Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113000
per

Your estimated
City
free-cash

Andorra , Andorra
₽57053
₽70669
₽60057
₽73787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
social contributions
-
-
-
24 860
income
-
-
-
3 175
total
-
-
-
28 035
Employee
29 853
-
97 835
-
social contributions
1 940
-
6 360
-
income
-
-
3 508
-
total
1 940
-
9 868
-
Employer
29 853
-
97 835
-
social contributions
4 627
-
15 163
-
total
4 627
-
15 163
-
Corporate
78 520
113 000
-
-
income
7 852
11 301
-
-
total
7 852
11 301
-
-
Dividends
70 668
101 699
-
-
total
-
-
-
-
Income
113 000
113 000
113 000
113 000
Total tax
14 419
11 301
25 031
28 035
After tax
98 581
101 699
87 969
84 965
Living cost
27 912
27 912
27 912
27 912
Free-cash
70 669
73 787
60 057
57 053

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26807
₽33019
₽2096
₽33479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
453
pensions
-
-
-
20 069
income
-
-
-
22 053
total
-
-
-
56 568
Employee
40 590
37 005
87 749
-
unemployment
1 218
1 110
2 633
-
other
405
370
878
-
income
3 616
2 730
19 079
-
pensions
4 157
3 789
8 985
-
health
1 570
1 433
3 396
-
total
10 966
9 432
34 971
-
Employer
40 590
37 005
87 749
-
pensions
5 094
4 645
11 012
-
surtax
-
-
-
-
payroll
1 218
1 110
2 633
-
other
1 928
1 757
4 167
-
health
1 535
1 399
3 316
-
accident
527
481
1 140
-
unemployment
1 218
1 110
2 633
-
chamber of commerce
162
148
351
-
total
11 682
10 650
25 252
-
Corporate
60 728
65 345
84 224
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 183
16 337
21 056
-
total
15 183
16 337
21 056
-
Dividends
45 546
49 008
-
-
withholding
12 525
13 477
-
-
total
12 525
13 477
-
-
Income
113 000
113 000
113 000
113 000
Total tax
50 356
49 896
81 279
56 568
After tax
62 644
63 104
31 721
56 432
Living cost
29 625
29 625
29 625
29 625
Free-cash
33 019
33 479
2 096
26 807

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23530
₽28852
-₽1026
₽30285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
453
pensions
-
-
-
20 069
income
-
-
-
22 053
total
-
-
-
56 751
Employee
46 406
37 005
87 606
-
unemployment
1 392
1 110
2 627
-
other
463
370
876
-
income
5 283
2 730
19 029
-
pensions
4 752
3 789
8 971
-
health
1 796
1 433
3 390
-
total
13 686
9 432
34 893
-
Employer
46 406
37 005
87 606
-
pensions
5 824
4 645
10 994
-
surtax
183
183
183
-
payroll
1 392
1 110
2 627
-
other
2 204
1 757
4 162
-
health
1 753
1 399
3 311
-
accident
603
481
1 138
-
unemployment
1 392
1 110
2 627
-
chamber of commerce
185
148
351
-
total
13 536
10 833
25 393
-
Corporate
53 058
65 162
84 082
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 264
16 291
21 021
-
total
13 264
16 291
21 021
-
Dividends
39 794
48 871
-
-
withholding
10 943
13 440
-
-
total
10 943
13 440
-
-
Income
113 000
113 000
113 000
113 000
Total tax
51 429
49 996
81 307
56 751
After tax
61 571
63 004
31 693
56 249
Living cost
32 719
32 719
32 719
32 719
Free-cash
28 852
30 285
-1 026
23 530

