Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111500
per

Your estimated
City
free-cash

Andorra , Andorra
₽56484
₽69996
₽59451
₽73047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
social contributions
-
-
-
24 531
income
-
-
-
3 182
total
-
-
-
27 713
Employee
29 201
-
96 535
-
social contributions
1 898
-
6 274
-
income
-
-
3 511
-
total
1 898
-
9 785
-
Employer
29 201
-
96 535
-
social contributions
4 526
-
14 961
-
total
4 526
-
14 961
-
Corporate
77 773
111 500
-
-
income
7 777
11 150
-
-
total
7 777
11 150
-
-
Dividends
69 996
100 350
-
-
total
-
-
-
-
Income
111 500
111 500
111 500
111 500
Total tax
14 201
11 150
24 746
27 713
After tax
97 299
100 350
86 754
83 787
Living cost
27 303
27 303
27 303
27 303
Free-cash
69 996
73 047
59 451
56 484

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26780
₽32826
₽2218
₽33274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
446
pensions
-
-
-
19 631
income
-
-
-
21 977
total
-
-
-
55 742
Employee
39 704
36 197
86 581
-
unemployment
1 191
1 086
2 598
-
other
396
362
865
-
income
3 537
2 670
18 919
-
pensions
4 066
3 706
8 867
-
health
1 536
1 401
3 351
-
total
10 726
9 225
34 600
-
Employer
39 704
36 197
86 581
-
pensions
4 983
4 544
10 866
-
surtax
-
-
-
-
payroll
1 191
1 086
2 598
-
other
1 886
1 718
4 113
-
health
1 501
1 369
3 273
-
accident
515
471
1 126
-
unemployment
1 191
1 086
2 598
-
chamber of commerce
159
145
346
-
total
11 426
10 419
24 920
-
Corporate
60 370
64 885
83 134
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 092
16 221
20 784
-
total
15 092
16 221
20 784
-
Dividends
45 277
48 664
-
-
withholding
12 452
13 383
-
-
total
12 452
13 383
-
-
Income
111 500
111 500
111 500
111 500
Total tax
49 696
49 248
80 304
55 742
After tax
61 804
62 252
31 196
55 758
Living cost
28 978
28 978
28 978
28 978
Free-cash
32 826
33 274
2 218
26 780

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23574
₽28745
-₽834
₽30149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
446
pensions
-
-
-
19 631
income
-
-
-
21 977
total
-
-
-
55 921
Employee
45 393
36 197
86 440
-
unemployment
1 362
1 086
2 592
-
other
453
362
864
-
income
5 168
2 670
18 871
-
pensions
4 649
3 706
8 851
-
health
1 756
1 401
3 346
-
total
13 388
9 225
34 524
-
Employer
45 393
36 197
86 440
-
pensions
5 697
4 544
10 849
-
surtax
179
179
179
-
payroll
1 362
1 086
2 592
-
other
2 156
1 718
4 106
-
health
1 715
1 369
3 268
-
accident
589
471
1 124
-
unemployment
1 362
1 086
2 592
-
chamber of commerce
181
145
346
-
total
13 241
10 598
25 056
-
Corporate
52 866
64 706
82 996
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 217
16 177
20 749
-
total
13 217
16 177
20 749
-
Dividends
39 649
48 529
-
-
withholding
10 904
13 346
-
-
total
10 904
13 346
-
-
Income
111 500
111 500
111 500
111 500
Total tax
50 750
49 346
80 329
55 921
After tax
60 750
62 154
31 171
55 579
Living cost
32 005
32 005
32 005
32 005
Free-cash
28 745
30 149
-834
23 574

