Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 107500
per

Your estimated
City
free-cash

Andorra , Andorra
₽53192
₽65719
₽56047
₽68837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
social contributions
-
-
-
23 651
income
-
-
-
2 745
total
-
-
-
26 396
Employee
29 853
-
93 073
-
social contributions
1 940
-
6 051
-
income
-
-
3 063
-
total
1 940
-
9 114
-
Employer
29 853
-
93 073
-
social contributions
4 627
-
14 427
-
total
4 627
-
14 427
-
Corporate
73 020
107 500
-
-
income
7 302
10 751
-
-
total
7 302
10 751
-
-
Dividends
65 718
96 749
-
-
total
-
-
-
-
Income
107 500
107 500
107 500
107 500
Total tax
13 869
10 751
23 541
26 396
After tax
93 631
96 749
83 959
81 104
Living cost
27 912
27 912
27 912
27 912
Free-cash
65 719
68 837
56 047
53 192

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23789
₽30031
₽1138
₽30488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 224
chamber of commerce
-
-
-
430
pensions
-
-
-
19 887
income
-
-
-
19 850
total
-
-
-
54 086
Employee
40 590
37 005
83 475
-
unemployment
1 218
1 110
2 504
-
other
405
370
835
-
income
3 616
2 730
17 609
-
pensions
4 157
3 789
8 548
-
health
1 570
1 433
3 230
-
total
10 966
9 432
32 726
-
Employer
40 590
37 005
83 475
-
pensions
5 094
4 645
10 476
-
surtax
-
-
-
-
payroll
1 218
1 110
2 504
-
other
1 928
1 757
3 965
-
health
1 535
1 399
3 156
-
accident
527
481
1 085
-
unemployment
1 218
1 110
2 504
-
chamber of commerce
162
148
333
-
total
11 682
10 650
24 023
-
Corporate
55 228
59 845
79 953
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 806
14 961
19 988
-
total
13 806
14 961
19 988
-
Dividends
41 422
44 884
-
-
withholding
11 390
12 344
-
-
total
11 390
12 344
-
-
Income
107 500
107 500
107 500
107 500
Total tax
47 844
47 387
76 737
54 086
After tax
59 656
60 113
30 763
53 414
Living cost
29 625
29 625
29 625
29 625
Free-cash
30 031
30 488
1 138
23 789

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20512
₽25862
-₽1991
₽27296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 224
chamber of commerce
-
-
-
430
pensions
-
-
-
19 887
income
-
-
-
19 850
total
-
-
-
54 269
Employee
46 406
37 005
83 332
-
unemployment
1 392
1 110
2 500
-
other
463
370
833
-
income
5 283
2 730
17 560
-
pensions
4 752
3 789
8 534
-
health
1 796
1 433
3 225
-
total
13 686
9 432
32 652
-
Employer
46 406
37 005
83 332
-
pensions
5 824
4 645
10 458
-
surtax
183
183
183
-
payroll
1 392
1 110
2 500
-
other
2 204
1 757
3 958
-
health
1 753
1 399
3 151
-
accident
603
481
1 084
-
unemployment
1 392
1 110
2 500
-
chamber of commerce
185
148
333
-
total
13 536
10 833
24 167
-
Corporate
47 558
59 662
79 808
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 889
14 915
19 953
-
total
11 889
14 915
19 953
-
Dividends
35 668
44 747
-
-
withholding
9 808
12 305
-
-
total
9 808
12 305
-
-
Income
107 500
107 500
107 500
107 500
Total tax
48 919
47 485
76 772
54 269
After tax
58 581
60 015
30 728
53 231
Living cost
32 719
32 719
32 719
32 719
Free-cash
25 862
27 296
-1 991
20 512

