Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109000
per

Your estimated
City
free-cash

Andorra , Andorra
₽54915
₽68003
₽57811
₽71029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
social contributions
-
-
-
23 980
income
-
-
-
3 034
total
-
-
-
27 014
Employee
28 953
-
94 372
-
social contributions
1 882
-
6 135
-
income
-
-
3 355
-
total
1 882
-
9 490
-
Employer
28 953
-
94 372
-
social contributions
4 488
-
14 628
-
total
4 488
-
14 628
-
Corporate
75 559
109 000
-
-
income
7 556
10 900
-
-
total
7 556
10 900
-
-
Dividends
68 003
98 100
-
-
total
-
-
-
-
Income
109 000
109 000
109 000
109 000
Total tax
13 926
10 900
24 118
27 014
After tax
95 074
98 100
84 882
81 986
Living cost
27 071
27 071
27 071
27 071
Free-cash
68 003
71 029
57 811
54 915

Estimated living cost  is ₽27071 per week

₽17504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽25659
₽31701
₽1929
₽32147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
-
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
436
pensions
-
-
-
19 464
income
-
-
-
21 137
total
-
-
-
54 609
Employee
39 367
35 890
84 641
-
unemployment
1 181
1 077
2 540
-
other
393
359
846
-
income
3 507
2 647
18 345
-
pensions
4 032
3 674
8 667
-
health
1 523
1 389
3 276
-
total
10 636
9 146
33 674
-
Employer
39 367
35 890
84 641
-
pensions
4 941
4 505
10 622
-
surtax
-
-
-
-
payroll
1 181
1 077
2 540
-
other
1 870
1 704
4 020
-
health
1 489
1 357
3 199
-
accident
511
467
1 101
-
unemployment
1 181
1 077
2 540
-
chamber of commerce
157
144
338
-
total
11 330
10 331
24 360
-
Corporate
58 303
62 781
81 223
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 576
15 696
20 305
-
total
14 576
15 696
20 305
-
Dividends
43 727
47 085
-
-
withholding
12 025
12 948
-
-
total
12 025
12 948
-
-
Income
109 000
109 000
109 000
109 000
Total tax
48 567
48 121
78 339
54 609
After tax
60 433
60 879
30 661
54 391
Living cost
28 732
28 732
28 732
28 732
Free-cash
31 701
32 147
1 929
25 659

Estimated living cost  is ₽28732 per week

₽17236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽22480
₽27661
-₽1101
₽29049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
178
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
436
pensions
-
-
-
19 464
income
-
-
-
21 137
total
-
-
-
54 787
Employee
45 007
35 890
84 504
-
unemployment
1 350
1 077
2 535
-
other
449
359
844
-
income
5 124
2 647
18 297
-
pensions
4 609
3 674
8 653
-
health
1 742
1 389
3 271
-
total
13 274
9 146
33 600
-
Employer
45 007
35 890
84 504
-
pensions
5 648
4 505
10 605
-
surtax
178
178
178
-
payroll
1 350
1 077
2 535
-
other
2 138
1 704
4 013
-
health
1 700
1 357
3 194
-
accident
584
467
1 099
-
unemployment
1 350
1 077
2 535
-
chamber of commerce
179
144
338
-
total
13 127
10 509
24 497
-
Corporate
50 864
62 603
81 086
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 715
15 651
20 271
-
total
12 715
15 651
20 271
-
Dividends
38 149
46 952
-
-
withholding
10 490
12 912
-
-
total
10 490
12 912
-
-
Income
109 000
109 000
109 000
109 000
Total tax
49 606
48 218
78 368
54 787
After tax
59 394
60 782
30 632
54 213
Living cost
31 733
31 733
31 733
31 733
Free-cash
27 661
29 049
-1 101
22 480

Estimated living cost  is ₽31733 per week

₽21165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16317
₽14719
₽8311
₽28226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
national
-
-
-
36 939
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 495
social contributions
-
-
-
17 412
total
-
-
-
59 846
Employee

The minimum management director salary is set at €45,000 per year.

64 420
-
84 424
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

561
-
735
-
national
19 805
-
27 840
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 360
-
4 402
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 831
-
6 332
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 027
-
3 968
-
total
31 584
-
43 277
-
Employer

The minimum management director salary is set at €45,000 per year.

