Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Andorra , Andorra
₽54580
₽67575
₽57465
₽70598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
social contributions
-
-
-
23 871
income
-
-
-
2 997
total
-
-
-
26 868
Employee
28 933
-
93 941
-
social contributions
1 880
-
6 106
-
income
-
-
3 318
-
total
1 880
-
9 424
-
Employer
28 933
-
93 941
-
social contributions
4 485
-
14 559
-
total
4 485
-
14 559
-
Corporate
75 082
108 500
-
-
income
7 508
10 850
-
-
total
7 508
10 850
-
-
Dividends
67 575
97 650
-
-
total
-
-
-
-
Income
108 500
108 500
108 500
108 500
Total tax
13 873
10 850
23 983
26 868
After tax
94 627
97 650
84 517
81 632
Living cost
27 052
27 052
27 052
27 052
Free-cash
67 575
70 598
57 465
54 580

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽25396
₽31450
₽1856
₽31895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
434
pensions
-
-
-
19 451
income
-
-
-
20 945
total
-
-
-
54 392
Employee
39 340
35 865
84 254
-
unemployment
1 180
1 076
2 528
-
other
393
359
842
-
income
3 504
2 645
18 219
-
pensions
4 029
3 672
8 628
-
health
1 522
1 388
3 260
-
total
10 628
9 140
33 477
-
Employer
39 340
35 865
84 254
-
pensions
4 937
4 502
10 573
-
surtax
-
-
-
-
payroll
1 180
1 076
2 528
-
other
1 868
1 703
4 001
-
health
1 488
1 356
3 185
-
accident
511
466
1 095
-
unemployment
1 180
1 076
2 528
-
chamber of commerce
157
143
336
-
total
11 321
10 322
24 246
-
Corporate
57 839
62 313
80 838
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 460
15 579
20 209
-
total
14 460
15 579
20 209
-
Dividends
43 379
46 734
-
-
withholding
11 929
12 852
-
-
total
11 929
12 852
-
-
Income
108 500
108 500
108 500
108 500
Total tax
48 338
47 893
77 932
54 392
After tax
60 162
60 607
30 568
54 108
Living cost
28 712
28 712
28 712
28 712
Free-cash
31 450
31 895
1 856
25 396

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽22219
₽27410
-₽1177
₽28798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
434
pensions
-
-
-
19 451
income
-
-
-
20 945
total
-
-
-
54 570
Employee
44 976
35 865
84 112
-
unemployment
1 349
1 076
2 524
-
other
449
359
842
-
income
5 120
2 645
18 170
-
pensions
4 606
3 672
8 613
-
health
1 740
1 388
3 255
-
total
13 264
9 140
33 404
-
Employer
44 976
35 865
84 112
-
pensions
5 644
4 502
10 556
-
surtax
178
178
178
-
payroll
1 349
1 076
2 524
-
other
2 137
1 703
3 996
-
health
1 699
1 356
3 180
-
accident
584
466
1 093
-
unemployment
1 349
1 076
2 524
-
chamber of commerce
179
143
336
-
total
13 119
10 500
24 387
-
Corporate
50 404
62 136
80 696
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 600
15 535
20 175
-
total
12 600
15 535
20 175
-
Dividends
37 804
46 601
-
-
withholding
10 396
12 816
-
-
total
10 396
12 816
-
-
Income
108 500
108 500
108 500
108 500
Total tax
49 379
47 991
77 966
54 570
After tax
59 121
60 509
30 534
53 930
Living cost
31 711
31 711
31 711
31 711
Free-cash
27 410
28 798
-1 177
22 219