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14977
₽12454
₽7126
₽26381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
national
-
-
-
35 990
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 415
social contributions
-
-
-
17 261
total
-
-
-
58 666
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
83 260
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
724
-
national
20 420
-
27 059
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 342
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
6 245
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 912
-
total
32 565
-
42 282
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
83 260
-
surtax
7 531
-
9 442
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
7 376
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 119
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 082
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 216
-
total
19 334
-
24 235
-
Corporate
21 745
107 500
-
-
income
4 349
21 500
-
-
surtax
86
430
-
-
total
4 435
21 930
-
-
Dividends
17 309
85 570
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 855
25 332
-
-
total
4 855
25 332
-
-
Income
107 500
107 500
107 500
107 500
Total tax
61 189
47 262
66 517
58 666
After tax
46 311
60 238
40 983
48 834
Living cost
33 857
33 857
33 857
33 857
Free-cash
12 454
26 381
7 126
14 977

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66737
₽70277
₽70349
₽75937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 125
total
-
-
-
24 787
Employee
21 155
-
101 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
10 113
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
14 810
-
Employer
21 155
-
101 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
82 195
107 500
-
-
income
8 220
10 750
-
-
total
8 220
10 750
-
-
Dividends
73 975
96 750
-
-
withholding
3 699
4 837
-
-
total
3 699
4 837
-
-
Income
107 500
107 500
107 500
107 500
Total tax
21 247
15 587
21 175
24 787
After tax
86 253
91 913
86 325
82 713
Living cost
15 976
15 976
15 976
15 976
Free-cash
70 277
75 937
70 349
66 737

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70536
₽75422
₽74149
₽79736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 125
total
-
-
-
24 787
Employee
16 123
-
101 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
10 113
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
14 810
-
Employer
16 123
-
101 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
88 213
107 500
-
-
income
8 821
10 750
-
-
total
8 821
10 750
-
-
Dividends
79 392
96 750
-
-
withholding
3 969
4 837
-
-
total
3 969
4 837
-
-
Income
107 500
107 500
107 500
107 500
Total tax
19 902
15 587
21 175
24 787
After tax
87 598
91 913
86 325
82 713
Living cost
12 176
12 176
12 176
12 176
Free-cash
75 422
79 736
74 149
70 536

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽53985
₽52052
₽52802
₽57105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
health
-
-
-
2 742
social contributions
-
-
-
15 024
income
-
-
-
14 250
total
-
-
-
32 016
Employee
71 403
71 403
97 699
-
income
7 775
6 610
13 743
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 662
-
total
11 028
13 750
23 398
-
Employer
71 403
71 403
97 699
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
1 808
-
total
3 301
7 248
9 801
-
Corporate
71 673
28 850
-
-
income
8 959
3 607
-
-
total
8 959
3 607
-
-
Dividends
62 714
25 243
-
-
withholding
10 661
4 291
-
-
total
10 661
4 291
-
-
Income
107 500
107 500
107 500
107 500
Total tax
33 949
28 896
33 199
32 016
After tax
73 551
78 604
74 301
75 484
Living cost
21 499
21 499
21 499
21 499
Free-cash
52 052
57 105
52 802
53 985

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽45366
₽44635
₽44183
₽48486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
health
-
-
-
2 742
social contributions
-
-
-
15 024
income
-
-
-
14 250
total
-
-
-
32 016
Employee
71 403
71 403
97 699
-
income
7 498
6 610
13 743
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 662
-
total
11 678
13 750
23 398
-
Employer
71 403
71 403
97 699
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
1 808
-
total
4 244
7 248
9 801
-
Corporate
61 461
28 850
-
-
income
7 683
3 607
-
-
total
7 683
3 607
-
-
Dividends
53 778
25 243
-
-
withholding
9 142
4 291
-
-
total
9 142
4 291
-
-
Income
107 500
107 500
107 500
107 500
Total tax
32 747
28 896
33 199
32 016
After tax
74 753
78 604
74 301
75 484
Living cost
30 118
30 118
30 118
30 118
Free-cash
44 635
48 486
44 183
45 366

