Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 107000
per

Your estimated
City
free-cash

Andorra , Andorra
₽53441
₽66103
₽56283
₽69141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
social contributions
-
-
-
23 539
income
-
-
-
2 860
total
-
-
-
26 399
Employee
29 048
-
92 641
-
social contributions
1 888
-
6 022
-
income
-
-
3 176
-
total
1 888
-
9 198
-
Employer
29 048
-
92 641
-
social contributions
4 503
-
14 359
-
total
4 503
-
14 359
-
Corporate
73 449
107 000
-
-
income
7 346
10 699
-
-
total
7 346
10 699
-
-
Dividends
66 104
96 301
-
-
total
-
-
-
-
Income
107 000
107 000
107 000
107 000
Total tax
13 737
10 699
23 557
26 399
After tax
93 263
96 301
83 443
80 601
Living cost
27 160
27 160
27 160
27 160
Free-cash
66 103
69 141
56 283
53 441

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽24383
₽30526
₽1524
₽30971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
429
pensions
-
-
-
19 528
income
-
-
-
20 218
total
-
-
-
53 791
Employee
39 497
36 008
83 086
-
unemployment
1 185
1 080
2 493
-
other
394
360
832
-
income
3 518
2 656
17 774
-
pensions
4 045
3 687
8 508
-
health
1 528
1 394
3 215
-
total
10 670
9 177
32 822
-
Employer
39 497
36 008
83 086
-
pensions
4 957
4 520
10 427
-
surtax
-
-
-
-
payroll
1 185
1 080
2 493
-
other
1 876
1 710
3 947
-
health
1 493
1 361
3 141
-
accident
513
468
1 080
-
unemployment
1 185
1 080
2 493
-
chamber of commerce
158
144
333
-
total
11 367
10 363
23 914
-
Corporate
56 137
60 629
79 656
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 034
15 158
19 914
-
total
14 034
15 158
19 914
-
Dividends
42 102
45 471
-
-
withholding
11 577
12 505
-
-
total
11 577
12 505
-
-
Income
107 000
107 000
107 000
107 000
Total tax
47 648
47 203
76 650
53 791
After tax
59 352
59 797
30 350
53 209
Living cost
28 826
28 826
28 826
28 826
Free-cash
30 526
30 971
1 524
24 383

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽21193
₽26464
-₽1518
₽27864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
429
pensions
-
-
-
19 528
income
-
-
-
20 218
total
-
-
-
53 969
Employee
45 155
36 008
82 949
-
unemployment
1 355
1 080
2 488
-
other
451
360
830
-
income
5 141
2 656
17 726
-
pensions
4 624
3 687
8 494
-
health
1 747
1 394
3 210
-
total
13 318
9 177
32 748
-
Employer
45 155
36 008
82 949
-
pensions
5 667
4 520
10 410
-
surtax
178
178
178
-
payroll
1 355
1 080
2 488
-
other
2 145
1 710
3 940
-
health
1 706
1 361
3 136
-
accident
586
468
1 079
-
unemployment
1 355
1 080
2 488
-
chamber of commerce
180
144
333
-
total
13 172
10 541
24 052
-
Corporate
48 673
60 450
79 519
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 169
15 113
19 880
-
total
12 169
15 113
19 880
-
Dividends
36 504
45 338
-
-
withholding
10 039
12 467
-
-
total
10 039
12 467
-
-
Income
107 000
107 000
107 000
107 000
Total tax
48 698
47 298
76 680
53 969
After tax
58 302
59 702
30 320
53 031
Living cost
31 838
31 838
31 838
31 838
Free-cash
26 464
27 864
-1 518
21 193

