Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 11500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽18206
-₽22071
-₽17866
-₽16827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
social contributions
-
-
-
2 529
income
-
-
-
-
total
-
-
-
2 529
Employee
29 066
-
9 958
-
social contributions
1 889
-
647
-
income
-
-
-
-
total
1 889
-
647
-
Employer
29 066
-
9 958
-
social contributions
4 505
-
1 542
-
total
4 505
-
1 542
-
Corporate
-
11 500
-
-
income
-
1 150
-
-
total
-
1 150
-
-
Dividends
-
10 350
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
6 394
1 150
2 189
2 529
After tax
5 106
10 350
9 311
8 971
Living cost
27 177
27 177
27 177
27 177
Free-cash
-22 071
-16 827
-17 866
-18 206

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽25942
-₽40254
-₽28634
-₽37755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
880
chamber of commerce
-
-
-
46
pensions
-
-
-
2 127
income
-
-
-
-
total
-
-
-
8 598
Employee
39 521
36 030
36 030
-
unemployment
1 186
1 081
271
-
other
395
360
91
-
income
3 521
2 658
4 233
-
pensions
4 047
3 689
923
-
health
1 529
1 395
348
-
total
10 678
9 183
5 866
-
Employer
39 521
36 030
36 030
-
pensions
4 960
4 523
1 132
-
surtax
-
-
-
-
payroll
1 186
1 081
1 081
-
other
1 877
1 711
1 482
-
health
1 494
1 362
341
-
accident
513
468
91
-
unemployment
1 186
1 081
271
-
chamber of commerce
158
144
144
-
total
11 374
10 370
4 542
-
Corporate
3 431
3 431
3 525
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

858
858
882
-
total
858
858
882
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
22 910
20 411
11 290
8 598
After tax
-11 410
-8 911
210
2 902
Living cost
28 844
28 844
28 844
28 844
Free-cash
-40 254
-37 755
-28 634
-25 942

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽29133
-₽47718
-₽31798
-₽40946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
880
chamber of commerce
-
-
-
46
pensions
-
-
-
2 127
income
-
-
-
-
total
-
-
-
8 776
Employee
45 183
36 030
36 030
-
unemployment
1 355
1 081
271
-
other
451
360
91
-
income
5 144
2 658
4 233
-
pensions
4 627
3 689
923
-
health
1 748
1 395
348
-
total
13 325
9 183
5 866
-
Employer
45 183
36 030
36 030
-
pensions
5 670
4 523
1 132
-
surtax
178
178
178
-
payroll
1 355
1 081
1 081
-
other
2 146
1 711
1 482
-
health
1 707
1 362
341
-
accident
587
468
88
-
unemployment
1 355
1 081
271
-
chamber of commerce
180
144
144
-
total
13 178
10 548
4 717
-
Corporate
3 431
3 431
3 431
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

858
858
858
-
total
858
858
858
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
27 361
20 589
11 441
8 776
After tax
-15 861
-9 089
59
2 724
Living cost
31 857
31 857
31 857
31 857
Free-cash
-47 718
-40 946
-31 798
-29 133

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽28317
-₽71998
-₽27620
-₽26228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
national
-
-
-
1 683
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
403
social contributions
-
-
-
4 766
total
-
-
-
6 852
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
8 908
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
77
-
national
19 883
-
1 935
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
465
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
667
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
419
-
total
31 708
-
3 563
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
8 908
-
surtax
7 333
-
1 009
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
789
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
547
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
117
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
130
-
total
18 825
-
2 592
-
Corporate
-
11 500
-
-
income
-
2 301
-
-
surtax
-
46
-
-
total
-
2 347
-
-
Dividends
-
9 153
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 416
-
-
total
-
2 416
-
-
Income
11 500
11 500
11 500
11 500
Total tax
50 533
4 763
6 155
6 852
After tax
-39 033
6 737
5 345
4 648
Living cost
32 965
32 965
32 965
32 965
Free-cash
-71 998
-26 228
-27 620
-28 317

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽8890
-₽13200
-₽8333
-₽5761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
unemployment
-
-
-
46
health
-
-
-
1 323
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 702
income
-
-
-
1 725
total
-
-
-
4 796
Employee
20 649
-
9 612
-
accident

We are using the highest rate at 1.1%.

