Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Andorra , Andorra
₽52696
₽65144
₽55512
₽68186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
social contributions
-
-
-
23 321
income
-
-
-
2 769
total
-
-
-
26 090
Employee
29 106
-
91 775
-
social contributions
1 892
-
5 967
-
income
-
-
3 082
-
total
1 892
-
9 049
-
Employer
29 106
-
91 775
-
social contributions
4 512
-
14 225
-
total
4 512
-
14 225
-
Corporate
72 383
106 000
-
-
income
7 238
10 600
-
-
total
7 238
10 600
-
-
Dividends
65 145
95 400
-
-
total
-
-
-
-
Income
106 000
106 000
106 000
106 000
Total tax
13 642
10 600
23 274
26 090
After tax
92 358
95 400
82 726
79 910
Living cost
27 214
27 214
27 214
27 214
Free-cash
65 144
68 186
55 512
52 696

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23735
₽29925
₽1317
₽30376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
424
pensions
-
-
-
19 567
income
-
-
-
19 747
total
-
-
-
53 381
Employee
39 575
36 079
82 312
-
unemployment
1 187
1 082
2 469
-
other
395
361
823
-
income
3 525
2 661
17 486
-
pensions
4 053
3 694
8 429
-
health
1 531
1 397
3 185
-
total
10 691
9 195
32 392
-
Employer
39 575
36 079
82 312
-
pensions
4 967
4 529
10 331
-
surtax
-
-
-
-
payroll
1 187
1 082
2 469
-
other
1 880
1 713
3 909
-
health
1 496
1 364
3 111
-
accident
514
469
1 070
-
unemployment
1 187
1 082
2 469
-
chamber of commerce
158
144
330
-
total
11 389
10 383
23 689
-
Corporate
55 036
59 537
78 875
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 760
14 883
19 718
-
total
13 760
14 883
19 718
-
Dividends
41 276
44 654
-
-
withholding
11 351
12 279
-
-
total
11 351
12 279
-
-
Income
106 000
106 000
106 000
106 000
Total tax
47 191
46 740
75 799
53 381
After tax
58 809
59 260
30 201
52 619
Living cost
28 884
28 884
28 884
28 884
Free-cash
29 925
30 376
1 317
23 735

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20539
₽25860
-₽1731
₽27260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
424
pensions
-
-
-
19 567
income
-
-
-
19 747
total
-
-
-
53 560
Employee
45 245
36 079
82 171
-
unemployment
1 357
1 082
2 465
-
other
452
361
821
-
income
5 151
2 661
17 438
-
pensions
4 634
3 694
8 415
-
health
1 751
1 397
3 180
-
total
13 345
9 195
32 319
-
Employer
45 245
36 079
82 171
-
pensions
5 678
4 529
10 312
-
surtax
179
179
179
-
payroll
1 357
1 082
2 465
-
other
2 149
1 713
3 903
-
health
1 709
1 364
3 106
-
accident
588
469
1 069
-
unemployment
1 357
1 082
2 465
-
chamber of commerce
180
144
328
-
total
13 197
10 562
23 827
-
Corporate
47 557
59 358
78 736
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 889
14 839
19 684
-
total
11 889
14 839
19 684
-
Dividends
35 668
44 520
-
-
withholding
9 808
12 243
-
-
total
9 808
12 243
-
-
Income
106 000
106 000
106 000
106 000
Total tax
48 239
46 839
75 830
53 560
After tax
57 761
59 161
30 170
52 440
Living cost
31 901
31 901
31 901
31 901
Free-cash
25 860
27 260
-1 731
20 539

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽15053
₽12805
₽7298
₽26383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
national
-
-
-
35 600
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 340
social contributions
-
-
-
16 997
total
-
-
-
57 937
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
82 098
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
715
-
national
19 910
-
26 783
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
4 281
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
6 157
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
3 859
-
total
31 752
-
41 795
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
82 098
-
surtax
7 343
-
9 308
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
7 274
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
5 049
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 067
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 199
-
total
18 850
-
23 897
-
Corporate
22 390
106 000
-
-
income
4 477
21 201
-
-
surtax
89
424
-
-
total
4 566
21 625
-
-
Dividends
17 824
84 375
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 017
24 982
-
-
total
5 017
24 982
-
-
Income
106 000
106 000
106 000
106 000
Total tax
60 185
46 607
65 692
57 937
After tax
45 815
59 393
40 308
48 063
Living cost
33 010
33 010
33 010
33 010
Free-cash
12 805
26 383
7 298
15 053