64 420
-
84 424
-
surtax
7 304
-
9 574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 708
-
7 480
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 962
-
5 192
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 097
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

940
-
1 232
-
total
18 751
-
24 575
-
Corporate
25 829
109 000
-
-
income
5 166
21 800
-
-
surtax
103
436
-
-
total
5 269
22 236
-
-
Dividends
20 560
86 764
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 840
25 701
-
-
total
5 840
25 701
-
-
Income
109 000
109 000
109 000
109 000
Total tax
61 444
47 937
67 852
59 846
After tax
47 556
61 063
41 148
49 154
Living cost
32 837
32 837
32 837
32 837
Free-cash
14 719
28 226
8 311
16 317

Estimated living cost  is ₽32837 per week

₽21151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽68797
₽72249
₽72540
₽77728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
16 350
total
-
-
-
24 736
Employee
20 481
-
102 838
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 048
-
10 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 798
-
2 758
-
health
942
-
1 445
-
total
5 013
-
14 832
-
Employer
20 481
-
102 838
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 257
-
3 461
-
health
1 413
-
2 167
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 018
-
6 161
-
Corporate
84 501
109 000
-
-
income
8 450
10 900
-
-
total
8 450
10 900
-
-
Dividends
76 051
98 100
-
-
withholding
3 803
4 905
-
-
total
3 803
4 905
-
-
Income
109 000
109 000
109 000
109 000
Total tax
21 284
15 805
20 993
24 736
After tax
87 716
93 195
88 007
84 264
Living cost
15 467
15 467
15 467
15 467
Free-cash
72 249
77 728
72 540
68 797

Estimated living cost  is ₽15467 per week

₽10230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽72476
₽77230
₽76219
₽81407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
16 350
total
-
-
-
24 736
Employee
15 610
-
102 838
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 561
-
10 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 758
-
health
718
-
1 445
-
total
3 822
-
14 832
-
Employer
15 610
-
102 838
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
3 461
-
health
1 077
-
2 167
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 062
-
6 161
-
Corporate
90 327
109 000
-
-
income
9 033
10 900
-
-
total
9 033
10 900
-
-
Dividends
81 295
98 100
-
-
withholding
4 064
4 905
-
-
total
4 064
4 905
-
-
Income
109 000
109 000
109 000
109 000
Total tax
19 981
15 805
20 993
24 736
After tax
89 019
93 195
88 007
84 264
Living cost
11 789
11 789
11 789
11 789
Free-cash
77 230
81 407
76 219
72 476

Estimated living cost  is ₽11789 per week

₽6882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽55592
₽53925
₽54415
₽58827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
health
-
-
-
2 779
social contributions
-
-
-
14 571
income
-
-
-
15 207
total
-
-
-
32 557
Employee
69 251
69 251
99 409
-
income
7 540
6 411
14 701
-
social contributions
2 618
5 747
7 752
-
health
537
1 178
1 690
-
total
10 695
13 336
24 143
-
Employer
69 251
69 251
99 409
-
social contributions
2 618
5 747
7 752
-
health
583
1 282
1 839
-
total
3 201
7 029
9 591
-
Corporate
74 253
32 720
-
-
income
9 282
4 090
-
-
total
9 282
4 090
-
-
Dividends
64 971
28 630
-
-
withholding
11 046
4 867
-
-
total
11 046
4 867
-
-
Income
109 000
109 000
109 000
109 000
Total tax
34 224
29 322
33 734
32 557
After tax
74 776
79 678
75 266
76 443
Living cost
20 851
20 851
20 851
20 851
Free-cash
53 925
58 827
54 415
55 592

Estimated living cost  is ₽20851 per week

₽12496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽47232
₽46733
₽46055
₽50467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
health
-
-
-
2 779
social contributions
-
-
-
14 571
income
-
-
-
15 207
total
-
-
-
32 557
Employee
69 251
69 251
99 409
-
income
7 272
6 411
14 701
-
social contributions
3 365
5 747
7 752
-
health
689
1 178
1 690
-
total
11 326
13 336
24 143
-
Employer
69 251
69 251
99 409
-
social contributions
3 365
5 747
7 752
-
health
750
1 282
1 839
-
total
4 115
7 029
9 591
-
Corporate
64 348
32 720
-
-
income
8 043
4 090
-
-
total
8 043
4 090
-
-
Dividends
56 305
28 630
-
-
withholding
9 572
4 867
-
-
total
9 572
4 867
-
-
Income
109 000
109 000
109 000
109 000
Total tax
33 056
29 322
33 734
32 557
After tax
75 944
79 678
75 266
76 443
Living cost
29 211
29 211
29 211
29 211
Free-cash
46 733
50 467
46 055
47 232