227
-
106
-
income
2 065
-
961
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
844
-
health
950
-
442
-
total
5 055
-
2 353
-
Employer
20 649
-
9 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
1 059
-
health
1 425
-
663
-
accident

We are using the highest rate at 1.1%.

227
-
106
-
unemployment
124
-
58
-
total
4 051
-
1 886
-
Corporate
-
11 500
-
-
income
-
1 150
-
-
total
-
1 150
-
-
Dividends
-
10 350
-
-
withholding
-
517
-
-
total
-
517
-
-
Income
11 500
11 500
11 500
11 500
Total tax
9 106
1 667
4 239
4 796
After tax
2 394
9 833
7 261
6 704
Living cost
15 594
15 594
15 594
15 594
Free-cash
-13 200
-5 761
-8 333
-8 890

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₽5182
-₽7327
-₽4625
-₽2053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
unemployment
-
-
-
46
health
-
-
-
1 323
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 702
income
-
-
-
1 725
total
-
-
-
4 796
Employee
15 738
-
9 612
-
accident

We are using the highest rate at 1.1%.

173
-
106
-
income
1 574
-
961
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
844
-
health
724
-
442
-
total
3 853
-
2 353
-
Employer
15 738
-
9 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
1 059
-
health
1 086
-
663
-
accident

We are using the highest rate at 1.1%.

173
-
106
-
unemployment
94
-
58
-
total
3 088
-
1 886
-
Corporate
-
11 500
-
-
income
-
1 150
-
-
total
-
1 150
-
-
Dividends
-
10 350
-
-
withholding
-
517
-
-
total
-
517
-
-
Income
11 500
11 500
11 500
11 500
Total tax
6 941
1 667
4 239
4 796
After tax
4 559
9 833
7 261
6 704
Living cost
11 886
11 886
11 886
11 886
Free-cash
-7 327
-2 053
-4 625
-5 182

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽15672
-₽23383
-₽21974
-₽29878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 370
health
-
-
-
877
social contributions
-
-
-
5 362
income
-
-
-
-
total
-
-
-
6 239
Employee
69 521
69 521
69 521
-
income
7 570
6 436
7 817
-
social contributions
2 628
5 770
1 946
-
health
539
1 182
398
-
total
10 737
13 388
10 161
-
Employer
69 521
69 521
69 521
-
social contributions
2 628
5 770
1 946
-
health
585
1 287
434
-
total
3 213
7 057
2 380
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
13 950
20 445
12 541
6 239
After tax
-2 450
-8 945
-1 041
5 261
Living cost
20 933
20 933
20 933
20 933
Free-cash
-23 383
-29 878
-21 974
-15 672

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽24064
-₽33325
-₽30366
-₽38270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 370
health
-
-
-
877
social contributions
-
-
-
5 362
income
-
-
-
-
total
-
-
-
6 239
Employee
69 521
69 521
69 521
-
income
7 300
6 436
7 817
-
social contributions
3 378
5 770
1 946
-
health
691
1 182
398
-
total
11 369
13 388
10 161
-
Employer
69 521
69 521
69 521
-
social contributions
3 378
5 770
1 946
-
health
753
1 287
434
-
total
4 131
7 057
2 380
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
15 500
20 445
12 541
6 239
After tax
-4 000
-8 945
-1 041
5 261
Living cost
29 325
29 325
29 325
29 325
Free-cash
-33 325
-38 270
-30 366
-24 064

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽15260
-₽29610
-₽15027
-₽12944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
health
-
-
-
1 552
social contributions
-
-
-
3 358
income
-
-
-
988
solidarity contribution
-
-
-
-
total
-
-
-
5 898
Employee
30 679
-
8 582
-
income
3 681
-
1 030
-
social contributions
1 994
-
558
-
health
4 142
-
1 159
-
solidarity contribution
-
-
-
-
total
9 817
-
2 747
-
Employer
30 679
-
8 582
-
social contributions
7 670
-
2 146
-
health
2 761
-
772
-
total
10 431
-
2 918
-
Corporate
-
11 500
-
-
income
-
2 185
-
-
total
-
2 185
-
-
Dividends
-
9 315
-
-
withholding
-
1 397
-
-
total
-
1 397
-
-
Income
11 500
11 500
11 500
11 500
Total tax
20 248
3 582
5 665
5 898
After tax
-8 748
7 918
5 835
5 602
Living cost
20 862
20 862
20 862
20 862
Free-cash
-29 610
-12 944
-15 027
-15 260