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽31293
₽44875
₽33075
₽52537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
health
-
-
-
14 513
social contributions
-
-
-
30 904
income
-
-
-
9 313
solidarity contribution
-
-
-
-
total
-
-
-
54 730
Employee
31 583
-
80 224
-
income
3 790
-
9 627
-
social contributions
2 053
-
5 215
-
health
4 264
-
10 830
-
solidarity contribution
-
-
-
-
total
10 107
-
25 672
-
Employer
31 583
-
80 224
-
social contributions
7 896
-
20 056
-
health
2 842
-
7 220
-
total
10 738
-
27 276
-
Corporate
65 179
107 500
-
-
income
12 384
20 425
-
-
total
12 384
20 425
-
-
Dividends
52 795
87 075
-
-
withholding
7 919
13 061
-
-
total
7 919
13 061
-
-
Income
107 500
107 500
107 500
107 500
Total tax
41 148
33 486
52 948
54 730
After tax
66 352
74 014
54 552
52 770
Living cost
21 477
21 477
21 477
21 477
Free-cash
44 875
52 537
33 075
31 293

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26305
₽38107
₽28087
₽47549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
health
-
-
-
14 513
social contributions
-
-
-
30 904
income
-
-
-
9 313
solidarity contribution
-
-
-
-
total
-
-
-
54 730
Employee
38 919
-
80 224
-
income
4 670
-
9 627
-
social contributions
2 530
-
5 215
-
health
5 254
-
10 830
-
solidarity contribution
-
-
-
-
total
12 454
-
25 672
-
Employer
38 919
-
80 224
-
social contributions
9 730
-
20 056
-
health
3 503
-
7 220
-
total
13 233
-
27 276
-
Corporate
55 349
107 500
-
-
income
10 516
20 425
-
-
total
10 516
20 425
-
-
Dividends
44 833
87 075
-
-
withholding
6 725
13 061
-
-
total
6 725
13 061
-
-
Income
107 500
107 500
107 500
107 500
Total tax
42 928
33 486
52 948
54 730
After tax
64 572
74 014
54 552
52 770
Living cost
26 465
26 465
26 465
26 465
Free-cash
38 107
47 549
28 087
26 305

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽20980
-₽95366
-₽95366
-₽95366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
national
-
-
-
11 620
pensions
-
-
-
807
municipal
-
-
-
20 715
labour market
-
-
-
8 536
total
-
-
-
41 678
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
107 500
107 500
107 500
107 500
Total tax
158 024
158 024
158 024
41 678
After tax
-50 524
-50 524
-50 524
65 822
Living cost
44 842
44 842
44 842
44 842
Free-cash
-95 366
-95 366
-95 366
20 980

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽35192
₽57803
₽39532
₽63572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
health
-
-
-
13 975
pensions
-
-
-
21 500
income
-
-
-
14 405
total
-
-
-
49 880
Employee
26 342
-
80 344
-
unemployment
421
-
1 286
-
income
2 966
-
15 491
-
pensions
527
-
1 607
-
total
3 914
-
18 384
-
Employer
26 342
-
80 344
-
pensions
5 269
-
16 069
-
health
3 424
-
10 444
-
unemployment
211
-
643
-
total
8 904
-
27 156
-
Corporate
72 254
107 500
-
-
income
14 451
21 500
-
-
total
14 451
21 500
-
-
Dividends
57 803
86 000
-
-
total
-
-
-
-
Income
107 500
107 500
107 500
107 500
Total tax
27 269
21 500
45 540
49 880
After tax
80 231
86 000
61 960
57 620
Living cost
22 428
22 428
22 428
22 428
Free-cash
57 803
63 572
39 532
35 192

