Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111000
per

Your estimated
City
free-cash

Valencia , Spain
₽33591
₽37781
₽50520
₽46178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
24 983
accident
-
-
-
728
unemployment
-
-
-
566
pensions
-
-
-
22 877
other
-
-
-
81
total
-
-
-
49 235
Employee
32 249
-
85 228
-
other
31
-
81
-
income
6 217
-
22 520
-
unemployment
500
-
1 253
-
pensions
1 516
-
3 800
-
total
8 264
-
27 654
-
Employer
32 249
-
85 228
-
unemployment
1 774
-
4 446
-
pensions
7 610
-
19 078
-
other
258
-
647
-
accident
639
-
1 600
-
total
10 281
-
25 771
-
Corporate
68 469
111 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 270
16 650
-
-
total
10 270
16 650
-
-
Dividends
58 199
94 350
-
-
withholding
12 023
19 846
-
-
total
12 023
19 846
-
-
Income
111 000
111 000
111 000
111 000
Total tax
40 838
36 496
53 425
49 235
After tax
70 162
74 504
57 575
61 765
Living cost
23 984
23 984
23 984
23 984
Free-cash
46 178
50 520
33 591
37 781

Estimated living cost  is ₽23984 per week

₽16189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽40693
₽36102
₽58311
₽52421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
14 860
health
-
-
-
4 884
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
26 641
other
-
-
-
5 273
total
-
-
-
51 658
Employee
31 668
-
88 658
-
income
5 452
-
16 391
-
health
444
-
1 241
-
unemployment
316
-
887
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 216
-
6 207
-
total
8 428
-
24 726
-
Employer
31 668
-
88 658
-
unemployment
316
-
887
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 384
-
15 071
-
other
1 584
-
4 432
-
accident
253
-
710
-
health
444
-
1 241
-
total
7 981
-
22 341
-
Corporate
71 352
111 000
-
-
income
14 984
23 310
-
-
total
14 984
23 310
-
-
Dividends
56 368
87 690
-
-
withholding
3 946
6 139
-
-
total
3 946
6 139
-
-
Income
111 000
111 000
111 000
111 000
Total tax
35 339
29 449
47 067
51 658
After tax
75 661
81 551
63 933
59 342
Living cost
23 240
23 240
23 240
23 240
Free-cash
52 421
58 311
40 693
36 102

Estimated living cost  is ₽23240 per week

₽16420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽78643
₽74754
₽83454
₽79397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
16 650
health
-
-
-
3 508
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 515
total
-
-
-
24 795
Employee
15 162
-
105 015
-
income
1 516
-
10 502
-
health
697
-
1 403
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 331
-
2 679
-
total
3 711
-
14 920
-
Employer
15 162
-
105 015
-
unemployment
91
-
183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 671
-
3 362
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
health
1 047
-
2 105
-
total
2 976
-
5 986
-
Corporate
92 863
111 000
-
-
income
9 287
11 100
-
-
total
9 287
11 100
-
-
Dividends
83 576
99 900
-
-
withholding
4 178
4 995
-
-
total
4 178
4 995
-
-
Income
111 000
111 000
111 000
111 000
Total tax
20 152
16 095
20 906
24 795
After tax
90 848
94 905
90 094
86 205
Living cost
11 451
11 451
11 451
11 451
Free-cash
79 397
83 454
78 643
74 754

