Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽12909
₽6685
₽22427
₽16432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
income
-
-
-
24 577
pensions
-
-
-
11 904
health
-
-
-
12 529
total
-
-
-
49 010
Employee
86 765
86 765
97 013
-
health
13 318
11 328
11 912
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
15 618
11 904
11 904
-
total
43 138
37 434
38 018
-
Employer
86 765
86 765
97 013
-
unemployment
3 124
3 124
3 492
-
pensions
6 039
6 039
6 752
-
health
6 031
6 031
6 743
-
total
15 194
15 194
16 987
-
Corporate
13 105
12 041
-
-
income
2 620
2 408
-
-
total
2 620
2 408
-
-
Dividends
10 485
9 633
-
-
income
2 227
2 048
-
-
withholding
1 573
1 444
-
-
total
3 800
3 492
-
-
Income
114 000
114 000
114 000
114 000
Total tax
64 752
58 528
55 005
49 010
After tax
49 248
55 472
58 995
64 990
Living cost
42 563
42 563
42 563
42 563
Free-cash
6 685
12 909
16 432
22 427

Estimated living cost  is ₽42563 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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