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17056
₽15519
₽8749
₽29446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
national
-
-
-
38 351
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 697
social contributions
-
-
-
18 039
total
-
-
-
62 087
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
87 523
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
761
-
national
20 420
-
28 913
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 566
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
6 564
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 113
-
total
32 565
-
44 917
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
87 523
-
surtax
7 531
-
9 924
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
7 755
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 382
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 138
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 278
-
total
19 334
-
25 477
-
Corporate
27 245
113 000
-
-
income
5 449
22 599
-
-
surtax
109
451
-
-
total
5 558
23 050
-
-
Dividends
21 687
89 950
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 167
26 647
-
-
total
6 167
26 647
-
-
Income
113 000
113 000
113 000
113 000
Total tax
63 624
49 697
70 394
62 087
After tax
49 376
63 303
42 606
50 913
Living cost
33 857
33 857
33 857
33 857
Free-cash
15 519
29 446
8 749
17 056

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽71412
₽74980
₽75298
₽80639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 950
total
-
-
-
25 612
Employee
21 155
-
106 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
10 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
15 361
-
Employer
21 155
-
106 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
87 695
113 000
-
-
income
8 770
11 300
-
-
total
8 770
11 300
-
-
Dividends
78 925
101 700
-
-
withholding
3 946
5 085
-
-
total
3 946
5 085
-
-
Income
113 000
113 000
113 000
113 000
Total tax
22 044
16 385
21 726
25 612
After tax
90 956
96 615
91 274
87 388
Living cost
15 976
15 976
15 976
15 976
Free-cash
74 980
80 639
75 298
71 412

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽75212
₽80122
₽79098
₽84439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 950
total
-
-
-
25 612
Employee
16 123
-
106 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
10 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
15 361
-
Employer
16 123
-
106 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
93 713
113 000
-
-
income
9 372
11 300
-
-
total
9 372
11 300
-
-
Dividends
84 341
101 700
-
-
withholding
4 217
5 085
-
-
total
4 217
5 085
-
-
Income
113 000
113 000
113 000
113 000
Total tax
20 701
16 385
21 726
25 612
After tax
92 299
96 615
91 274
87 388
Living cost
12 176
12 176
12 176
12 176
Free-cash
80 122
84 439
79 098
75 212

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57737
₽56046
₽56519
₽61099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
2 881
social contributions
-
-
-
15 024
income
-
-
-
15 859
total
-
-
-
33 764
Employee
71 403
71 403
103 100
-
income
7 775
6 610
15 336
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 753
-
total
11 028
13 750
25 082
-
Employer
71 403
71 403
103 100
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
1 907
-
total
3 301
7 248
9 900
-
Corporate
77 173
34 350
-
-
income
9 646
4 294
-
-
total
9 646
4 294
-
-
Dividends
67 527
30 055
-
-
withholding
11 480
5 110
-
-
total
11 480
5 110
-
-
Income
113 000
113 000
113 000
113 000
Total tax
35 455
30 402
34 982
33 764
After tax
77 545
82 598
78 018
79 236
Living cost
21 499
21 499
21 499
21 499
Free-cash
56 046
61 099
56 519
57 737

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽49118
₽48630
₽47900
₽52480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
2 881
social contributions
-
-
-
15 024
income
-
-
-
15 859
total
-
-
-
33 764
Employee
71 403
71 403
103 100
-
income
7 498
6 610
15 336
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 753
-
total
11 678
13 750
25 082
-
Employer
71 403
71 403
103 100
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
1 907
-
total
4 244
7 248
9 900
-
Corporate
66 961
34 350
-
-
income
8 370
4 294
-
-
total
8 370
4 294
-
-
Dividends
58 591
30 055
-
-
withholding
9 960
5 110
-
-
total
9 960
5 110
-
-
Income
113 000
113 000
113 000
113 000
Total tax
34 252
30 402
34 982
33 764
After tax
78 748
82 598
78 018
79 236
Living cost
30 118
30 118
30 118
30 118
Free-cash
48 630
52 480
47 900
49 118

