Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109500
per

Your estimated
City
free-cash

Andorra , Andorra
₽73610
₽59878
₽56966
₽70823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
24 091
income
-
-
-
3 503
total
-
-
-
27 594
Employee
26 673
-
94 806
-
social contributions
1 733
-
6 162
-
income
-
-
3 826
-
total
1 733
-
9 988
-
Employer
26 673
-
94 806
-
social contributions
4 135
-
14 694
-
total
4 135
-
14 694
-
Corporate
78 692
109 500
-
-
income
7 869
10 950
-
-
total
7 869
10 950
-
-
Dividends
70 823
98 550
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
13 737
10 950
24 682
27 594
After tax
95 763
98 550
84 818
81 906
Living cost
24 940
24 940
24 940
24 940
Free-cash
70 823
73 610
59 878
56 966

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽34556
₽3366
₽28871
₽34146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
chamber of commerce
-
-
-
438
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
23 288
surtax
-
-
-
-
total
-
-
-
54 160
Employee
36 267
33 064
85 030
-
health
1 403
1 280
3 291
-
pensions
3 714
3 385
8 707
-
other
362
331
850
-
unemployment
1 088
992
2 551
-
income
3 231
2 439
19 326
-
total
9 798
8 427
34 725
-
Employer
36 267
33 064
85 030
-
pensions
4 552
4 150
10 672
-
accident
471
430
1 105
-
unemployment
1 088
992
2 551
-
surtax
-
-
-
-
payroll
1 088
992
2 551
-
chamber of commerce
145
132
340
-
health
1 371
1 250
3 213
-
other
1 722
1 570
4 038
-
total
10 437
9 516
24 470
-
Corporate
62 796
66 920
81 881
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 699
16 730
20 470
-
total
15 699
16 730
20 470
-
Dividends
47 097
50 190
-
-
withholding
12 951
13 802
-
-
total
12 951
13 802
-
-
Income
109 500
109 500
109 500
109 500
Total tax
48 885
48 475
79 665
54 160
After tax
60 615
61 025
29 835
55 340
Living cost
26 469
26 469
26 469
26 469
Free-cash
34 146
34 556
3 366
28 871

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31701
₽574
₽25942
₽30418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
chamber of commerce
-
-
-
438
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
23 288
surtax
-
-
-
164
total
-
-
-
54 324
Employee
41 463
33 064
84 901
-
health
1 604
1 280
3 286
-
pensions
4 246
3 385
8 694
-
other
414
331
849
-
unemployment
1 244
992
2 547
-
income
4 720
2 439
19 281
-
total
12 228
8 427
34 657
-
Employer
41 463
33 064
84 901
-
pensions
5 204
4 150
10 654
-
accident
538
430
1 104
-
unemployment
1 244
992
2 547
-
surtax
164
164
164
-
payroll
1 244
992
2 547
-
chamber of commerce
165
132
340
-
health
1 567
1 250
3 209
-
other
1 970
1 570
4 032
-
total
12 096
9 680
24 597
-
Corporate
55 942
66 757
81 753
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 986
16 689
20 438
-
total
13 986
16 689
20 438
-
Dividends
41 956
50 067
-
-
withholding
11 538
13 769
-
-
total
11 538
13 769
-
-
Income
109 500
109 500
109 500
109 500
Total tax
49 848
48 565
79 692
54 324
After tax
59 652
60 935
29 808
55 176
Living cost
29 234
29 234
29 234
29 234
Free-cash
30 418
31 701
574
25 942