Estimated living cost  is ₽29211 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽33946
₽46854
₽34534
₽54266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
health
-
-
-
14 715
social contributions
-
-
-
29 902
income
-
-
-
9 657
solidarity contribution
-
-
-
-
total
-
-
-
54 274
Employee
30 559
-
81 343
-
income
3 667
-
9 761
-
social contributions
1 986
-
5 287
-
health
4 125
-
10 981
-
solidarity contribution
-
-
-
-
total
9 778
-
26 029
-
Employer
30 559
-
81 343
-
social contributions
7 640
-
20 336
-
health
2 750
-
7 321
-
total
10 390
-
27 657
-
Corporate
68 051
109 000
-
-
income
12 930
20 710
-
-
total
12 930
20 710
-
-
Dividends
55 121
88 290
-
-
withholding
8 268
13 244
-
-
total
8 268
13 244
-
-
Income
109 000
109 000
109 000
109 000
Total tax
41 366
33 954
53 686
54 274
After tax
67 634
75 046
55 314
54 726
Living cost
20 780
20 780
20 780
20 780
Free-cash
46 854
54 266
34 534
33 946

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽29120
₽40304
₽29708
₽49440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
health
-
-
-
14 715
social contributions
-
-
-
29 902
income
-
-
-
9 657
solidarity contribution
-
-
-
-
total
-
-
-
54 274
Employee
37 656
-
81 343
-
income
4 519
-
9 761
-
social contributions
2 448
-
5 287
-
health
5 084
-
10 981
-
solidarity contribution
-
-
-
-
total
12 051
-
26 029
-
Employer
37 656
-
81 343
-
social contributions
9 414
-
20 336
-
health
3 389
-
7 321
-
total
12 803
-
27 657
-
Corporate
58 540
109 000
-
-
income
11 123
20 710
-
-
total
11 123
20 710
-
-
Dividends
47 418
88 290
-
-
withholding
7 113
13 244
-
-
total
7 113
13 244
-
-
Income
109 000
109 000
109 000
109 000
Total tax
43 090
33 954
53 686
54 274
After tax
65 910
75 046
55 314
54 726
Living cost
25 606
25 606
25 606
25 606
Free-cash
40 304
49 440
29 708
29 120

Estimated living cost  is ₽25606 per week

₽19043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽22992
-₽87823
-₽87823
-₽87823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
national
-
-
-
11 845
pensions
-
-
-
783
municipal
-
-
-
21 217
labour market
-
-
-
8 657
total
-
-
-
42 502
Employee
183 628
183 628
183 628
-
municipal
39 103
39 103
39 103
-
national
22 434
22 434
22 434
-
pensions
261
261
261
-
labour market
14 669
14 669
14 669
-
total
76 467
76 467
76 467
-
Employer
183 628
183 628
183 628
-
pensions
522
522
522
-
labour market
14 690
14 690
14 690
-
municipal
39 165
39 165
39 165
-
national
22 473
22 473
22 473
-
total
76 850
76 850
76 850
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
109 000
109 000
109 000
109 000
Total tax
153 317
153 317
153 317
42 502
After tax
-44 317
-44 317
-44 317
66 498
Living cost
43 506
43 506
43 506
43 506
Free-cash
-87 823
-87 823
-87 823
22 992

Estimated living cost  is ₽43506 per week

₽29776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽36672
₽59853
₽41072
₽65447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
health
-
-
-
14 170
pensions
-
-
-
21 800
income
-
-
-
14 605
total
-
-
-
50 575
Employee
25 548
-
81 464
-
unemployment
408
-
1 304
-
income
2 876
-
15 706
-
pensions
511
-
1 629
-
total
3 795
-
18 639
-
Employer
25 548
-
81 464
-
pensions
5 110
-
16 294
-
health
3 321
-
10 591
-
unemployment
205
-
651
-
total
8 636
-
27 536
-
Corporate
74 816
109 000
-
-
income
14 963
21 800
-
-
total
14 963
21 800
-
-
Dividends
59 853
87 200
-
-
total
-
-
-
-
Income
109 000
109 000
109 000
109 000
Total tax
27 394
21 800
46 175
50 575
After tax
81 606
87 200
62 825
58 425
Living cost
21 753
21 753
21 753
21 753
Free-cash
59 853
65 447
41 072
36 672