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽35338
₽48662
₽35867
₽56323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
15 255
social contributions
-
-
-
30 904
income
-
-
-
10 026
solidarity contribution
-
-
-
-
total
-
-
-
56 185
Employee
31 583
-
84 328
-
income
3 790
-
10 119
-
social contributions
2 053
-
5 481
-
health
4 264
-
11 384
-
solidarity contribution
-
-
-
-
total
10 107
-
26 984
-
Employer
31 583
-
84 328
-
social contributions
7 896
-
21 082
-
health
2 842
-
7 590
-
total
10 738
-
28 672
-
Corporate
70 679
113 000
-
-
income
13 429
21 470
-
-
total
13 429
21 470
-
-
Dividends
57 250
91 530
-
-
withholding
8 587
13 730
-
-
total
8 587
13 730
-
-
Income
113 000
113 000
113 000
113 000
Total tax
42 861
35 200
55 656
56 185
After tax
70 139
77 800
57 344
56 815
Living cost
21 477
21 477
21 477
21 477
Free-cash
48 662
56 323
35 867
35 338

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30350
₽41894
₽30879
₽51335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
15 255
social contributions
-
-
-
30 904
income
-
-
-
10 026
solidarity contribution
-
-
-
-
total
-
-
-
56 185
Employee
38 919
-
84 328
-
income
4 670
-
10 119
-
social contributions
2 530
-
5 481
-
health
5 254
-
11 384
-
solidarity contribution
-
-
-
-
total
12 454
-
26 984
-
Employer
38 919
-
84 328
-
social contributions
9 730
-
21 082
-
health
3 503
-
7 590
-
total
13 233
-
28 672
-
Corporate
60 849
113 000
-
-
income
11 561
21 470
-
-
total
11 561
21 470
-
-
Dividends
49 288
91 530
-
-
withholding
7 393
13 730
-
-
total
7 393
13 730
-
-
Income
113 000
113 000
113 000
113 000
Total tax
44 641
35 200
55 656
56 185
After tax
68 359
77 800
57 344
56 815
Living cost
26 465
26 465
26 465
26 465
Free-cash
41 894
51 335
30 879
30 350

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽24064
-₽89866
-₽89866
-₽89866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
national
-
-
-
12 287
pensions
-
-
-
807
municipal
-
-
-
22 024
labour market
-
-
-
8 976
total
-
-
-
44 094
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
113 000
113 000
113 000
113 000
Total tax
158 024
158 024
158 024
44 094
After tax
-45 024
-45 024
-45 024
68 906
Living cost
44 842
44 842
44 842
44 842
Free-cash
-89 866
-89 866
-89 866
24 064

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽38142
₽62203
₽42705
₽67973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
14 689
pensions
-
-
-
22 599
income
-
-
-
15 142
total
-
-
-
52 430
Employee
26 342
-
84 453
-
unemployment
421
-
1 352
-
income
2 966
-
16 282
-
pensions
527
-
1 690
-
total
3 914
-
19 324
-
Employer
26 342
-
84 453
-
pensions
5 269
-
16 890
-
health
3 424
-
10 978
-
unemployment
211
-
675
-
total
8 904
-
28 543
-
Corporate
77 754
113 000
-
-
income
15 551
22 599
-
-
total
15 551
22 599
-
-
Dividends
62 203
90 401
-
-
total
-
-
-
-
Income
113 000
113 000
113 000
113 000
Total tax
28 369
22 599
47 867
52 430
After tax
84 631
90 401
65 133
60 570
Living cost
22 428
22 428
22 428
22 428
Free-cash
62 203
67 973
42 705
38 142

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽42336
₽37895
₽26843
₽37945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
113 000
national
-
-
-
13 564
health
-
-
-
1 353
municipal
-
-
-
20 097
total
-
-
-
35 014
Employee
48 854
-
95 061
-
unemployment
733
-
1 426
-
municipal
8 002
-
15 505
-
national
807
-
8 144
-
pensions
3 297
-
6 416
-
health
365
-
1 077
-
total
13 204
-
32 568
-
Employer
48 854
-
95 061
-
pensions
8 476
-
16 494
-
health
375
-
731
-
accident
49
-
95
-
unemployment
317
-
619
-
total
9 217
-
17 939
-
Corporate
54 928
113 000
-
-
income
10 985
22 599
-
-
total
10 985
22 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 957
67 800
-
-
municipal
5 933
12 205
-
-
national
116
4 601
-
-
total
6 049
16 806
-
-
Income
113 000
113 000
113 000
113 000
Total tax
39 455
39 405
50 507
35 014
After tax
73 545
73 595
62 493
77 986
Living cost
35 650
35 650
35 650
35 650
Free-cash
37 895
37 945
26 843
42 336