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽15478
₽13454
₽7638
₽27002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
national
-
-
-
36 049
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 393
social contributions
-
-
-
17 135
total
-
-
-
58 577
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
82 873
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
720
-
national
19 870
-
27 138
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
4 323
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
6 216
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
3 896
-
total
31 687
-
42 293
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
82 873
-
surtax
7 328
-
9 396
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
7 342
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 098
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 077
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 211
-
total
18 813
-
24 124
-
Corporate
23 555
107 000
-
-
income
4 712
21 401
-
-
surtax
94
429
-
-
total
4 806
21 830
-
-
Dividends
18 749
85 171
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 295
25 223
-
-
total
5 295
25 223
-
-
Income
107 000
107 000
107 000
107 000
Total tax
60 601
47 053
66 417
58 577
After tax
46 399
59 947
40 583
48 423
Living cost
32 945
32 945
32 945
32 945
Free-cash
13 454
27 002
7 638
15 478

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66926
₽70388
₽70555
₽75907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
16 050
total
-
-
-
24 496
Employee
20 627
-
100 794
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
10 080
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
14 660
-
Employer
20 627
-
100 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
82 326
107 000
-
-
income
8 233
10 700
-
-
total
8 233
10 700
-
-
Dividends
74 093
96 300
-
-
withholding
3 704
4 815
-
-
total
3 704
4 815
-
-
Income
107 000
107 000
107 000
107 000
Total tax
21 034
15 515
20 867
24 496
After tax
85 966
91 485
86 133
82 504
Living cost
15 578
15 578
15 578
15 578
Free-cash
70 388
75 907
70 555
66 926

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70631
₽75405
₽74260
₽79612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
16 050
total
-
-
-
24 496
Employee
15 721
-
100 794
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
10 080
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
14 660
-
Employer
15 721
-
100 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
88 194
107 000
-
-
income
8 820
10 700
-
-
total
8 820
10 700
-
-
Dividends
79 374
96 300
-
-
withholding
3 969
4 815
-
-
total
3 969
4 815
-
-
Income
107 000
107 000
107 000
107 000
Total tax
19 722
15 515
20 867
24 496
After tax
87 278
91 485
86 133
82 504
Living cost
11 873
11 873
11 873
11 873
Free-cash
75 405
79 612
74 260
70 631

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽54165
₽52391
₽52999
₽57309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
health
-
-
-
2 728
social contributions
-
-
-
14 619
income
-
-
-
14 568
total
-
-
-
31 915
Employee
69 479
69 479
97 420
-
income
7 565
6 432
14 067
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 656
-
total
10 730
13 379
23 501
-
Employer
69 479
69 479
97 420
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
1 802
-
total
3 212
7 052
9 580
-
Corporate
72 138
30 469
-
-
income
9 017
3 808
-
-
total
9 017
3 808
-
-
Dividends
63 121
26 661
-
-
withholding
10 730
4 532
-
-
total
10 730
4 532
-
-
Income
107 000
107 000
107 000
107 000
Total tax
33 689
28 771
33 081
31 915
After tax
73 311
78 229
73 919
75 085
Living cost
20 920
20 920
20 920
20 920
Free-cash
52 391
57 309
52 999
54 165

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽45778
₽45173
₽44612
₽48922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
health
-
-
-
2 728
social contributions
-
-
-
14 619
income
-
-
-
14 568
total
-
-
-
31 915
Employee
69 479
69 479
97 420
-
income
7 296
6 432
14 067
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 656
-
total
11 363
13 379
23 501
-
Employer
69 479
69 479
97 420
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
1 802
-
total
4 129
7 052
9 580
-
Corporate
62 201
30 469
-
-
income
7 776
3 808
-
-
total
7 776
3 808
-
-
Dividends
54 425
26 661
-
-
withholding
9 252
4 532
-
-
total
9 252
4 532
-
-
Income
107 000
107 000
107 000
107 000
Total tax
32 520
28 771
33 081
31 915
After tax
74 480
78 229
73 919
75 085
Living cost
29 307
29 307
29 307
29 307
Free-cash
45 173
48 922
44 612
45 778

