Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111000
per

Your estimated
City
free-cash

Andorra , Andorra
₽74942
₽60956
₽58005
₽72152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
24 421
income
-
-
-
3 616
total
-
-
-
28 037
Employee
26 693
-
96 102
-
social contributions
1 735
-
6 247
-
income
-
-
3 944
-
total
1 735
-
10 191
-
Employer
26 693
-
96 102
-
social contributions
4 138
-
14 895
-
total
4 138
-
14 895
-
Corporate
80 169
111 000
-
-
income
8 017
11 100
-
-
total
8 017
11 100
-
-
Dividends
72 152
99 900
-
-
total
-
-
-
-
Income
111 000
111 000
111 000
111 000
Total tax
13 890
11 100
25 086
28 037
After tax
97 110
99 900
85 914
82 963
Living cost
24 958
24 958
24 958
24 958
Free-cash
72 152
74 942
60 956
58 005

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽35352
₽3614
₽29709
₽34942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
chamber of commerce
-
-
-
444
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
23 901
surtax
-
-
-
-
total
-
-
-
54 802
Employee
36 295
33 089
86 195
-
health
1 404
1 281
3 336
-
pensions
3 717
3 388
8 827
-
other
362
331
862
-
unemployment
1 089
993
2 586
-
income
3 233
2 441
19 719
-
total
9 805
8 434
35 330
-
Employer
36 295
33 089
86 195
-
pensions
4 555
4 153
10 817
-
accident
471
430
1 120
-
unemployment
1 089
993
2 586
-
surtax
-
-
-
-
payroll
1 089
993
2 586
-
chamber of commerce
145
132
345
-
health
1 372
1 251
3 258
-
other
1 724
1 571
4 094
-
total
10 445
9 523
24 806
-
Corporate
64 260
68 388
83 043
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 065
17 097
20 761
-
total
16 065
17 097
20 761
-
Dividends
48 195
51 291
-
-
withholding
13 254
14 105
-
-
total
13 254
14 105
-
-
Income
111 000
111 000
111 000
111 000
Total tax
49 569
49 159
80 897
54 802
After tax
61 431
61 841
30 103
56 198
Living cost
26 489
26 489
26 489
26 489
Free-cash
34 942
35 352
3 614
29 709

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽32496
₽822
₽26778
₽31210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
chamber of commerce
-
-
-
444
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
23 901
surtax
-
-
-
164
total
-
-
-
54 966
Employee
41 494
33 089
86 067
-
health
1 606
1 281
3 331
-
pensions
4 250
3 388
8 813
-
other
414
331
860
-
unemployment
1 245
993
2 582
-
income
4 724
2 441
19 675
-
total
12 239
8 434
35 261
-
Employer
41 494
33 089
86 067
-
pensions
5 208
4 153
10 801
-
accident
539
430
1 119
-
unemployment
1 245
993
2 582
-
surtax
164
164
164
-
payroll
1 245
993
2 582
-
chamber of commerce
165
132
343
-
health
1 568
1 251
3 254
-
other
1 971
1 571
4 087
-
total
12 105
9 687
24 932
-
Corporate
57 401
68 224
82 916
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 351
17 056
20 729
-
total
14 351
17 056
20 729
-
Dividends
43 050
51 168
-
-
withholding
11 839
14 071
-
-
total
11 839
14 071
-
-
Income
111 000
111 000
111 000
111 000
Total tax
50 534
49 248
80 922
54 966
After tax
60 466
61 752
30 078
56 034
Living cost
29 256
29 256
29 256
29 256
Free-cash
31 210
32 496
822
26 778