Estimated living cost  is ₽21753 per week

₽14920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽40705
₽36360
₽25758
₽36451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
109 000
national
-
-
-
13 031
health
-
-
-
1 302
municipal
-
-
-
19 386
total
-
-
-
33 719
Employee
47 382
-
91 696
-
unemployment
711
-
1 376
-
municipal
7 761
-
14 958
-
national
783
-
7 803
-
pensions
3 198
-
6 190
-
health
354
-
1 036
-
total
12 807
-
31 363
-
Employer
47 382
-
91 696
-
pensions
8 220
-
15 909
-
health
364
-
706
-
accident
48
-
92
-
unemployment
308
-
596
-
total
8 940
-
17 303
-
Corporate
52 678
109 000
-
-
income
10 536
21 800
-
-
total
10 536
21 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 606
65 400
-
-
municipal
5 689
11 772
-
-
national
92
4 401
-
-
total
5 781
16 173
-
-
Income
109 000
109 000
109 000
109 000
Total tax
38 064
37 973
48 666
33 719
After tax
70 936
71 027
60 334
75 281
Living cost
34 576
34 576
34 576
34 576
Free-cash
36 360
36 451
25 758
40 705

Estimated living cost  is ₽34576 per week

₽22585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽34472
₽32182
₽37660
₽27175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
-
health
-
-
-
3 059
pensions
-
-
-
24 166
social contributions
-
-
-
3 105
income
-
-
-
13 060
other
-
-
-
3 379
total
-
-
-
46 769
Employee
34 406
-
87 148
-
income
1 774
-
14 383
-
surtax
-
-
-
-
social contributions
981
-
2 483
-
pensions
3 891
-
4 864
-
total
6 646
-
21 730
-
Employer
34 406
-
87 148
-
pensions
5 653
-
8 406
-
social contributions
103
-
261
-
other
1 188
-
3 006
-
health
2 408
-
6 649
-
unemployment
1 393
-
3 529
-
total
10 745
-
21 851
-
Corporate
63 849
109 000
-
-
income
17 878
30 520
-
-
surtax
-
-
-
-
total
17 878
30 520
-
-
Dividends
45 971
78 480
-
-
withholding
5 884
10 046
-
-
social contributions
7 906
13 500
-
-
surtax
-
-
-
-
total
13 790
23 546
-
-
Income
109 000
109 000
109 000
109 000
Total tax
49 059
54 066
43 581
46 769
After tax
59 941
54 934
65 419
62 231
Living cost
27 759
27 759
27 759
27 759
Free-cash
32 182
27 175
37 660
34 472

Estimated living cost  is ₽27759 per week

₽16099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31419
₽29445
₽34607
₽24122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
-
health
-
-
-
3 059
pensions
-
-
-
24 166
social contributions
-
-
-
3 105
income
-
-
-
13 060
other
-
-
-
3 379
total
-
-
-
46 769
Employee
38 544
-
87 148
-
income
2 275
-
14 383
-
surtax
-
-
-
-
social contributions
1 099
-
2 483
-
pensions
4 358
-
4 864
-
total
7 732
-
21 730
-
Employer
38 544
-
87 148
-
pensions
6 332
-
8 406
-
social contributions
116
-
261
-
other
1 330
-
3 006
-
health
2 699
-
6 649
-
unemployment
1 560
-
3 529
-
total
12 037
-
21 851
-
Corporate
58 419
109 000
-
-
income
16 357
30 520
-
-
surtax
-
-
-
-
total
16 357
30 520
-
-
Dividends
42 062
78 480
-
-
withholding
5 383
10 046
-
-
social contributions
7 234
13 500
-
-
surtax
-
-
-
-
total
12 617
23 546
-
-
Income
109 000
109 000
109 000
109 000
Total tax
48 743
54 066
43 581
46 769
After tax
60 257
54 934
65 419
62 231
Living cost
30 812
30 812
30 812
30 812
Free-cash
29 445
24 122
34 607
31 419

