Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109500
per

Your estimated
City
free-cash

Andorra , Andorra
₽55281
₽68475
₽58193
₽71497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
24 091
income
-
-
-
3 076
total
-
-
-
27 167
Employee
28 933
-
94 804
-
social contributions
1 880
-
6 162
-
income
-
-
3 399
-
total
1 880
-
9 561
-
Employer
28 933
-
94 804
-
social contributions
4 485
-
14 694
-
total
4 485
-
14 694
-
Corporate
76 082
109 500
-
-
income
7 608
10 951
-
-
total
7 608
10 951
-
-
Dividends
68 474
98 549
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
13 973
10 951
24 255
27 167
After tax
95 527
98 549
85 245
82 333
Living cost
27 052
27 052
27 052
27 052
Free-cash
68 475
71 497
58 193
55 281

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽25973
₽31993
₽2026
₽32440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
437
pensions
-
-
-
19 451
income
-
-
-
21 365
total
-
-
-
54 815
Employee
39 340
35 865
85 028
-
unemployment
1 180
1 076
2 552
-
other
393
359
851
-
income
3 504
2 645
18 484
-
pensions
4 029
3 672
8 707
-
health
1 522
1 388
3 291
-
total
10 628
9 140
33 885
-
Employer
39 340
35 865
85 028
-
pensions
4 937
4 502
10 671
-
surtax
-
-
-
-
payroll
1 180
1 076
2 552
-
other
1 868
1 703
4 039
-
health
1 488
1 356
3 214
-
accident
511
466
1 105
-
unemployment
1 180
1 076
2 552
-
chamber of commerce
157
143
340
-
total
11 321
10 322
24 473
-
Corporate
58 839
63 313
81 613
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 710
15 828
20 404
-
total
14 710
15 828
20 404
-
Dividends
44 129
47 485
-
-
withholding
12 136
13 058
-
-
total
12 136
13 058
-
-
Income
109 500
109 500
109 500
109 500
Total tax
48 795
48 348
78 762
54 815
After tax
60 705
61 152
30 738
54 685
Living cost
28 712
28 712
28 712
28 712
Free-cash
31 993
32 440
2 026
25 973

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽22796
₽27952
-₽1002
₽29343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
437
pensions
-
-
-
19 451
income
-
-
-
21 365
total
-
-
-
54 993
Employee
44 976
35 865
84 890
-
unemployment
1 349
1 076
2 546
-
other
449
359
849
-
income
5 120
2 645
18 438
-
pensions
4 606
3 672
8 693
-
health
1 740
1 388
3 286
-
total
13 264
9 140
33 812
-
Employer
44 976
35 865
84 890
-
pensions
5 644
4 502
10 654
-
surtax
178
178
178
-
payroll
1 349
1 076
2 546
-
other
2 137
1 703
4 034
-
health
1 699
1 356
3 209
-
accident
584
466
1 103
-
unemployment
1 349
1 076
2 546
-
chamber of commerce
179
143
340
-
total
13 119
10 500
24 610
-
Corporate
51 404
63 136
81 474
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 852
15 784
20 369
-
total
12 852
15 784
20 369
-
Dividends
38 553
47 352
-
-
withholding
10 602
13 022
-
-
total
10 602
13 022
-
-
Income
109 500
109 500
109 500
109 500
Total tax
49 837
48 446
78 791
54 993
After tax
59 663
61 054
30 709
54 507
Living cost
31 711
31 711
31 711
31 711
Free-cash
27 952
29 343
-1 002
22 796

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16524
₽15029
₽8473
₽28528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
national
-
-
-
37 161
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 521
social contributions
-
-
-
17 480
total
-
-
-
60 162
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
84 810
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
738
-
national
19 791
-
28 015
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 423
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 360
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 986
-
total
31 562
-
43 522
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
84 810
-
surtax
7 299
-
9 619
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 515
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 216
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 103
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 238
-
total
18 738
-
24 691
-
Corporate
26 387
109 500
-
-
income
5 277
21 900
-
-
surtax
106
437
-
-
total
5 383
22 337
-
-
Dividends
21 004
87 163
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 974
25 821
-
-
total
5 974
25 821
-
-
Income
109 500
109 500
109 500
109 500
Total tax
61 657
48 158
68 213
60 162
After tax
47 843
61 342
41 287
49 338
Living cost
32 814
32 814
32 814
32 814
Free-cash
15 029
28 528
8 473
16 524