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31878
₽10773
₽19011
₽19425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
17 540
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 608
national
-
-
-
38 567
total
-
-
-
61 715
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
85 972
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
4 040
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
6 448
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
4 484
-
national
18 259
-
29 205
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
748
-
total
29 118
-
44 925
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
85 972
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
1 119
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
1 256
-
surtax
6 734
-
9 750
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
5 286
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
7 617
-
total
17 288
-
25 028
-
Corporate
34 320
111 000
-
-
surtax
137
444
-
-
income
6 864
22 199
-
-
total
7 001
22 643
-
-
Dividends
27 320
88 356
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 894
26 205
-
-
total
7 894
26 205
-
-
Income
111 000
111 000
111 000
111 000
Total tax
61 301
48 848
69 953
61 715
After tax
49 699
62 152
41 047
49 285
Living cost
30 274
30 274
30 274
30 274
Free-cash
19 425
31 878
10 773
19 011

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽80627
₽76303
₽72331
₽75566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
16 650
total
-
-
-
24 391
Employee
18 907
-
105 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
10 531
-
total
4 629
-
14 730
-
Employer
18 907
-
105 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
88 384
111 000
-
-
income
8 839
11 100
-
-
total
8 839
11 100
-
-
Dividends
79 545
99 900
-
-
withholding
3 978
4 995
-
-
total
3 978
4 995
-
-
Income
111 000
111 000
111 000
111 000
Total tax
21 156
16 095
20 419
24 391
After tax
89 844
94 905
90 581
86 609
Living cost
14 278
14 278
14 278
14 278
Free-cash
75 566
80 627
76 303
72 331

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽84022
₽79698
₽75726
₽80166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
16 650
total
-
-
-
24 391
Employee
14 410
-
105 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
10 531
-
total
3 528
-
14 730
-
Employer
14 410
-
105 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
93 762
111 000
-
-
income
9 376
11 100
-
-
total
9 376
11 100
-
-
Dividends
84 386
99 900
-
-
withholding
4 219
4 995
-
-
total
4 219
4 995
-
-
Income
111 000
111 000
111 000
111 000
Total tax
19 951
16 095
20 419
24 391
After tax
91 049
94 905
90 581
86 609
Living cost
10 883
10 883
10 883
10 883
Free-cash
80 166
84 022
79 698
75 726

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽61865
₽57265
₽58410
₽57348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
13 434
health
-
-
-
2 830
income
-
-
-
17 102
total
-
-
-
33 366
Employee
63 846
63 846
101 967
-
health
495
1 086
1 733
-
social contributions
2 414
5 299
7 147
-
income
6 952
5 910
16 598
-
total
9 861
12 295
25 478
-
Employer
63 846
63 846
101 967
-
social contributions
2 414
5 299
7 147
-
health
537
1 182
1 886
-
total
2 951
6 481
9 033
-
Corporate
78 965
40 674
-
-
income
9 870
5 085
-
-
total
9 870
5 085
-
-
Dividends
69 095
35 589
-
-
withholding
11 746
6 050
-
-
total
11 746
6 050
-
-
Income
111 000
111 000
111 000
111 000
Total tax
34 428
29 911
34 511
33 366
After tax
76 572
81 089
76 489
77 634
Living cost
19 224
19 224
19 224
19 224
Free-cash
57 348
61 865
57 265
58 410

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽54158
₽49558
₽50703
₽50717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
13 434
health
-
-
-
2 830
income
-
-
-
17 102
total
-
-
-
33 366
Employee
63 846
63 846
101 967
-
health
635
1 086
1 733
-
social contributions
3 102
5 299
7 147
-
income
6 704
5 910
16 598
-
total
10 441
12 295
25 478
-
Employer
63 846
63 846
101 967
-
social contributions
3 102
5 299
7 147
-
health
692
1 182
1 886
-
total
3 794
6 481
9 033
-
Corporate
69 833
40 674
-
-
income
8 729
5 085
-
-
total
8 729
5 085
-
-
Dividends
61 104
35 589
-
-
withholding
10 388
6 050
-
-
total
10 388
6 050
-
-
Income
111 000
111 000
111 000
111 000
Total tax
33 352
29 911
34 511
33 366
After tax
77 648
81 089
76 489
77 634
Living cost
26 931
26 931
26 931
26 931
Free-cash
50 717
54 158
49 558
50 703