Estimated living cost  is ₽30812 per week

₽19428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽18734
₽17629
₽21922
₽11437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
-
health
-
-
-
3 059
pensions
-
-
-
24 166
social contributions
-
-
-
3 105
income
-
-
-
13 060
other
-
-
-
3 379
total
-
-
-
46 769
Employee
56 406
-
87 148
-
income
4 922
-
14 383
-
surtax
-
-
-
-
social contributions
1 606
-
2 483
-
pensions
6 380
-
4 864
-
total
12 908
-
21 730
-
Employer
56 406
-
87 148
-
pensions
9 268
-
8 406
-
social contributions
169
-
261
-
other
1 947
-
3 006
-
health
3 948
-
6 649
-
unemployment
2 285
-
3 529
-
total
17 617
-
21 851
-
Corporate
34 978
109 000
-
-
income
9 794
30 520
-
-
surtax
-
-
-
-
total
9 794
30 520
-
-
Dividends
25 183
78 480
-
-
withholding
3 223
10 046
-
-
social contributions
4 332
13 500
-
-
surtax
-
-
-
-
total
7 555
23 546
-
-
Income
109 000
109 000
109 000
109 000
Total tax
47 874
54 066
43 581
46 769
After tax
61 126
54 934
65 419
62 231
Living cost
43 497
43 497
43 497
43 497
Free-cash
17 629
11 437
21 922
18 734

Estimated living cost  is ₽43497 per week

₽29438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽102058
₽96601
₽81348
₽97698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 090
total
-
-
-
1 090
Employee
7 314
-
109 000
-
income
1 463
-
21 800
-
total
1 463
-
21 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 686
109 000
-
-
total
-
-
-
-
Dividends
101 686
109 000
-
-
withholding
5 084
5 450
-
-
total
5 084
5 450
-
-
Income
109 000
109 000
109 000
109 000
Total tax
6 547
5 450
21 800
1 090
After tax
102 453
103 550
87 200
107 910
Living cost
5 852
5 852
5 852
5 852
Free-cash
96 601
97 698
81 348
102 058

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽98791
₽92721
₽78081
₽94431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
109 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 090
total
-
-
-
1 090
Employee
11 399
-
109 000
-
income
2 280
-
21 800
-
total
2 280
-
21 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

97 601
109 000
-
-
total
-
-
-
-
Dividends
97 601
109 000
-
-
withholding
4 880
5 450
-
-
total
4 880
5 450
-
-
Income
109 000
109 000
109 000
109 000
Total tax
7 160
5 450
21 800
1 090
After tax
101 840
103 550
87 200
107 910
Living cost
9 119
9 119
9 119
9 119
Free-cash
92 721
94 431
78 081
98 791

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽28707
₽33188
₽38339
₽21409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 550
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 189
trade
-
-
-
9 632
total
-
-
-
45 524
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 810
-
109 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 685
-
28 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 550
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 041
-
35 892
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 190
109 000
-
-
trade
9 212
15 641
-
-
income
9 629
16 350
-
-
chamber of commerce
231
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

530
899
-
-
total
19 602
33 187
-
-
Dividends
44 589
75 812
-
-
withholding
10 805
18 611
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

595
1 024
-
-
total
11 400
19 635
-
-
Income
109 000
109 000
109 000
109 000
Total tax
41 043
52 822
35 892
45 524
After tax
67 957
56 178
73 108
63 476
Living cost
34 769
34 769
34 769
34 769
Free-cash
33 188
21 409
38 339
28 707

Estimated living cost  is ₽34769 per week

₽23985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35258
₽37740
₽45830
₽27779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 550
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 189
trade
-
-
-
10 572
total
-
-
-
46 464
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 446
-
109 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
28 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 550
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
7 168
-
35 892
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 554
109 000
-
-
trade
11 743
17 167
-
-
income
11 184
16 350
-
-
chamber of commerce
244
294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

615
899
-
-
total
23 786
34 710
-
-
Dividends
50 768
74 289
-
-
withholding
12 350
18 230
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

678
1 003
-
-
total
13 028
19 233
-
-
Income
109 000
109 000
109 000
109 000
Total tax
43 982
53 943
35 892
46 464
After tax
65 018
55 057
73 108
62 536
Living cost
27 278
27 278
27 278
27 278
Free-cash
37 740
27 779
45 830
35 258

Estimated living cost  is ₽27278 per week

₽17159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽26687
₽31772
₽37729
₽19117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 550
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 189
trade
-
-
-
11 042
total
-
-
-
46 934
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 671
-
109 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 924
-
28 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 550
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 292
-
35 892
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 329
109 000
-
-
trade
10 418
17 931
-
-
income
9 499
16 350
-
-
chamber of commerce
227
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