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽32251
₽45339
₽33417
₽52788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
health
-
-
-
14 445
social contributions
-
-
-
30 047
income
-
-
-
9 376
solidarity contribution
-
-
-
-
total
-
-
-
53 868
Employee
30 707
-
79 851
-
income
3 685
-
9 582
-
social contributions
1 996
-
5 190
-
health
4 145
-
10 780
-
solidarity contribution
-
-
-
-
total
9 826
-
25 552
-
Employer
30 707
-
79 851
-
social contributions
7 677
-
19 963
-
health
2 764
-
7 187
-
total
10 441
-
27 150
-
Corporate
65 852
107 000
-
-
income
12 512
20 330
-
-
total
12 512
20 330
-
-
Dividends
53 340
86 670
-
-
withholding
8 001
13 001
-
-
total
8 001
13 001
-
-
Income
107 000
107 000
107 000
107 000
Total tax
40 780
33 331
52 702
53 868
After tax
66 220
73 669
54 298
53 132
Living cost
20 881
20 881
20 881
20 881
Free-cash
45 339
52 788
33 417
32 251

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽27401
₽38758
₽28567
₽47938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
health
-
-
-
14 445
social contributions
-
-
-
30 047
income
-
-
-
9 376
solidarity contribution
-
-
-
-
total
-
-
-
53 868
Employee
37 839
-
79 851
-
income
4 541
-
9 582
-
social contributions
2 460
-
5 190
-
health
5 108
-
10 780
-
solidarity contribution
-
-
-
-
total
12 109
-
25 552
-
Employer
37 839
-
79 851
-
social contributions
9 460
-
19 963
-
health
3 406
-
7 187
-
total
12 866
-
27 150
-
Corporate
56 295
107 000
-
-
income
10 696
20 330
-
-
total
10 696
20 330
-
-
Dividends
45 599
86 670
-
-
withholding
6 840
13 001
-
-
total
6 840
13 001
-
-
Income
107 000
107 000
107 000
107 000
Total tax
42 511
33 331
52 702
53 868
After tax
64 489
73 669
54 298
53 132
Living cost
25 731
25 731
25 731
25 731
Free-cash
38 758
47 938
28 567
27 401

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽21744
-₽90475
-₽90475
-₽90475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
national
-
-
-
11 598
pensions
-
-
-
786
municipal
-
-
-
20 725
labour market
-
-
-
8 497
total
-
-
-
41 606
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
107 000
107 000
107 000
107 000
Total tax
153 825
153 825
153 825
41 606
After tax
-46 825
-46 825
-46 825
65 394
Living cost
43 650
43 650
43 650
43 650
Free-cash
-90 475
-90 475
-90 475
21 744

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽35528
₽58162
₽39849
₽63775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
health
-
-
-
13 909
pensions
-
-
-
21 401
income
-
-
-
14 338
total
-
-
-
49 648
Employee
25 632
-
79 970
-
unemployment
410
-
1 279
-
income
2 886
-
15 418
-
pensions
513
-
1 600
-
total
3 809
-
18 297
-
Employer
25 632
-
79 970
-
pensions
5 127
-
15 994
-
health
3 332
-
10 396
-
unemployment
206
-
640
-
total
8 665
-
27 030
-
Corporate
72 704
107 000
-
-
income
14 540
21 401
-
-
total
14 540
21 401
-
-
Dividends
58 163
85 599
-
-
total
-
-
-
-
Income
107 000
107 000
107 000
107 000
Total tax
27 014
21 401
45 327
49 648
After tax
79 986
85 599
61 673
57 352
Living cost
21 824
21 824
21 824
21 824
Free-cash
58 162
63 775
39 849
35 528

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽39428
₽34935
₽24756
₽35182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
107 000
national
-
-
-
12 580
health
-
-
-
1 271
municipal
-
-
-
19 031
total
-
-
-
32 882
Employee
47 538
-
90 016
-
unemployment
713
-
1 349
-
municipal
7 786
-
14 684
-
national
785
-
7 450
-
pensions
3 208
-
6 077
-
health
355
-
1 010
-
total
12 847
-
30 570
-
Employer
47 538
-
90 016
-
pensions
8 247
-
15 617
-
health
365
-
693
-
accident
48
-
89
-
unemployment
309
-
585
-
total
8 969
-
16 984
-
Corporate
50 493
107 000
-
-
income
10 099
21 401
-
-
total
10 099
21 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