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽56911
₽36817
₽38234
₽49951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
28 078
health
-
-
-
14 985
solidarity contribution
-
-
-
-
income
-
-
-
10 191
total
-
-
-
53 254
Employee
28 695
-
82 836
-
health
3 874
-
11 183
-
social contributions
1 865
-
5 384
-
solidarity contribution
-
-
-
-
income
3 443
-
9 940
-
total
9 182
-
26 507
-
Employer
28 695
-
82 836
-
social contributions
7 174
-
20 709
-
health
2 582
-
7 455
-
total
9 756
-
28 164
-
Corporate
72 549
111 000
-
-
income
13 784
21 090
-
-
total
13 784
21 090
-
-
Dividends
58 765
89 910
-
-
withholding
8 815
13 487
-
-
total
8 815
13 487
-
-
Income
111 000
111 000
111 000
111 000
Total tax
41 537
34 577
54 671
53 254
After tax
69 463
76 423
56 329
57 746
Living cost
19 512
19 512
19 512
19 512
Free-cash
49 951
56 911
36 817
38 234

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽52379
₽32285
₽33702
₽43801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
28 078
health
-
-
-
14 985
solidarity contribution
-
-
-
-
income
-
-
-
10 191
total
-
-
-
53 254
Employee
35 359
-
82 836
-
health
4 774
-
11 183
-
social contributions
2 298
-
5 384
-
solidarity contribution
-
-
-
-
income
4 243
-
9 940
-
total
11 315
-
26 507
-
Employer
35 359
-
82 836
-
social contributions
8 840
-
20 709
-
health
3 182
-
7 455
-
total
12 022
-
28 164
-
Corporate
63 618
111 000
-
-
income
12 088
21 090
-
-
total
12 088
21 090
-
-
Dividends
51 531
89 910
-
-
withholding
7 730
13 487
-
-
total
7 730
13 487
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 155
34 577
54 671
53 254
After tax
67 845
76 423
56 329
57 746
Living cost
24 044
24 044
24 044
24 044
Free-cash
43 801
52 379
32 285
33 702

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽70430
-₽70430
₽27423
-₽70430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
labour market
-
-
-
8 822
municipal
-
-
-
22 062
pensions
-
-
-
722
national
-
-
-
11 867
total
-
-
-
43 473
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
111 000
111 000
111 000
111 000
Total tax
141 326
141 326
141 326
43 473
After tax
-30 326
-30 326
-30 326
67 527
Living cost
40 104
40 104
40 104
40 104
Free-cash
-70 430
-70 430
-70 430
27 423

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽68746
₽43925
₽39440
₽63587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
health
-
-
-
14 430
pensions
-
-
-
22 201
income
-
-
-
14 874
total
-
-
-
51 505
Employee
23 554
-
82 960
-
pensions
471
-
1 659
-
unemployment
377
-
1 327
-
income
2 652
-
15 994
-
total
3 500
-
18 980
-
Employer
23 554
-
82 960
-
pensions
4 711
-
16 592
-
unemployment
189
-
663
-
health
3 061
-
10 785
-
total
7 961
-
28 040
-
Corporate
79 484
111 000
-
-
income
15 897
22 199
-
-
total
15 897
22 199
-
-
Dividends
63 587
88 801
-
-
total
-
-
-
-
Income
111 000
111 000
111 000
111 000
Total tax
27 358
22 199
47 020
51 505
After tax
83 642
88 801
63 980
59 495
Living cost
20 055
20 055
20 055
20 055
Free-cash
63 587
68 746
43 925
39 440

