254
-
11 636
-
solidarity contribution
-
-
-
-
total
12 454
-
27 582
-
Employer
38 919
-
86 194
-
social contributions
9 730
-
21 548
-
health
3 503
-
7 757
-
total
13 233
-
29 305
-
Corporate
63 349
115 500
-
-
income
12 036
21 945
-
-
total
12 036
21 945
-
-
Dividends
51 313
93 555
-
-
withholding
7 697
14 033
-
-
total
7 697
14 033
-
-
Income
115 500
115 500
115 500
115 500
Total tax
45 420
35 978
56 887
56 847
After tax
70 080
79 522
58 613
58 653
Living cost
26 465
26 465
26 465
26 465
Free-cash
43 615
53 057
32 148
32 188

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽25466
-₽87366
-₽87366
-₽87366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
national
-
-
-
12 591
pensions
-
-
-
807
municipal
-
-
-
22 619
labour market
-
-
-
9 175
total
-
-
-
45 192
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
115 500
115 500
115 500
115 500
Total tax
158 024
158 024
158 024
45 192
After tax
-42 524
-42 524
-42 524
70 308
Living cost
44 842
44 842
44 842
44 842
Free-cash
-87 366
-87 366
-87 366
25 466

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽39480
₽64203
₽44145
₽69972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
health
-
-
-
15 015
pensions
-
-
-
23 100
income
-
-
-
15 477
total
-
-
-
53 592
Employee
26 342
-
86 321
-
unemployment
421
-
1 382
-
income
2 966
-
16 642
-
pensions
527
-
1 727
-
total
3 914
-
19 751
-
Employer
26 342
-
86 321
-
pensions
5 269
-
17 264
-
health
3 424
-
11 221
-
unemployment
211
-
691
-
total
8 904
-
29 176
-
Corporate
80 254
115 500
-
-
income
16 051
23 100
-
-
total
16 051
23 100
-
-
Dividends
64 203
92 400
-
-
total
-
-
-
-
Income
115 500
115 500
115 500
115 500
Total tax
28 869
23 100
48 927
53 592
After tax
86 631
92 400
66 573
61 908
Living cost
22 428
22 428
22 428
22 428
Free-cash
64 203
69 972
44 145
39 480

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽43833
₽39534
₽27996
₽39416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
115 500
national
-
-
-
14 088
health
-
-
-
1 390
municipal
-
-
-
20 539
total
-
-
-
36 017
Employee
48 854
-
97 165
-
unemployment
733
-
1 457
-
municipal
8 002
-
15 847
-
national
807
-
8 548
-
pensions
3 297
-
6 559
-
health
365
-
1 108
-
total
13 204
-
33 519
-
Employer
48 854
-
97 165
-
pensions
8 476
-
16 858
-
health
375
-
749
-
accident
49
-
97
-
unemployment
317
-
631
-
total
9 217
-
18 335
-
Corporate
57 428
115 500
-
-
income
11 486
23 100
-
-
total
11 486
23 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 457
69 300
-
-
municipal
6 203
12 474
-
-
national
206
4 860
-
-
total
6 409
17 334
-
-
Income
115 500
115 500
115 500
115 500
Total tax
40 316
40 434
51 854
36 017
After tax
75 184
75 066
63 646
79 483
Living cost
35 650
35 650
35 650
35 650
Free-cash
39 534
39 416
27 996
43 833

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37244
₽34748
₽40210
₽29590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
-
health
-
-
-
3 383
pensions
-
-
-
25 176
social contributions
-
-
-
3 292
income
-
-
-
14 202
other
-
-
-
3 581
total
-
-
-
49 634
Employee
35 475
-
92 124
-
income
1 829
-
15 423
-
surtax
-
-
-
-
social contributions
1 011
-
2 626
-
pensions
4 012
-
5 246
-
total
6 852
-
23 295
-
Employer
35 475
-
92 124
-
pensions
5 829
-
9 037
-
social contributions
106
-
277
-
other
1 225
-
3 179
-
health
2 483
-
7 150
-
unemployment
1 436
-
3 730
-
total
11 079
-
23 373
-
Corporate
68 947
115 500
-
-
income
19 306
32 340
-
-
surtax
-
-
-
-
total
19 306
32 340
-
-
Dividends
49 641
83 160
-
-
withholding
6 354
10 645
-
-
social contributions
8 539
14 303
-
-
surtax
-
-
-
-
total
14 893
24 948
-
-
Income
115 500
115 500
115 500
115 500
Total tax
52 130
57 288
46 668
49 634
After tax
63 370
58 212
68 832
65 866
Living cost
28 622
28 622
28 622
28 622
Free-cash
34 748
29 590
40 210
37 244