30 295
64 200
-
-
municipal
5 453
11 555
-
-
national
7
4 172
-
-
total
5 460
15 727
-
-
Income
107 000
107 000
107 000
107 000
Total tax
37 375
37 128
47 554
32 882
After tax
69 625
69 872
59 446
74 118
Living cost
34 690
34 690
34 690
34 690
Free-cash
34 935
35 182
24 756
39 428

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽33292
₽31096
₽36738
₽26075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
-
health
-
-
-
2 896
pensions
-
-
-
24 050
social contributions
-
-
-
3 049
income
-
-
-
12 546
other
-
-
-
3 316
total
-
-
-
45 857
Employee
34 519
-
85 716
-
income
1 780
-
13 977
-
surtax
-
-
-
-
social contributions
984
-
2 443
-
pensions
3 904
-
4 707
-
total
6 668
-
21 127
-
Employer
34 519
-
85 716
-
pensions
5 672
-
8 149
-
social contributions
103
-
257
-
other
1 192
-
2 958
-
health
2 416
-
6 448
-
unemployment
1 397
-
3 472
-
total
10 780
-
21 284
-
Corporate
61 701
107 000
-
-
income
17 277
29 960
-
-
surtax
-
-
-
-
total
17 277
29 960
-
-
Dividends
44 424
77 040
-
-
withholding
5 686
9 861
-
-
social contributions
7 642
13 253
-
-
surtax
-
-
-
-
total
13 328
23 114
-
-
Income
107 000
107 000
107 000
107 000
Total tax
48 053
53 074
42 411
45 857
After tax
58 947
53 926
64 589
61 143
Living cost
27 851
27 851
27 851
27 851
Free-cash
31 096
26 075
36 738
33 292

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽30230
₽28351
₽33676
₽23013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
-
health
-
-
-
2 896
pensions
-
-
-
24 050
social contributions
-
-
-
3 049
income
-
-
-
12 546
other
-
-
-
3 316
total
-
-
-
45 857
Employee
38 671
-
85 716
-
income
2 282
-
13 977
-
surtax
-
-
-
-
social contributions
1 103
-
2 443
-
pensions
4 372
-
4 707
-
total
7 757
-
21 127
-
Employer
38 671
-
85 716
-
pensions
6 353
-
8 149
-
social contributions
117
-
257
-
other
1 334
-
2 958
-
health
2 707
-
6 448
-
unemployment
1 565
-
3 472
-
total
12 076
-
21 284
-
Corporate
56 253
107 000
-
-
income
15 751
29 960
-
-
surtax
-
-
-
-
total
15 751
29 960
-
-
Dividends
40 502
77 040
-
-
withholding
5 185
9 861
-
-
social contributions
6 967
13 253
-
-
surtax
-
-
-
-
total
12 152
23 114
-
-
Income
107 000
107 000
107 000
107 000
Total tax
47 736
53 074
42 411
45 857
After tax
59 264
53 926
64 589
61 143
Living cost
30 913
30 913
30 913
30 913
Free-cash
28 351
23 013
33 676
30 230

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽17503
₽16498
₽20949
₽10286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
-
health
-
-
-
2 896
pensions
-
-
-
24 050
social contributions
-
-
-
3 049
income
-
-
-
12 546
other
-
-
-
3 316
total
-
-
-
45 857
Employee
56 591
-
85 716
-
income
4 938
-
13 977
-
surtax
-
-
-
-
social contributions
1 612
-
2 443
-
pensions
6 401
-
4 707
-
total
12 951
-
21 127
-
Employer
56 591
-
85 716
-
pensions
9 299
-
8 149
-
social contributions
170
-
257
-
other
1 953
-
2 958
-
health
3 961
-
6 448
-
unemployment
2 292
-
3 472
-
total
17 675
-
21 284
-
Corporate
32 734
107 000
-
-
income
9 165
29 960
-
-
surtax
-
-
-
-
total
9 165
29 960
-
-
Dividends
23 569
77 040
-
-
withholding
3 016
9 861
-
-
social contributions
4 055
13 253
-
-
surtax
-
-
-
-
total
7 071
23 114
-
-
Income
107 000
107 000
107 000
107 000
Total tax
46 862
53 074
42 411
45 857
After tax
60 138
53 926
64 589
61 143
Living cost
43 640
43 640
43 640
43 640
Free-cash
16 498
10 286
20 949
17 503

