Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Valencia , Spain
₽43785
₽38518
₽29756
₽27994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
accident
-
-
-
839
income
-
-
-
20 693
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
48 623
Employee
37 140
-
80 376
-
other
36
-
80
-
income
7 160
-
19 657
-
pensions
1 746
-
3 778
-
unemployment
576
-
1 247
-
total
9 518
-
24 762
-
Employer
37 140
-
80 376
-
accident
736
-
1 592
-
other
297
-
642
-
unemployment
2 043
-
4 420
-
pensions
8 764
-
18 969
-
total
11 840
-
25 623
-
Corporate
57 020
106 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 553
15 901
-
-
total
8 553
15 901
-
-
Dividends
48 467
90 099
-
-
withholding
9 950
18 693
-
-
total
9 950
18 693
-
-
Income
106 000
106 000
106 000
106 000
Total tax
39 861
34 594
50 385
48 623
After tax
66 139
71 406
55 615
57 377
Living cost
27 621
27 621
27 621
27 621
Free-cash
38 518
43 785
27 994
29 756

Estimated living cost  is ₽27621 per week

₽18643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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