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽39046
₽34205
₽24308
₽34707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
107 500
national
-
-
-
12 414
health
-
-
-
1 269
municipal
-
-
-
19 121
total
-
-
-
32 804
Employee
48 854
-
90 435
-
unemployment
733
-
1 357
-
municipal
8 002
-
14 754
-
national
807
-
7 258
-
pensions
3 297
-
6 104
-
health
365
-
1 004
-
total
13 204
-
30 477
-
Employer
48 854
-
90 435
-
pensions
8 476
-
15 690
-
health
375
-
696
-
accident
49
-
90
-
unemployment
317
-
589
-
total
9 217
-
17 065
-
Corporate
49 428
107 500
-
-
income
9 886
21 500
-
-
total
9 886
21 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 657
64 500
-
-
municipal
5 338
11 611
-
-
national
-
4 032
-
-
total
5 338
15 643
-
-
Income
107 500
107 500
107 500
107 500
Total tax
37 645
37 143
47 542
32 804
After tax
69 855
70 357
59 958
74 696
Living cost
35 650
35 650
35 650
35 650
Free-cash
34 205
34 707
24 308
39 046

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32863
₽30715
₽36665
₽25557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
-
health
-
-
-
2 797
pensions
-
-
-
24 512
social contributions
-
-
-
3 064
income
-
-
-
12 310
other
-
-
-
3 332
total
-
-
-
46 015
Employee
35 475
-
86 296
-
income
1 829
-
13 894
-
surtax
-
-
-
-
social contributions
1 011
-
2 460
-
pensions
4 012
-
4 656
-
total
6 852
-
21 010
-
Employer
35 475
-
86 296
-
pensions
5 829
-
8 078
-
social contributions
106
-
259
-
other
1 225
-
2 978
-
health
2 483
-
6 394
-
unemployment
1 436
-
3 494
-
total
11 079
-
21 203
-
Corporate
60 947
107 500
-
-
income
17 065
30 101
-
-
surtax
-
-
-
-
total
17 065
30 101
-
-
Dividends
43 882
77 399
-
-
withholding
5 618
9 907
-
-
social contributions
7 549
13 313
-
-
surtax
-
-
-
-
total
13 167
23 220
-
-
Income
107 500
107 500
107 500
107 500
Total tax
48 163
53 321
42 213
46 015
After tax
59 337
54 179
65 287
61 485
Living cost
28 622
28 622
28 622
28 622
Free-cash
30 715
25 557
36 665
32 863

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽29716
₽27895
₽33518
₽22410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
-
health
-
-
-
2 797
pensions
-
-
-
24 512
social contributions
-
-
-
3 064
income
-
-
-
12 310
other
-
-
-
3 332
total
-
-
-
46 015
Employee
39 741
-
86 296
-
income
2 345
-
13 894
-
surtax
-
-
-
-
social contributions
1 133
-
2 460
-
pensions
4 493
-
4 656
-
total
7 971
-
21 010
-
Employer
39 741
-
86 296
-
pensions
6 529
-
8 078
-
social contributions
120
-
259
-
other
1 371
-
2 978
-
health
2 782
-
6 394
-
unemployment
1 609
-
3 494
-
total
12 411
-
21 203
-
Corporate
55 348
107 500
-
-
income
15 498
30 101
-
-
surtax
-
-
-
-
total
15 498
30 101
-
-
Dividends
39 850
77 399
-
-
withholding
5 101
9 907
-
-
social contributions
6 855
13 313
-
-
surtax
-
-
-
-
total
11 956
23 220
-
-
Income
107 500
107 500
107 500
107 500
Total tax
47 836
53 321
42 213
46 015
After tax
59 664
54 179
65 287
61 485
Living cost
31 769
31 769
31 769
31 769
Free-cash
27 895
22 410
33 518
29 716

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16636
₽15714
₽20438
₽9330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
-
health
-
-
-
2 797
pensions
-
-
-
24 512
social contributions
-
-
-
3 064
income
-
-
-
12 310
other
-
-
-
3 332
total
-
-
-
46 015
Employee
58 158
-
86 296
-
income
5 074
-
13 894
-
surtax
-
-
-
-
social contributions
1 656
-
2 460
-
pensions
6 578
-
4 656
-
total
13 308
-
21 010
-
Employer
58 158
-
86 296
-
pensions
9 556
-
8 078
-
social contributions
174
-
259
-
other
2 007
-
2 978
-
health
4 071
-
6 394
-
unemployment
2 356
-
3 494
-
total
18 164
-
21 203
-
Corporate
31 178
107 500
-
-
income
8 730
30 101
-
-
surtax
-
-
-
-
total
8 730
30 101
-
-
Dividends
22 448
77 399
-
-
withholding
2 874
9 907
-
-
social contributions
3 861
13 313
-
-
surtax
-
-
-
-
total
6 735
23 220
-
-
Income
107 500
107 500
107 500
107 500
Total tax
46 937
53 321
42 213
46 015
After tax
60 563
54 179
65 287
61 485
Living cost
44 849
44 849
44 849
44 849
Free-cash
15 714
9 330
20 438
16 636