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16146
₽14473
₽8177
₽27970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
national
-
-
-
36 732
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 470
social contributions
-
-
-
17 338
total
-
-
-
59 540
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
84 037
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
731
-
national
19 791
-
27 679
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 384
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 302
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 950
-
total
31 562
-
43 046
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
84 037
-
surtax
7 299
-
9 530
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 446
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 168
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 093
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 226
-
total
18 738
-
24 463
-
Corporate
25 387
108 500
-
-
income
5 077
21 700
-
-
surtax
101
434
-
-
total
5 178
22 134
-
-
Dividends
20 209
86 366
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 735
25 582
-
-
total
5 735
25 582
-
-
Income
108 500
108 500
108 500
108 500
Total tax
61 213
47 716
67 509
59 540
After tax
47 287
60 784
40 991
48 960
Living cost
32 814
32 814
32 814
32 814
Free-cash
14 473
27 970
8 177
16 146

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽68399
₽71845
₽72118
₽77317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 275
total
-
-
-
24 651
Employee
20 458
-
102 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
10 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
14 777
-
Employer
20 458
-
102 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
84 028
108 500
-
-
income
8 402
10 850
-
-
total
8 402
10 850
-
-
Dividends
75 625
97 650
-
-
withholding
3 781
4 883
-
-
total
3 781
4 883
-
-
Income
108 500
108 500
108 500
108 500
Total tax
21 205
15 733
20 932
24 651
After tax
87 295
92 767
87 568
83 849
Living cost
15 450
15 450
15 450
15 450
Free-cash
71 845
77 317
72 118
68 399

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽72073
₽76819
₽75792
₽80991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 275
total
-
-
-
24 651
Employee
15 593
-
102 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
10 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
14 777
-
Employer
15 593
-
102 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
89 848
108 500
-
-
income
8 985
10 850
-
-
total
8 985
10 850
-
-
Dividends
80 863
97 650
-
-
withholding
4 044
4 883
-
-
total
4 044
4 883
-
-
Income
108 500
108 500
108 500
108 500
Total tax
19 905
15 733
20 932
24 651
After tax
88 595
92 767
87 568
83 849
Living cost
11 776
11 776
11 776
11 776
Free-cash
76 819
80 991
75 792
72 073

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽55263
₽53581
₽54088
₽58478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
health
-
-
-
2 767
social contributions
-
-
-
14 561
income
-
-
-
15 072
total
-
-
-
32 400
Employee
69 203
69 203
98 922
-
income
7 535
6 406
14 568
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 682
-
total
10 687
13 326
23 997
-
Employer
69 203
69 203
98 922
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 831
-
total
3 198
7 024
9 578
-
Corporate
73 777
32 273
-
-
income
9 222
4 034
-
-
total
9 222
4 034
-
-
Dividends
64 555
28 239
-
-
withholding
10 975
4 801
-
-
total
10 975
4 801
-
-
Income
108 500
108 500
108 500
108 500
Total tax
34 082
29 185
33 575
32 400
After tax
74 418
79 315
74 925
76 100
Living cost
20 837
20 837
20 837
20 837
Free-cash
53 581
58 478
54 088
55 263

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽46910
₽46393
₽45735
₽50125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
health
-
-
-
2 767
social contributions
-
-
-
14 561
income
-
-
-
15 072
total
-
-
-
32 400
Employee
69 203
69 203
98 922
-
income
7 267
6 406
14 568
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 682
-
total
11 318
13 326
23 997
-
Employer
69 203
69 203
98 922
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 831
-
total
4 113
7 024
9 578
-
Corporate
63 879
32 273
-
-
income
7 984
4 034
-
-
total
7 984
4 034
-
-
Dividends
55 895
28 239
-
-
withholding
9 502
4 801
-
-
total
9 502
4 801
-
-
Income
108 500
108 500
108 500
108 500
Total tax
32 917
29 185
33 575
32 400
After tax
75 583
79 315
74 925
76 100
Living cost
29 190
29 190
29 190
29 190
Free-cash
46 393
50 125
45 735
46 910