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66062
₽69521
₽69641
₽75043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
15 900
total
-
-
-
24 351
Employee
20 640
-
99 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
9 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
14 562
-
Employer
20 640
-
99 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
81 311
106 000
-
-
income
8 131
10 600
-
-
total
8 131
10 600
-
-
Dividends
73 180
95 400
-
-
withholding
3 659
4 770
-
-
total
3 659
4 770
-
-
Income
106 000
106 000
106 000
106 000
Total tax
20 892
15 370
20 772
24 351
After tax
85 108
90 630
85 228
81 649
Living cost
15 587
15 587
15 587
15 587
Free-cash
69 521
75 043
69 641
66 062

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽69769
₽74541
₽73348
₽78750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
15 900
total
-
-
-
24 351
Employee
15 731
-
99 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
9 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
14 562
-
Employer
15 731
-
99 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
87 182
106 000
-
-
income
8 718
10 600
-
-
total
8 718
10 600
-
-
Dividends
78 464
95 400
-
-
withholding
3 923
4 770
-
-
total
3 923
4 770
-
-
Income
106 000
106 000
106 000
106 000
Total tax
19 579
15 370
20 772
24 351
After tax
86 421
90 630
85 228
81 649
Living cost
11 880
11 880
11 880
11 880
Free-cash
74 541
78 750
73 348
69 769

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽53446
₽51615
₽52287
₽56541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
health
-
-
-
2 702
social contributions
-
-
-
14 648
income
-
-
-
14 243
total
-
-
-
31 593
Employee
69 616
69 616
96 424
-
income
7 580
6 444
13 744
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
1 639
-
total
10 751
13 406
23 176
-
Employer
69 616
69 616
96 424
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
1 783
-
total
3 218
7 067
9 576
-
Corporate
71 069
29 317
-
-
income
8 884
3 665
-
-
total
8 884
3 665
-
-
Dividends
62 185
25 653
-
-
withholding
10 571
4 360
-
-
total
10 571
4 360
-
-
Income
106 000
106 000
106 000
106 000
Total tax
33 424
28 498
32 752
31 593
After tax
72 576
77 502
73 248
74 407
Living cost
20 961
20 961
20 961
20 961
Free-cash
51 615
56 541
52 287
53 446

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽45042
₽44385
₽43883
₽48137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
health
-
-
-
2 702
social contributions
-
-
-
14 648
income
-
-
-
14 243
total
-
-
-
31 593
Employee
69 616
69 616
96 424
-
income
7 310
6 444
13 744
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
1 639
-
total
11 385
13 406
23 176
-
Employer
69 616
69 616
96 424
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
1 783
-
total
4 137
7 067
9 576
-
Corporate
61 113
29 317
-
-
income
7 638
3 665
-
-
total
7 638
3 665
-
-
Dividends
53 474
25 653
-
-
withholding
9 090
4 360
-
-
total
9 090
4 360
-
-
Income
106 000
106 000
106 000
106 000
Total tax
32 250
28 498
32 752
31 593
After tax
73 750
77 502
73 248
74 407
Living cost
29 365
29 365
29 365
29 365
Free-cash
44 385
48 137
43 883
45 042

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽31431
₽44598
₽32872
₽52062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
health
-
-
-
14 310
social contributions
-
-
-
30 102
income
-
-
-
9 238
solidarity contribution
-
-
-
-
total
-
-
-
53 650
Employee
30 764
-
79 104
-
income
3 692
-
9 493
-
social contributions
2 000
-
5 142
-
health
4 153
-
10 679
-
solidarity contribution
-
-
-
-
total
9 845
-
25 314
-
Employer
30 764
-
79 104
-
social contributions
7 691
-
19 776
-
health
2 769
-
7 119
-
total
10 460
-
26 895
-
Corporate
64 776
106 000
-
-
income
12 308
20 140
-
-
total
12 308
20 140
-
-
Dividends
52 469
85 860
-
-
withholding
7 870
12 879
-
-
total
7 870
12 879
-
-
Income
106 000
106 000
106 000
106 000
Total tax
40 483
33 019
52 209
53 650
After tax
65 517
72 981
53 791
52 350
Living cost
20 919
20 919
20 919
20 919
Free-cash
44 598
52 062
32 872
31 431