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31064
₽10346
₽18462
₽18621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
17 326
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 531
national
-
-
-
37 930
total
-
-
-
60 787
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
84 811
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 985
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 361
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 424
-
national
18 246
-
28 705
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
738
-
total
29 096
-
44 213
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
84 811
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 104
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 238
-
surtax
6 729
-
9 617
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 216
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 515
-
total
17 275
-
24 690
-
Corporate
32 878
109 500
-
-
surtax
132
438
-
-
income
6 575
21 901
-
-
total
6 707
22 339
-
-
Dividends
26 171
87 162
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 550
25 846
-
-
total
7 550
25 846
-
-
Income
109 500
109 500
109 500
109 500
Total tax
60 628
48 185
68 903
60 787
After tax
48 872
61 315
40 597
48 713
Living cost
30 251
30 251
30 251
30 251
Free-cash
18 621
31 064
10 346
18 462

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽79359
₽74979
₽71079
₽74307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 425
total
-
-
-
24 158
Employee
18 887
-
103 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
10 381
-
total
4 624
-
14 575
-
Employer
18 887
-
103 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
86 907
109 500
-
-
income
8 690
10 950
-
-
total
8 690
10 950
-
-
Dividends
78 217
98 550
-
-
withholding
3 911
4 928
-
-
total
3 911
4 928
-
-
Income
109 500
109 500
109 500
109 500
Total tax
20 930
15 878
20 258
24 158
After tax
88 570
93 622
89 242
85 342
Living cost
14 263
14 263
14 263
14 263
Free-cash
74 307
79 359
74 979
71 079

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽82751
₽78371
₽74471
₽78900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 425
total
-
-
-
24 158
Employee
14 395
-
103 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
10 381
-
total
3 523
-
14 575
-
Employer
14 395
-
103 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
92 280
109 500
-
-
income
9 228
10 950
-
-
total
9 228
10 950
-
-
Dividends
83 053
98 550
-
-
withholding
4 153
4 928
-
-
total
4 153
4 928
-
-
Income
109 500
109 500
109 500
109 500
Total tax
19 729
15 878
20 258
24 158
After tax
89 771
93 622
89 242
85 342
Living cost
10 871
10 871
10 871
10 871
Free-cash
78 900
82 751
78 371
74 471

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽60791
₽56266
₽57409
₽56276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
13 424
health
-
-
-
2 792
income
-
-
-
16 666
total
-
-
-
32 882
Employee
63 798
63 798
100 499
-
health
494
1 085
1 708
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
16 174
-
total
9 853
12 286
25 024
-
Employer
63 798
63 798
100 499
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 859
-
total
2 949
6 476
9 001
-
Corporate
77 489
39 227
-
-
income
9 686
4 903
-
-
total
9 686
4 903
-
-
Dividends
67 803
34 324
-
-
withholding
11 527
5 835
-
-
total
11 527
5 835
-
-
Income
109 500
109 500
109 500
109 500
Total tax
34 015
29 500
34 025
32 882
After tax
75 485
80 000
75 475
76 618
Living cost
19 209
19 209
19 209
19 209
Free-cash
56 276
60 791
56 266
57 409

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽53090
₽48565
₽49708
₽49650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
13 424
health
-
-
-
2 792
income
-
-
-
16 666
total
-
-
-
32 882
Employee
63 798
63 798
100 499
-
health
635
1 085
1 708
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
16 174
-
total
10 434
12 286
25 024
-
Employer
63 798
63 798
100 499
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 859
-
total
3 791
6 476
9 001
-
Corporate
68 364
39 227
-
-
income
8 546
4 903
-
-
total
8 546
4 903
-
-
Dividends
59 818
34 324
-
-
withholding
10 169
5 835
-
-
total
10 169
5 835
-
-
Income
109 500
109 500
109 500
109 500
Total tax
32 940
29 500
34 025
32 882
After tax
76 560
80 000
75 475
76 618
Living cost
26 910
26 910
26 910
26 910
Free-cash
49 650
53 090
48 565
49 708