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34097
₽31930
₽37063
₽26443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
-
health
-
-
-
3 383
pensions
-
-
-
25 176
social contributions
-
-
-
3 292
income
-
-
-
14 202
other
-
-
-
3 581
total
-
-
-
49 634
Employee
39 741
-
92 124
-
income
2 345
-
15 423
-
surtax
-
-
-
-
social contributions
1 133
-
2 626
-
pensions
4 493
-
5 246
-
total
7 971
-
23 295
-
Employer
39 741
-
92 124
-
pensions
6 529
-
9 037
-
social contributions
120
-
277
-
other
1 371
-
3 179
-
health
2 782
-
7 150
-
unemployment
1 609
-
3 730
-
total
12 411
-
23 373
-
Corporate
63 348
115 500
-
-
income
17 738
32 340
-
-
surtax
-
-
-
-
total
17 738
32 340
-
-
Dividends
45 610
83 160
-
-
withholding
5 838
10 645
-
-
social contributions
7 843
14 303
-
-
surtax
-
-
-
-
total
13 681
24 948
-
-
Income
115 500
115 500
115 500
115 500
Total tax
51 801
57 288
46 668
49 634
After tax
63 699
58 212
68 832
65 866
Living cost
31 769
31 769
31 769
31 769
Free-cash
31 930
26 443
37 063
34 097

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21017
₽19746
₽23983
₽13363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
-
health
-
-
-
3 383
pensions
-
-
-
25 176
social contributions
-
-
-
3 292
income
-
-
-
14 202
other
-
-
-
3 581
total
-
-
-
49 634
Employee
58 158
-
92 124
-
income
5 074
-
15 423
-
surtax
-
-
-
-
social contributions
1 656
-
2 626
-
pensions
6 578
-
5 246
-
total
13 308
-
23 295
-
Employer
58 158
-
92 124
-
pensions
9 556
-
9 037
-
social contributions
174
-
277
-
other
2 007
-
3 179
-
health
4 071
-
7 150
-
unemployment
2 356
-
3 730
-
total
18 164
-
23 373
-
Corporate
39 178
115 500
-
-
income
10 969
32 340
-
-
surtax
-
-
-
-
total
10 969
32 340
-
-
Dividends
28 209
83 160
-
-
withholding
3 611
10 645
-
-
social contributions
4 853
14 303
-
-
surtax
-
-
-
-
total
8 464
24 948
-
-
Income
115 500
115 500
115 500
115 500
Total tax
50 905
57 288
46 668
49 634
After tax
64 595
58 212
68 832
65 866
Living cost
44 849
44 849
44 849
44 849
Free-cash
19 746
13 363
23 983
21 017

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽108396
₽102661
₽86451
₽103776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
115 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 155
total
-
-
-
1 155
Employee
7 436
-
115 500
-
income
1 487
-
23 100
-
total
1 487
-
23 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 064
115 500
-
-
total
-
-
-
-
Dividends
108 064
115 500
-
-
withholding
5 403
5 775
-
-
total
5 403
5 775
-
-
Income
115 500
115 500
115 500
115 500
Total tax
6 890
5 775
23 100
1 155
After tax
108 610
109 725
92 400
114 345
Living cost
5 949
5 949
5 949
5 949
Free-cash
102 661
103 776
86 451
108 396

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽105075
₽98716
₽83130
₽100455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
115 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 155
total
-
-
-
1 155
Employee
11 588
-
115 500
-
income
2 318
-
23 100
-
total
2 318
-
23 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 912
115 500
-
-
total
-
-
-
-
Dividends
103 912
115 500
-
-
withholding
5 196
5 775
-
-
total
5 196
5 775
-
-
Income
115 500
115 500
115 500
115 500
Total tax
7 514
5 775
23 100
1 155
After tax
107 986
109 725
92 400
114 345
Living cost
9 270
9 270
9 270
9 270
Free-cash
98 716
100 455
83 130
105 075

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30884
₽35818
₽41263
₽23671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 671
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 372
trade
-
-
-
10 379
total
-
-
-
48 766
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
115 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
30 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 671
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
38 387
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 298
115 500
-
-
trade
9 944
16 575
-
-
income
10 395
17 325
-
-
chamber of commerce
243
310
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

571
953
-
-
total
21 153
35 163
-
-
Dividends
48 145
80 337
-
-
withholding
11 683
19 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

643
1 085
-
-
total
12 326
20 816
-
-
Income
115 500
115 500
115 500
115 500
Total tax
43 832
55 979
38 387
48 766
After tax
71 668
59 521
77 113
66 734
Living cost
35 850
35 850
35 850
35 850
Free-cash
35 818
23 671
41 263
30 884