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽69249
₽72698
₽73018
₽78173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 425
total
-
-
-
24 801
Employee
20 458
-
103 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
10 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
14 877
-
Employer
20 458
-
103 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
85 028
109 500
-
-
income
8 503
10 950
-
-
total
8 503
10 950
-
-
Dividends
76 525
98 550
-
-
withholding
3 827
4 927
-
-
total
3 827
4 927
-
-
Income
109 500
109 500
109 500
109 500
Total tax
21 352
15 877
21 032
24 801
After tax
88 148
93 623
88 468
84 699
Living cost
15 450
15 450
15 450
15 450
Free-cash
72 698
78 173
73 018
69 249

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽72923
₽77675
₽76692
₽81847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 425
total
-
-
-
24 801
Employee
15 593
-
103 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
10 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
14 877
-
Employer
15 593
-
103 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
90 848
109 500
-
-
income
9 085
10 950
-
-
total
9 085
10 950
-
-
Dividends
81 763
98 550
-
-
withholding
4 088
4 927
-
-
total
4 088
4 927
-
-
Income
109 500
109 500
109 500
109 500
Total tax
20 049
15 877
21 032
24 801
After tax
89 451
93 623
88 468
84 699
Living cost
11 776
11 776
11 776
11 776
Free-cash
77 675
81 847
76 692
72 923

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽55945
₽54308
₽54765
₽59205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
2 792
social contributions
-
-
-
14 561
income
-
-
-
15 365
total
-
-
-
32 718
Employee
69 203
69 203
99 905
-
income
7 535
6 406
14 858
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 698
-
total
10 687
13 326
24 303
-
Employer
69 203
69 203
99 905
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 848
-
total
3 198
7 024
9 595
-
Corporate
74 777
33 273
-
-
income
9 347
4 159
-
-
total
9 347
4 159
-
-
Dividends
65 430
29 114
-
-
withholding
11 123
4 949
-
-
total
11 123
4 949
-
-
Income
109 500
109 500
109 500
109 500
Total tax
34 355
29 458
33 898
32 718
After tax
75 145
80 042
75 602
76 782
Living cost
20 837
20 837
20 837
20 837
Free-cash
54 308
59 205
54 765
55 945

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽47592
₽47117
₽46412
₽50852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
2 792
social contributions
-
-
-
14 561
income
-
-
-
15 365
total
-
-
-
32 718
Employee
69 203
69 203
99 905
-
income
7 267
6 406
14 858
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 698
-
total
11 318
13 326
24 303
-
Employer
69 203
69 203
99 905
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 848
-
total
4 113
7 024
9 595
-
Corporate
64 879
33 273
-
-
income
8 111
4 159
-
-
total
8 111
4 159
-
-
Dividends
56 769
29 114
-
-
withholding
9 651
4 949
-
-
total
9 651
4 949
-
-
Income
109 500
109 500
109 500
109 500
Total tax
33 193
29 458
33 898
32 718
After tax
76 307
80 042
75 602
76 782
Living cost
29 190
29 190
29 190
29 190
Free-cash
47 117
50 852
46 412
47 592

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽34330
₽47207
₽34795
₽54619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
14 783
social contributions
-
-
-
29 891
income
-
-
-
9 724
solidarity contribution
-
-
-
-
total
-
-
-
54 398
Employee
30 548
-
81 716
-
income
3 666
-
9 806
-
social contributions
1 986
-
5 312
-
health
4 124
-
11 032
-
solidarity contribution
-
-
-
-
total
9 776
-
26 150
-
Employer
30 548
-
81 716
-
social contributions
7 637
-
20 429
-
health
2 749
-
7 354
-
total
10 386
-
27 783
-
Corporate
68 566
109 500
-
-
income
13 028
20 805
-
-
total
13 028
20 805
-
-
Dividends
55 539
88 695
-
-
withholding
8 331
13 304
-
-
total
8 331
13 304
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 521
34 109
53 933
54 398
After tax
67 979
75 391
55 567
55 102
Living cost
20 772
20 772
20 772
20 772
Free-cash
47 207
54 619
34 795
34 330