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽20105
-₽39158
-₽19872
-₽17789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
health
-
-
-
1 552
social contributions
-
-
-
3 358
income
-
-
-
988
solidarity contribution
-
-
-
-
total
-
-
-
5 898
Employee
37 805
-
8 582
-
income
4 537
-
1 030
-
social contributions
2 457
-
558
-
health
5 104
-
1 159
-
solidarity contribution
-
-
-
-
total
12 098
-
2 747
-
Employer
37 805
-
8 582
-
social contributions
9 451
-
2 146
-
health
3 402
-
772
-
total
12 853
-
2 918
-
Corporate
-
11 500
-
-
income
-
2 185
-
-
total
-
2 185
-
-
Dividends
-
9 315
-
-
withholding
-
1 397
-
-
total
-
1 397
-
-
Income
11 500
11 500
11 500
11 500
Total tax
24 951
3 582
5 665
5 898
After tax
-13 451
7 918
5 835
5 602
Living cost
25 707
25 707
25 707
25 707
Free-cash
-39 158
-17 789
-19 872
-20 105

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽33824
-₽186056
-₽186056
-₽186056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
national
-
-
-
13
pensions
-
-
-
786
municipal
-
-
-
-
labour market
-
-
-
857
total
-
-
-
1 656
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
153 888
153 888
153 888
1 656
After tax
-142 388
-142 388
-142 388
9 844
Living cost
43 668
43 668
43 668
43 668
Free-cash
-186 056
-186 056
-186 056
-33 824

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽14131
-₽22819
-₽14188
-₽12639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
health
-
-
-
1 494
pensions
-
-
-
2 299
income
-
-
-
-
total
-
-
-
3 793
Employee
25 648
-
8 021
-
unemployment
410
-
165
-
income
2 888
-
-
-
pensions
513
-
206
-
total
3 811
-
371
-
Employer
25 648
-
8 021
-
pensions
5 130
-
2 059
-
health
3 334
-
1 338
-
unemployment
206
-
82
-
total
8 670
-
3 479
-
Corporate
-
11 500
-
-
income
-
2 301
-
-
total
-
2 301
-
-
Dividends
-
9 199
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
12 481
2 301
3 850
3 793
After tax
-981
9 199
7 650
7 707
Living cost
21 838
21 838
21 838
21 838
Free-cash
-22 819
-12 639
-14 188
-14 131

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽25280
-₽45042
-₽27433
-₽26754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
11 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
2 069
total
-
-
-
2 069
Employee
47 567
-
9 674
-
unemployment
714
-
146
-
municipal
7 791
-
1 597
-
national
786
-
-
-
pensions
3 210
-
654
-
health
355
-
-
-
total
12 856
-
2 397
-
Employer
47 567
-
9 674
-
pensions
8 253
-
1 678
-
health
365
-
74
-
accident
48
-
10
-
unemployment
309
-
63
-
total
8 975
-
1 825
-
Corporate
-
11 500
-
-
income
-
2 301
-
-
total
-
2 301
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
6 899
-
-
municipal
-
1 242
-
-
national
-
-
-
-
total
-
1 242
-
-
Income
11 500
11 500
11 500
11 500
Total tax
21 831
3 543
4 222
2 069
After tax
-10 331
7 957
7 278
9 431
Living cost
34 711
34 711
34 711
34 711
Free-cash
-45 042
-26 754
-27 433
-25 280

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽21708
-₽33827
-₽20343
-₽22072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
health
-
-
-
240
pensions
-
-
-
4 415
social contributions
-
-
-
328
income
-
-
-
-
other
-
-
-
357
total
-
-
-
5 340
Employee
34 540
-
8 763
-
income
1 781
-
-
-
surtax
-
-
-
-
social contributions
985
-
249
-
pensions
3 907
-
990
-
total
6 673
-
1 239
-
Employer
34 540
-
8 763
-
pensions
5 676
-
1 439
-
social contributions
103
-
26
-
other
1 192
-
302
-
health
2 417
-
614
-
unemployment
1 398
-
355
-
total
10 786
-
2 736
-
Corporate
-
11 500
-
-
income
-
3 220
-
-
surtax
-
-
-
-
total
-
3 220
-
-
Dividends
-
8 280
-
-
withholding
-
1 060
-
-
social contributions
-
1 424
-
-
surtax
-
-
-
-
total
-
2 484
-
-
Income
11 500
11 500
11 500
11 500
Total tax
17 459
5 704
3 975
5 340
After tax
-5 959
5 796
7 525
6 160
Living cost
27 868
27 868
27 868
27 868
Free-cash
-33 827
-22 072
-20 343
-21 708