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽100476
₽95061
₽80051
₽96176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
107 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 075
total
-
-
-
1 075
Employee
7 436
-
107 500
-
income
1 487
-
21 500
-
total
1 487
-
21 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

100 064
107 500
-
-
total
-
-
-
-
Dividends
100 064
107 500
-
-
withholding
5 003
5 375
-
-
total
5 003
5 375
-
-
Income
107 500
107 500
107 500
107 500
Total tax
6 490
5 375
21 500
1 075
After tax
101 010
102 125
86 000
106 425
Living cost
5 949
5 949
5 949
5 949
Free-cash
95 061
96 176
80 051
100 476

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽97155
₽91116
₽76730
₽92855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
107 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 075
total
-
-
-
1 075
Employee
11 588
-
107 500
-
income
2 318
-
21 500
-
total
2 318
-
21 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 912
107 500
-
-
total
-
-
-
-
Dividends
95 912
107 500
-
-
withholding
4 796
5 375
-
-
total
4 796
5 375
-
-
Income
107 500
107 500
107 500
107 500
Total tax
7 114
5 375
21 500
1 075
After tax
100 386
102 125
86 000
106 425
Living cost
9 270
9 270
9 270
9 270
Free-cash
91 116
92 855
76 730
97 155

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27577
₽31713
₽36809
₽19568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 485
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 012
trade
-
-
-
9 232
total
-
-
-
44 073
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
107 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
27 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 485
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
34 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 298
107 500
-
-
trade
8 797
15 426
-
-
income
9 195
16 125
-
-
chamber of commerce
231
298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

506
886
-
-
total
18 729
32 735
-
-
Dividends
42 570
74 765
-
-
withholding
10 289
18 339
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

566
1 008
-
-
total
10 855
19 347
-
-
Income
107 500
107 500
107 500
107 500
Total tax
39 937
52 082
34 841
44 073
After tax
67 563
55 418
72 659
63 427
Living cost
35 850
35 850
35 850
35 850
Free-cash
31 713
19 568
36 809
27 577

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽34401
₽36454
₽44533
₽26184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 485
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 012
trade
-
-
-
10 132
total
-
-
-
44 973
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
107 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
27 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 485
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
34 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 984
107 500
-
-
trade
11 338
16 931
-
-
income
10 798
16 125
-
-
chamber of commerce
245
296
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

594
886
-
-
total
22 975
34 238
-
-
Dividends
49 009
73 262
-
-
withholding
11 900
17 963
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

654
989
-
-
total
12 554
18 952
-
-
Income
107 500
107 500
107 500
107 500
Total tax
42 920
53 190
34 841
44 973
After tax
64 580
54 310
72 659
62 527
Living cost
28 126
28 126
28 126
28 126
Free-cash
36 454
26 184
44 533
34 401

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25599
₽30328
₽36181
₽17281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 485
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 012
trade
-
-
-
10 582
total
-
-
-
45 423
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
107 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
27 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 485
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
34 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 410
107 500
-
-
trade
9 937
17 683
-
-
income
9 061
16 125
-
-
chamber of commerce
227
294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

499
886
-
-
total
19 724
34 988
-
-
Dividends
40 687
72 511
-
-
withholding
9 819
17 775
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