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽39793
₽28594
₽43812
₽40417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
111 000
health
-
-
-
1 363
municipal
-
-
-
19 735
national
-
-
-
14 213
total
-
-
-
35 311
Employee
43 684
-
93 380
-
health
326
-
1 092
-
municipal
7 155
-
15 225
-
pensions
2 948
-
6 303
-
national
722
-
8 889
-
unemployment
655
-
1 401
-
total
11 806
-
32 910
-
Employer
43 684
-
93 380
-
accident
44
-
93
-
unemployment
284
-
607
-
health
336
-
718
-
pensions
7 579
-
16 201
-
total
8 243
-
17 619
-
Corporate
59 074
111 000
-
-
income
11 814
22 199
-
-
total
11 814
22 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

35 445
66 601
-
-
municipal
6 380
11 987
-
-
national
463
5 144
-
-
total
6 843
17 131
-
-
Income
111 000
111 000
111 000
111 000
Total tax
38 706
39 330
50 529
35 311
After tax
72 294
71 670
60 471
75 689
Living cost
31 877
31 877
31 877
31 877
Free-cash
40 417
39 793
28 594
43 812

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽30352
₽39359
₽37530
₽34962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
3 162
health
-
-
-
3 594
pensions
-
-
-
23 153
other
-
-
-
3 441
income
-
-
-
14 527
surtax
-
-
-
-
total
-
-
-
47 877
Employee
31 720
-
87 980
-
income
1 636
-
15 264
-
social contributions
904
-
2 507
-
pensions
3 588
-
5 256
-
surtax
-
-
-
-
total
6 128
-
23 027
-
Employer
31 720
-
87 980
-
pensions
5 212
-
9 005
-
social contributions
95
-
265
-
unemployment
1 284
-
3 563
-
health
2 220
-
7 123
-
other
1 095
-
3 065
-
total
9 906
-
23 021
-
Corporate
69 374
111 000
-
-
surtax
-
-
-
-
income
19 425
31 080
-
-
total
19 425
31 080
-
-
Dividends
49 949
79 920
-
-
surtax
-
-
-
-
withholding
6 394
10 229
-
-
social contributions
8 592
13 746
-
-
total
14 986
23 975
-
-
Income
111 000
111 000
111 000
111 000
Total tax
50 445
55 055
46 048
47 877
After tax
60 555
55 945
64 952
63 123
Living cost
25 593
25 593
25 593
25 593
Free-cash
34 962
30 352
39 359
37 530

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽27538
₽36545
₽34716
₽32442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
3 162
health
-
-
-
3 594
pensions
-
-
-
23 153
other
-
-
-
3 441
income
-
-
-
14 527
surtax
-
-
-
-
total
-
-
-
47 877
Employee
35 535
-
87 980
-
income
2 097
-
15 264
-
social contributions
1 013
-
2 507
-
pensions
4 018
-
5 256
-
surtax
-
-
-
-
total
7 128
-
23 027
-
Employer
35 535
-
87 980
-
pensions
5 838
-
9 005
-
social contributions
107
-
265
-
unemployment
1 439
-
3 563
-
health
2 488
-
7 123
-
other
1 226
-
3 065
-
total
11 098
-
23 021
-
Corporate
64 367
111 000
-
-
surtax
-
-
-
-
income
18 022
31 080
-
-
total
18 022
31 080
-
-
Dividends
46 345
79 920
-
-
surtax
-
-
-
-
withholding
5 932
10 229
-
-
social contributions
7 971
13 746
-
-
total
13 903
23 975
-
-
Income
111 000
111 000
111 000
111 000
Total tax
50 151
55 055
46 048
47 877
After tax
60 849
55 945
64 952
63 123
Living cost
28 407
28 407
28 407
28 407
Free-cash
32 442
27 538
36 545
34 716