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26572
₽38007
₽28013
₽47203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
health
-
-
-
14 310
social contributions
-
-
-
30 102
income
-
-
-
9 238
solidarity contribution
-
-
-
-
total
-
-
-
53 650
Employee
37 909
-
79 104
-
income
4 549
-
9 493
-
social contributions
2 464
-
5 142
-
health
5 118
-
10 679
-
solidarity contribution
-
-
-
-
total
12 131
-
25 314
-
Employer
37 909
-
79 104
-
social contributions
9 477
-
19 776
-
health
3 412
-
7 119
-
total
12 889
-
26 895
-
Corporate
55 202
106 000
-
-
income
10 488
20 140
-
-
total
10 488
20 140
-
-
Dividends
44 713
85 860
-
-
withholding
6 707
12 879
-
-
total
6 707
12 879
-
-
Income
106 000
106 000
106 000
106 000
Total tax
42 215
33 019
52 209
53 650
After tax
63 785
72 981
53 791
52 350
Living cost
25 778
25 778
25 778
25 778
Free-cash
38 007
47 203
28 013
26 572

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽21117
-₽91818
-₽91818
-₽91818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
national
-
-
-
11 474
pensions
-
-
-
787
municipal
-
-
-
20 479
labour market
-
-
-
8 417
total
-
-
-
41 157
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
106 000
106 000
106 000
106 000
Total tax
154 092
154 092
154 092
41 157
After tax
-48 092
-48 092
-48 092
64 843
Living cost
43 726
43 726
43 726
43 726
Free-cash
-91 818
-91 818
-91 818
21 117

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34949
₽57309
₽39232
₽62932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
health
-
-
-
13 780
pensions
-
-
-
21 201
income
-
-
-
14 203
total
-
-
-
49 184
Employee
25 683
-
79 221
-
unemployment
411
-
1 268
-
income
2 891
-
15 273
-
pensions
514
-
1 584
-
total
3 816
-
18 125
-
Employer
25 683
-
79 221
-
pensions
5 137
-
15 844
-
health
3 338
-
10 298
-
unemployment
206
-
634
-
total
8 681
-
26 776
-
Corporate
71 636
106 000
-
-
income
14 327
21 201
-
-
total
14 327
21 201
-
-
Dividends
57 309
84 799
-
-
total
-
-
-
-
Income
106 000
106 000
106 000
106 000
Total tax
26 824
21 201
44 901
49 184
After tax
79 176
84 799
61 099
56 816
Living cost
21 867
21 867
21 867
21 867
Free-cash
57 309
62 932
39 232
34 949

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽38782
₽34171
₽24246
₽34539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
106 000
national
-
-
-
12 352
health
-
-
-
1 254
municipal
-
-
-
18 854
total
-
-
-
32 460
Employee
47 632
-
89 173
-
unemployment
715
-
1 338
-
municipal
7 802
-
14 548
-
national
787
-
7 269
-
pensions
3 214
-
6 020
-
health
356
-
995
-
total
12 874
-
30 170
-
Employer
47 632
-
89 173
-
pensions
8 264
-
15 471
-
health
366
-
687
-
accident
48
-
89
-
unemployment
309
-
579
-
total
8 987
-
16 826
-
Corporate
49 381
106 000
-
-
income
9 877
21 201
-
-
total
9 877
21 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 628
63 599
-
-
municipal
5 333
11 447
-
-
national
-
4 055
-
-
total
5 333
15 502
-
-
Income
106 000
106 000
106 000
106 000
Total tax
37 071
36 703
46 996
32 460
After tax
68 929
69 297
59 004
73 540
Living cost
34 758
34 758
34 758
34 758
Free-cash
34 171
34 539
24 246
38 782