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽33595
₽46519
₽34288
₽53930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
health
-
-
-
14 648
social contributions
-
-
-
29 891
income
-
-
-
9 594
solidarity contribution
-
-
-
-
total
-
-
-
54 133
Employee
30 548
-
80 970
-
income
3 666
-
9 716
-
social contributions
1 986
-
5 263
-
health
4 124
-
10 931
-
solidarity contribution
-
-
-
-
total
9 776
-
25 910
-
Employer
30 548
-
80 970
-
social contributions
7 637
-
20 243
-
health
2 749
-
7 287
-
total
10 386
-
27 530
-
Corporate
67 566
108 500
-
-
income
12 838
20 615
-
-
total
12 838
20 615
-
-
Dividends
54 729
87 885
-
-
withholding
8 209
13 183
-
-
total
8 209
13 183
-
-
Income
108 500
108 500
108 500
108 500
Total tax
41 209
33 798
53 440
54 133
After tax
67 291
74 702
55 060
54 367
Living cost
20 772
20 772
20 772
20 772
Free-cash
46 519
53 930
34 288
33 595

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽28770
₽39973
₽29463
₽49105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
health
-
-
-
14 648
social contributions
-
-
-
29 891
income
-
-
-
9 594
solidarity contribution
-
-
-
-
total
-
-
-
54 133
Employee
37 643
-
80 970
-
income
4 517
-
9 716
-
social contributions
2 447
-
5 263
-
health
5 082
-
10 931
-
solidarity contribution
-
-
-
-
total
12 046
-
25 910
-
Employer
37 643
-
80 970
-
social contributions
9 411
-
20 243
-
health
3 388
-
7 287
-
total
12 799
-
27 530
-
Corporate
58 059
108 500
-
-
income
11 031
20 615
-
-
total
11 031
20 615
-
-
Dividends
47 028
87 885
-
-
withholding
7 054
13 183
-
-
total
7 054
13 183
-
-
Income
108 500
108 500
108 500
108 500
Total tax
42 930
33 798
53 440
54 133
After tax
65 570
74 702
55 060
54 367
Living cost
25 597
25 597
25 597
25 597
Free-cash
39 973
49 105
29 463
28 770

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽22738
-₽88184
-₽88184
-₽88184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
national
-
-
-
11 785
pensions
-
-
-
782
municipal
-
-
-
21 101
labour market
-
-
-
8 618
total
-
-
-
42 286
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
108 500
108 500
108 500
108 500
Total tax
153 209
153 209
153 209
42 286
After tax
-44 709
-44 709
-44 709
66 214
Living cost
43 476
43 476
43 476
43 476
Free-cash
-88 184
-88 184
-88 184
22 738

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽36419
₽59473
₽40799
₽65063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
health
-
-
-
14 105
pensions
-
-
-
21 700
income
-
-
-
14 539
total
-
-
-
50 344
Employee
25 530
-
81 091
-
unemployment
408
-
1 298
-
income
2 874
-
15 634
-
pensions
511
-
1 622
-
total
3 793
-
18 554
-
Employer
25 530
-
81 091
-
pensions
5 106
-
16 218
-
health
3 318
-
10 543
-
unemployment
205
-
649
-
total
8 629
-
27 410
-
Corporate
74 340
108 500
-
-
income
14 868
21 700
-
-
total
14 868
21 700
-
-
Dividends
59 471
86 800
-
-
total
-
-
-
-
Income
108 500
108 500
108 500
108 500
Total tax
27 290
21 700
45 964
50 344
After tax
81 210
86 800
62 536
58 156
Living cost
21 737
21 737
21 737
21 737
Free-cash
59 473
65 063
40 799
36 419

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽40423
₽36059
₽25543
₽36177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
108 500
national
-
-
-
12 933
health
-
-
-
1 295
municipal
-
-
-
19 297
total
-
-
-
33 525
Employee
47 349
-
91 276
-
unemployment
710
-
1 370
-
municipal
7 755
-
14 889
-
national
782
-
7 729
-
pensions
3 195
-
6 162
-
health
354
-
1 030
-
total
12 796
-
31 180
-
Employer
47 349
-
91 276
-
pensions
8 215
-
15 837
-
health
364
-
704
-
accident
48
-
91
-
unemployment
307
-
593
-
total
8 934
-
17 225
-
Corporate
52 218
108 500
-
-
income
10 443
21 700
-
-
total
10 443
21 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 331
65 100
-
-
municipal
5 639
11 718
-
-
national
77
4 353
-
-
total
5 716
16 071
-
-
Income
108 500
108 500
108 500
108 500
Total tax
37 889
37 771
48 405
33 525
After tax
70 611
70 729
60 095
74 975
Living cost
34 552
34 552
34 552
34 552
Free-cash
36 059
36 177
25 543
40 423