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽55868
₽36044
₽37107
₽48903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
28 093
health
-
-
-
14 783
solidarity contribution
-
-
-
-
income
-
-
-
9 994
total
-
-
-
52 870
Employee
28 710
-
81 716
-
health
3 876
-
11 032
-
social contributions
1 866
-
5 312
-
solidarity contribution
-
-
-
-
income
3 445
-
9 806
-
total
9 187
-
26 150
-
Employer
28 710
-
81 716
-
social contributions
7 178
-
20 429
-
health
2 584
-
7 354
-
total
9 762
-
27 783
-
Corporate
71 028
109 500
-
-
income
13 495
20 805
-
-
total
13 495
20 805
-
-
Dividends
57 533
88 695
-
-
withholding
8 630
13 304
-
-
total
8 630
13 304
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 074
34 109
53 933
52 870
After tax
68 426
75 391
55 567
56 630
Living cost
19 523
19 523
19 523
19 523
Free-cash
48 903
55 868
36 044
37 107

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽51334
₽31510
₽32573
₽42751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
28 093
health
-
-
-
14 783
solidarity contribution
-
-
-
-
income
-
-
-
9 994
total
-
-
-
52 870
Employee
35 378
-
81 716
-
health
4 776
-
11 032
-
social contributions
2 300
-
5 312
-
solidarity contribution
-
-
-
-
income
4 245
-
9 806
-
total
11 321
-
26 150
-
Employer
35 378
-
81 716
-
social contributions
8 845
-
20 429
-
health
3 184
-
7 354
-
total
12 029
-
27 783
-
Corporate
62 093
109 500
-
-
income
11 798
20 805
-
-
total
11 798
20 805
-
-
Dividends
50 295
88 695
-
-
withholding
7 544
13 304
-
-
total
7 544
13 304
-
-
Income
109 500
109 500
109 500
109 500
Total tax
42 692
34 109
53 933
52 870
After tax
66 808
75 391
55 567
56 630
Living cost
24 057
24 057
24 057
24 057
Free-cash
42 751
51 334
31 510
32 573

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽71754
-₽71754
₽26656
-₽71754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
labour market
-
-
-
8 702
municipal
-
-
-
21 710
pensions
-
-
-
721
national
-
-
-
11 646
total
-
-
-
42 779
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
141 189
141 189
141 189
42 779
After tax
-31 689
-31 689
-31 689
66 721
Living cost
40 065
40 065
40 065
40 065
Free-cash
-71 754
-71 754
-71 754
26 656

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽67559
₽43073
₽38652
₽62406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
health
-
-
-
14 235
pensions
-
-
-
21 901
income
-
-
-
14 672
total
-
-
-
50 808
Employee
23 536
-
81 838
-
pensions
471
-
1 637
-
unemployment
376
-
1 310
-
income
2 650
-
15 778
-
total
3 497
-
18 725
-
Employer
23 536
-
81 838
-
pensions
4 708
-
16 368
-
unemployment
189
-
655
-
health
3 059
-
10 639
-
total
7 956
-
27 662
-
Corporate
78 008
109 500
-
-
income
15 601
21 901
-
-
total
15 601
21 901
-
-
Dividends
62 407
87 599
-
-
total
-
-
-
-
Income
109 500
109 500
109 500
109 500
Total tax
27 054
21 901
46 387
50 808
After tax
82 446
87 599
63 113
58 692
Living cost
20 040
20 040
20 040
20 040
Free-cash
62 406
67 559
43 073
38 652

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽38926
₽27919
₽42934
₽39458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
109 500
health
-
-
-
1 340
municipal
-
-
-
19 468
national
-
-
-
13 905
total
-
-
-
34 713
Employee
43 651
-
92 116
-
health
326
-
1 072
-
municipal
7 150
-
15 020
-
pensions
2 946
-
6 218
-
national
721
-
8 653
-
unemployment
655
-
1 382
-
total
11 798
-
32 345
-
Employer
43 651
-
92 116
-
accident
44
-
93
-
unemployment
283
-
598
-
health
335
-
710
-
pensions
7 573
-
15 982
-
total
8 235
-
17 383
-
Corporate
57 613
109 500
-
-
income
11 523
21 901
-
-
total
11 523
21 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 567
65 699
-
-
municipal
6 222
11 826
-
-
national
411
4 994
-
-
total
6 633
16 820
-
-
Income
109 500
109 500
109 500
109 500
Total tax
38 189
38 721
49 728
34 713
After tax
71 311
70 779
59 772
74 787
Living cost
31 853
31 853
31 853
31 853
Free-cash
39 458
38 926
27 919
42 934