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽37595
₽40477
₽48987
₽30206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 671
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 372
trade
-
-
-
11 392
total
-
-
-
49 779
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
115 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
30 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 671
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
38 387
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 984
115 500
-
-
trade
12 598
18 191
-
-
income
11 998
17 325
-
-
chamber of commerce
256
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

659
953
-
-
total
25 511
36 776
-
-
Dividends
54 474
78 724
-
-
withholding
13 265
19 329
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

730
1 063
-
-
total
13 995
20 392
-
-
Income
115 500
115 500
115 500
115 500
Total tax
46 897
57 168
38 387
49 779
After tax
68 603
58 332
77 113
65 721
Living cost
28 126
28 126
28 126
28 126
Free-cash
40 477
30 206
48 987
37 595

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28737
₽34309
₽40635
₽21262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 671
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 372
trade
-
-
-
11 898
total
-
-
-
50 285
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
115 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
30 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 671
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
38 387
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 410
115 500
-
-
trade
11 253
18 999
-
-
income
10 261
17 325
-
-
chamber of commerce
238
305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

564
953
-
-
total
22 316
37 582
-
-
Dividends
46 095
77 917
-
-
withholding
11 170
19 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

615
1 052
-
-
total
11 785
20 178
-
-
Income
115 500
115 500
115 500
115 500
Total tax
44 713
57 760
38 387
50 285
After tax
70 787
57 740
77 113
65 215
Living cost
36 478
36 478
36 478
36 478
Free-cash
34 309
21 262
40 635
28 737

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22171
₽29666
₽34575
₽14607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 671
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 372
trade
-
-
-
12 404
total
-
-
-
50 791
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
115 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
30 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 671
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
38 387
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 695
115 500
-
-
trade
10 238
19 808
-
-
income
8 953
17 325
-
-
chamber of commerce
226
303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
953
-
-
total
19 909
38 389
-
-
Dividends
39 786
77 110
-
-
withholding
9 593
18 925
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

527
1 041
-
-
total
10 120
19 966
-
-
Income
115 500
115 500
115 500
115 500
Total tax
43 296
58 355
38 387
50 791
After tax
72 204
57 145
77 113
64 709
Living cost
42 538
42 538
42 538
42 538
Free-cash
29 666
14 607
34 575
22 171

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35027
₽48841
₽33124
₽51792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
3 350
unemployment
-
-
-
211
health
-
-
-
8 201
pensions
-
-
-
23 100
income
-
-
-
24 754
other
-
-
-
-
total
-
-
-
59 616
Employee
31 271
-
95 415
-
unemployment
2 176
-
6 641
-
other
-
-
-
-
income
5 242
-
22 948
-
surtax
111
-
3 048
-
pensions
2 086
-
6 365
-
health
798
-
2 434
-
total
10 413
-
41 436
-
Employer
31 271
-
95 415
-
pensions
4 169
-
12 719
-
other
-
-
-
-
health
1 422
-
4 340
-
unemployment
992
-
3 024
-
total
6 583
-
20 083
-
Corporate
77 646
115 500
-
-
income
20 187
30 030
-
-
total
20 187
30 030
-
-
Dividends
57 459
85 470
-
-
withholding
8 619
12 821
-
-
total
8 619
12 821
-
-
Income
115 500
115 500
115 500
115 500
Total tax
45 802
42 851
61 519
59 616
After tax
69 698
72 649
53 981
55 884
Living cost
20 857
20 857
20 857
20 857
Free-cash
48 841
51 792
33 124
35 027

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35394
₽49272
₽33491
₽52159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
surtax
-
-
-
3 350
unemployment
-
-
-
211
health
-
-
-
8 201
pensions
-
-
-
23 100
income
-
-
-
24 754
other
-
-
-
-
total
-
-
-
59 616
Employee
30 707
-
95 415
-
unemployment
2 137
-
6 641
-
other
-
-
-
-
income
5 147
-
22 948
-
surtax
100
-
3 048
-
pensions
2 048
-
6 365
-
health
784
-
2 434
-
total
10 216
-
41 436
-
Employer
30 707
-
95 415
-
pensions
4 093
-
12 719
-
other
-
-
-
-
health
1 397
-
4 340
-
unemployment
973
-
3 024
-
total
6 463
-
20 083
-
Corporate
78 329
115 500
-
-
income
20 365
30 030
-
-
total
20 365
30 030
-
-
Dividends
57 964
85 470
-
-
withholding
8 694
12 821
-
-
total
8 694
12 821
-
-
Income
115 500
115 500
115 500
115 500
Total tax
45 738
42 851
61 519
59 616
After tax
69 762
72 649
53 981
55 884
Living cost
20 490
20 490
20 490
20 490
Free-cash
49 272
52 159
33 491
35 394