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35876
₽33490
₽39103
₽28330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
-
health
-
-
-
3 200
pensions
-
-
-
24 970
social contributions
-
-
-
3 219
income
-
-
-
13 610
other
-
-
-
3 503
total
-
-
-
48 502
Employee
35 475
-
90 302
-
income
1 829
-
14 946
-
surtax
-
-
-
-
social contributions
1 011
-
2 573
-
pensions
4 012
-
5 061
-
total
6 852
-
22 580
-
Employer
35 475
-
90 302
-
pensions
5 829
-
8 739
-
social contributions
106
-
271
-
other
1 225
-
3 115
-
health
2 483
-
6 914
-
unemployment
1 436
-
3 656
-
total
11 079
-
22 695
-
Corporate
66 447
113 000
-
-
income
18 605
31 639
-
-
surtax
-
-
-
-
total
18 605
31 639
-
-
Dividends
47 842
81 361
-
-
withholding
6 123
10 414
-
-
social contributions
8 229
13 995
-
-
surtax
-
-
-
-
total
14 352
24 409
-
-
Income
113 000
113 000
113 000
113 000
Total tax
50 888
56 048
45 275
48 502
After tax
62 112
56 952
67 725
64 498
Living cost
28 622
28 622
28 622
28 622
Free-cash
33 490
28 330
39 103
35 876

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽32729
₽30669
₽35956
₽25183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
-
health
-
-
-
3 200
pensions
-
-
-
24 970
social contributions
-
-
-
3 219
income
-
-
-
13 610
other
-
-
-
3 503
total
-
-
-
48 502
Employee
39 741
-
90 302
-
income
2 345
-
14 946
-
surtax
-
-
-
-
social contributions
1 133
-
2 573
-
pensions
4 493
-
5 061
-
total
7 971
-
22 580
-
Employer
39 741
-
90 302
-
pensions
6 529
-
8 739
-
social contributions
120
-
271
-
other
1 371
-
3 115
-
health
2 782
-
6 914
-
unemployment
1 609
-
3 656
-
total
12 411
-
22 695
-
Corporate
60 848
113 000
-
-
income
17 038
31 639
-
-
surtax
-
-
-
-
total
17 038
31 639
-
-
Dividends
43 810
81 361
-
-
withholding
5 607
10 414
-
-
social contributions
7 535
13 995
-
-
surtax
-
-
-
-
total
13 142
24 409
-
-
Income
113 000
113 000
113 000
113 000
Total tax
50 562
56 048
45 275
48 502
After tax
62 438
56 952
67 725
64 498
Living cost
31 769
31 769
31 769
31 769
Free-cash
30 669
25 183
35 956
32 729

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19649
₽18486
₽22876
₽12103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
-
health
-
-
-
3 200
pensions
-
-
-
24 970
social contributions
-
-
-
3 219
income
-
-
-
13 610
other
-
-
-
3 503
total
-
-
-
48 502
Employee
58 158
-
90 302
-
income
5 074
-
14 946
-
surtax
-
-
-
-
social contributions
1 656
-
2 573
-
pensions
6 578
-
5 061
-
total
13 308
-
22 580
-
Employer
58 158
-
90 302
-
pensions
9 556
-
8 739
-
social contributions
174
-
271
-
other
2 007
-
3 115
-
health
4 071
-
6 914
-
unemployment
2 356
-
3 656
-
total
18 164
-
22 695
-
Corporate
36 678
113 000
-
-
income
10 270
31 639
-
-
surtax
-
-
-
-
total
10 270
31 639
-
-
Dividends
26 408
81 361
-
-
withholding
3 380
10 414
-
-
social contributions
4 543
13 995
-
-
surtax
-
-
-
-
total
7 923
24 409
-
-
Income
113 000
113 000
113 000
113 000
Total tax
49 665
56 048
45 275
48 502
After tax
63 335
56 952
67 725
64 498
Living cost
44 849
44 849
44 849
44 849
Free-cash
18 486
12 103
22 876
19 649