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32693
₽30550
₽36276
₽25518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
-
health
-
-
-
2 812
pensions
-
-
-
23 998
social contributions
-
-
-
3 020
income
-
-
-
12 284
other
-
-
-
3 287
total
-
-
-
45 401
Employee
34 587
-
85 004
-
income
1 783
-
13 773
-
surtax
-
-
-
-
social contributions
986
-
2 422
-
pensions
3 912
-
4 628
-
total
6 681
-
20 823
-
Employer
34 587
-
85 004
-
pensions
5 683
-
8 019
-
social contributions
103
-
254
-
other
1 194
-
2 933
-
health
2 421
-
6 346
-
unemployment
1 400
-
3 443
-
total
10 801
-
20 995
-
Corporate
60 611
106 000
-
-
income
16 971
29 679
-
-
surtax
-
-
-
-
total
16 971
29 679
-
-
Dividends
43 640
76 321
-
-
withholding
5 585
9 769
-
-
social contributions
7 506
13 128
-
-
surtax
-
-
-
-
total
13 091
22 897
-
-
Income
106 000
106 000
106 000
106 000
Total tax
47 544
52 576
41 818
45 401
After tax
58 456
53 424
64 182
60 599
Living cost
27 906
27 906
27 906
27 906
Free-cash
30 550
25 518
36 276
32 693

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽29624
₽27796
₽33207
₽22449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
-
health
-
-
-
2 812
pensions
-
-
-
23 998
social contributions
-
-
-
3 020
income
-
-
-
12 284
other
-
-
-
3 287
total
-
-
-
45 401
Employee
38 747
-
85 004
-
income
2 287
-
13 773
-
surtax
-
-
-
-
social contributions
1 105
-
2 422
-
pensions
4 381
-
4 628
-
total
7 773
-
20 823
-
Employer
38 747
-
85 004
-
pensions
6 365
-
8 019
-
social contributions
117
-
254
-
other
1 337
-
2 933
-
health
2 713
-
6 346
-
unemployment
1 569
-
3 443
-
total
12 101
-
20 995
-
Corporate
55 153
106 000
-
-
income
15 444
29 679
-
-
surtax
-
-
-
-
total
15 444
29 679
-
-
Dividends
39 709
76 321
-
-
withholding
5 082
9 769
-
-
social contributions
6 829
13 128
-
-
surtax
-
-
-
-
total
11 911
22 897
-
-
Income
106 000
106 000
106 000
106 000
Total tax
47 229
52 576
41 818
45 401
After tax
58 771
53 424
64 182
60 599
Living cost
30 975
30 975
30 975
30 975
Free-cash
27 796
22 449
33 207
29 624

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16872
₽15921
₽20455
₽9697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
-
health
-
-
-
2 812
pensions
-
-
-
23 998
social contributions
-
-
-
3 020
income
-
-
-
12 284
other
-
-
-
3 287
total
-
-
-
45 401
Employee
56 703
-
85 004
-
income
4 947
-
13 773
-
surtax
-
-
-
-
social contributions
1 615
-
2 422
-
pensions
6 413
-
4 628
-
total
12 975
-
20 823
-
Employer
56 703
-
85 004
-
pensions
9 317
-
8 019
-
social contributions
170
-
254
-
other
1 957
-
2 933
-
health
3 969
-
6 346
-
unemployment
2 297
-
3 443
-
total
17 710
-
20 995
-
Corporate
31 587
106 000
-
-
income
8 845
29 679
-
-
surtax
-
-
-
-
total
8 845
29 679
-
-
Dividends
22 743
76 321
-
-
withholding
2 910
9 769
-
-
social contributions
3 912
13 128
-
-
surtax
-
-
-
-
total
6 822
22 897
-
-
Income
106 000
106 000
106 000
106 000
Total tax
46 352
52 576
41 818
45 401
After tax
59 648
53 424
64 182
60 599
Living cost
43 727
43 727
43 727
43 727
Free-cash
15 921
9 697
20 455
16 872