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽100101
₽94728
₽79771
₽95821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
107 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 070
total
-
-
-
1 070
Employee
7 285
-
107 000
-
income
1 457
-
21 400
-
total
1 457
-
21 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 715
107 000
-
-
total
-
-
-
-
Dividends
99 715
107 000
-
-
withholding
4 986
5 350
-
-
total
4 986
5 350
-
-
Income
107 000
107 000
107 000
107 000
Total tax
6 443
5 350
21 400
1 070
After tax
100 557
101 650
85 600
105 930
Living cost
5 829
5 829
5 829
5 829
Free-cash
94 728
95 821
79 771
100 101

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽96847
₽90864
₽76517
₽92567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
107 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 070
total
-
-
-
1 070
Employee
11 354
-
107 000
-
income
2 271
-
21 400
-
total
2 271
-
21 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 646
107 000
-
-
total
-
-
-
-
Dividends
95 646
107 000
-
-
withholding
4 782
5 350
-
-
total
4 782
5 350
-
-
Income
107 000
107 000
107 000
107 000
Total tax
7 053
5 350
21 400
1 070
After tax
99 947
101 650
85 600
105 930
Living cost
9 083
9 083
9 083
9 083
Free-cash
90 864
92 567
76 517
96 847

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27827
₽32088
₽37153
₽20268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 290
trade
-
-
-
9 326
total
-
-
-
44 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
107 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
27 290
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
34 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 043
107 000
-
-
trade
8 902
15 355
-
-
income
9 307
16 049
-
-
chamber of commerce
228
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

513
883
-
-
total
18 950
32 582
-
-
Dividends
43 092
74 418
-
-
withholding
10 430
18 261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

574
1 005
-
-
total
11 004
19 266
-
-
Income
107 000
107 000
107 000
107 000
Total tax
40 028
51 848
34 963
44 289
After tax
66 972
55 152
72 037
62 711
Living cost
34 884
34 884
34 884
34 884
Free-cash
32 088
20 268
37 153
27 827

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽34432
₽36677
₽44669
₽26686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 290
trade
-
-
-
10 237
total
-
-
-
45 200
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
107 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
27 290
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
34 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 441
107 000
-
-
trade
11 409
16 852
-
-
income
10 866
16 049
-
-
chamber of commerce
242
291
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

598
883
-
-
total
23 115
34 075
-
-
Dividends
49 326
72 925
-
-
withholding
11 989
17 887
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

660
984
-
-
total
12 649
18 871
-
-
Income
107 000
107 000
107 000
107 000
Total tax
42 955
52 946
34 963
45 200
After tax
64 045
54 054
72 037
61 800
Living cost
27 368
27 368
27 368
27 368
Free-cash
36 677
26 686
44 669
34 432

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25851
₽30704
₽36542
₽18008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 290
trade
-
-
-
10 691
total
-
-
-
45 654
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
107 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
27 290
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
34 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 179
107 000
-
-
trade
10 063
17 601
-
-
income
9 177
16 049
-
-
chamber of commerce
225
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
883
-
-
total
19 969
34 823
-
-
Dividends
41 210
72 177
-
-
withholding
9 959
17 700
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

547
974
-
-
total
10 506
18 674
-
-
Income
107 000
107 000
107 000
107 000
Total tax
40 801
53 497
34 963
45 654
After tax
66 199
53 503
72 037
61 346
Living cost
35 495
35 495
35 495
35 495
Free-cash
30 704
18 008
36 542
25 851