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽15843
₽24850
₽23021
₽21548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
3 162
health
-
-
-
3 594
pensions
-
-
-
23 153
other
-
-
-
3 441
income
-
-
-
14 527
surtax
-
-
-
-
total
-
-
-
47 877
Employee
52 003
-
87 980
-
income
4 537
-
15 264
-
social contributions
1 481
-
2 507
-
pensions
5 882
-
5 256
-
surtax
-
-
-
-
total
11 900
-
23 027
-
Employer
52 003
-
87 980
-
pensions
8 545
-
9 005
-
social contributions
156
-
265
-
unemployment
2 107
-
3 563
-
health
3 640
-
7 123
-
other
1 795
-
3 065
-
total
16 243
-
23 021
-
Corporate
42 755
111 000
-
-
surtax
-
-
-
-
income
11 972
31 080
-
-
total
11 972
31 080
-
-
Dividends
30 783
79 920
-
-
surtax
-
-
-
-
withholding
3 941
10 229
-
-
social contributions
5 294
13 746
-
-
total
9 235
23 975
-
-
Income
111 000
111 000
111 000
111 000
Total tax
49 350
55 055
46 048
47 877
After tax
61 650
55 945
64 952
63 123
Living cost
40 102
40 102
40 102
40 102
Free-cash
21 548
15 843
24 850
23 021

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽99585
₽82935
₽104025
₽98486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 110
total
-
-
-
1 110
Employee
7 330
-
111 000
-
income
1 466
-
22 200
-
total
1 466
-
22 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 670
111 000
-
-
total
-
-
-
-
Dividends
103 670
111 000
-
-
withholding
5 183
5 550
-
-
total
5 183
5 550
-
-
Income
111 000
111 000
111 000
111 000
Total tax
6 649
5 550
22 200
1 110
After tax
104 351
105 450
88 800
109 890
Living cost
5 865
5 865
5 865
5 865
Free-cash
98 486
99 585
82 935
104 025

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽96311
₽79661
₽100751
₽94597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 110
total
-
-
-
1 110
Employee
11 424
-
111 000
-
income
2 285
-
22 200
-
total
2 285
-
22 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 576
111 000
-
-
total
-
-
-
-
Dividends
99 576
111 000
-
-
withholding
4 979
5 550
-
-
total
4 979
5 550
-
-
Income
111 000
111 000
111 000
111 000
Total tax
7 264
5 550
22 200
1 110
After tax
103 736
105 450
88 800
109 890
Living cost
9 139
9 139
9 139
9 139
Free-cash
94 597
96 311
79 661
100 751

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25128
₽41198
₽30810
₽35989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
10 388
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 402
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 672
total
-
-
-
48 134
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
111 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
1 672
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
30 402
-
total
9 257
-
37 746
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 688
111 000
-
-
trade
10 001
15 928
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

575
915
-
-
chamber of commerce
228
288
-
-
income
10 453
16 650
-
-
total
21 257
33 781
-
-
Dividends
48 431
77 218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
1 045
-
-
withholding
11 792
18 990
-
-
total
12 441
20 035
-
-
Income
111 000
111 000
111 000
111 000
Total tax
42 955
53 816
37 746
48 134
After tax
68 045
57 184
73 254
62 866
Living cost
32 056
32 056
32 056
32 056
Free-cash
35 989
25 128
41 198
30 810

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30894
₽48105
₽36702
₽40077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
11 403
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 402
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 672
total
-
-
-
49 149
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
111 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 672
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
30 402
-
total
6 608
-
37 746
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 243
111 000
-
-
trade
12 481
17 482
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

654
915
-
-
chamber of commerce
239
285
-
-
income
11 887
16 650
-
-
total
25 261
35 332
-
-
Dividends
53 982
75 668
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

725
1 023
-
-
withholding
13 180
18 602
-
-
total
13 905
19 625
-
-
Income
111 000
111 000
111 000
111 000
Total tax
45 774
54 957
37 746
49 149
After tax
65 226
56 043
73 254
61 851
Living cost
25 149
25 149
25 149
25 149
Free-cash
40 077
30 894
48 105
36 702

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22854
₽40636
₽28728
₽34517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
11 909
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 402
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 672
total
-
-
-
49 655
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
111 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
1 672
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
30 402
-
total
9 489
-
37 746
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 894
111 000
-
-
trade
11 334
18 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