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽99088
₽93751
₽78948
₽94848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 060
total
-
-
-
1 060
Employee
7 314
-
106 000
-
income
1 463
-
21 200
-
total
1 463
-
21 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 686
106 000
-
-
total
-
-
-
-
Dividends
98 686
106 000
-
-
withholding
4 934
5 300
-
-
total
4 934
5 300
-
-
Income
106 000
106 000
106 000
106 000
Total tax
6 397
5 300
21 200
1 060
After tax
99 603
100 700
84 800
104 940
Living cost
5 852
5 852
5 852
5 852
Free-cash
93 751
94 848
78 948
99 088

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽95821
₽89871
₽75681
₽91581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 060
total
-
-
-
1 060
Employee
11 399
-
106 000
-
income
2 280
-
21 200
-
total
2 280
-
21 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 601
106 000
-
-
total
-
-
-
-
Dividends
94 601
106 000
-
-
withholding
4 730
5 300
-
-
total
4 730
5 300
-
-
Income
106 000
106 000
106 000
106 000
Total tax
7 010
5 300
21 200
1 060
After tax
98 990
100 700
84 800
104 940
Living cost
9 119
9 119
9 119
9 119
Free-cash
89 871
91 581
75 681
95 821

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27379
₽31530
₽36550
₽19687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 476
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 836
trade
-
-
-
9 171
total
-
-
-
43 668
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
106 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
26 836
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 476
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
34 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 954
106 000
-
-
trade
8 747
15 212
-
-
income
9 143
15 901
-
-
chamber of commerce
227
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

503
874
-
-
total
18 620
32 279
-
-
Dividends
42 334
73 721
-
-
withholding
10 240
18 086
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

564
995
-
-
total
10 804
19 081
-
-
Income
106 000
106 000
106 000
106 000
Total tax
39 517
51 360
34 497
43 668
After tax
66 483
54 640
71 503
62 332
Living cost
34 953
34 953
34 953
34 953
Free-cash
31 530
19 687
36 550
27 379

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽34015
₽36143
₽44081
₽26128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 476
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 836
trade
-
-
-
10 066
total
-
-
-
44 563
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
106 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
26 836
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 476
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
34 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 373
106 000
-
-
trade
11 241
16 694
-
-
income
10 705
15 901
-
-
chamber of commerce
241
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

589
874
-
-
total
22 776
33 759
-
-
Dividends
48 596
72 240
-
-
withholding
11 805
17 717
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
974
-
-
total
12 454
18 691
-
-
Income
106 000
106 000
106 000
106 000
Total tax
42 435
52 450
34 497
44 563
After tax
63 565
53 550
71 503
61 437
Living cost
27 422
27 422
27 422
27 422
Free-cash
36 143
26 128
44 081
34 015

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25425
₽30160
₽35938
₽17440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 476
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 836
trade
-
-
-
10 513
total
-
-
-
45 010
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
106 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
26 836
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 476
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
34 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 088
106 000
-
-
trade
9 884
17 436
-
-
income
9 013
15 901
-
-
chamber of commerce
223
289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

497
874
-
-
total
19 617
34 500
-
-
Dividends
40 472
71 500
-
-
withholding
9 774
17 531
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

538
964
-
-
total
10 312
18 495
-
-
Income
106 000
106 000
106 000
106 000
Total tax
40 275
52 995
34 497
45 010
After tax
65 725
53 005
71 503
60 990
Living cost
35 565
35 565
35 565
35 565
Free-cash
30 160
17 440
35 938
25 425

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19070
₽25667
₽30029
₽10986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 476
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 836
trade
-
-
-
10 959
total
-
-
-
45 456
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
106 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
26 836
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 476
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
34 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 591
106 000
-
-
trade
8 848
18 179
-
-
income
7 738
15 901
-
-
chamber of commerce
210
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

426
874
-
-
total
17 222
35 241
-
-
Dividends
34 369
70 759
-
-
withholding
8 248
17 345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

454
954
-
-
total
8 702
18 299
-
-
Income
106 000
106 000
106 000
106 000
Total tax
38 859
53 540
34 497
45 456
After tax
67 141
52 460
71 503
60 544
Living cost
41 474
41 474
41 474
41 474
Free-cash
25 667
10 986
30 029
19 070