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19500
₽26209
₽30645
₽11560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
107 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 290
trade
-
-
-
11 145
total
-
-
-
46 108
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
107 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
27 290
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
34 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 698
107 000
-
-
trade
9 038
18 350
-
-
income
7 905
16 049
-
-
chamber of commerce
211
288
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

436
883
-
-
total
17 590
35 570
-
-
Dividends
35 109
71 429
-
-
withholding
8 434
17 514
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

465
964
-
-
total
8 899
18 478
-
-
Income
107 000
107 000
107 000
107 000
Total tax
39 399
54 048
34 963
46 108
After tax
67 601
52 952
72 037
60 892
Living cost
41 392
41 392
41 392
41 392
Free-cash
26 209
11 560
30 645
19 500

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32215
₽44135
₽30457
₽47008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
2 965
unemployment
-
-
-
206
health
-
-
-
7 598
pensions
-
-
-
21 401
income
-
-
-
22 320
other
-
-
-
-
total
-
-
-
54 490
Employee
30 428
-
88 393
-
unemployment
2 118
-
6 152
-
other
-
-
-
-
income
5 101
-
20 653
-
surtax
108
-
2 687
-
pensions
2 030
-
5 895
-
health
777
-
2 253
-
total
10 134
-
37 640
-
Employer
30 428
-
88 393
-
pensions
4 057
-
11 783
-
other
-
-
-
-
health
1 384
-
4 023
-
unemployment
965
-
2 802
-
total
6 406
-
18 608
-
Corporate
70 166
107 000
-
-
income
18 242
27 820
-
-
total
18 242
27 820
-
-
Dividends
51 923
79 180
-
-
withholding
7 788
11 877
-
-
total
7 788
11 877
-
-
Income
107 000
107 000
107 000
107 000
Total tax
42 570
39 697
56 248
54 490
After tax
64 430
67 303
50 752
52 510
Living cost
20 295
20 295
20 295
20 295
Free-cash
44 135
47 008
30 457
32 215

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32572
₽44554
₽30814
₽47365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
surtax
-
-
-
2 965
unemployment
-
-
-
206
health
-
-
-
7 598
pensions
-
-
-
21 401
income
-
-
-
22 320
other
-
-
-
-
total
-
-
-
54 490
Employee
29 880
-
88 393
-
unemployment
2 080
-
6 152
-
other
-
-
-
-
income
5 009
-
20 653
-
surtax
98
-
2 687
-
pensions
1 992
-
5 895
-
health
763
-
2 253
-
total
9 942
-
37 640
-
Employer
29 880
-
88 393
-
pensions
3 983
-
11 783
-
other
-
-
-
-
health
1 360
-
4 023
-
unemployment
946
-
2 802
-
total
6 289
-
18 608
-
Corporate
70 831
107 000
-
-
income
18 415
27 820
-
-
total
18 415
27 820
-
-
Dividends
52 415
79 180
-
-
withholding
7 862
11 877
-
-
total
7 862
11 877
-
-
Income
107 000
107 000
107 000
107 000
Total tax
42 508
39 697
56 248
54 490
After tax
64 492
67 303
50 752
52 510
Living cost
19 938
19 938
19 938
19 938
Free-cash
44 554
47 365
30 814
32 572

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽56040
₽42544
₽43945
₽42166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
unemployment
-
-
-
1 605
health
-
-
-
7 490
pensions
-
-
-
10 700
income
-
-
-
13 081
total
-
-
-
32 876
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
89 540
-
unemployment
392
156
1 343
-
income
3 191
1 270
10 946
-
pensions
2 610
1 039
8 954
-
health
1 827
727
6 268
-
total
8 020
3 192
27 511
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
89 540
-
pensions
5 090
2 026
17 460
-
total
5 090
2 026
17 460
-
Corporate
75 805
94 585
-
-
income
6 822
8 513
-
-
total
6 822
8 513
-
-
Dividends
68 983
86 072
-
-
withholding
13 107
16 354
-
-
social contributions
13 333
16 665
-
-
total
26 440
33 019
-
-
Income
107 000
107 000
107 000
107 000
Total tax
46 372
46 750
44 971
32 876
After tax
60 628
60 250
62 029
74 124
Living cost
18 084
18 084
18 084
18 084
Free-cash
42 544
42 166
43 945
56 040