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽29615
₽38711
₽36726
₽34227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
3 121
health
-
-
-
3 486
pensions
-
-
-
23 017
other
-
-
-
3 395
income
-
-
-
14 182
surtax
-
-
-
-
total
-
-
-
47 201
Employee
31 696
-
86 894
-
income
1 634
-
14 985
-
social contributions
904
-
2 475
-
pensions
3 585
-
5 150
-
surtax
-
-
-
-
total
6 123
-
22 610
-
Employer
31 696
-
86 894
-
pensions
5 208
-
8 832
-
social contributions
94
-
261
-
unemployment
1 283
-
3 519
-
health
2 218
-
6 985
-
other
1 094
-
3 009
-
total
9 897
-
22 606
-
Corporate
67 905
109 500
-
-
surtax
-
-
-
-
income
19 013
30 659
-
-
total
19 013
30 659
-
-
Dividends
48 892
78 841
-
-
surtax
-
-
-
-
withholding
6 258
10 092
-
-
social contributions
8 409
13 561
-
-
total
14 667
23 653
-
-
Income
109 500
109 500
109 500
109 500
Total tax
49 700
54 312
45 216
47 201
After tax
59 800
55 188
64 284
62 299
Living cost
25 573
25 573
25 573
25 573
Free-cash
34 227
29 615
38 711
36 726

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽26802
₽35898
₽33913
₽31704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
3 121
health
-
-
-
3 486
pensions
-
-
-
23 017
other
-
-
-
3 395
income
-
-
-
14 182
surtax
-
-
-
-
total
-
-
-
47 201
Employee
35 509
-
86 894
-
income
2 096
-
14 985
-
social contributions
1 012
-
2 475
-
pensions
4 015
-
5 150
-
surtax
-
-
-
-
total
7 123
-
22 610
-
Employer
35 509
-
86 894
-
pensions
5 833
-
8 832
-
social contributions
107
-
261
-
unemployment
1 437
-
3 519
-
health
2 486
-
6 985
-
other
1 225
-
3 009
-
total
11 088
-
22 606
-
Corporate
62 902
109 500
-
-
surtax
-
-
-
-
income
17 613
30 659
-
-
total
17 613
30 659
-
-
Dividends
45 289
78 841
-
-
surtax
-
-
-
-
withholding
5 797
10 092
-
-
social contributions
7 789
13 561
-
-
total
13 586
23 653
-
-
Income
109 500
109 500
109 500
109 500
Total tax
49 410
54 312
45 216
47 201
After tax
60 090
55 188
64 284
62 299
Living cost
28 386
28 386
28 386
28 386
Free-cash
31 704
26 802
35 898
33 913

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽15116
₽24212
₽22227
₽20820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
3 121
health
-
-
-
3 486
pensions
-
-
-
23 017
other
-
-
-
3 395
income
-
-
-
14 182
surtax
-
-
-
-
total
-
-
-
47 201
Employee
51 964
-
86 894
-
income
4 534
-
14 985
-
social contributions
1 480
-
2 475
-
pensions
5 877
-
5 150
-
surtax
-
-
-
-
total
11 891
-
22 610
-
Employer
51 964
-
86 894
-
pensions
8 538
-
8 832
-
social contributions
156
-
261
-
unemployment
2 105
-
3 519
-
health
3 637
-
6 985
-
other
1 793
-
3 009
-
total
16 229
-
22 606
-
Corporate
41 307
109 500
-
-
surtax
-
-
-
-
income
11 566
30 659
-
-
total
11 566
30 659
-
-
Dividends
29 741
78 841
-
-
surtax
-
-
-
-
withholding
3 807
10 092
-
-
social contributions
5 115
13 561
-
-
total
8 922
23 653
-
-
Income
109 500
109 500
109 500
109 500
Total tax
48 608
54 312
45 216
47 201
After tax
60 892
55 188
64 284
62 299
Living cost
40 072
40 072
40 072
40 072
Free-cash
20 820
15 116
24 212
22 227