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17048
₽15718
₽8843
₽29340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
national
-
-
-
37 929
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 623
social contributions
-
-
-
17 782
total
-
-
-
61 334
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
86 360
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
752
-
national
19 975
-
28 606
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
4 504
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
6 478
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
4 059
-
total
31 855
-
44 399
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
86 360
-
surtax
7 367
-
9 794
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
7 651
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
5 311
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 122
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 262
-
total
18 912
-
25 140
-
Corporate
27 617
111 500
-
-
income
5 523
22 301
-
-
surtax
110
446
-
-
total
5 633
22 747
-
-
Dividends
21 984
88 753
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 264
26 295
-
-
total
6 264
26 295
-
-
Income
111 500
111 500
111 500
111 500
Total tax
62 664
49 042
69 539
61 334
After tax
48 836
62 458
41 961
50 166
Living cost
33 118
33 118
33 118
33 118
Free-cash
15 718
29 340
8 843
17 048

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽70676
₽74170
₽74525
₽79706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
16 725
total
-
-
-
25 197
Employee
20 693
-
105 274
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 070
-
10 527
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
health
952
-
1 460
-
total
5 066
-
15 122
-
Employer
20 693
-
105 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
health
1 428
-
2 190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 226
-
Corporate
86 747
111 500
-
-
income
8 674
11 150
-
-
total
8 674
11 150
-
-
Dividends
78 073
100 350
-
-
withholding
3 904
5 017
-
-
total
3 904
5 017
-
-
Income
111 500
111 500
111 500
111 500
Total tax
21 703
16 167
21 348
25 197
After tax
89 797
95 333
90 152
86 303
Living cost
15 627
15 627
15 627
15 627
Free-cash
74 170
79 706
74 525
70 676

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽74392
₽79202
₽78241
₽83422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
16 725
total
-
-
-
25 197
Employee
15 772
-
105 274
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
10 527
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
15 122
-
Employer
15 772
-
105 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 497
-
health
1 089
-
2 190
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 095
-
6 226
-
Corporate
92 634
111 500
-
-
income
9 263
11 150
-
-
total
9 263
11 150
-
-
Dividends
83 370
100 350
-
-
withholding
4 168
5 017
-
-
total
4 168
5 017
-
-
Income
111 500
111 500
111 500
111 500
Total tax
20 387
16 167
21 348
25 197
After tax
91 113
95 333
90 152
86 303
Living cost
11 911
11 911
11 911
11 911
Free-cash
79 202
83 422
78 241
74 392

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57134
₽55523
₽55935
₽60467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
health
-
-
-
2 844
social contributions
-
-
-
14 696
income
-
-
-
15 796
total
-
-
-
33 336
Employee
69 844
69 844
101 797
-
income
7 605
6 465
15 282
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
1 731
-
total
10 787
13 450
24 832
-
Employer
69 844
69 844
101 797
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
1 884
-
total
3 229
7 090
9 703
-
Corporate
76 455
34 567
-
-
income
9 558
4 321
-
-
total
9 558
4 321
-
-
Dividends
66 898
30 246
-
-
withholding
11 373
5 142
-
-
total
11 373
5 142
-
-
Income
111 500
111 500
111 500
111 500
Total tax
34 947
30 003
34 535
33 336
After tax
76 553
81 497
76 965
78 164
Living cost
21 030
21 030
21 030
21 030
Free-cash
55 523
60 467
55 935
57 134

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽48703
₽48270
₽47504
₽52036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
health
-
-
-
2 844
social contributions
-
-
-
14 696
income
-
-
-
15 796
total
-
-
-
33 336
Employee
69 844
69 844
101 797
-
income
7 334
6 465
15 282
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
1 731
-
total
11 423
13 450
24 832
-
Employer
69 844
69 844
101 797
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
1 884
-
total
4 151
7 090
9 703
-
Corporate
66 466
34 567
-
-
income
8 308
4 321
-
-
total
8 308
4 321
-
-
Dividends
58 158
30 246
-
-
withholding
9 887
5 142
-
-
total
9 887
5 142
-
-
Income
111 500
111 500
111 500
111 500
Total tax
33 769
30 003
34 535
33 336
After tax
77 731
81 497
76 965
78 164
Living cost
29 461
29 461
29 461
29 461
Free-cash
48 270
52 036
47 504
48 703