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽34213
₽31945
₽37445
₽26943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
-
health
-
-
-
3 026
pensions
-
-
-
24 115
social contributions
-
-
-
3 091
income
-
-
-
12 952
other
-
-
-
3 363
total
-
-
-
46 547
Employee
34 382
-
86 780
-
income
1 773
-
14 291
-
surtax
-
-
-
-
social contributions
980
-
2 473
-
pensions
3 889
-
4 830
-
total
6 642
-
21 594
-
Employer
34 382
-
86 780
-
pensions
5 650
-
8 347
-
social contributions
102
-
260
-
other
1 187
-
2 994
-
health
2 406
-
6 605
-
unemployment
1 392
-
3 515
-
total
10 737
-
21 721
-
Corporate
63 381
108 500
-
-
income
17 746
30 381
-
-
surtax
-
-
-
-
total
17 746
30 381
-
-
Dividends
45 635
78 119
-
-
withholding
5 841
9 999
-
-
social contributions
7 849
13 437
-
-
surtax
-
-
-
-
total
13 690
23 436
-
-
Income
108 500
108 500
108 500
108 500
Total tax
48 815
53 817
43 315
46 547
After tax
59 685
54 683
65 185
61 953
Living cost
27 740
27 740
27 740
27 740
Free-cash
31 945
26 943
37 445
34 213

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31162
₽29210
₽34394
₽23892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
-
health
-
-
-
3 026
pensions
-
-
-
24 115
social contributions
-
-
-
3 091
income
-
-
-
12 952
other
-
-
-
3 363
total
-
-
-
46 547
Employee
38 517
-
86 780
-
income
2 273
-
14 291
-
surtax
-
-
-
-
social contributions
1 098
-
2 473
-
pensions
4 355
-
4 830
-
total
7 726
-
21 594
-
Employer
38 517
-
86 780
-
pensions
6 328
-
8 347
-
social contributions
116
-
260
-
other
1 329
-
2 994
-
health
2 697
-
6 605
-
unemployment
1 559
-
3 515
-
total
12 029
-
21 721
-
Corporate
57 955
108 500
-
-
income
16 228
30 381
-
-
surtax
-
-
-
-
total
16 228
30 381
-
-
Dividends
41 727
78 119
-
-
withholding
5 340
9 999
-
-
social contributions
7 176
13 437
-
-
surtax
-
-
-
-
total
12 516
23 436
-
-
Income
108 500
108 500
108 500
108 500
Total tax
48 499
53 817
43 315
46 547
After tax
60 001
54 683
65 185
61 953
Living cost
30 791
30 791
30 791
30 791
Free-cash
29 210
23 892
34 394
31 162

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽18486
₽17405
₽21718
₽11216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
-
health
-
-
-
3 026
pensions
-
-
-
24 115
social contributions
-
-
-
3 091
income
-
-
-
12 952
other
-
-
-
3 363
total
-
-
-
46 547
Employee
56 366
-
86 780
-
income
4 918
-
14 291
-
surtax
-
-
-
-
social contributions
1 605
-
2 473
-
pensions
6 375
-
4 830
-
total
12 898
-
21 594
-
Employer
56 366
-
86 780
-
pensions
9 262
-
8 347
-
social contributions
169
-
260
-
other
1 945
-
2 994
-
health
3 945
-
6 605
-
unemployment
2 283
-
3 515
-
total
17 604
-
21 721
-
Corporate
34 529
108 500
-
-
income
9 668
30 381
-
-
surtax
-
-
-
-
total
9 668
30 381
-
-
Dividends
24 861
78 119
-
-
withholding
3 182
9 999
-
-
social contributions
4 276
13 437
-
-
surtax
-
-
-
-
total
7 458
23 436
-
-
Income
108 500
108 500
108 500
108 500
Total tax
47 628
53 817
43 315
46 547
After tax
60 872
54 683
65 185
61 953
Living cost
43 467
43 467
43 467
43 467
Free-cash
17 405
11 216
21 718
18 486