Estimated living cost  is ₽11451 per week

₽6685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽303
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽35925
₽33405
₽26104
₽31256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
13 935
social contributions
-
-
-
3 161
health
-
-
-
3 363
surtax
-
-
-
-
pensions
-
-
-
23 855
other
-
-
-
3 441
total
-
-
-
47 755
Employee
37 327
-
88 361
-
income
2 203
-
14 968
-
social contributions
1 064
-
2 517
-
surtax
-
-
-
-
pensions
4 221
-
5 113
-
total
7 488
-
22 598
-
Employer
37 327
-
88 361
-
unemployment
1 511
-
3 578
-
social contributions
113
-
265
-
pensions
6 132
-
8 791
-
other
1 288
-
3 049
-
health
2 613
-
6 954
-
total
11 657
-
22 637
-
Corporate
62 016
111 000
-
-
income
17 364
31 080
-
-
surtax
-
-
-
-
total
17 364
31 080
-
-
Dividends
44 652
79 920
-
-
withholding
5 715
10 230
-
-
surtax
-
-
-
-
social contributions
7 680
13 746
-
-
total
13 395
23 976
-
-
Income
111 000
111 000
111 000
111 000
Total tax
49 904
55 056
45 235
47 755
After tax
61 096
55 944
65 765
63 245
Living cost
29 840
29 840
29 840
29 840
Free-cash
31 256
26 104
35 925
33 405

Estimated living cost  is ₽29840 per week

₽18815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽25091
₽27384
₽17783
₽12441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
26 106
health
-
-
-
10 755
pensions
-
-
-
10 219
total
-
-
-
47 080
Employee
74 480
74 480
94 792
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 191
12 191
12 191
-
health
11 432
9 724
10 755
-
pensions
13 406
10 219
10 219
-
total
37 029
32 134
33 165
-
Employer
74 480
74 480
94 792
-
unemployment
2 681
2 681
3 332
-
pensions
5 184
5 184
6 443
-
health
5 177
5 177
6 433
-
total
13 042
13 042
16 208
-
Corporate
24 392
23 478
-
-
income
4 878
4 696
-
-
total
4 878
4 696
-
-
Dividends
19 514
18 783
-
-
withholding
2 928
2 817
-
-
income
4 146
3 992
-
-
total
7 074
6 809
-
-
Income
111 000
111 000
111 000
111 000
Total tax
62 023
56 681
49 373
47 080
After tax
48 977
54 319
61 627
63 920
Living cost
36 536
36 536
36 536
36 536
Free-cash
12 441
17 783
25 091
27 384

Estimated living cost  is ₽36536 per week

₽25892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽47413
₽36317
₽29637
₽39285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 958
trade
-
-
-
11 096
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 627
total
-
-
-
48 266
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 359
-
111 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

932
-
29 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 958
-
5 958
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
-
1 627
-
total
6 941
-
37 170
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 641
111 000
-
-
chamber of commerce
243
291
-
-
income
11 647
16 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

641
915
-
-
trade
12 228
17 483
-
-
total
24 759
35 339
-
-
Dividends
52 883
75 660
-
-
withholding
12 890
18 584
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

708
1 023
-
-
total
13 598
19 607
-
-
Income
111 000
111 000
111 000
111 000
Total tax
45 298
54 946
37 170
48 266
After tax
65 702
56 054
73 830
62 734
Living cost
26 417
26 417
26 417
26 417
Free-cash
39 285
29 637
47 413
36 317

Estimated living cost  is ₽26417 per week

₽16617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽56370
₽57548
₽60922
₽56174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
16 318
social contributions
-
-
-
14 111
health
-
-
-
2 830
total
-
-
-
33 259
Employee
67 066
67 066
101 612
-
income
7 302
6 208
15 813
-
social contributions
2 536
5 566
7 508
-
health
520
1 140
1 728
-
total
10 358
12 914
25 049
-
Employer
67 066
67 066
101 612
-
social contributions
2 536
5 566
7 508
-
health
564
1 241
1 880
-
total
3 100
6 807
9 388
-
Corporate
77 349
37 127
-
-
income
9 669
4 641
-
-
total
9 669
4 641
-
-
Dividends
67 680
32 486
-
-
withholding
11 506
5 523
-
-
total
11 506
5 523
-
-
Income
111 000
111 000
111 000
111 000
Total tax
34 633
29 885
34 437
33 259
After tax
76 367
81 115
76 563
77 741
Living cost
20 193
20 193
20 193
20 193
Free-cash
56 174
60 922
56 370
57 548