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽105921
₽100286
₽84451
₽101401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 130
total
-
-
-
1 130
Employee
7 436
-
113 000
-
income
1 487
-
22 600
-
total
1 487
-
22 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

105 564
113 000
-
-
total
-
-
-
-
Dividends
105 564
113 000
-
-
withholding
5 278
5 650
-
-
total
5 278
5 650
-
-
Income
113 000
113 000
113 000
113 000
Total tax
6 765
5 650
22 600
1 130
After tax
106 235
107 350
90 400
111 870
Living cost
5 949
5 949
5 949
5 949
Free-cash
100 286
101 401
84 451
105 921

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽102600
₽96341
₽81130
₽98080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 130
total
-
-
-
1 130
Employee
11 588
-
113 000
-
income
2 318
-
22 600
-
total
2 318
-
22 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 412
113 000
-
-
total
-
-
-
-
Dividends
101 412
113 000
-
-
withholding
5 071
5 650
-
-
total
5 071
5 650
-
-
Income
113 000
113 000
113 000
113 000
Total tax
7 389
5 650
22 600
1 130
After tax
105 611
107 350
90 400
111 870
Living cost
9 270
9 270
9 270
9 270
Free-cash
96 341
98 080
81 130
102 600

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29853
₽34533
₽39872
₽22390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 612
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 322
trade
-
-
-
10 019
total
-
-
-
47 297
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
113 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
29 322
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 612
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
37 278
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 798
113 000
-
-
trade
9 586
16 215
-
-
income
10 019
16 950
-
-
chamber of commerce
240
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

552
932
-
-
total
20 397
34 404
-
-
Dividends
46 401
78 596
-
-
withholding
11 248
19 295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

619
1 061
-
-
total
11 867
20 356
-
-
Income
113 000
113 000
113 000
113 000
Total tax
42 617
54 760
37 278
47 297
After tax
70 383
58 240
75 722
65 703
Living cost
35 850
35 850
35 850
35 850
Free-cash
34 533
22 390
39 872
29 853

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36599
₽39217
₽47596
₽28950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 612
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 322
trade
-
-
-
10 997
total
-
-
-
48 275
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
113 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
29 322
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 612
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
37 278
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 484
113 000
-
-
trade
12 205
17 798
-
-
income
11 623
16 950
-
-
chamber of commerce
252
303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

640
932
-
-
total
24 720
35 983
-
-
Dividends
52 765
77 017
-
-
withholding
12 839
18 901
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

707
1 040
-
-
total
13 546
19 941
-
-
Income
113 000
113 000
113 000
113 000
Total tax
45 657
55 924
37 278
48 275
After tax
67 343
57 076
75 722
64 725
Living cost
28 126
28 126
28 126
28 126
Free-cash
39 217
28 950
47 596
36 599

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27757
₽33066
₽39244
₽20018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 612
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 322
trade
-
-
-
11 487
total
-
-
-
48 765
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
113 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
29 322
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 612
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
37 278
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 910
113 000
-
-
trade
10 842
18 589
-
-
income
9 887
16 950
-
-
chamber of commerce
234
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

544
932
-
-
total
21 507
36 772
-
-
Dividends
44 402
76 228
-
-
withholding
10 747
18 703
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

590
1 029
-
-
total
11 337
19 732
-
-
Income
113 000
113 000
113 000
113 000
Total tax
43 456
56 504
37 278
48 765
After tax
69 544
56 496
75 722
64 235
Living cost
36 478
36 478
36 478
36 478
Free-cash
33 066
20 018
39 244
27 757