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽24772
-₽39278
-₽23407
-₽25136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
health
-
-
-
240
pensions
-
-
-
4 415
social contributions
-
-
-
328
income
-
-
-
-
other
-
-
-
357
total
-
-
-
5 340
Employee
38 694
-
8 763
-
income
2 284
-
-
-
surtax
-
-
-
-
social contributions
1 103
-
249
-
pensions
4 375
-
990
-
total
7 762
-
1 239
-
Employer
38 694
-
8 763
-
pensions
6 357
-
1 439
-
social contributions
117
-
26
-
other
1 335
-
302
-
health
2 709
-
614
-
unemployment
1 566
-
355
-
total
12 084
-
2 736
-
Corporate
-
11 500
-
-
income
-
3 220
-
-
surtax
-
-
-
-
total
-
3 220
-
-
Dividends
-
8 280
-
-
withholding
-
1 060
-
-
social contributions
-
1 424
-
-
surtax
-
-
-
-
total
-
2 484
-
-
Income
11 500
11 500
11 500
11 500
Total tax
19 846
5 704
3 975
5 340
After tax
-8 346
5 796
7 525
6 160
Living cost
30 932
30 932
30 932
30 932
Free-cash
-39 278
-25 136
-23 407
-24 772

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽37507
-₽62811
-₽36142
-₽37871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
health
-
-
-
240
pensions
-
-
-
4 415
social contributions
-
-
-
328
income
-
-
-
-
other
-
-
-
357
total
-
-
-
5 340
Employee
56 626
-
8 763
-
income
4 941
-
-
-
surtax
-
-
-
-
social contributions
1 613
-
249
-
pensions
6 405
-
990
-
total
12 959
-
1 239
-
Employer
56 626
-
8 763
-
pensions
9 304
-
1 439
-
social contributions
170
-
26
-
other
1 954
-
302
-
health
3 963
-
614
-
unemployment
2 294
-
355
-
total
17 685
-
2 736
-
Corporate
-
11 500
-
-
income
-
3 220
-
-
surtax
-
-
-
-
total
-
3 220
-
-
Dividends
-
8 280
-
-
withholding
-
1 060
-
-
social contributions
-
1 424
-
-
surtax
-
-
-
-
total
-
2 484
-
-
Income
11 500
11 500
11 500
11 500
Total tax
30 644
5 704
3 975
5 340
After tax
-19 144
5 796
7 525
6 160
Living cost
43 667
43 667
43 667
43 667
Free-cash
-62 811
-37 871
-36 142
-37 507

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽5545
₽3990
₽3360
₽5085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
11 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
115
total
-
-
-
115
Employee
7 300
-
11 500
-
income
1 460
-
2 300
-
total
1 460
-
2 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

4 200
11 500
-
-
total
-
-
-
-
Dividends
4 200
11 500
-
-
withholding
210
575
-
-
total
210
575
-
-
Income
11 500
11 500
11 500
11 500
Total tax
1 670
575
2 300
115
After tax
9 830
10 925
9 200
11 385
Living cost
5 840
5 840
5 840
5 840
Free-cash
3 990
5 085
3 360
5 545

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽2285
₽119
₽100
₽1825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
11 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
115
total
-
-
-
115
Employee
11 376
-
11 500
-
income
2 275
-
2 300
-
total
2 275
-
2 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

124
11 500
-
-
total
-
-
-
-
Dividends
124
11 500
-
-
withholding
6
575
-
-
total
6
575
-
-
Income
11 500
11 500
11 500
11 500
Total tax
2 281
575
2 300
115
After tax
9 219
10 925
9 200
11 385
Living cost
9 100
9 100
9 100
9 100
Free-cash
119
1 825
100
2 285