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽35206
₽48222
₽35542
₽55728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
health
-
-
-
15 053
social contributions
-
-
-
30 275
income
-
-
-
9 926
solidarity contribution
-
-
-
-
total
-
-
-
55 254
Employee
30 941
-
83 209
-
income
3 713
-
9 985
-
social contributions
2 011
-
5 409
-
health
4 177
-
11 233
-
solidarity contribution
-
-
-
-
total
9 901
-
26 627
-
Employer
30 941
-
83 209
-
social contributions
7 735
-
20 802
-
health
2 785
-
7 489
-
total
10 520
-
28 291
-
Corporate
70 039
111 500
-
-
income
13 307
21 185
-
-
total
13 307
21 185
-
-
Dividends
56 732
90 315
-
-
withholding
8 510
13 547
-
-
total
8 510
13 547
-
-
Income
111 500
111 500
111 500
111 500
Total tax
42 238
34 732
54 918
55 254
After tax
69 262
76 768
56 582
56 246
Living cost
21 040
21 040
21 040
21 040
Free-cash
48 222
55 728
35 542
35 206

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30319
₽41592
₽30655
₽50841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
health
-
-
-
15 053
social contributions
-
-
-
30 275
income
-
-
-
9 926
solidarity contribution
-
-
-
-
total
-
-
-
55 254
Employee
38 127
-
83 209
-
income
4 575
-
9 985
-
social contributions
2 478
-
5 409
-
health
5 147
-
11 233
-
solidarity contribution
-
-
-
-
total
12 200
-
26 627
-
Employer
38 127
-
83 209
-
social contributions
9 532
-
20 802
-
health
3 431
-
7 489
-
total
12 963
-
28 291
-
Corporate
60 410
111 500
-
-
income
11 478
21 185
-
-
total
11 478
21 185
-
-
Dividends
48 932
90 315
-
-
withholding
7 340
13 547
-
-
total
7 340
13 547
-
-
Income
111 500
111 500
111 500
111 500
Total tax
43 981
34 732
54 918
55 254
After tax
67 519
76 768
56 582
56 246
Living cost
25 927
25 927
25 927
25 927
Free-cash
41 592
50 841
30 655
30 319

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽24072
-₽86981
-₽86981
-₽86981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
national
-
-
-
12 136
pensions
-
-
-
790
municipal
-
-
-
21 772
labour market
-
-
-
8 857
total
-
-
-
43 555
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
111 500
111 500
111 500
111 500
Total tax
154 608
154 608
154 608
43 555
After tax
-43 108
-43 108
-43 108
67 945
Living cost
43 873
43 873
43 873
43 873
Free-cash
-86 981
-86 981
-86 981
24 072

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽37825
₽61619
₽42328
₽67260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
health
-
-
-
14 494
pensions
-
-
-
22 301
income
-
-
-
14 941
total
-
-
-
51 736
Employee
25 767
-
83 334
-
unemployment
412
-
1 334
-
income
2 901
-
16 066
-
pensions
515
-
1 667
-
total
3 828
-
19 067
-
Employer
25 767
-
83 334
-
pensions
5 154
-
16 666
-
health
3 349
-
10 833
-
unemployment
207
-
667
-
total
8 710
-
28 166
-
Corporate
77 023
111 500
-
-
income
15 404
22 301
-
-
total
15 404
22 301
-
-
Dividends
61 619
89 199
-
-
total
-
-
-
-
Income
111 500
111 500
111 500
111 500
Total tax
27 942
22 301
47 233
51 736
After tax
83 558
89 199
64 267
59 764
Living cost
21 939
21 939
21 939
21 939
Free-cash
61 619
67 260
42 328
37 825