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽21209
₽28434
₽33184
₽13375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 612
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 322
trade
-
-
-
11 975
total
-
-
-
49 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
113 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
29 322
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 612
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
37 278
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 195
113 000
-
-
trade
9 808
19 380
-
-
income
8 580
16 950
-
-
chamber of commerce
222
300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

472
932
-
-
total
19 082
37 562
-
-
Dividends
38 113
75 438
-
-
withholding
9 175
18 506
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
1 019
-
-
total
9 679
19 525
-
-
Income
113 000
113 000
113 000
113 000
Total tax
42 028
57 087
37 278
49 253
After tax
70 972
55 913
75 722
63 747
Living cost
42 538
42 538
42 538
42 538
Free-cash
28 434
13 375
33 184
21 209

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34163
₽47266
₽32300
₽50220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
3 212
unemployment
-
-
-
211
health
-
-
-
8 023
pensions
-
-
-
22 599
income
-
-
-
23 935
other
-
-
-
-
total
-
-
-
57 980
Employee
31 271
-
93 350
-
unemployment
2 176
-
6 497
-
other
-
-
-
-
income
5 242
-
22 171
-
surtax
111
-
2 918
-
pensions
2 086
-
6 226
-
health
798
-
2 381
-
total
10 413
-
40 193
-
Employer
31 271
-
93 350
-
pensions
4 169
-
12 444
-
other
-
-
-
-
health
1 422
-
4 247
-
unemployment
992
-
2 959
-
total
6 583
-
19 650
-
Corporate
75 146
113 000
-
-
income
19 539
29 380
-
-
total
19 539
29 380
-
-
Dividends
55 607
83 620
-
-
withholding
8 342
12 543
-
-
total
8 342
12 543
-
-
Income
113 000
113 000
113 000
113 000
Total tax
44 877
41 923
59 843
57 980
After tax
68 123
71 077
53 157
55 020
Living cost
20 857
20 857
20 857
20 857
Free-cash
47 266
50 220
32 300
34 163

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34530
₽47698
₽32667
₽50587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
surtax
-
-
-
3 212
unemployment
-
-
-
211
health
-
-
-
8 023
pensions
-
-
-
22 599
income
-
-
-
23 935
other
-
-
-
-
total
-
-
-
57 980
Employee
30 707
-
93 350
-
unemployment
2 137
-
6 497
-
other
-
-
-
-
income
5 147
-
22 171
-
surtax
100
-
2 918
-
pensions
2 048
-
6 226
-
health
784
-
2 381
-
total
10 216
-
40 193
-
Employer
30 707
-
93 350
-
pensions
4 093
-
12 444
-
other
-
-
-
-
health
1 397
-
4 247
-
unemployment
973
-
2 959
-
total
6 463
-
19 650
-
Corporate
75 829
113 000
-
-
income
19 715
29 380
-
-
total
19 715
29 380
-
-
Dividends
56 114
83 620
-
-
withholding
8 418
12 543
-
-
total
8 418
12 543
-
-
Income
113 000
113 000
113 000
113 000
Total tax
44 812
41 923
59 843
57 980
After tax
68 188
71 077
53 157
55 020
Living cost
20 490
20 490
20 490
20 490
Free-cash
47 698
50 587
32 667
34 530

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽59712
₽45436
₽46938
₽45048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
unemployment
-
-
-
1 695
health
-
-
-
7 910
pensions
-
-
-
11 300
income
-
-
-
13 814
total
-
-
-
34 719
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
94 561
-
unemployment
402
160
1 418
-
income
3 277
1 304
11 560
-
pensions
2 681
1 067
9 456
-
health
1 876
747
6 619
-
total
8 236
3 278
29 053
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
94 561
-
pensions
5 227
2 080
18 439
-
total
5 227
2 080
18 439
-
Corporate
80 967
100 252
-
-
income
7 287
9 023
-
-
total
7 287
9 023
-
-
Dividends
73 680
91 229
-
-
withholding
13 999
17 333
-
-
social contributions
14 246
17 668
-
-
total
28 245
35 001
-
-
Income
113 000
113 000
113 000
113 000
Total tax
48 995
49 382
47 492
34 719
After tax
64 005
63 618
65 508
78 281
Living cost
18 570
18 570
18 570
18 570
Free-cash
45 436
45 048
46 938
59 712