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽101592
₽96161
₽80977
₽97252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
108 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 085
total
-
-
-
1 085
Employee
7 278
-
108 500
-
income
1 455
-
21 700
-
total
1 455
-
21 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 222
108 500
-
-
total
-
-
-
-
Dividends
101 222
108 500
-
-
withholding
5 061
5 425
-
-
total
5 061
5 425
-
-
Income
108 500
108 500
108 500
108 500
Total tax
6 516
5 425
21 700
1 085
After tax
101 984
103 075
86 800
107 415
Living cost
5 823
5 823
5 823
5 823
Free-cash
96 161
97 252
80 977
101 592

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽98342
₽92301
₽77727
₽94002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
108 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 085
total
-
-
-
1 085
Employee
11 342
-
108 500
-
income
2 268
-
21 700
-
total
2 268
-
21 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

97 158
108 500
-
-
total
-
-
-
-
Dividends
97 158
108 500
-
-
withholding
4 858
5 425
-
-
total
4 858
5 425
-
-
Income
108 500
108 500
108 500
108 500
Total tax
7 126
5 425
21 700
1 085
After tax
101 374
103 075
86 800
107 415
Living cost
9 073
9 073
9 073
9 073
Free-cash
92 301
94 002
77 727
98 342

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽28510
₽32949
₽38076
₽21176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 539
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 992
trade
-
-
-
9 566
total
-
-
-
45 245
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
108 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
27 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 539
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
35 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 721
108 500
-
-
trade
9 144
15 570
-
-
income
9 559
16 276
-
-
chamber of commerce
231
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

526
895
-
-
total
19 460
33 036
-
-
Dividends
44 262
75 464
-
-
withholding
10 724
18 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

589
1 020
-
-
total
11 313
19 543
-
-
Income
108 500
108 500
108 500
108 500
Total tax
40 806
52 579
35 679
45 245
After tax
67 694
55 921
72 821
63 255
Living cost
34 745
34 745
34 745
34 745
Free-cash
32 949
21 176
38 076
28 510

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35064
₽37501
₽45562
₽27546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 539
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 992
trade
-
-
-
10 498
total
-
-
-
46 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
108 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
27 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 539
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
35 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 078
108 500
-
-
trade
11 668
17 089
-
-
income
11 111
16 276
-
-
chamber of commerce
243
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

611
895
-
-
total
23 633
34 552
-
-
Dividends
50 445
73 949
-
-
withholding
12 269
18 146
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

675
997
-
-
total
12 944
19 143
-
-
Income
108 500
108 500
108 500
108 500
Total tax
43 740
53 695
35 679
46 177
After tax
64 760
54 805
72 821
62 323
Living cost
27 259
27 259
27 259
27 259
Free-cash
37 501
27 546
45 562
35 064

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽26501
₽31539
₽37467
₽18893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 539
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 992
trade
-
-
-
10 966
total
-
-
-
46 645
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
108 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
27 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 539
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
35 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 861
108 500
-
-
trade
10 341
17 849
-
-
income
9 429
16 276
-
-
chamber of commerce
225
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

519
895
-
-
total
20 514
35 310
-
-
Dividends
42 347
73 190
-
-
withholding
10 245
17 956
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

564
987
-
-
total
10 809
18 943
-
-
Income
108 500
108 500
108 500
108 500
Total tax
41 607
54 253
35 679
46 645
After tax
66 893
54 247
72 821
61 855
Living cost
35 354
35 354
35 354
35 354
Free-cash
31 539
18 893
37 467
26 501