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41991
₽37704
₽26703
₽37685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
111 500
national
-
-
-
13 470
health
-
-
-
1 338
municipal
-
-
-
19 829
total
-
-
-
34 637
Employee
47 787
-
93 800
-
unemployment
717
-
1 407
-
municipal
7 827
-
15 299
-
national
789
-
8 123
-
pensions
3 225
-
6 331
-
health
357
-
1 065
-
total
12 915
-
32 225
-
Employer
47 787
-
93 800
-
pensions
8 291
-
16 275
-
health
367
-
722
-
accident
48
-
93
-
unemployment
310
-
610
-
total
9 016
-
17 700
-
Corporate
54 696
111 500
-
-
income
10 938
22 301
-
-
total
10 938
22 301
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 818
66 899
-
-
municipal
5 907
12 042
-
-
national
148
4 600
-
-
total
6 055
16 642
-
-
Income
111 500
111 500
111 500
111 500
Total tax
38 924
38 943
49 925
34 637
After tax
72 576
72 557
61 575
76 863
Living cost
34 872
34 872
34 872
34 872
Free-cash
37 704
37 685
26 703
41 991

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35621
₽33245
₽38678
₽28198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
-
health
-
-
-
3 201
pensions
-
-
-
24 504
social contributions
-
-
-
3 177
income
-
-
-
13 544
other
-
-
-
3 456
total
-
-
-
47 882
Employee
34 700
-
89 035
-
income
1 789
-
14 804
-
surtax
-
-
-
-
social contributions
989
-
2 537
-
pensions
3 925
-
5 023
-
total
6 703
-
22 364
-
Employer
34 700
-
89 035
-
pensions
5 702
-
8 662
-
social contributions
103
-
267
-
other
1 198
-
3 072
-
health
2 429
-
6 854
-
unemployment
1 405
-
3 606
-
total
10 837
-
22 461
-
Corporate
65 963
111 500
-
-
income
18 469
31 221
-
-
surtax
-
-
-
-
total
18 469
31 221
-
-
Dividends
47 494
80 279
-
-
withholding
6 079
10 276
-
-
social contributions
8 170
13 808
-
-
surtax
-
-
-
-
total
14 249
24 084
-
-
Income
111 500
111 500
111 500
111 500
Total tax
50 258
55 305
44 825
47 882
After tax
61 242
56 195
66 675
63 618
Living cost
27 997
27 997
27 997
27 997
Free-cash
33 245
28 198
38 678
35 621

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽32542
₽30487
₽35599
₽25119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
-
health
-
-
-
3 201
pensions
-
-
-
24 504
social contributions
-
-
-
3 177
income
-
-
-
13 544
other
-
-
-
3 456
total
-
-
-
47 882
Employee
38 874
-
89 035
-
income
2 294
-
14 804
-
surtax
-
-
-
-
social contributions
1 108
-
2 537
-
pensions
4 395
-
5 023
-
total
7 797
-
22 364
-
Employer
38 874
-
89 035
-
pensions
6 386
-
8 662
-
social contributions
117
-
267
-
other
1 341
-
3 072
-
health
2 722
-
6 854
-
unemployment
1 574
-
3 606
-
total
12 140
-
22 461
-
Corporate
60 487
111 500
-
-
income
16 937
31 221
-
-
surtax
-
-
-
-
total
16 937
31 221
-
-
Dividends
43 550
80 279
-
-
withholding
5 574
10 276
-
-
social contributions
7 489
13 808
-
-
surtax
-
-
-
-
total
13 063
24 084
-
-
Income
111 500
111 500
111 500
111 500
Total tax
49 937
55 305
44 825
47 882
After tax
61 563
56 195
66 675
63 618
Living cost
31 076
31 076
31 076
31 076
Free-cash
30 487
25 119
35 599
32 542