Estimated living cost  is ₽20193 per week

₽12102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽26409
₽33519
₽35780
₽34900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
111 000
income
-
-
-
11 552
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
38 572
surtax
-
-
-
-
total
-
-
-
50 124
Employee
40 113
-
89 697
-
income
8 344
-
26 065
-
social contributions
4 413
-
9 866
-
surtax
-
-
-
-
total
12 757
-
35 931
-
Employer
40 113
-
89 697
-
social contributions
9 527
-
21 303
-
total
9 527
-
21 303
-
Corporate
61 360
111 000
-
-
income
12 885
23 310
-
-
surtax
-
-
-
-
total
12 885
23 310
-
-
Dividends
48 475
87 690
-
-
withholding
13 574
24 553
-
-
total
13 574
24 553
-
-
Income
111 000
111 000
111 000
111 000
Total tax
48 743
47 863
57 234
50 124
After tax
62 257
63 137
53 766
60 876
Living cost
27 357
27 357
27 357
27 357
Free-cash
34 900
35 780
26 409
33 519

Estimated living cost  is ₽27357 per week

₽20469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽82531
₽103621
₽99181
₽98006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 110
total
-
-
-
1 110
Employee
7 836
-
111 000
-
income
1 567
-
22 200
-
total
1 567
-
22 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 164
111 000
-
-
total
-
-
-
-
Dividends
103 164
111 000
-
-
withholding
5 158
5 550
-
-
total
5 158
5 550
-
-
Income
111 000
111 000
111 000
111 000
Total tax
6 725
5 550
22 200
1 110
After tax
104 275
105 450
88 800
109 890
Living cost
6 269
6 269
6 269
6 269
Free-cash
98 006
99 181
82 531
103 621

Estimated living cost  is ₽6269 per week

₽3885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽29810
₽32981
₽53031
₽45734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
111 000
income
-
-
-
23 262
health
-
-
-
10 924
unemployment
-
-
-
167
pensions
-
-
-
20 272
total
-
-
-
54 625
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 568
-
96 044
-
income
6 651
-
21 613
-
health
2 491
-
6 205
-
unemployment
55
-
134
-
pensions
5 978
-
14 888
-
total
15 175
-
42 840
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 568
-
96 044
-
unemployment
23
-
58
-
pensions
3 413
-
8 501
-
health
2 569
-
6 397
-
total
6 005
-
14 956
-
Corporate
66 428
111 000
-
-
income
12 622
21 089
-
-
total
12 622
21 089
-
-
Dividends
53 806
89 911
-
-
withholding
8 070
13 486
-
-
total
8 070
13 486
-
-
Income
111 000
111 000
111 000
111 000
Total tax
41 872
34 575
57 796
54 625
After tax
69 128
76 425
53 204
56 375
Living cost
23 394
23 394
23 394
23 394
Free-cash
45 734
53 031
29 810
32 981

Estimated living cost  is ₽23394 per week

₽16055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽49864
₽48819
₽35882
₽38930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
111 000
income
-
-
-
24 827
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 694
total
-
-
-
30 521
Employee
40 010
-
106 988
-
social contributions
4 009
-
4 012
-
income
4 341
-
21 452
-
total
8 350
-
25 464
-
Employer
40 010
-
106 988
-
social contributions
4 009
-
4 012
-
total
4 009
-
4 012
-
Corporate
66 981
111 000
-
-
income
23 443
38 850
-
-
total
23 443
38 850
-
-
Dividends
43 539
72 150
-
-
social contributions
4 608
4 608
-
-
total
4 608
4 608
-
-
Income
111 000
111 000
111 000
111 000
Total tax
40 410
43 458
29 476
30 521
After tax
70 590
67 542
81 524
80 479
Living cost
31 660
31 660
31 660
31 660
Free-cash
38 930
35 882
49 864
48 819

