Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109000
per

Your estimated
City
free-cash

Madrid , Spain
₽37754
₽30013
₽23499
₽21373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
accident
-
-
-
847
income
-
-
-
21 609
pensions
-
-
-
26 622
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
49 831
Employee
49 017
-
82 652
-
other
48
-
83
-
income
10 238
-
20 359
-
pensions
2 304
-
3 885
-
unemployment
759
-
1 281
-
total
13 349
-
25 608
-
Employer
49 017
-
82 652
-
accident
971
-
1 637
-
other
393
-
661
-
unemployment
2 696
-
4 546
-
pensions
11 568
-
19 505
-
total
15 628
-
26 349
-
Corporate
44 354
109 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 653
16 350
-
-
total
6 653
16 350
-
-
Dividends
37 702
92 650
-
-
withholding
7 687
19 226
-
-
total
7 687
19 226
-
-
Income
109 000
109 000
109 000
109 000
Total tax
43 317
35 576
51 957
49 831
After tax
65 683
73 424
57 043
59 169
Living cost
35 670
35 670
35 670
35 670
Free-cash
30 013
37 754
21 373
23 499

Estimated living cost  is ₽35670 per week

₽25617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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