539
978
-
-
total
10 358
18 753
-
-
Income
107 500
107 500
107 500
107 500
Total tax
40 694
53 741
34 841
45 423
After tax
66 806
53 759
72 659
62 077
Living cost
36 478
36 478
36 478
36 478
Free-cash
30 328
17 281
36 181
25 599

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19088
₽25727
₽30121
₽10668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 485
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 012
trade
-
-
-
11 033
total
-
-
-
45 874
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
107 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
27 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 485
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
34 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 695
107 500
-
-
trade
8 865
18 435
-
-
income
7 753
16 125
-
-
chamber of commerce
213
293
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

426
886
-
-
total
17 257
35 739
-
-
Dividends
34 436
71 760
-
-
withholding
8 256
17 588
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

455
967
-
-
total
8 711
18 555
-
-
Income
107 500
107 500
107 500
107 500
Total tax
39 235
54 294
34 841
45 874
After tax
68 265
53 206
72 659
61 626
Living cost
42 538
42 538
42 538
42 538
Free-cash
25 727
10 668
30 121
19 088

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32256
₽43809
₽30487
₽46761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
2 911
unemployment
-
-
-
211
health
-
-
-
7 634
pensions
-
-
-
21 500
income
-
-
-
22 131
other
-
-
-
-
total
-
-
-
54 387
Employee
31 271
-
88 806
-
unemployment
2 176
-
6 182
-
other
-
-
-
-
income
5 242
-
20 457
-
surtax
111
-
2 633
-
pensions
2 086
-
5 923
-
health
798
-
2 266
-
total
10 413
-
37 461
-
Employer
31 271
-
88 806
-
pensions
4 169
-
11 838
-
other
-
-
-
-
health
1 422
-
4 041
-
unemployment
992
-
2 816
-
total
6 583
-
18 695
-
Corporate
69 646
107 500
-
-
income
18 108
27 949
-
-
total
18 108
27 949
-
-
Dividends
51 538
79 551
-
-
withholding
7 730
11 933
-
-
total
7 730
11 933
-
-
Income
107 500
107 500
107 500
107 500
Total tax
42 834
39 882
56 156
54 387
After tax
64 666
67 618
51 344
53 113
Living cost
20 857
20 857
20 857
20 857
Free-cash
43 809
46 761
30 487
32 256

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32623
₽44239
₽30854
₽47128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
surtax
-
-
-
2 911
unemployment
-
-
-
211
health
-
-
-
7 634
pensions
-
-
-
21 500
income
-
-
-
22 131
other
-
-
-
-
total
-
-
-
54 387
Employee
30 707
-
88 806
-
unemployment
2 137
-
6 182
-
other
-
-
-
-
income
5 147
-
20 457
-
surtax
100
-
2 633
-
pensions
2 048
-
5 923
-
health
784
-
2 266
-
total
10 216
-
37 461
-
Employer
30 707
-
88 806
-
pensions
4 093
-
11 838
-
other
-
-
-
-
health
1 397
-
4 041
-
unemployment
973
-
2 816
-
total
6 463
-
18 695
-
Corporate
70 329
107 500
-
-
income
18 286
27 949
-
-
total
18 286
27 949
-
-
Dividends
52 044
79 551
-
-
withholding
7 806
11 933
-
-
total
7 806
11 933
-
-
Income
107 500
107 500
107 500
107 500
Total tax
42 771
39 882
56 156
54 387
After tax
64 729
67 618
51 344
53 113
Living cost
20 490
20 490
20 490
20 490
Free-cash
44 239
47 128
30 854
32 623

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽55901
₽42358
₽43750
₽41970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
unemployment
-
-
-
1 613
health
-
-
-
7 525
pensions
-
-
-
10 750
income
-
-
-
13 142
total
-
-
-
33 030
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
89 958
-
unemployment
402
160
1 349
-
income
3 277
1 304
10 997
-
pensions
2 681
1 067
8 996
-
health
1 876
747
6 297
-
total
8 236
3 278
27 639
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
89 958
-
pensions
5 227
2 080
17 542
-
total
5 227
2 080
17 542
-
Corporate
75 467
94 752
-
-
income
6 792
8 528
-
-
total
6 792
8 528
-
-
Dividends
68 675
86 224
-
-
withholding
13 048
16 383
-
-
social contributions
13 270
16 692
-
-
total
26 318
33 075
-
-
Income
107 500
107 500
107 500
107 500
Total tax
46 573
46 961
45 181
33 030
After tax
60 927
60 539
62 319
74 470
Living cost
18 570
18 570
18 570
18 570
Free-cash
42 358
41 970
43 750
55 901