Estimated living cost  is ₽31660 per week

₽20854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽51754
₽52790
₽49226
₽49679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
16 650
social contributions
-
-
-
15 318
health
-
-
-
7 748
total
-
-
-
39 716
Employee
29 572
-
111 000
-
income
4 932
-
17 686
-
social contributions
4 081
-
15 318
-
health
2 064
-
7 748
-
total
11 077
-
40 752
-
Employer
29 572
-
111 000
-
total
-
-
-
-
Corporate
81 428
111 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

4 072
5 550
-
-
total
4 072
5 550
-
-
Dividends
77 357
105 450
-
-
withholding
11 604
15 818
-
-
health
5 399
7 360
-
-
social contributions
10 675
14 552
-
-
total
27 678
37 730
-
-
Income
111 000
111 000
111 000
111 000
Total tax
42 827
43 280
40 752
39 716
After tax
68 173
67 720
70 248
71 284
Living cost
18 494
18 494
18 494
18 494
Free-cash
49 679
49 226
51 754
52 790

Estimated living cost  is ₽18494 per week

₽12377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽32717
₽34564
₽52811
₽44388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
10 266
social contributions
-
-
-
27 573
solidarity contribution
-
-
-
-
health
-
-
-
14 985
total
-
-
-
52 824
Employee
34 724
-
82 836
-
solidarity contribution
-
-
-
-
income
4 167
-
9 940
-
social contributions
2 257
-
5 384
-
health
4 688
-
11 183
-
total
11 112
-
26 507
-
Employer
34 724
-
82 836
-
social contributions
8 681
-
20 709
-
health
3 125
-
7 455
-
total
11 806
-
28 164
-
Corporate
64 470
111 000
-
-
income
12 249
21 090
-
-
total
12 249
21 090
-
-
Dividends
52 221
89 910
-
-
withholding
7 833
13 487
-
-
total
7 833
13 487
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 000
34 577
54 671
52 824
After tax
68 000
76 423
56 329
58 176
Living cost
23 612
23 612
23 612
23 612
Free-cash
44 388
52 811
32 717
34 564

Estimated living cost  is ₽23612 per week

₽17560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽79031
₽100121
₽95681
₽93850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
111 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 110
total
-
-
-
1 110
Employee
12 211
-
111 000
-
income
2 442
-
22 200
-
total
2 442
-
22 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 789
111 000
-
-
total
-
-
-
-
Dividends
98 789
111 000
-
-
withholding
4 939
5 550
-
-
total
4 939
5 550
-
-
Income
111 000
111 000
111 000
111 000
Total tax
7 381
5 550
22 200
1 110
After tax
103 619
105 450
88 800
109 890
Living cost
9 769
9 769
9 769
9 769
Free-cash
93 850
95 681
79 031
100 121

Estimated living cost  is ₽9769 per week

₽6611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2420
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽23640
₽21120
₽13819
₽19813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
13 935
social contributions
-
-
-
3 161
health
-
-
-
3 363
surtax
-
-
-
-
pensions
-
-
-
23 855
other
-
-
-
3 441
total
-
-
-
47 755
Employee
54 626
-
88 361
-
income
4 766
-
14 968
-
social contributions
1 556
-
2 517
-
surtax
-
-
-
-
pensions
6 179
-
5 113
-
total
12 501
-
22 598
-
Employer
54 626
-
88 361
-
unemployment
2 213
-
3 578
-
social contributions
164
-
265
-
pensions
8 976
-
8 791
-
other
1 885
-
3 049
-
health
3 823
-
6 954
-
total
17 061
-
22 637
-
Corporate
39 314
111 000
-
-
income
11 008
31 080
-
-
surtax
-
-
-
-
total
11 008
31 080
-
-
Dividends
28 306
79 920
-
-
withholding
3 623
10 230
-
-
surtax
-
-
-
-
social contributions
4 869
13 746
-
-
total
8 492
23 976
-
-
Income
111 000
111 000
111 000
111 000
Total tax
49 062
55 056
45 235
47 755
After tax
61 938
55 944
65 765
63 245
Living cost
42 125
42 125
42 125
42 125
Free-cash
19 813
13 819
23 640
21 120