569
915
-
-
chamber of commerce
224
284
-
-
income
10 335
16 650
-
-
total
22 462
36 109
-
-
Dividends
46 433
74 891
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

621
1 013
-
-
withholding
11 293
18 407
-
-
total
11 914
19 420
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 865
55 529
37 746
49 655
After tax
67 135
55 471
73 254
61 345
Living cost
32 618
32 618
32 618
32 618
Free-cash
34 517
22 854
40 636
28 728

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16865
₽35218
₽22802
₽30326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
12 416
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 402
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 672
total
-
-
-
50 162
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
111 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 672
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
30 402
-
total
11 863
-
37 746
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 101
111 000
-
-
trade
10 478
19 037
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
915
-
-
chamber of commerce
213
282
-
-
income
9 166
16 650
-
-
total
20 361
36 884
-
-
Dividends
40 740
74 116
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

544
1 002
-
-
withholding
9 870
18 213
-
-
total
10 414
19 215
-
-
Income
111 000
111 000
111 000
111 000
Total tax
42 638
56 099
37 746
50 162
After tax
68 362
54 901
73 254
60 838
Living cost
38 036
38 036
38 036
38 036
Free-cash
30 326
16 865
35 218
22 802

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽51170
₽32156
₽34019
₽48527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
24 692
surtax
-
-
-
3 421
total
-
-
-
58 332
Employee
27 961
-
91 698
-
health
714
-
2 338
-
pensions
1 866
-
6 117
-
surtax
99
-
3 128
-
other
-
-
-
-
unemployment
1 946
-
6 383
-
income
4 688
-
22 927
-
total
9 313
-
40 893
-
Employer
27 961
-
91 698
-
pensions
3 728
-
12 224
-
unemployment
887
-
2 907
-
health
1 272
-
4 171
-
other
-
-
-
-
total
5 887
-
19 302
-
Corporate
77 152
111 000
-
-
income
20 060
28 859
-
-
total
20 060
28 859
-
-
Dividends
57 092
82 141
-
-
withholding
8 564
12 322
-
-
total
8 564
12 322
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 824
41 181
60 195
58 332
After tax
67 176
69 819
50 805
52 668
Living cost
18 649
18 649
18 649
18 649
Free-cash
48 527
51 170
32 156
34 019

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽51497
₽32483
₽34346
₽48914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
24 692
surtax
-
-
-
3 421
total
-
-
-
58 332
Employee
27 457
-
91 698
-
health
701
-
2 338
-
pensions
1 831
-
6 117
-
surtax
90
-
3 128
-
other
-
-
-
-
unemployment
1 911
-
6 383
-
income
4 602
-
22 927
-
total
9 135
-
40 893
-
Employer
27 457
-
91 698
-
pensions
3 660
-
12 224
-
unemployment
870
-
2 907
-
health
1 249
-
4 171
-
other
-
-
-
-
total
5 779
-
19 302
-
Corporate
77 763
111 000
-
-
income
20 219
28 859
-
-
total
20 219
28 859
-
-
Dividends
57 544
82 141
-
-
withholding
8 631
12 322
-
-
total
8 631
12 322
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 764
41 181
60 195
58 332
After tax
67 236
69 819
50 805
52 668
Living cost
18 322
18 322
18 322
18 322
Free-cash
48 914
51 497
32 483
34 346

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽46101
₽47996
₽60543
₽46443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
1 665
health
-
-
-
7 770
pensions
-
-
-
11 100
income
-
-
-
13 570
total
-
-
-
34 105
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
92 887
-
health
1 652
658
6 502
-
pensions
2 360
939
9 289
-
unemployment
354
141
1 393
-
income
2 886
1 148
11 355
-
total
7 252
2 886
28 539
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
92 887
-
pensions
4 603
1 832
18 113
-
total
4 603
1 832
18 113
-
Corporate
82 793
99 774
-
-
income
7 451
8 980
-
-
total
7 451
8 980
-
-
Dividends
75 341
90 794
-
-
withholding
14 315
17 251
-
-
social contributions
14 584
17 598
-
-
total
28 899
34 849
-
-
Income
111 000
111 000
111 000
111 000
Total tax
48 205
48 547
46 652
34 105
After tax
62 795
62 453
64 348
76 895
Living cost
16 352
16 352
16 352
16 352
Free-cash
46 443
46 101
47 996
60 543