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22595
₽24926
₽23483
₽25671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
national
-
-
-
18 713
pensions
-
-
-
13 560
social contributions
-
-
-
1 215
municipal
-
-
-
12 076
total
-
-
-
45 564
Employee
69 511
-
97 687
-
municipal
8 586
-
12 513
-
national
13 304
-
19 390
-
pensions
2 780
-
3 908
-
total
24 670
-
35 811
-
Employer
69 511
-
97 687
-
pensions
5 561
-
7 815
-
social contributions
747
-
1 050
-
total
6 308
-
8 865
-
Corporate
32 593
113 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 519
22 600
-
-
total
6 519
22 600
-
-
Dividends
26 074
90 400
-
-
withholding
5 736
19 888
-
-
total
5 736
19 888
-
-
Income
113 000
113 000
113 000
113 000
Total tax
43 233
42 488
44 676
45 564
After tax
69 767
70 512
68 324
67 436
Living cost
44 841
44 841
44 841
44 841
Free-cash
24 926
25 671
23 483
22 595

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19779
₽28256
₽19779
₽26205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
social contributions
-
-
-
10 474
income
-
-
-
29 852
total
-
-
-
40 326
Employee
72 635
-
113 000
-
social contributions
6 034
-
10 474
-
income
13 706
-
29 852
-
total
19 740
-
40 326
-
Employer
72 635
-
113 000
-
total
-
-
-
-
Corporate
40 365
113 000
-
-
income
5 045
14 125
-
-
total
5 045
14 125
-
-
Dividends
35 320
98 875
-
-
withholding
7 064
19 775
-
-
total
7 064
19 775
-
-
Income
113 000
113 000
113 000
113 000
Total tax
31 849
33 900
40 326
40 326
After tax
81 151
79 100
72 674
72 674
Living cost
52 895
52 895
52 895
52 895
Free-cash
28 256
26 205
19 779
19 779

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17389
₽16258
₽12013
₽21109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
national
-
-
-
25 412
regional
-
-
-
1 283
social contributions
-
-
-
29 063
municipal
-
-
-
671
total
-
-
-
56 429
Employee
82 526
-
113 000
-
municipal
437
-
599
-
national
14 300
-
21 976
-
social contributions
27 828
-
38 104
-
regional
779
-
1 126
-
total
43 344
-
61 805
-
Employer
82 526
-
113 000
-
total
-
-
-
-
Corporate
30 474
113 000
-
-
nationa
7 315
27 119
-
-
municipal
1 188
4 407
-
-
total
8 503
31 526
-
-
Dividends
21 972
81 474
-
-
withholding
5 713
21 183
-
-
total
5 713
21 183
-
-
Income
113 000
113 000
113 000
113 000
Total tax
57 560
52 709
61 805
56 429
After tax
55 440
60 291
51 195
56 571
Living cost
39 182
39 182
39 182
39 182
Free-cash
16 258
21 109
12 013
17 389

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽31135
₽32320
₽25787
₽34382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
national
-
-
-
25 412
regional
-
-
-
1 705
social contributions
-
-
-
29 063
municipal
-
-
-
671
total
-
-
-
56 851
Employee
51 509
-
113 000
-
municipal
273
-
599
-
national
8 160
-
21 976
-
social contributions
17 369
-
38 104
-
regional
693
-
1 520
-
total
26 495
-
62 199
-
Employer
51 509
-
113 000
-
total
-
-
-
-
Corporate
61 491
113 000
-
-
nationa