Estimated living cost  is ₽42125 per week

₽28509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽47550
₽47550
₽65159
₽60881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
111 000
income
-
-
-
24 117
health
-
-
-
6 620
unemployment
-
-
-
964
pensions
-
-
-
16 710
total
-
-
-
48 411
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 678
-
99 496
-
income
3 126
-
24 117
-
health
1 168
-
3 310
-
unemployment
170
-
482
-
pensions
3 175
-
8 998
-
total
7 639
-
36 907
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 678
-
99 496
-
unemployment
170
-
482
-
pensions
2 721
-
7 712
-
health
1 168
-
3 310
-
total
4 059
-
11 504
-
Corporate
84 263
111 000
-
-
income
12 639
16 650
-
-
total
12 639
16 650
-
-
Dividends
71 623
94 350
-
-
withholding
10 743
14 152
-
-
total
10 743
14 152
-
-
Income
111 000
111 000
111 000
111 000
Total tax
35 080
30 802
48 411
48 411
After tax
75 920
80 198
62 589
62 589
Living cost
15 039
15 039
15 039
15 039
Free-cash
60 881
65 159
47 550
47 550

Estimated living cost  is ₽15039 per week

₽10126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽24817
₽30212
-₽10131
₽15921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
regional
-
-
-
4 779
national
-
-
-
1 267
health
-
-
-
250
city
-
-
-
1 170
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 221
pensions
-
-
-
10 212
total
-
-
-
19 899
Employee
71 255
-
99 349
-
regional
2 333
-
4 088
-
city
765
-
1 067
-
health
161
-
224
-
unemployment
-
-
-
-
national
337
-
1 011
-
pensions
5 986
-
8 346
-
total
9 582
-
14 736
-
Employer
71 255
-
99 349
-
unemployment
-
-
-
-
pensions
5 986
-
8 346
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 425
-
1 988
-
health
161
-
224
-
total
7 572
-
10 558
-
Corporate
31 389
111 000
-
-
regional
6 639
23 476
-
-
national
2 668
9 435
-
-
total
9 307
32 911
-
-
Dividends
22 082
78 089
-
-
withholding
7 729
27 331
-
-
total
7 729
27 331
-
-
Income
111 000
111 000
111 000
111 000
Total tax
34 190
60 242
25 294
19 899
After tax
76 810
50 758
85 706
91 101
Living cost
60 889
60 889
60 889
60 889
Free-cash
15 921
-10 131
24 817
30 212

Estimated living cost  is ₽60889 per week

₽39595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽27455
₽42674
₽38502
₽38781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
111 000
municipal
-
-
-
19 737
national
-
-
-
13 758
health
-
-
-
1 346
total
-
-
-
34 841
Employee
45 887
-
93 380
-
health
343
-
1 074
-
unemployment
689
-
1 400
-
national
758
-
8 434
-
municipal
7 516
-
15 229
-
pensions
3 097
-
6 303
-
total
12 403
-
32 440
-
Employer
45 887
-
93 380
-
unemployment
298
-
607
-
pensions
7 961
-
16 202
-
accident
46
-
93
-
health
353
-
718
-
total
8 658
-
17 620
-
Corporate
56 456
111 000
-
-
income
11 291
22 200
-
-
total
11 291
22 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

33 873
66 600
-
-
national
285
4 825
-
-
municipal
6 097
11 988
-
-
total
6 382
16 813
-
-
Income
111 000
111 000
111 000
111 000
Total tax
38 734
39 013
50 060
34 841
After tax
72 266
71 987
60 940
76 159
Living cost
33 485
33 485
33 485
33 485
Free-cash
38 781
38 502
27 455
42 674

Estimated living cost  is ₽33485 per week

₽21872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽9660
₽17856
₽30367
₽17285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
national
-
-
-
38 109
social contributions
-
-
-
17 632
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 603
total
-
-
-
61 344
Employee

The minimum management director salary is set at €45,000 per year.