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽20337
₽22454
₽21177
₽23178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
national
-
-
-
17 676
pensions
-
-
-
12 840
social contributions
-
-
-
1 150
municipal
-
-
-
11 407
total
-
-
-
43 073
Employee
67 573
-
92 501
-
municipal
8 346
-
11 821
-
national
12 933
-
18 318
-
pensions
2 703
-
3 700
-
total
23 982
-
33 839
-
Employer
67 573
-
92 501
-
pensions
5 406
-
7 400
-
social contributions
726
-
994
-
total
6 132
-
8 394
-
Corporate
28 836
107 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 767
21 400
-
-
total
5 767
21 400
-
-
Dividends
23 068
85 600
-
-
withholding
5 075
18 832
-
-
total
5 075
18 832
-
-
Income
107 000
107 000
107 000
107 000
Total tax
40 956
40 232
42 233
43 073
After tax
66 044
66 768
64 767
63 927
Living cost
43 590
43 590
43 590
43 590
Free-cash
22 454
23 178
21 177
20 337

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17799
₽25425
₽17799
₽23430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
social contributions
-
-
-
9 866
income
-
-
-
27 865
total
-
-
-
37 731
Employee
70 678
-
107 000
-
social contributions
5 872
-
9 866
-
income
13 337
-
27 865
-
total
19 209
-
37 731
-
Employer
70 678
-
107 000
-
total
-
-
-
-
Corporate
36 322
107 000
-
-
income
4 540
13 374
-
-
total
4 540
13 374
-
-
Dividends
31 782
93 626
-
-
withholding
6 356
18 726
-
-
total
6 356
18 726
-
-
Income
107 000
107 000
107 000
107 000
Total tax
30 105
32 100
37 731
37 731
After tax
76 895
74 900
69 269
69 269
Living cost
51 470
51 470
51 470
51 470
Free-cash
25 425
23 430
17 799
17 799

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15615
₽14244
₽10523
₽18962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
national
-
-
-
23 892
regional
-
-
-
1 210
social contributions
-
-
-
27 520
municipal
-
-
-
636
total
-
-
-
53 258
Employee
80 302
-
107 000
-
municipal
425
-
568
-
national
13 914
-
20 639
-
social contributions
27 078
-
36 080
-
regional
758
-
1 063
-
total
42 175
-
58 350
-
Employer
80 302
-
107 000
-
total
-
-
-
-
Corporate
26 698
107 000
-
-
nationa
6 408
25 680
-
-
municipal
1 041
4 173
-
-
total
7 449
29 853
-
-
Dividends
19 250
77 146
-
-
withholding
5 005
20 058
-
-
total
5 005
20 058
-
-
Income
107 000
107 000
107 000
107 000
Total tax
54 629
49 911
58 350
53 258
After tax
52 371
57 089
48 650
53 742
Living cost
38 127
38 127
38 127
38 127
Free-cash
14 244
18 962
10 523
15 615

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28998
₽29896
₽23934
₽31902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
107 000
national
-
-
-
23 892
regional
-
-
-
1 614
social contributions
-
-
-
27 520
municipal
-
-
-
636
total
-
-
-
53 662
Employee
50 121
-
107 000
-
municipal
266
-
568
-
national
7 941
-
20 639
-
social contributions
16 901
-
36 080
-
regional
675
-
1 439
-
total
25 783
-
58 726
-
Employer
50 121
-
107 000
-
total
-
-
-
-
Corporate
56 879
107 000
-
-
nationa
13 650
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