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽29582
-₽33485
-₽29582
-₽28742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
11 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
11 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
6 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
11 500
-
-
trade
-
1 651
-
-
income
-
1 724
-
-
chamber of commerce
-
154
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
3 623
-
-
Dividends
-
7 876
-
-
withholding
-
1 625
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
89
-
-
total
-
1 714
-
-
Income
11 500
11 500
11 500
11 500
Total tax
10 080
5 337
6 177
6 177
After tax
1 420
6 163
5 323
5 323
Living cost
34 905
34 905
34 905
34 905
Free-cash
-33 485
-28 742
-29 582
-29 582

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽22062
-₽23081
-₽22062
-₽21342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
11 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
11 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
6 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
11 500
-
-
trade
-
1 812
-
-
income
-
1 724
-
-
chamber of commerce
-
154
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
3 784
-
-
Dividends
-
7 715
-
-
withholding
-
1 585
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
88
-
-
total
-
1 673
-
-
Income
11 500
11 500
11 500
11 500
Total tax
7 196
5 457
6 177
6 177
After tax
4 304
6 043
5 323
5 323
Living cost
27 385
27 385
27 385
27 385
Free-cash
-23 081
-21 342
-22 062
-22 062

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽30194
-₽34349
-₽30194
-₽29532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
11 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
11 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
6 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
11 500
-
-
trade
-
1 892
-
-
income
-
1 724
-
-
chamber of commerce
-
154
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
3 864
-
-
Dividends
-
7 635
-
-
withholding
-
1 565
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
86
-
-
total
-
1 651
-
-
Income
11 500
11 500
11 500
11 500
Total tax
10 332
5 515
6 177
6 177
After tax
1 168
5 985
5 323
5 323
Living cost
35 517
35 517
35 517
35 517
Free-cash
-34 349
-29 532
-30 194
-30 194

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽36095
-₽42836
-₽36095
-₽35494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
11 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
11 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
6 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
11 500
-
-
trade
-
1 973
-
-
income
-
1 724
-
-
chamber of commerce
-
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
3 944
-
-
Dividends
-
7 556
-
-
withholding
-
1 546
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
86
-
-
total
-
1 632
-
-
Income
11 500
11 500
11 500
11 500
Total tax
12 918
5 576
6 177
6 177
After tax
-1 418
5 924
5 323
5 323
Living cost
41 418
41 418
41 418
41 418
Free-cash
-42 836
-35 494
-36 095
-36 095

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽13889
-₽25356
-₽14700
-₽13073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
858
pensions
-
-
-
2 414
income
-
-
-
1 604
other
-
-
-
-
total
-
-
-
5 082
Employee
30 447
-
8 961
-
unemployment
2 119
-
839
-
other
-
-
-
-
income
5 104
-
1 402
-
surtax
108
-
-
-
pensions
2 031
-
805
-
health
777
-
307
-
total
10 139
-
3 353
-
Employer
30 447
-
8 961
-
pensions
4 059
-
1 608
-
other
-
-
-
-
health
1 385
-
549
-
unemployment
966
-
383
-
total
6 410
-
2 540
-
Corporate
-
11 500
-
-
income
-
2 990
-
-
total
-
2 990
-
-
Dividends
-
8 510
-
-
withholding
-
1 276
-
-
total
-
1 276
-
-
Income
11 500
11 500
11 500
11 500
Total tax
16 549
4 266
5 893
5 082
After tax
-5 049
7 234
5 607
6 418
Living cost
20 307
20 307
20 307
20 307
Free-cash
-25 356
-13 073
-14 700
-13 889

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽13533
-₽24693
-₽14344
-₽12717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
858
pensions
-
-
-
2 414
income
-
-
-
1 604
other
-
-
-
-
total
-
-
-
5 082
Employee
29 898
-
8 961
-
unemployment
2 081
-
839
-
other
-
-
-
-
income
5 012
-
1 402
-
surtax
98
-
-
-
pensions
1 994
-
805
-
health
763
-
307
-
total
9 948
-
3 353
-
Employer
29 898
-
8 961
-
pensions
3 986
-
1 608
-
other
-
-
-
-
health
1 361
-
549
-
unemployment
947
-
383
-
total
6 294
-
2 540
-
Corporate
-
11 500
-
-
income
-
2 990
-
-
total
-
2 990
-
-
Dividends
-
8 510
-
-
withholding
-
1 276
-
-
total
-
1 276
-
-
Income
11 500
11 500
11 500
11 500
Total tax
16 242
4 266
5 893
5 082
After tax
-4 742
7 234
5 607
6 418
Living cost
19 951
19 951
19 951
19 951
Free-cash
-24 693
-12 717
-14 344
-13 533