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽27285
₽25005
₽24135
₽26586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
1 193
municipal
-
-
-
11 913
pensions
-
-
-
13 320
national
-
-
-
18 460
total
-
-
-
44 886
Employee
65 075
-
95 958
-
municipal
8 038
-
12 343
-
pensions
2 603
-
3 838
-
national
12 455
-
19 126
-
total
23 096
-
35 307
-
Employer
65 075
-
95 958
-
social contributions
700
-
1 032
-
pensions
5 206
-
7 677
-
total
5 906
-
8 709
-
Corporate
35 725
111 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 145
22 200
-
-
total
7 145
22 200
-
-
Dividends
28 580
88 800
-
-
withholding
6 288
19 536
-
-
total
6 288
19 536
-
-
Income
111 000
111 000
111 000
111 000
Total tax
42 435
41 736
44 016
44 886
After tax
68 565
69 264
66 984
66 114
Living cost
41 979
41 979
41 979
41 979
Free-cash
26 586
27 285
25 005
24 135

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30403
₽15324
₽15324
₽32237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
social contributions
-
-
-
17 703
income
-
-
-
30 676
total
-
-
-
48 379
Employee
64 948
-
111 000
-
social contributions
5 396
-
17 703
-
income
12 255
-
30 676
-
total
17 651
-
48 379
-
Employer
64 948
-
111 000
-
total
-
-
-
-
Corporate
46 052
111 000
-
-
income
5 756
13 875
-
-
total
5 756
13 875
-
-
Dividends
40 296
97 125
-
-
withholding
8 059
19 425
-
-
total
8 059
19 425
-
-
Income
111 000
111 000
111 000
111 000
Total tax
31 466
33 300
48 379
48 379
After tax
79 534
77 700
62 621
62 621
Living cost
47 297
47 297
47 297
47 297
Free-cash
32 237
30 403
15 324
15 324

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24189
₽14666
₽19949
₽19851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
regional
-
-
-
1 273
social contributions
-
-
-
28 549
municipal
-
-
-
660
national
-
-
-
25 533
total
-
-
-
56 015
Employee
73 792
-
111 000
-
regional
696
-
1 122
-
municipal
391
-
589
-
social contributions
24 883
-
37 429
-
national
12 786
-
22 158
-
total
38 756
-
61 298
-
Employer
73 792
-
111 000
-
total
-
-
-
-
Corporate
37 208
111 000
-
-
nationa
8 931
26 639
-
-
municipal
1 451
4 328
-
-
total
10 382
30 967
-
-
Dividends
26 826
80 032
-
-
withholding
6 975
20 808
-
-
total
6 975
20 808
-
-
Income
111 000
111 000
111 000
111 000
Total tax
56 113
51 775
61 298
56 015
After tax
54 887
59 225
49 702
54 985
Living cost
35 036
35 036
35 036
35 036
Free-cash
19 851
24 189
14 666
19 949

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35980
₽26965
₽32218
₽34135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
regional
-
-
-
1 674
social contributions
-
-
-
28 549
municipal
-
-
-
660
national
-
-
-
25 533
total
-
-
-
56 416
Employee
46 058
-
111 000
-
regional
620
-
1 493
-
municipal
244
-
589
-
social contributions
15 531
-
37 429
-
national
7 297
-
22 158
-
total
23 692
-
61 669
-
Employer
46 058
-
111 000
-
total
-
-
-
-
Corporate
64 942
111 000
-
-
nationa
15 586