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽29505
₽40661
₽29970
₽49794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
14 783
social contributions
-
-
-
29 891
income
-
-
-
9 724
solidarity contribution
-
-
-
-
total
-
-
-
54 398
Employee
37 643
-
81 716
-
income
4 517
-
9 806
-
social contributions
2 447
-
5 312
-
health
5 082
-
11 032
-
solidarity contribution
-
-
-
-
total
12 046
-
26 150
-
Employer
37 643
-
81 716
-
social contributions
9 411
-
20 429
-
health
3 388
-
7 354
-
total
12 799
-
27 783
-
Corporate
59 059
109 500
-
-
income
11 221
20 805
-
-
total
11 221
20 805
-
-
Dividends
47 838
88 695
-
-
withholding
7 176
13 304
-
-
total
7 176
13 304
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 242
34 109
53 933
54 398
After tax
66 258
75 391
55 567
55 102
Living cost
25 597
25 597
25 597
25 597
Free-cash
40 661
49 794
29 970
29 505

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽23301
-₽87184
-₽87184
-₽87184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
national
-
-
-
11 906
pensions
-
-
-
782
municipal
-
-
-
21 339
labour market
-
-
-
8 697
total
-
-
-
42 724
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
153 209
153 209
153 209
42 724
After tax
-43 709
-43 709
-43 709
66 776
Living cost
43 476
43 476
43 476
43 476
Free-cash
-87 184
-87 184
-87 184
23 301

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽36955
₽60273
₽41378
₽65863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
14 235
pensions
-
-
-
21 901
income
-
-
-
14 672
total
-
-
-
50 808
Employee
25 530
-
81 838
-
unemployment
408
-
1 310
-
income
2 874
-
15 779
-
pensions
511
-
1 636
-
total
3 793
-
18 725
-
Employer
25 530
-
81 838
-
pensions
5 106
-
16 368
-
health
3 318
-
10 638
-
unemployment
205
-
654
-
total
8 629
-
27 660
-
Corporate
75 340
109 500
-
-
income
15 068
21 900
-
-
total
15 068
21 900
-
-
Dividends
60 272
87 600
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
27 490
21 900
46 385
50 808
After tax
82 010
87 600
63 115
58 692
Living cost
21 737
21 737
21 737
21 737
Free-cash
60 273
65 863
41 378
36 955

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41020
₽36715
₽26005
₽36764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
109 500
national
-
-
-
13 143
health
-
-
-
1 310
municipal
-
-
-
19 475
total
-
-
-
33 928
Employee
47 349
-
92 118
-
unemployment
710
-
1 382
-
municipal
7 755
-
15 026
-
national
782
-
7 892
-
pensions
3 195
-
6 218
-
health
354
-
1 043
-
total
12 796
-
31 561
-
Employer
47 349
-
92 118
-
pensions
8 215
-
15 982
-
health
364
-
709
-
accident
48
-
92
-
unemployment
307
-
599
-
total
8 934
-
17 382
-
Corporate
53 218
109 500
-
-
income
10 643
21 900
-
-
total
10 643
21 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 931
65 700
-
-
municipal
5 747
11 827
-
-
national
113
4 457
-
-
total
5 860
16 284
-
-
Income
109 500
109 500
109 500
109 500
Total tax
38 233
38 184
48 943
33 928
After tax
71 267
71 316
60 557
75 572
Living cost
34 552
34 552
34 552
34 552
Free-cash
36 715
36 764
26 005
41 020

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽34759
₽32448
₽37887
₽27449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
-
health
-
-
-
3 100
pensions
-
-
-
24 199
social contributions
-
-
-
3 120
income
-
-
-
13 187
other
-
-
-
3 395
total
-
-
-
47 001
Employee
34 382
-
87 506
-
income
1 773
-
14 482
-
surtax
-
-
-
-
social contributions
980
-
2 493
-
pensions
3 889
-
4 905
-
total
6 642
-
21 880
-
Employer
34 382
-
87 506
-
pensions
5 650
-
8 468
-
social contributions
102
-
263
-
other
1 187
-
3 019
-
health
2 406
-
6 699
-
unemployment
1 392
-
3 544
-
total
10 737
-
21 993
-
Corporate
64 381
109 500
-
-
income
18 026
30 659
-
-
surtax
-
-
-
-
total
18 026
30 659
-
-
Dividends
46 355
78 841
-
-
withholding
5 933
10 092
-
-
social contributions
7 974
13 560
-
-
surtax
-
-
-
-
total
13 907
23 652
-
-
Income
109 500
109 500
109 500
109 500
Total tax
49 312
54 311
43 873
47 001
After tax
60 188
55 189
65 627
62 499
Living cost
27 740
27 740
27 740
27 740
Free-cash
32 448
27 449
37 887
34 759