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽19450
₽21494
₽20294
₽22239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
national
-
-
-
17 719
pensions
-
-
-
12 900
social contributions
-
-
-
1 156
municipal
-
-
-
11 434
total
-
-
-
43 209
Employee
69 511
-
92 933
-
municipal
8 586
-
11 851
-
national
13 304
-
18 363
-
pensions
2 780
-
3 717
-
total
24 670
-
33 931
-
Employer
69 511
-
92 933
-
pensions
5 561
-
7 435
-
social contributions
747
-
999
-
total
6 308
-
8 434
-
Corporate
27 093
107 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 419
21 500
-
-
total
5 419
21 500
-
-
Dividends
21 674
86 000
-
-
withholding
4 768
18 920
-
-
total
4 768
18 920
-
-
Income
107 500
107 500
107 500
107 500
Total tax
41 165
40 420
42 365
43 209
After tax
66 335
67 080
65 135
64 291
Living cost
44 841
44 841
44 841
44 841
Free-cash
21 494
22 239
20 294
19 450

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17086
₽24405
₽17086
₽22354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
social contributions
-
-
-
9 868
income
-
-
-
27 651
total
-
-
-
37 519
Employee
72 635
-
107 500
-
social contributions
6 034
-
9 868
-
income
13 706
-
27 651
-
total
19 740
-
37 519
-
Employer
72 635
-
107 500
-
total
-
-
-
-
Corporate
34 865
107 500
-
-
income
4 358
13 438
-
-
total
4 358
13 438
-
-
Dividends
30 507
94 062
-
-
withholding
6 102
18 813
-
-
total
6 102
18 813
-
-
Income
107 500
107 500
107 500
107 500
Total tax
30 200
32 251
37 519
37 519
After tax
77 300
75 249
69 981
69 981
Living cost
52 895
52 895
52 895
52 895
Free-cash
24 405
22 354
17 086
17 086

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14957
₽13325
₽9845
₽18175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
national
-
-
-
23 859
regional
-
-
-
1 212
social contributions
-
-
-
27 650
municipal
-
-
-
640
total
-
-
-
53 361
Employee
82 526
-
107 500
-
municipal
437
-
569
-
national
14 300
-
20 591
-
social contributions
27 828
-
36 249
-
regional
779
-
1 064
-
total
43 344
-
58 473
-
Employer
82 526
-
107 500
-
total
-
-
-
-
Corporate
24 974
107 500
-
-
nationa
5 993
25 799
-
-
municipal
974
4 192
-
-
total
6 967
29 991
-
-
Dividends
18 007
77 508
-
-
withholding
4 682
20 152
-
-
total
4 682
20 152
-
-
Income
107 500
107 500
107 500
107 500
Total tax
54 993
50 143
58 473
53 361
After tax
52 507
57 357
49 027
54 139
Living cost
39 182
39 182
39 182
39 182
Free-cash
13 325
18 175
9 845
14 957

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28717
₽29431
₽23631
₽31492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 500
national
-
-
-
23 859
regional
-
-
-
1 620
social contributions
-
-
-
27 650
municipal
-
-
-
640
total
-
-
-
53 769
Employee
51 509
-
107 500
-
municipal
273
-
569
-
national
8 160
-
20 591
-
social contributions
17 369
-
36 249
-
regional
693
-
1 446
-
total
26 495
-
58 855
-
Employer
51 509
-
107 500
-
total
-
-
-
-
Corporate
55 991
107 500
-
-
nationa
13 438