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20161
₽27056
₽31593
₽12461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 539
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 992
trade
-
-
-
11 432
total
-
-
-
47 111
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
108 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
27 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 539
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
35 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 414
108 500
-
-
trade
9 332
18 607
-
-
income
8 162
16 276
-
-
chamber of commerce
213
289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
895
-
-
total
18 156
36 067
-
-
Dividends
36 258
72 434
-
-
withholding
8 722
17 767
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
977
-
-
total
9 202
18 744
-
-
Income
108 500
108 500
108 500
108 500
Total tax
40 216
54 811
35 679
47 111
After tax
68 284
53 689
72 821
61 389
Living cost
41 228
41 228
41 228
41 228
Free-cash
27 056
12 461
31 593
20 161

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32755
₽45169
₽30970
₽48032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
3 059
unemployment
-
-
-
205
health
-
-
-
7 704
pensions
-
-
-
21 700
income
-
-
-
22 863
other
-
-
-
-
total
-
-
-
55 531
Employee
30 307
-
89 632
-
unemployment
2 109
-
6 239
-
other
-
-
-
-
income
5 081
-
21 170
-
surtax
108
-
2 775
-
pensions
2 022
-
5 979
-
health
774
-
2 285
-
total
10 094
-
38 448
-
Employer
30 307
-
89 632
-
pensions
4 041
-
11 948
-
other
-
-
-
-
health
1 378
-
4 078
-
unemployment
962
-
2 842
-
total
6 381
-
18 868
-
Corporate
71 812
108 500
-
-
income
18 672
28 210
-
-
total
18 672
28 210
-
-
Dividends
53 140
80 290
-
-
withholding
7 970
12 044
-
-
total
7 970
12 044
-
-
Income
108 500
108 500
108 500
108 500
Total tax
43 117
40 254
57 316
55 531
After tax
65 383
68 246
51 184
52 969
Living cost
20 214
20 214
20 214
20 214
Free-cash
45 169
48 032
30 970
32 755

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33110
₽45587
₽31325
₽48387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
surtax
-
-
-
3 059
unemployment
-
-
-
205
health
-
-
-
7 704
pensions
-
-
-
21 700
income
-
-
-
22 863
other
-
-
-
-
total
-
-
-
55 531
Employee
29 761
-
89 632
-
unemployment
2 072
-
6 239
-
other
-
-
-
-
income
4 989
-
21 170
-
surtax
97
-
2 775
-
pensions
1 985
-
5 979
-
health
760
-
2 285
-
total
9 903
-
38 448
-
Employer
29 761
-
89 632
-
pensions
3 967
-
11 948
-
other
-
-
-
-
health
1 354
-
4 078
-
unemployment
943
-
2 842
-
total
6 264
-
18 868
-
Corporate
72 475
108 500
-
-
income
18 843
28 210
-
-
total
18 843
28 210
-
-
Dividends
53 632
80 290
-
-
withholding
8 044
12 044
-
-
total
8 044
12 044
-
-
Income
108 500
108 500
108 500
108 500
Total tax
43 054
40 254
57 316
55 531
After tax
65 446
68 246
51 184
52 969
Living cost
19 859
19 859
19 859
19 859
Free-cash
45 587
48 387
31 325
33 110

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽57298
₽43592
₽45032
₽43220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
unemployment
-
-
-
1 627
health
-
-
-
7 595
pensions
-
-
-
10 850
income
-
-
-
13 264
total
-
-
-
33 336
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
90 795
-
unemployment
387
154
1 362
-
income
3 153
1 255
11 100
-
pensions
2 579
1 026
9 079
-
health
1 805
718
6 356
-
total
7 924
3 153
27 897
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
90 795
-
pensions
5 029
2 001
17 705
-
total
5 029
2 001
17 705
-
Corporate
77 682
96 235
-
-
income
6 991
8 661
-
-
total
6 991
8 661
-
-
Dividends
70 690
87 574
-
-
withholding
13 431
16 639
-
-
social contributions
13 667
16 960
-
-
total
27 098
33 599
-
-
Income
108 500
108 500
108 500
108 500
Total tax
47 042
47 414
45 602
33 336
After tax
61 458
61 086
62 898
75 164
Living cost
17 866
17 866
17 866
17 866
Free-cash
43 592
43 220
45 032
57 298