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31708
₽29712
₽34836
₽24398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
-
health
-
-
-
3 100
pensions
-
-
-
24 199
social contributions
-
-
-
3 120
income
-
-
-
13 187
other
-
-
-
3 395
total
-
-
-
47 001
Employee
38 517
-
87 506
-
income
2 273
-
14 482
-
surtax
-
-
-
-
social contributions
1 098
-
2 493
-
pensions
4 355
-
4 905
-
total
7 726
-
21 880
-
Employer
38 517
-
87 506
-
pensions
6 328
-
8 468
-
social contributions
116
-
263
-
other
1 329
-
3 019
-
health
2 697
-
6 699
-
unemployment
1 559
-
3 544
-
total
12 029
-
21 993
-
Corporate
58 955
109 500
-
-
income
16 508
30 659
-
-
surtax
-
-
-
-
total
16 508
30 659
-
-
Dividends
42 447
78 841
-
-
withholding
5 433
10 092
-
-
social contributions
7 301
13 560
-
-
surtax
-
-
-
-
total
12 734
23 652
-
-
Income
109 500
109 500
109 500
109 500
Total tax
48 997
54 311
43 873
47 001
After tax
60 503
55 189
65 627
62 499
Living cost
30 791
30 791
30 791
30 791
Free-cash
29 712
24 398
34 836
31 708

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19032
₽17910
₽22160
₽11722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
-
health
-
-
-
3 100
pensions
-
-
-
24 199
social contributions
-
-
-
3 120
income
-
-
-
13 187
other
-
-
-
3 395
total
-
-
-
47 001
Employee
56 366
-
87 506
-
income
4 918
-
14 482
-
surtax
-
-
-
-
social contributions
1 605
-
2 493
-
pensions
6 375
-
4 905
-
total
12 898
-
21 880
-
Employer
56 366
-
87 506
-
pensions
9 262
-
8 468
-
social contributions
169
-
263
-
other
1 945
-
3 019
-
health
3 945
-
6 699
-
unemployment
2 283
-
3 544
-
total
17 604
-
21 993
-
Corporate
35 529
109 500
-
-
income
9 948
30 659
-
-
surtax
-
-
-
-
total
9 948
30 659
-
-
Dividends
25 581
78 841
-
-
withholding
3 274
10 092
-
-
social contributions
4 399
13 560
-
-
surtax
-
-
-
-
total
7 673
23 652
-
-
Income
109 500
109 500
109 500
109 500
Total tax
48 123
54 311
43 873
47 001
After tax
61 377
55 189
65 627
62 499
Living cost
43 467
43 467
43 467
43 467
Free-cash
17 910
11 722
22 160
19 032

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽102582
₽97111
₽81777
₽98202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 095
total
-
-
-
1 095
Employee
7 278
-
109 500
-
income
1 455
-
21 900
-
total
1 455
-
21 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 222
109 500
-
-
total
-
-
-
-
Dividends
102 222
109 500
-
-
withholding
5 111
5 475
-
-
total
5 111
5 475
-
-
Income
109 500
109 500
109 500
109 500
Total tax
6 566
5 475
21 900
1 095
After tax
102 934
104 025
87 600
108 405
Living cost
5 823
5 823
5 823
5 823
Free-cash
97 111
98 202
81 777
102 582

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽99332
₽93251
₽78527
₽94952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 095
total
-
-
-
1 095
Employee
11 342
-
109 500
-
income
2 268
-
21 900
-
total
2 268
-
21 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 158
109 500
-
-
total
-
-
-
-
Dividends
98 158
109 500
-
-
withholding
4 908
5 475
-
-
total
4 908
5 475
-
-
Income
109 500
109 500
109 500
109 500
Total tax
7 176
5 475
21 900
1 095
After tax
102 324
104 025
87 600
108 405
Living cost
9 073
9 073
9 073
9 073
Free-cash
93 251
94 952
78 527
99 332

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽28923
₽33464
₽38632
₽21690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 563
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 412
trade
-
-
-
9 709
total
-
-
-
45 832
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
109 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
28 412
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 563
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
36 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 721
109 500
-
-
trade
9 287
15 714
-
-
income
9 707
16 424
-
-
chamber of commerce
232
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
903
-
-
total
19 761
33 338
-
-
Dividends
44 960
76 161
-
-
withholding
10 898
18 699
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

599
1 028
-
-
total
11 497
19 727
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 291
53 065
36 123
45 832
After tax
68 209
56 435
73 377
63 668
Living cost
34 745
34 745
34 745
34 745
Free-cash
33 464
21 690
38 632
28 923