62 387
-
85 975
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 931
-
4 040
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 254
-
4 484
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

543
-
748
-
national
19 180
-
28 794
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 679
-
6 448
-
total
30 587
-
44 514
-
Employer

The minimum management director salary is set at €45,000 per year.

62 387
-
85 975
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

910
-
1 255
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 528
-
7 617
-
surtax
7 074
-
9 749
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

811
-
1 117
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 837
-
5 288
-
total
18 160
-
25 026
-
Corporate
30 453
111 000
-
-
income
6 091
22 200
-
-
surtax
122
444
-
-
total
6 213
22 644
-
-
Dividends
24 240
88 357
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 955
26 189
-
-
total
6 955
26 189
-
-
Income
111 000
111 000
111 000
111 000
Total tax
61 915
48 833
69 540
61 344
After tax
49 085
62 167
41 460
49 656
Living cost
31 800
31 800
31 800
31 800
Free-cash
17 285
30 367
9 660
17 856

Estimated living cost  is ₽31800 per week

₽20484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽22398
₽23361
₽24862
₽24060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
municipal
-
-
-
26 333
national
-
-
-
2 868
health
-
-
-
4 888
accident
-
-
-
157
unemployment
-
-
-
78
pensions
-
-
-
8 468
other
-
-
-
9 103
total
-
-
-
51 895
Employee
50 932
-
86 386
-
national
-
-
2 484
-
municipal
15 188
-
25 760
-
total
15 188
-
28 244
-
Employer
50 932
-
86 386
-
unemployment
1 345
-
2 068
-
pensions
5 506
-
8 468
-
other
5 918
-
9 103
-
accident
102
-
157
-
health
3 132
-
4 818
-
total
16 003
-
24 614
-
Corporate
44 065
111 000
-
-
income
9 694
24 420
-
-
total
9 694
24 420
-
-
Dividends
34 371
86 580
-
-
withholding
10 311
25 974
-
-
total
10 311
25 974
-
-
Income
111 000
111 000
111 000
111 000
Total tax
51 196
50 394
52 858
51 895
After tax
59 804
60 606
58 142
59 105
Living cost
35 744
35 744
35 744
35 744
Free-cash
24 060
24 862
22 398
23 361

Estimated living cost  is ₽35744 per week

₽23690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽60347
₽37892
₽28714
-₽23139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
21 636
social contributions
-
-
-
12 654
total
-
-
-
34 290
Employee
55 660
-
-
-
income
12 277
-
-
-
social contributions
4 564
-
650
-
total
16 841
-
650
-
Employer
55 660
-
-
-
social contributions
78 480
-
11 185
-
total
78 480
-
11 185
-
Corporate
-
111 000
-
-
income
-
24 420
-
-
total
-
24 420
-
-
Dividends
-
86 580
-
-
income
-
19 048
-
-
total
-
19 048
-
-
Income
111 000
111 000
111 000
111 000
Total tax
95 321
43 468
11 835
34 290
After tax
15 679
67 532
99 165
76 710
Living cost
38 818
38 818
38 818
38 818
Free-cash
-23 139
28 714
60 347
37 892

Estimated living cost  is ₽38818 per week

₽25187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽48274
₽49452
₽52826
₽49208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
16 318
social contributions
-
-
-
14 111
health
-
-
-
2 830
total
-
-
-
33 259
Employee
67 066
67 066
101 612
-
income
7 042
6 208
15 813
-
social contributions
3 259
5 566
7 508
-
health
667
1 140
1 728
-
total
10 968
12 914
25 049
-
Employer
67 066
67 066
101 612
-
social contributions
3 259
5 566
7 508
-
health
727
1 241
1 880
-
total
3 986
6 807
9 388
-
Corporate
67 757
37 127
-
-
income
8 469
4 641
-
-
total
8 469
4 641
-
-
Dividends
59 288
32 486
-
-
withholding
10 080
5 523
-
-
total
10 080
5 523
-
-
Income
111 000
111 000
111 000
111 000
Total tax
33 503
29 885
34 437
33 259
After tax
77 497
81 115
76 563
77 741
Living cost
28 289
28 289
28 289
28 289
Free-cash
49 208
52 826
48 274
49 452