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19748
₽18569
₽22805
₽12325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
-
health
-
-
-
3 201
pensions
-
-
-
24 504
social contributions
-
-
-
3 177
income
-
-
-
13 544
other
-
-
-
3 456
total
-
-
-
47 882
Employee
56 888
-
89 035
-
income
4 964
-
14 804
-
surtax
-
-
-
-
social contributions
1 620
-
2 537
-
pensions
6 434
-
5 023
-
total
13 018
-
22 364
-
Employer
56 888
-
89 035
-
pensions
9 347
-
8 662
-
social contributions
171
-
267
-
other
1 963
-
3 072
-
health
3 982
-
6 854
-
unemployment
2 305
-
3 606
-
total
17 768
-
22 461
-
Corporate
36 844
111 500
-
-
income
10 316
31 221
-
-
surtax
-
-
-
-
total
10 316
31 221
-
-
Dividends
26 528
80 279
-
-
withholding
3 396
10 276
-
-
social contributions
4 563
13 808
-
-
surtax
-
-
-
-
total
7 959
24 084
-
-
Income
111 500
111 500
111 500
111 500
Total tax
49 061
55 305
44 825
47 882
After tax
62 439
56 195
66 675
63 618
Living cost
43 870
43 870
43 870
43 870
Free-cash
18 569
12 325
22 805
19 748

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽104547
₽98993
₽83362
₽100087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 115
total
-
-
-
1 115
Employee
7 298
-
111 500
-
income
1 459
-
22 300
-
total
1 459
-
22 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

104 202
111 500
-
-
total
-
-
-
-
Dividends
104 202
111 500
-
-
withholding
5 210
5 575
-
-
total
5 210
5 575
-
-
Income
111 500
111 500
111 500
111 500
Total tax
6 669
5 575
22 300
1 115
After tax
104 831
105 925
89 200
110 385
Living cost
5 838
5 838
5 838
5 838
Free-cash
98 993
100 087
83 362
104 547

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽101287
₽95121
₽80102
₽96827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 115
total
-
-
-
1 115
Employee
11 373
-
111 500
-
income
2 275
-
22 300
-
total
2 275
-
22 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

100 127
111 500
-
-
total
-
-
-
-
Dividends
100 127
111 500
-
-
withholding
5 006
5 575
-
-
total
5 006
5 575
-
-
Income
111 500
111 500
111 500
111 500
Total tax
7 281
5 575
22 300
1 115
After tax
104 219
105 925
89 200
110 385
Living cost
9 098
9 098
9 098
9 098
Free-cash
95 121
96 827
80 102
101 287

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29599
₽34281
₽39539
₽22394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 600
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 089
trade
-
-
-
9 940
total
-
-
-
46 834
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
111 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
29 089
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
1 600
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
36 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 307
111 500
-
-
trade
9 515
16 001
-
-
income
9 946
16 725
-
-
chamber of commerce
234
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

546
920
-
-
total
20 241
33 948
-
-
Dividends
46 066
77 552
-
-
withholding
11 171
19 043
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

614
1 048
-
-
total
11 785
20 091
-
-
Income
111 500
111 500
111 500
111 500
Total tax
42 152
54 039
36 894
46 834
After tax
69 348
57 461
74 606
64 666
Living cost
35 067
35 067
35 067
35 067
Free-cash
34 281
22 394
39 539
29 599

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36183
₽38851
₽47094
₽28804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 600
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 089
trade
-
-
-
10 911
total
-
-
-
47 805
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
111 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
29 089
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 600
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
36 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 759
111 500
-
-
trade
12 090
17 561
-
-
income
11 514
16 725
-
-
chamber of commerce
248
298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

633
920
-
-
total
24 485
35 504
-
-
Dividends
52 275
75 996
-
-
withholding
12 724
18 654
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

700
1 026
-
-
total
13 424
19 680
-
-
Income
111 500
111 500
111 500
111 500
Total tax
45 137
55 184
36 894
47 805
After tax
66 363
56 316
74 606
63 695
Living cost
27 512
27 512
27 512
27 512
Free-cash
38 851
28 804
47 094
36 183

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27529
₽32823
₽38924
₽20061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 600
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 089
trade
-
-
-
11 395
total
-
-
-
48 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
111 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
29 089
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
1 600
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
36 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 438
111 500
-
-
trade
10 764
18 342
-
-
income
9 816
16 725
-
-
chamber of commerce
231
296
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

540
920
-
-
total
21 351
36 283
-
-
Dividends
44 087
75 217
-
-
withholding
10 676
18 459
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