523
899
-
-
total
20 667
35 472
-
-
Dividends
42 662
73 527
-
-
withholding
10 323
18 039
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

567
993
-
-
total
10 890
19 032
-
-
Income
109 000
109 000
109 000
109 000
Total tax
41 849
54 504
35 892
46 934
After tax
67 151
54 496
73 108
62 066
Living cost
35 379
35 379
35 379
35 379
Free-cash
31 772
19 117
37 729
26 687

Estimated living cost  is ₽35379 per week

₽23662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20340
₽27283
₽31852
₽12681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
109 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 550
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 189
trade
-
-
-
11 512
total
-
-
-
47 404
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 124
-
109 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 364
-
28 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 550
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
12 867
-
35 892
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 876
109 000
-
-
trade
9 412
18 693
-
-
income
8 231
16 350
-
-
chamber of commerce
214
291
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

453
899
-
-
total
18 310
36 233
-
-
Dividends
36 567
72 767
-
-
withholding
8 800
17 849
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

484
981
-
-
total
9 284
18 830
-
-
Income
109 000
109 000
109 000
109 000
Total tax
40 461
55 063
35 892
47 404
After tax
68 539
53 937
73 108
61 596
Living cost
41 256
41 256
41 256
41 256
Free-cash
27 283
12 681
31 852
20 340

Estimated living cost  is ₽41256 per week

₽30132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32927
₽45468
₽31131
₽48335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
3 083
unemployment
-
-
-
205
health
-
-
-
7 740
pensions
-
-
-
21 800
income
-
-
-
23 017
other
-
-
-
-
total
-
-
-
55 845
Employee
30 329
-
90 045
-
unemployment
2 111
-
6 267
-
other
-
-
-
-
income
5 084
-
21 317
-
surtax
108
-
2 799
-
pensions
2 024
-
6 006
-
health
774
-
2 297
-
total
10 101
-
38 686
-
Employer
30 329
-
90 045
-
pensions
4 044
-
12 003
-
other
-
-
-
-
health
1 379
-
4 098
-
unemployment
962
-
2 854
-
total
6 385
-
18 955
-
Corporate
72 286
109 000
-
-
income
18 794
28 339
-
-
total
18 794
28 339
-
-
Dividends
53 492
80 661
-
-
withholding
8 024
12 098
-
-
total
8 024
12 098
-
-
Income
109 000
109 000
109 000
109 000
Total tax
43 304
40 437
57 641
55 845
After tax
65 696
68 563
51 359
53 155
Living cost
20 228
20 228
20 228
20 228
Free-cash
45 468
48 335
31 131
32 927

Estimated living cost  is ₽20228 per week

₽12213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33282
₽45886
₽31486
₽48690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
surtax
-
-
-
3 083
unemployment
-
-
-
205
health
-
-
-
7 740
pensions
-
-
-
21 800
income
-
-
-
23 017
other
-
-
-
-
total
-
-
-
55 845
Employee
29 782
-
90 045
-
unemployment
2 073
-
6 267
-
other
-
-
-
-
income
4 992
-
21 317
-
surtax
97
-
2 799
-
pensions
1 986
-
6 006
-
health
761
-
2 297
-
total
9 909
-
38 686
-
Employer
29 782
-
90 045
-
pensions
3 970
-
12 003
-
other
-
-
-
-
health
1 355
-
4 098
-
unemployment
943
-
2 854
-
total
6 268
-
18 955
-
Corporate
72 949
109 000
-
-
income
18 967
28 339
-
-
total
18 967
28 339
-
-
Dividends
53 982
80 661
-
-
withholding
8 097
12 098
-
-
total
8 097
12 098
-
-
Income
109 000
109 000
109 000
109 000
Total tax
43 241
40 437
57 641
55 845
After tax
65 759
68 563
51 359
53 155
Living cost
19 873
19 873
19 873
19 873
Free-cash
45 886
48 690
31 486
33 282