Estimated living cost  is ₽28289 per week

₽19338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽34648
₽44908
₽45236
₽46736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
27 584
pensions
-
-
-
6 881
total
-
-
-
34 465
Employee
43 413
-
97 326
-
income
7 906
-
20 741
-
health
566
-
1 562
-
pensions
3 313
-
8 748
-
total
11 785
-
31 051
-
Employer
43 413
-
97 326
-
pensions
4 386
-
11 825
-
health
825
-
1 849
-
total
5 211
-
13 674
-
Corporate
62 376
111 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

11 851
21 090
-
-
total
11 851
21 090
-
-
Dividends
50 525
89 910
-
-
withholding
3 790
13 047
-
-
total
3 790
13 047
-
-
Income
111 000
111 000
111 000
111 000
Total tax
32 637
34 137
44 725
34 465
After tax
78 363
76 863
66 275
76 535
Living cost
31 627
31 627
31 627
31 627
Free-cash
46 736
45 236
34 648
44 908

Estimated living cost  is ₽31627 per week

₽21696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽14210
₽19290
₽23722
₽19753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
municipal
-
-
-
741
regional
-
-
-
2 435
national
-
-
-
25 240
social contributions
-
-
-
28 549
total
-
-
-
56 965
Employee
73 494
-
111 000
-
regional
1 110
-
2 088
-
social contributions
24 782
-
37 429
-
national
12 420
-
21 866
-
municipal
439
-
662
-
total
38 751
-
62 045
-
Employer
73 494
-
111 000
-
total
-
-
-
-
Corporate
37 506
111 000
-
-
nationa
9 002
26 641
-
-
municipal
1 807
5 351
-
-
total
10 809
31 992
-
-
Dividends
26 696
79 009
-
-
withholding
6 942
20 541
-
-
total
6 942
20 541
-
-
Income
111 000
111 000
111 000
111 000
Total tax
56 502
52 533
62 045
56 965
After tax
54 498
58 467
48 955
54 035
Living cost
34 745
34 745
34 745
34 745
Free-cash
19 753
23 722
14 210
19 290

Estimated living cost  is ₽34745 per week

₽24406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7423
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽41186
₽58043
-₽8965
₽6236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
29 317
health
-
-
-
1 780
accident
-
-
-
206
pensions
-
-
-
3 396
other
-
-
-
302
total
-
-
-
35 001
Employee
28 245
-
97 972
-
income
3 875
-
21 385
-
health
3 234
-
11 218
-
pensions
3 180
-
6 227
-
total
10 289
-
38 830
-
Employer
28 245
-
97 972
-
unemployment
692
-
2 400
-
pensions
4 593
-
8 992
-
accident
472
-
1 636
-
total
5 757
-
13 028
-
Corporate
76 998
111 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

69 299
99 900
-
-
total
69 299
99 900
-
-
Dividends
7 700
11 100
-
-
withholding
1 463
2 109
-
-
total
1 463
2 109
-
-
Income
111 000
111 000
111 000
111 000
Total tax
86 808
102 009
51 858
35 001
After tax
24 192
8 991
59 142
75 999
Living cost
17 956
17 956
17 956
17 956
Free-cash
6 236
-8 965
41 186
58 043

Estimated living cost  is ₽17956 per week

₽13160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽40158
₽30049
₽23525
₽34934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
111 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 958
trade
-
-
-
10 109
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 627
total
-
-
-
47 279
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 396
-
111 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 568
-
29 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 958
-
5 958
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

197
-
1 627
-
total
9 723
-
37 170
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 604
111 000
-
-
chamber of commerce
232
295
-
-
income
10 141
16 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