588
1 015
-
-
total
11 264
19 474
-
-
Income
111 500
111 500
111 500
111 500
Total tax
42 995
55 757
36 894
48 289
After tax
68 505
55 743
74 606
63 211
Living cost
35 682
35 682
35 682
35 682
Free-cash
32 823
20 061
38 924
27 529

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽21117
₽28289
₽32996
₽13559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 600
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 089
trade
-
-
-
11 879
total
-
-
-
48 773
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
111 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
29 089
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
1 600
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
36 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 913
111 500
-
-
trade
9 761
19 122
-
-
income
8 537
16 725
-
-
chamber of commerce
217
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

469
920
-
-
total
18 984
37 062
-
-
Dividends
37 929
74 438
-
-
withholding
9 137
18 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

503
1 005
-
-
total
9 640
19 269
-
-
Income
111 500
111 500
111 500
111 500
Total tax
41 601
56 331
36 894
48 773
After tax
69 899
55 169
74 606
62 727
Living cost
41 610
41 610
41 610
41 610
Free-cash
28 289
13 559
32 996
21 117

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽33750
₽46843
₽31914
₽49733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
3 196
unemployment
-
-
-
207
health
-
-
-
7 915
pensions
-
-
-
22 301
income
-
-
-
23 730
other
-
-
-
-
total
-
-
-
57 349
Employee
30 588
-
92 110
-
unemployment
2 129
-
6 410
-
other
-
-
-
-
income
5 128
-
21 989
-
surtax
109
-
2 904
-
pensions
2 041
-
6 143
-
health
781
-
2 349
-
total
10 188
-
39 795
-
Employer
30 588
-
92 110
-
pensions
4 078
-
12 278
-
other
-
-
-
-
health
1 391
-
4 192
-
unemployment
970
-
2 920
-
total
6 439
-
19 390
-
Corporate
74 472
111 500
-
-
income
19 362
28 990
-
-
total
19 362
28 990
-
-
Dividends
55 110
82 510
-
-
withholding
8 267
12 376
-
-
total
8 267
12 376
-
-
Income
111 500
111 500
111 500
111 500
Total tax
44 256
41 366
59 185
57 349
After tax
67 244
70 134
52 315
54 151
Living cost
20 401
20 401
20 401
20 401
Free-cash
46 843
49 733
31 914
33 750

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34108
₽47264
₽32272
₽50091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
surtax
-
-
-
3 196
unemployment
-
-
-
207
health
-
-
-
7 915
pensions
-
-
-
22 301
income
-
-
-
23 730
other
-
-
-
-
total
-
-
-
57 349
Employee
30 037
-
92 110
-
unemployment
2 091
-
6 410
-
other
-
-
-
-
income
5 035
-
21 989
-
surtax
98
-
2 904
-
pensions
2 003
-
6 143
-
health
767
-
2 349
-
total
9 994
-
39 795
-
Employer
30 037
-
92 110
-
pensions
4 004
-
12 278
-
other
-
-
-
-
health
1 367
-
4 192
-
unemployment
951
-
2 920
-
total
6 322
-
19 390
-
Corporate
75 141
111 500
-
-
income
19 536
28 990
-
-
total
19 536
28 990
-
-
Dividends
55 605
82 510
-
-
withholding
8 341
12 376
-
-
total
8 341
12 376
-
-
Income
111 500
111 500
111 500
111 500
Total tax
44 193
41 366
59 185
57 349
After tax
67 307
70 134
52 315
54 151
Living cost
20 043
20 043
20 043
20 043
Free-cash
47 264
50 091
32 272
34 108

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽59055
₽44964
₽46450
₽44585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
unemployment
-
-
-
1 673
health
-
-
-
7 805
pensions
-
-
-
11 150
income
-
-
-
13 631
total
-
-
-
34 259
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
93 305
-
unemployment
394
157
1 400
-
income
3 209
1 277
11 407
-
pensions
2 625
1 045
9 331
-
health
1 838
731
6 531
-
total
8 066
3 210
28 669
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
93 305
-
pensions
5 119
2 037
18 195
-
total
5 119
2 037
18 195
-
Corporate
80 128
99 015
-
-
income
7 212
8 911
-
-
total
7 212
8 911
-
-
Dividends
72 917
90 103
-
-
withholding
13 854
17 120
-
-
social contributions
14 099
17 451
-
-
total
27 953
34 571
-
-
Income
111 500
111 500
111 500
111 500
Total tax
48 350
48 729
46 864
34 259
After tax
63 150
62 771
64 636
77 241
Living cost
18 186
18 186
18 186
18 186
Free-cash
44 964
44 585
46 450
59 055