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽98168
₽81743
₽102548
₽97070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 095
total
-
-
-
1 095
Employee
7 321
-
109 500
-
income
1 464
-
21 900
-
total
1 464
-
21 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 179
109 500
-
-
total
-
-
-
-
Dividends
102 179
109 500
-
-
withholding
5 109
5 475
-
-
total
5 109
5 475
-
-
Income
109 500
109 500
109 500
109 500
Total tax
6 573
5 475
21 900
1 095
After tax
102 927
104 025
87 600
108 405
Living cost
5 857
5 857
5 857
5 857
Free-cash
97 070
98 168
81 743
102 548

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽94898
₽78473
₽99278
₽93186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 095
total
-
-
-
1 095
Employee
11 409
-
109 500
-
income
2 282
-
21 900
-
total
2 282
-
21 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 091
109 500
-
-
total
-
-
-
-
Dividends
98 091
109 500
-
-
withholding
4 905
5 475
-
-
total
4 905
5 475
-
-
Income
109 500
109 500
109 500
109 500
Total tax
7 187
5 475
21 900
1 095
After tax
102 313
104 025
87 600
108 405
Living cost
9 127
9 127
9 127
9 127
Free-cash
93 186
94 898
78 473
99 278

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽24382
₽40380
₽30203
₽35237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 784
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 637
total
-
-
-
47 266
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
109 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 637
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
29 784
-
total
9 250
-
37 089
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 219
109 500
-
-
trade
9 790
15 713
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

562
904
-
-
chamber of commerce
227
287
-
-
income
10 232
16 425
-
-
total
20 811
33 329
-
-
Dividends
47 408
76 172
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

635
1 030
-
-
withholding
11 536
18 728
-
-
total
12 171
19 758
-
-
Income
109 500
109 500
109 500
109 500
Total tax
42 232
53 087
37 089
47 266
After tax
67 268
56 413
72 411
62 234
Living cost
32 031
32 031
32 031
32 031
Free-cash
35 237
24 382
40 380
30 203

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30156
₽47281
₽36110
₽39335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 171
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 784
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 637
total
-
-
-
48 260
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
109 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 637
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
29 784
-
total
6 603
-
37 089
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 767
109 500
-
-
trade
12 248
17 247
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

641
904
-
-
chamber of commerce
238
283
-
-
income
11 665
16 425
-
-
total
24 792
34 859
-
-
Dividends
52 975
74 642
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

712
1 009
-
-
withholding
12 928
18 346
-
-
total
13 640
19 355
-
-
Income
109 500
109 500
109 500
109 500
Total tax
45 035
54 214
37 089
48 260
After tax
64 465
55 286
72 411
61 240
Living cost
25 130
25 130
25 130
25 130
Free-cash
39 335
30 156
47 281
36 110

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22132
₽39818
₽28151
₽33789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 667
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 784
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 637
total
-
-
-
48 756
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
109 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 637
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
29 784
-
total
9 481
-
37 089
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 426
109 500
-
-
trade
11 092
18 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

556
904
-
-
chamber of commerce
222
282
-
-
income
10 114
16 425
-
-
total
21 984
35 624
-
-
Dividends
45 442
73 876
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