558
915
-
-
trade
9 701
15 929
-
-
total
20 632
33 789
-
-
Dividends
46 973
77 211
-
-
withholding
11 412
18 971
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

627
1 043
-
-
total
12 039
20 014
-
-
Income
111 000
111 000
111 000
111 000
Total tax
42 394
53 803
37 170
47 279
After tax
68 606
57 197
73 830
63 721
Living cost
33 672
33 672
33 672
33 672
Free-cash
34 934
23 525
40 158
30 049

Estimated living cost  is ₽33672 per week

₽23228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6332
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽44149
₽14282
₽70655
₽63499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
111 000
microenterprise
-
-
-
-
income
-
-
-
16 850
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
33 417
surtax
-
-
-
28 306
total
-
-
-
78 573
Employee
25 485
-
89 451
-
income
4 537
-
17 317
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 804
-
9 840
-
surtax
-
-
-
-
total
7 341
-
27 157
-
Employer
25 485
-
89 451
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 139
-
21 549
-
surtax
-
-
-
-
total
6 139
-
21 549
-
Corporate
79 376
111 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

15 876
22 200
-
-
total
15 876
22 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

63 500
88 800
-
-
total
-
-
-
-
Income
111 000
111 000
111 000
111 000
Total tax
29 356
22 200
48 706
78 573
After tax
81 644
88 800
62 294
32 427
Living cost
18 145
18 145
18 145
18 145
Free-cash
63 499
70 655
44 149
14 282

Estimated living cost  is ₽18145 per week

₽11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽53406
₽54209
₽57961
₽56105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
31 266
health
-
-
-
5 977
pensions
-
-
-
8 245
total
-
-
-
45 488
Employee
17 216
-
101 725
-
income
3 330
-
30 833
-
health
861
-
2 061
-
unemployment
172
-
412
-
pensions
1 549
-
3 710
-
total
5 912
-
37 016
-
Employer
17 216
-
101 725
-
unemployment
344
-
824
-
pensions
1 894
-
4 535
-
health
1 636
-
3 916
-
total
3 874
-
9 275
-
Corporate
89 910
111 000
-
-
income
19 780
24 420
-
-
total
19 780
24 420
-
-
Dividends
70 130
86 580
-
-
withholding
14 026
17 316
-
-
total
14 026
17 316
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 592
41 736
46 291
45 488
After tax
67 408
69 264
64 709
65 512
Living cost
11 303
11 303
11 303
11 303
Free-cash
56 105
57 961
53 406
54 209

Estimated living cost  is ₽11303 per week

₽6717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽31936
₽33768
₽50229
₽47453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
24 077
health
-
-
-
7 882
unemployment
-
-
-
199
surtax
-
-
-
3 284
pensions
-
-
-
22 200
other
-
-
-
-
total
-
-
-
57 642
Employee
29 372
-
91 698
-
other
-
-
-
-
income
4 924
-
22 341
-
health
750
-
2 339
-
unemployment
2 044
-
6 382
-
surtax
104
-
2 994
-
pensions
1 960
-
6 116
-
total
9 782
-
40 172
-
Employer
29 372
-
91 698
-
unemployment
932
-
2 906
-
pensions
3 916
-
12 223
-
other
-
-
-
-
health
1 336
-
4 173
-
total
6 184
-
19 302
-
Corporate
75 445
111 000
-
-
income
19 616
28 860
-
-
total
19 616
28 860
-
-
Dividends
55 829
82 140
-
-
withholding
8 375
12 321
-
-
total
8 375
12 321
-
-
Income
111 000
111 000
111 000
111 000
Total tax
43 957
41 181
59 474
57 642
After tax
67 043
69 819
51 526
53 358
Living cost
19 590
19 590
19 590
19 590
Free-cash
47 453
50 229
31 936
33 768

Estimated living cost  is ₽19590 per week

₽11827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽2822
₽27982
₽34092
₽33660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
income
-
-
-
22 756
chamber of commerce
-
-
-