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35461
₽38002
₽46118
₽28049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 563
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 412
trade
-
-
-
10 657
total
-
-
-
46 780
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
109 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
28 412
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 563
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
36 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 078
109 500
-
-
trade
11 825
17 246
-
-
income
11 262
16 424
-
-
chamber of commerce
244
294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

620
903
-
-
total
23 951
34 867
-
-
Dividends
51 128
74 633
-
-
withholding
12 440
18 317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

685
1 008
-
-
total
13 125
19 325
-
-
Income
109 500
109 500
109 500
109 500
Total tax
44 239
54 192
36 123
46 780
After tax
65 261
55 308
73 377
62 720
Living cost
27 259
27 259
27 259
27 259
Free-cash
38 002
28 049
46 118
35 461

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽26893
₽32039
₽38023
₽19392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 563
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 412
trade
-
-
-
11 130
total
-
-
-
47 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
109 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
28 412
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 563
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
36 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 861
109 500
-
-
trade
10 505
18 013
-
-
income
9 579
16 424
-
-
chamber of commerce
227
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

526
903
-
-
total
20 837
35 632
-
-
Dividends
43 024
73 868
-
-
withholding
10 414
18 125
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
997
-
-
total
10 986
19 122
-
-
Income
109 500
109 500
109 500
109 500
Total tax
42 107
54 754
36 123
47 253
After tax
67 393
54 746
73 377
62 247
Living cost
35 354
35 354
35 354
35 354
Free-cash
32 039
19 392
38 023
26 893

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20546
₽27548
₽32149
₽12955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 563
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 412
trade
-
-
-
11 603
total
-
-
-
47 726
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
109 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
28 412
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 563
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
36 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 414
109 500
-
-
trade
9 504
18 779
-
-
income
8 312
16 424
-
-
chamber of commerce
215
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

458
903
-
-
total
18 489
36 396
-
-
Dividends
36 925
73 102
-
-
withholding
8 889
17 934
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
987
-
-
total
9 377
18 921
-
-
Income
109 500
109 500
109 500
109 500
Total tax
40 724
55 317
36 123
47 726
After tax
68 776
54 183
73 377
61 774
Living cost
41 228
41 228
41 228
41 228
Free-cash
27 548
12 955
32 149
20 546

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽33103
₽45798
₽31301
₽48661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
3 113
unemployment
-
-
-
205
health
-
-
-
7 774
pensions
-
-
-
21 900
income
-
-
-
23 191
other
-
-
-
-
total
-
-
-
56 183
Employee
30 307
-
90 458
-
unemployment
2 109
-
6 295
-
other
-
-
-
-
income
5 081
-
21 481
-
surtax
108
-
2 828
-
pensions
2 022
-
6 034
-
health
774
-
2 307
-
total
10 094
-
38 945
-
Employer
30 307
-
90 458
-
pensions
4 041
-
12 057
-
other
-
-
-
-
health
1 378
-
4 116
-
unemployment
962
-
2 867
-
total
6 381
-
19 040
-
Corporate
72 812
109 500
-
-
income
18 931
28 470
-
-
total
18 931
28 470
-
-
Dividends
53 881
81 030
-
-
withholding
8 082
12 155
-
-
total
8 082
12 155
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 488
40 625
57 985
56 183
After tax
66 012
68 875
51 515
53 317
Living cost
20 214
20 214
20 214
20 214
Free-cash
45 798
48 661
31 301
33 103

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33458
₽46215
₽31656
₽49016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
surtax
-
-
-
3 113
unemployment
-
-
-
205
health
-
-
-
7 774
pensions
-
-
-
21 900
income
-
-
-
23 191
other
-
-
-
-
total
-
-
-
56 183
Employee
29 761
-
90 458
-
unemployment
2 072
-
6 295
-
other
-
-
-
-
income
4 989
-
21 481
-
surtax
97
-
2 828
-
pensions
1 985
-
6 034
-
health
760
-
2 307
-
total
9 903
-
38 945
-
Employer
29 761
-
90 458
-
pensions
3 967
-
12 057
-
other
-
-
-
-
health
1 354
-
4 116
-
unemployment
943
-
2 867
-
total
6 264
-
19 040
-
Corporate
73 475
109 500
-
-
income
19 104
28 470
-
-
total
19 104
28 470
-
-
Dividends
54 371
81 030
-
-
withholding
8 155
12 155
-
-
total
8 155
12 155
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 426
40 625
57 985
56 183
After tax
66 074
68 875
51 515
53 317
Living cost
19 859
19 859
19 859
19 859
Free-cash
46 215
49 016
31 656
33 458