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽9965
-₽19432
-₽11367
-₽11606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
unemployment
-
-
-
172
health
-
-
-
805
pensions
-
-
-
1 150
income
-
-
-
1 406
total
-
-
-
3 533
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
10 302
-
unemployment
388
155
144
-
income
3 164
1 259
1 278
-
pensions
2 588
1 030
962
-
health
1 812
721
674
-
total
7 952
3 165
3 058
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
10 302
-
pensions
5 048
2 009
1 877
-
total
5 048
2 009
1 877
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
11 500
11 500
11 500
11 500
Total tax
13 000
5 174
4 935
3 533
After tax
-1 500
6 326
6 565
7 967
Living cost
17 932
17 932
17 932
17 932
Free-cash
-19 432
-11 606
-11 367
-9 965

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽34540
-₽62676
-₽34449
-₽36693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
national
-
-
-
405
pensions
-
-
-
1 380
social contributions
-
-
-
124
municipal
-
-
-
262
total
-
-
-
2 171
Employee
68 005
-
9 942
-
municipal
8 400
-
306
-
national
13 016
-
474
-
pensions
2 720
-
398
-
total
24 136
-
1 178
-
Employer
68 005
-
9 942
-
pensions
5 440
-
795
-
social contributions
731
-
107
-
total
6 171
-
902
-
Corporate
-
11 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 300
-
-
total
-
2 300
-
-
Dividends
-
9 200
-
-
withholding
-
2 024
-
-
total
-
2 024
-
-
Income
11 500
11 500
11 500
11 500
Total tax
30 307
4 324
2 080
2 171
After tax
-18 807
7 176
9 420
9 329
Living cost
43 869
43 869
43 869
43 869
Free-cash
-62 676
-36 693
-34 449
-34 540

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽40002
-₽59222
-₽40002
-₽43453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
social contributions
-
-
-
117
income
-
-
-
-117
total
-
-
-
-
Employee
70 721
-
11 500
-
social contributions
5 875
-
117
-
income
13 345
-
-117
-
total
19 220
-
-
-
Employer
70 721
-
11 500
-
total
-
-
-
-
Corporate
-
11 500
-
-
income
-
1 438
-
-
total
-
1 438
-
-
Dividends
-
10 062
-
-
withholding
-
2 013
-
-
total
-
2 013
-
-
Income
11 500
11 500
11 500
11 500
Total tax
19 220
3 451
-
-
After tax
-7 720
8 049
11 500
11 500
Living cost
51 502
51 502
51 502
51 502
Free-cash
-59 222
-43 453
-40 002
-40 002

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽34781
-₽68851
-₽36416
-₽32016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
national
-
-
-
1 033
regional
-
-
-
55
social contributions
-
-
-
7 007
municipal
-
-
-
36
total
-
-
-
8 131
Employee
80 351
-
11 500
-
municipal
425
-
19
-
national
13 923
-
532
-
social contributions
27 095
-
9 186
-
regional
758
-
29
-
total
42 201
-
9 766
-
Employer
80 351
-
11 500
-
total
-
-
-
-
Corporate
-
11 500
-
-
nationa
-
2 761
-
-
municipal
-
448
-
-
total
-
3 209
-
-
Dividends
-
8 292
-
-
withholding
-
2 157
-
-
total
-
2 157
-
-
Income
11 500
11 500
11 500
11 500
Total tax
42 201
5 366
9 766
8 131
After tax
-30 701
6 134
1 734
3 369
Living cost
38 150
38 150
38 150
38 150
Free-cash
-68 851
-32 016
-36 416
-34 781

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽21022
-₽38653
-₽22638
-₽18311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 500
national
-
-
-
1 033
regional
-
-
-
91
social contributions
-
-
-
7 007
municipal
-
-
-
36
total
-
-
-
8 167
Employee
50 152
-
11 500
-
municipal
266
-
19
-
national
7 945
-
532
-
social contributions
16 912
-
9 186
-
regional
675
-
46
-
total
25 798
-
9 783
-
Employer
50 152
-
11 500
-
total
-
-
-
-
Corporate
-
11 500
-
-
nationa
-
2 761
-
-
municipal
-
571