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61442
₽46834
₽48387
₽46448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
unemployment
-
-
-
1 733
health
-
-
-
8 085
pensions
-
-
-
11 550
income
-
-
-
14 120
total
-
-
-
35 488
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
96 653
-
unemployment
402
160
1 450
-
income
3 277
1 304
11 816
-
pensions
2 681
1 067
9 665
-
health
1 876
747
6 766
-
total
8 236
3 278
29 697
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
96 653
-
pensions
5 227
2 080
18 847
-
total
5 227
2 080
18 847
-
Corporate
83 467
102 752
-
-
income
7 512
9 248
-
-
total
7 512
9 248
-
-
Dividends
75 955
93 504
-
-
withholding
14 432
17 766
-
-
social contributions
14 689
18 111
-
-
total
29 121
35 877
-
-
Income
115 500
115 500
115 500
115 500
Total tax
50 096
50 483
48 544
35 488
After tax
65 404
65 017
66 956
80 012
Living cost
18 570
18 570
18 570
18 570
Free-cash
46 834
46 448
48 387
61 442

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽24026
₽26486
₽24932
₽27231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
national
-
-
-
19 164
pensions
-
-
-
13 860
social contributions
-
-
-
1 242
municipal
-
-
-
12 367
total
-
-
-
46 633
Employee
69 511
-
99 849
-
municipal
8 586
-
12 815
-
national
13 304
-
19 857
-
pensions
2 780
-
3 994
-
total
24 670
-
36 666
-
Employer
69 511
-
99 849
-
pensions
5 561
-
7 988
-
social contributions
747
-
1 073
-
total
6 308
-
9 061
-
Corporate
35 093
115 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 019
23 100
-
-
total
7 019
23 100
-
-
Dividends
28 074
92 400
-
-
withholding
6 176
20 328
-
-
total
6 176
20 328
-
-
Income
115 500
115 500
115 500
115 500
Total tax
44 173
43 428
45 727
46 633
After tax
71 327
72 072
69 773
68 867
Living cost
44 841
44 841
44 841
44 841
Free-cash
26 486
27 231
24 932
24 026

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21004
₽30005
₽21004
₽27956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
social contributions
-
-
-
10 750
income
-
-
-
30 851
total
-
-
-
41 601
Employee
72 635
-
115 500
-
social contributions
6 034
-
10 750
-
income
13 706
-
30 851
-
total
19 740
-
41 601
-
Employer
72 635
-
115 500
-
total
-
-
-
-
Corporate
42 865
115 500
-
-
income
5 359
14 437
-
-
total
5 359
14 437
-
-
Dividends
37 507
101 063
-
-
withholding
7 501
20 212
-
-
total
7 501
20 212
-
-
Income
115 500
115 500
115 500
115 500
Total tax
32 600
34 649
41 601
41 601
After tax
82 900
80 851
73 899
73 899
Living cost
52 895
52 895
52 895
52 895
Free-cash
30 005
27 956
21 004
21 004

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽18496
₽17592
₽12996
₽22443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
national
-
-
-
26 117
regional
-
-
-
1 314
social contributions
-
-
-
29 706
municipal
-
-
-
685
total
-
-
-
57 822
Employee
82 526
-
115 500
-
municipal
437
-
613
-
national
14 300
-
22 606
-
social contributions
27 828
-
38 947
-
regional
779
-
1 156
-
total
43 344
-
63 322
-
Employer
82 526
-
115 500
-
total
-
-
-
-
Corporate
32 974
115 500
-
-
nationa
7 914
27 720
-
-
municipal
1 286
4 504
-
-
total
9 200
32 224
-
-
Dividends
23 774
83 276
-
-
withholding
6 182
21 651
-
-
total
6 182
21 651
-
-
Income
115 500
115 500
115 500
115 500
Total tax
58 726
53 875
63 322
57 822
After tax
56 774
61 625
52 178
57 678
Living cost
39 182
39 182
39 182
39 182
Free-cash
17 592
22 443
12 996
18 496

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32236
₽33634
₽26765
₽35694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 500
national
-
-
-
26 117
regional
-
-
-
1 742
social contributions
-
-
-
29 706
municipal
-
-
-
685
total
-
-
-
58 250
Employee
51 509
-
115 500
-
municipal
273
-
613
-
national
8 160
-
22 606
-
social contributions
17 369
-
38 947
-
regional
693
-
1 555
-
total
26 495
-
63 721
-
Employer
51 509
-
115 500
-
total
-
-
-
-
Corporate
63 991
115 500
-
-
nationa