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽21213
₽23408
₽22064
₽24133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
national
-
-
-
17 948
pensions
-
-
-
13 020
social contributions
-
-
-
1 166
municipal
-
-
-
11 582
total
-
-
-
43 716
Employee
67 543
-
93 797
-
municipal
8 343
-
12 002
-
national
12 928
-
18 599
-
pensions
2 702
-
3 752
-
total
23 973
-
34 353
-
Employer
67 543
-
93 797
-
pensions
5 403
-
7 504
-
social contributions
726
-
1 008
-
total
6 129
-
8 512
-
Corporate
30 369
108 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 074
21 700
-
-
total
6 074
21 700
-
-
Dividends
24 295
86 800
-
-
withholding
5 345
19 096
-
-
total
5 345
19 096
-
-
Income
108 500
108 500
108 500
108 500
Total tax
41 521
40 796
42 865
43 716
After tax
66 979
67 704
65 635
64 784
Living cost
43 571
43 571
43 571
43 571
Free-cash
23 408
24 133
22 064
21 213

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18671
₽26672
₽18671
₽24684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
social contributions
-
-
-
10 039
income
-
-
-
28 524
total
-
-
-
38 563
Employee
70 397
-
108 500
-
social contributions
5 848
-
10 039
-
income
13 284
-
28 524
-
total
19 132
-
38 563
-
Employer
70 397
-
108 500
-
total
-
-
-
-
Corporate
38 103
108 500
-
-
income
4 763
13 562
-
-
total
4 763
13 562
-
-
Dividends
33 340
94 938
-
-
withholding
6 667
18 988
-
-
total
6 667
18 988
-
-
Income
108 500
108 500
108 500
108 500
Total tax
30 562
32 550
38 563
38 563
After tax
77 938
75 950
69 937
69 937
Living cost
51 266
51 266
51 266
51 266
Free-cash
26 672
24 684
18 671
18 671

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽16404
₽15216
₽11241
₽19915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
national
-
-
-
24 340
regional
-
-
-
1 229
social contributions
-
-
-
27 906
municipal
-
-
-
646
total
-
-
-
54 121
Employee
79 983
-
108 500
-
municipal
424
-
576
-
national
13 859
-
21 042
-
social contributions
26 970
-
36 585
-
regional
755
-
1 081
-
total
42 008
-
59 284
-
Employer
79 983
-
108 500
-
total
-
-
-
-
Corporate
28 517
108 500
-
-
nationa
6 843
26 039
-
-
municipal
1 112
4 232
-
-
total
7 955
30 271
-
-
Dividends
20 562
78 229
-
-
withholding
5 346
20 339
-
-
total
5 346
20 339
-
-
Income
108 500
108 500
108 500
108 500
Total tax
55 309
50 610
59 284
54 121
After tax
53 191
57 890
49 216
54 379
Living cost
37 975
37 975
37 975
37 975
Free-cash
15 216
19 915
11 241
16 404

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽29728
₽30789
₽24595
₽32788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
national
-
-
-
24 340
regional
-
-
-
1 637
social contributions
-
-
-
27 906
municipal
-
-
-
646
total
-
-
-
54 529
Employee
49 922
-
108 500
-
municipal
265
-
576
-
national
7 909
-
21 042
-
social contributions
16 834
-
36 585
-
regional
672
-
1 459
-
total
25 680
-
59 662
-
Employer
49 922
-
108 500
-
total
-
-
-
-
Corporate
58 578
108 500
-
-
nationa
14 059