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22594
₽24917
₽23469
₽25648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
national
-
-
-
18 476
pensions
-
-
-
13 380
social contributions
-
-
-
1 199
municipal
-
-
-
11 923
total
-
-
-
44 978
Employee
68 096
-
96 391
-
municipal
8 411
-
12 355
-
national
13 034
-
19 145
-
pensions
2 724
-
3 856
-
total
24 169
-
35 356
-
Employer
68 096
-
96 391
-
pensions
5 448
-
7 711
-
social contributions
732
-
1 036
-
total
6 180
-
8 747
-
Corporate
32 729
111 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 546
22 300
-
-
total
6 546
22 300
-
-
Dividends
26 184
89 200
-
-
withholding
5 760
19 624
-
-
total
5 760
19 624
-
-
Income
111 500
111 500
111 500
111 500
Total tax
42 655
41 924
44 103
44 978
After tax
68 845
69 576
67 397
66 522
Living cost
43 928
43 928
43 928
43 928
Free-cash
24 917
25 648
23 469
22 594

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19819
₽28314
₽19819
₽26309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
social contributions
-
-
-
10 353
income
-
-
-
29 587
total
-
-
-
39 940
Employee
71 049
-
111 500
-
social contributions
5 903
-
10 353
-
income
13 407
-
29 587
-
total
19 310
-
39 940
-
Employer
71 049
-
111 500
-
total
-
-
-
-
Corporate
40 451
111 500
-
-
income
5 056
13 938
-
-
total
5 056
13 938
-
-
Dividends
35 395
97 562
-
-
withholding
7 079
19 512
-
-
total
7 079
19 512
-
-
Income
111 500
111 500
111 500
111 500
Total tax
31 445
33 450
39 940
39 940
After tax
80 055
78 050
71 560
71 560
Living cost
51 741
51 741
51 741
51 741
Free-cash
28 314
26 309
19 819
19 819

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17437
₽16421
₽12132
₽21163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
national
-
-
-
25 129
regional
-
-
-
1 267
social contributions
-
-
-
28 678
municipal
-
-
-
662
total
-
-
-
55 736
Employee
80 724
-
111 500
-
municipal
427
-
591
-
national
13 988
-
21 739
-
social contributions
27 220
-
37 598
-
regional
762
-
1 113
-
total
42 397
-
61 041
-
Employer
80 724
-
111 500
-
total
-
-
-
-
Corporate
30 776
111 500
-
-
nationa
7 386
26 760
-
-
municipal
1 200
4 349
-
-
total
8 586
31 109
-
-
Dividends
22 191
80 391
-
-
withholding
5 769
20 901
-
-
total
5 769
20 901
-
-
Income
111 500
111 500
111 500
111 500
Total tax
56 752
52 010
61 041
55 736
After tax
54 748
59 490
50 459
55 764
Living cost
38 327
38 327
38 327
38 327
Free-cash
16 421
21 163
12 132
17 437

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽30882
₽32123
₽25604
₽34139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
national
-
-
-
25 129
regional
-
-
-
1 681
social contributions
-
-
-
28 678
municipal
-
-
-
662
total
-
-
-
56 150
Employee
50 385
-
111 500
-
municipal
267
-
591
-
national
7 982
-
21 739
-
social contributions
16 990
-
37 598
-
regional
678
-
1 500
-
total
25 917
-
61 428
-
Employer
50 385
-
111 500
-
total
-
-
-
-
Corporate
61 115
111 500
-
-
nationa
14 668