608
998
-
-
withholding
11 045
18 153
-
-
total
11 653
19 151
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 118
54 775
37 089
48 756
After tax
66 382
54 725
72 411
60 744
Living cost
32 593
32 593
32 593
32 593
Free-cash
33 789
22 132
39 818
28 151

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16154
₽34403
₽22239
₽29608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 164
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 784
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 637
total
-
-
-
49 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
109 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 637
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
29 784
-
total
11 854
-
37 089
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 638
109 500
-
-
trade
10 228
18 779
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

493
904
-
-
chamber of commerce
209
280
-
-
income
8 946
16 425
-
-
total
19 876
36 388
-
-
Dividends
39 762
73 113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

529
987
-
-
withholding
9 625
17 963
-
-
total
10 154
18 950
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 884
55 338
37 089
49 253
After tax
67 616
54 162
72 411
60 247
Living cost
38 008
38 008
38 008
38 008
Free-cash
29 608
16 154
34 403
22 239

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50241
₽31669
₽33479
₽47603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
189
health
-
-
-
7 775
pensions
-
-
-
21 901
other
-
-
-
-
income
-
-
-
24 185
surtax
-
-
-
3 336
total
-
-
-
57 386
Employee
27 940
-
90 457
-
health
713
-
2 307
-
pensions
1 864
-
6 033
-
surtax
99
-
3 051
-
other
-
-
-
-
unemployment
1 944
-
6 296
-
income
4 684
-
22 469
-
total
9 304
-
40 156
-
Employer
27 940
-
90 457
-
pensions
3 725
-
12 057
-
unemployment
886
-
2 867
-
health
1 271
-
4 116
-
other
-
-
-
-
total
5 882
-
19 040
-
Corporate
75 677
109 500
-
-
income
19 676
28 469
-
-
total
19 676
28 469
-
-
Dividends
56 001
81 031
-
-
withholding
8 400
12 155
-
-
total
8 400
12 155
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 262
40 624
59 196
57 386
After tax
66 238
68 876
50 304
52 114
Living cost
18 635
18 635
18 635
18 635
Free-cash
47 603
50 241
31 669
33 479

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽50568
₽31996
₽33806
₽47985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
189
health
-
-
-
7 775
pensions
-
-
-
21 901
other
-
-
-
-
income
-
-
-
24 185
surtax
-
-
-
3 336
total
-
-
-
57 386
Employee
27 437
-
90 457
-
health
701
-
2 307
-
pensions
1 830
-
6 033
-
surtax
90
-
3 051
-
other
-
-
-
-
unemployment
1 910
-
6 296
-
income
4 599
-
22 469
-
total
9 130
-
40 156
-
Employer
27 437
-
90 457
-
pensions
3 657
-
12 057
-
unemployment
869
-
2 867
-
health
1 249
-
4 116
-
other
-
-
-
-
total
5 775
-
19 040
-
Corporate
76 288
109 500
-
-
income
19 835
28 469
-
-
total
19 835
28 469
-
-
Dividends
56 453
81 031
-
-
withholding
8 467
12 155
-
-
total
8 467
12 155
-
-
Income
109 500
109 500
109 500
109 500
Total tax
43 207
40 624
59 196
57 386
After tax
66 293
68 876
50 304
52 114
Living cost
18 308
18 308
18 308
18 308
Free-cash
47 985
50 568
31 996
33 806

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽45340
₽47206
₽59583
₽45678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
unemployment
-
-
-
1 643
health
-
-
-
7 665
pensions
-
-
-
10 950
income
-
-
-
13 386
total
-
-
-
33 644
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
91 632
-
health
1 644
654
6 414
-
pensions
2 349
935
9 163
-
unemployment
352
140
1 374
-
income
2 872
1 143
11 202
-
total
7 217
2 872
28 153
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
91 632
-
pensions
4 581
1 823
17 868
-
total
4 581
1 823
17 868
-
Corporate
81 429
98 328
-
-
income
7 329
8 850
-
-
total
7 329
8 850
-
-
Dividends
74 100
89 478
-
-
withholding
14 079
17 001
-
-
social contributions
14 343
17 341
-
-
total
28 422
34 342
-
-
Income
109 500
109 500
109 500
109 500
Total tax
47 549
47 887
46 021
33 644
After tax
61 951
61 613
63 479
75 856
Living cost
16 273
16 273
16 273
16 273
Free-cash
45 678
45 340
47 206
59 583