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽57990
₽44151
₽45613
₽43780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
1 643
health
-
-
-
7 665
pensions
-
-
-
10 950
income
-
-
-
13 386
total
-
-
-
33 644
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
91 632
-
unemployment
387
154
1 374
-
income
3 153
1 255
11 202
-
pensions
2 579
1 026
9 163
-
health
1 805
718
6 414
-
total
7 924
3 153
28 153
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
91 632
-
pensions
5 029
2 001
17 868
-
total
5 029
2 001
17 868
-
Corporate
78 682
97 235
-
-
income
7 081
8 751
-
-
total
7 081
8 751
-
-
Dividends
71 600
88 484
-
-
withholding
13 604
16 812
-
-
social contributions
13 845
17 137
-
-
total
27 449
33 949
-
-
Income
109 500
109 500
109 500
109 500
Total tax
47 483
47 854
46 021
33 644
After tax
62 017
61 646
63 479
75 856
Living cost
17 866
17 866
17 866
17 866
Free-cash
44 151
43 780
45 613
57 990

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽21785
₽24032
₽22644
₽24757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
national
-
-
-
18 128
pensions
-
-
-
13 140
social contributions
-
-
-
1 177
municipal
-
-
-
11 699
total
-
-
-
44 144
Employee
67 543
-
94 662
-
municipal
8 343
-
12 123
-
national
12 928
-
18 785
-
pensions
2 702
-
3 786
-
total
23 973
-
34 694
-
Employer
67 543
-
94 662
-
pensions
5 403
-
7 573
-
social contributions
726
-
1 018
-
total
6 129
-
8 591
-
Corporate
31 369
109 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 274
21 900
-
-
total
6 274
21 900
-
-
Dividends
25 095
87 600
-
-
withholding
5 521
19 272
-
-
total
5 521
19 272
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 897
41 172
43 285
44 144
After tax
67 603
68 328
66 215
65 356
Living cost
43 571
43 571
43 571
43 571
Free-cash
24 032
24 757
22 644
21 785

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19160
₽27371
₽19160
₽25384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
10 150
income
-
-
-
28 924
total
-
-
-
39 074
Employee
70 397
-
109 500
-
social contributions
5 848
-
10 150
-
income
13 284
-
28 924
-
total
19 132
-
39 074
-
Employer
70 397
-
109 500
-
total
-
-
-
-
Corporate
39 103
109 500
-
-
income
4 888
13 688
-
-
total
4 888
13 688
-
-
Dividends
34 215
95 812
-
-
withholding
6 843
19 162
-
-
total
6 843
19 162
-
-
Income
109 500
109 500
109 500
109 500
Total tax
30 863
32 850
39 074
39 074
After tax
78 637
76 650
70 426
70 426
Living cost
51 266
51 266
51 266
51 266
Free-cash
27 371
25 384
19 160
19 160

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽16843
₽15749
₽11636
₽20447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
national
-
-
-
24 624
regional
-
-
-
1 243
social contributions
-
-
-
28 164
municipal
-
-
-
651
total
-
-
-
54 682
Employee
79 983
-
109 500
-
municipal
424
-
581
-
national
13 859
-
21 293
-
social contributions
26 970
-
36 924
-
regional
755
-
1 091
-
total
42 008
-
59 889
-
Employer
79 983
-
109 500
-
total
-
-
-
-
Corporate
29 517
109 500
-
-
nationa
7 084
26 280
-
-
municipal
1 151
4 271
-
-
total
8 235
30 551
-
-
Dividends
21 282
78 948
-
-
withholding
5 533
20 527
-
-
total
5 533
20 527
-
-
Income
109 500
109 500
109 500
109 500
Total tax
55 776
51 078
59 889
54 682
After tax
53 724
58 422
49 611
54 818
Living cost
37 975
37 975
37 975
37 975
Free-cash
15 749
20 447
11 636
16 843

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽30168
₽31314
₽24986
₽33311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
national
-
-
-
24 624
regional
-
-
-
1 650
social contributions
-
-
-
28 164
municipal
-
-
-
651
total
-
-
-
55 089
Employee
49 922
-
109 500
-
municipal
265
-
581
-
national
7 909
-
21 293
-
social contributions
16 834
-
36 924
-
regional
672
-
1 473
-
total
25 680
-
60 271
-
Employer
49 922
-
109 500
-
total
-
-
-
-
Corporate
59 578
109 500
-
-
nationa
14 298