Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽25496
₽7717
₽16973
₽11320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
city
-
-
-
1 202
pensions
-
-
-
10 489
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 281
regional
-
-
-
4 251
health
-
-
-
257
national
-
-
-
921
total
-
-
-
19 401
Employee
90 843
-
102 036
-
city
975
-
1 097
-
regional
2 975
-
3 631
-
health
205
-
229
-
pensions
7 632
-
8 569
-
unemployment
-
-
-
-
national
430
-
688
-
total
12 217
-
14 214
-
Employer
90 843
-
102 036
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
2 042
-
unemployment
-
-
-
-
pensions
7 632
-
8 569
-
health
205
-
229
-
total
9 653
-
10 840
-
Corporate
12 504
114 000
-
-
regional
2 646
24 110
-
-
national
1 063
9 690
-
-
total
3 709
33 800
-
-
Dividends
8 796
80 200
-
-
withholding
3 078
28 070
-
-
total
3 078
28 070
-
-
Income
114 000
114 000
114 000
114 000
Total tax
28 657
61 870
25 054
19 401
After tax
85 343
52 130
88 946
94 599
Living cost
77 626
77 626
77 626
77 626
Free-cash
7 717
-25 496
11 320
16 973

Estimated living cost  is ₽77626 per week

₽50479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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