Estimated living cost  is ₽19873 per week

₽12151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽57631
₽43858
₽45309
₽43486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
unemployment
-
-
-
1 635
health
-
-
-
7 630
pensions
-
-
-
10 900
income
-
-
-
13 325
total
-
-
-
33 490
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
91 213
-
unemployment
387
154
1 368
-
income
3 155
1 256
11 151
-
pensions
2 581
1 027
9 121
-
health
1 807
719
6 385
-
total
7 930
3 156
28 025
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
91 213
-
pensions
5 033
2 003
17 787
-
total
5 033
2 003
17 787
-
Corporate
78 158
96 725
-
-
income
7 034
8 705
-
-
total
7 034
8 705
-
-
Dividends
71 124
88 020
-
-
withholding
13 514
16 724
-
-
social contributions
13 752
17 047
-
-
total
27 266
33 771
-
-
Income
109 000
109 000
109 000
109 000
Total tax
47 263
47 635
45 812
33 490
After tax
61 737
61 365
63 188
75 510
Living cost
17 879
17 879
17 879
17 879
Free-cash
43 858
43 486
45 309
57 631

Estimated living cost  is ₽17879 per week

₽12201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽21454
₽23671
₽22310
₽24397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
national
-
-
-
18 036
pensions
-
-
-
13 080
social contributions
-
-
-
1 172
municipal
-
-
-
11 639
total
-
-
-
43 927
Employee
67 617
-
94 230
-
municipal
8 352
-
12 061
-
national
12 942
-
18 690
-
pensions
2 705
-
3 769
-
total
23 999
-
34 520
-
Employer
67 617
-
94 230
-
pensions
5 409
-
7 538
-
social contributions
727
-
1 013
-
total
6 136
-
8 551
-
Corporate
30 784
109 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 157
21 800
-
-
total
6 157
21 800
-
-
Dividends
24 627
87 200
-
-
withholding
5 418
19 184
-
-
total
5 418
19 184
-
-
Income
109 000
109 000
109 000
109 000
Total tax
41 710
40 984
43 071
43 927
After tax
67 290
68 016
65 929
65 073
Living cost
43 619
43 619
43 619
43 619
Free-cash
23 671
24 397
22 310
21 454

Estimated living cost  is ₽43619 per week

₽29647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18891
₽26986
₽18891
₽24999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
social contributions
-
-
-
10 093
income
-
-
-
28 714
total
-
-
-
38 807
Employee
70 446
-
109 000
-
social contributions
5 853
-
10 093
-
income
13 293
-
28 714
-
total
19 146
-
38 807
-
Employer
70 446
-
109 000
-
total
-
-
-
-
Corporate
38 554
109 000
-
-
income
4 819
13 624
-
-
total
4 819
13 624
-
-
Dividends
33 734
95 376
-
-
withholding
6 747
19 075
-
-
total
6 747
19 075
-
-
Income
109 000
109 000
109 000
109 000
Total tax
30 712
32 699
38 807
38 807
After tax
78 288
76 301
70 193
70 193
Living cost
51 302
51 302
51 302
51 302
Free-cash
26 986
24 999
18 891
18 891

Estimated living cost  is ₽51302 per week

₽39029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽16603
₽15450
₽11415
₽20155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
national
-
-
-
24 477
regional
-
-
-
1 235
social contributions
-
-
-
28 035
municipal
-
-
-
648
total
-
-
-
54 395
Employee
80 039
-
109 000
-
municipal
424
-
578
-
national
13 869
-
21 165
-
social contributions
26 989
-
36 755
-
regional
755
-
1 085
-
total
42 037
-
59 583
-
Employer
80 039
-
109 000
-
total
-
-
-
-
Corporate
28 961
109 000
-
-
nationa
6 951
26 160
-
-
municipal
1 130
4 250
-
-
total
8 081
30 410
-
-
Dividends
20 881
78 589
-
-
withholding
5 430
20 433
-
-
total
5 430
20 433
-
-
Income
109 000
109 000
109 000
109 000
Total tax
55 548
50 843
59 583
54 395
After tax
53 452
58 157
49 417
54 605
Living cost
38 002
38 002
38 002
38 002
Free-cash
15 450
20 155
11 415
16 603

Estimated living cost  is ₽38002 per week

₽26490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽29937
₽31033
₽24775
₽33033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
national
-
-
-
24 477
regional
-
-
-
1 643
social contributions
-
-
-
28 035
municipal
-
-
-
648
total
-
-
-
54 803
Employee
49 957
-
109 000
-
municipal
265
-
578
-
national
7 915
-
21 165
-
social contributions
16 846
-
36 755
-
regional
673
-
1 467
-
total
25 699
-
59 965
-
Employer
49 957
-
109 000
-
total
-
-
-
-
Corporate
59 043
109 000
-
-
nationa
14 170