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽26445
₽24226
₽23367
₽25748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
1 177
municipal
-
-
-
11 740
pensions
-
-
-
13 140
national
-
-
-
18 193
total
-
-
-
44 250
Employee
64 927
-
94 662
-
municipal
8 020
-
12 164
-
pensions
2 597
-
3 786
-
national
12 427
-
18 850
-
total
23 044
-
34 800
-
Employer
64 927
-
94 662
-
social contributions
698
-
1 018
-
pensions
5 194
-
7 573
-
total
5 892
-
8 591
-
Corporate
34 396
109 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 879
21 900
-
-
total
6 879
21 900
-
-
Dividends
27 517
87 600
-
-
withholding
6 054
19 272
-
-
total
6 054
19 272
-
-
Income
109 500
109 500
109 500
109 500
Total tax
41 869
41 172
43 391
44 250
After tax
67 631
68 328
66 109
65 250
Living cost
41 883
41 883
41 883
41 883
Free-cash
25 748
26 445
24 226
23 367

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽29388
₽21854
₽21854
₽31220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
social contributions
-
-
-
10 298
income
-
-
-
30 086
total
-
-
-
40 384
Employee
64 899
-
109 500
-
social contributions
5 392
-
10 298
-
income
12 246
-
30 086
-
total
17 638
-
40 384
-
Employer
64 899
-
109 500
-
total
-
-
-
-
Corporate
44 601
109 500
-
-
income
5 575
13 687
-
-
total
5 575
13 687
-
-
Dividends
39 026
95 813
-
-
withholding
7 805
19 163
-
-
total
7 805
19 163
-
-
Income
109 500
109 500
109 500
109 500
Total tax
31 018
32 850
40 384
40 384
After tax
78 482
76 650
69 116
69 116
Living cost
47 262
47 262
47 262
47 262
Free-cash
31 220
29 388
21 854
21 854

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23414
₽14098
₽19308
₽19081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
regional
-
-
-
1 255
social contributions
-
-
-
28 164
municipal
-
-
-
650
national
-
-
-
25 114
total
-
-
-
55 183
Employee
73 736
-
109 500
-
regional
696
-
1 104
-
municipal
390
-
581
-
social contributions
24 864
-
36 924
-
national
12 777
-
21 784
-
total
38 727
-
60 393
-
Employer
73 736
-
109 500
-
total
-
-
-
-
Corporate
35 764
109 500
-
-
nationa
8 584
26 279
-
-
municipal
1 395
4 270
-
-
total
9 979
30 549
-
-
Dividends
25 785
78 951
-
-
withholding
6 704
20 528
-
-
total
6 704
20 528
-
-
Income
109 500
109 500
109 500
109 500
Total tax
55 410
51 077
60 393
55 183
After tax
54 090
58 423
49 107
54 317
Living cost
35 009
35 009
35 009
35 009
Free-cash
19 081
23 414
14 098
19 308

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35206
₽26388
₽31571
₽33364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 500
regional
-
-
-
1 651
social contributions
-
-
-
28 164
municipal
-
-
-
650
national
-
-
-
25 114
total
-
-
-
55 579
Employee
46 023
-
109 500
-
regional
620
-
1 473
-
municipal
244
-
581
-
social contributions
15 519
-
36 924
-
national
7 291
-
21 784
-
total
23 674
-
60 762
-
Employer
46 023
-
109 500
-
total
-
-
-
-
Corporate
63 477
109 500
-
-
nationa
15 234