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31860
₽43461
₽30120
₽46339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
2 904
unemployment
-
-
-
206
health
-
-
-
7 527
pensions
-
-
-
21 201
income
-
-
-
21 967
other
-
-
-
-
total
-
-
-
53 805
Employee
30 489
-
87 567
-
unemployment
2 122
-
6 094
-
other
-
-
-
-
income
5 111
-
20 316
-
surtax
108
-
2 629
-
pensions
2 034
-
5 841
-
health
778
-
2 233
-
total
10 153
-
37 113
-
Employer
30 489
-
87 567
-
pensions
4 065
-
11 672
-
other
-
-
-
-
health
1 386
-
3 984
-
unemployment
967
-
2 776
-
total
6 418
-
18 432
-
Corporate
69 093
106 000
-
-
income
17 964
27 559
-
-
total
17 964
27 559
-
-
Dividends
51 129
78 441
-
-
withholding
7 669
11 767
-
-
total
7 669
11 767
-
-
Income
106 000
106 000
106 000
106 000
Total tax
42 204
39 326
55 545
53 805
After tax
63 796
66 674
50 455
52 195
Living cost
20 335
20 335
20 335
20 335
Free-cash
43 461
46 339
30 120
31 860

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32217
₽43880
₽30477
₽46696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
surtax
-
-
-
2 904
unemployment
-
-
-
206
health
-
-
-
7 527
pensions
-
-
-
21 201
income
-
-
-
21 967
other
-
-
-
-
total
-
-
-
53 805
Employee
29 939
-
87 567
-
unemployment
2 084
-
6 094
-
other
-
-
-
-
income
5 018
-
20 316
-
surtax
98
-
2 629
-
pensions
1 996
-
5 841
-
health
765
-
2 233
-
total
9 961
-
37 113
-
Employer
29 939
-
87 567
-
pensions
3 991
-
11 672
-
other
-
-
-
-
health
1 362
-
3 984
-
unemployment
948
-
2 776
-
total
6 301
-
18 432
-
Corporate
69 759
106 000
-
-
income
18 137
27 559
-
-
total
18 137
27 559
-
-
Dividends
51 622
78 441
-
-
withholding
7 743
11 767
-
-
total
7 743
11 767
-
-
Income
106 000
106 000
106 000
106 000
Total tax
42 142
39 326
55 545
53 805
After tax
63 858
66 674
50 455
52 195
Living cost
19 978
19 978
19 978
19 978
Free-cash
43 880
46 696
30 477
32 217

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽55397
₽42030
₽43414
₽41655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
unemployment
-
-
-
1 590
health
-
-
-
7 420
pensions
-
-
-
10 600
income
-
-
-
12 958
total
-
-
-
32 568
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
88 703
-
unemployment
391
155
1 331
-
income
3 183
1 267
10 844
-
pensions
2 603
1 036
8 870
-
health
1 822
725
6 209
-
total
7 999
3 183
27 254
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
88 703
-
pensions
5 077
2 020
17 297
-
total
5 077
2 020
17 297
-
Corporate
74 889
93 618
-
-
income
6 740
8 426
-
-
total
6 740
8 426
-
-
Dividends
68 149
85 193
-
-
withholding
12 948
16 187
-
-
social contributions
13 171
16 494
-
-
total
26 119
32 681
-
-
Income
106 000
106 000
106 000
106 000
Total tax
45 935
46 310
44 551
32 568
After tax
60 065
59 690
61 449
73 432
Living cost
18 035
18 035
18 035
18 035
Free-cash
42 030
41 655
43 414
55 397

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽19527
₽21572
₽20361
₽22301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
national
-
-
-
17 486
pensions
-
-
-
12 720
social contributions
-
-
-
1 140
municipal
-
-
-
11 284
total
-
-
-
42 630
Employee
67 965
-
91 636
-
municipal
8 395
-
11 694
-
national
13 008
-
18 121
-
pensions
2 719
-
3 665
-
total
24 122
-
33 480
-
Employer
67 965
-
91 636
-
pensions
5 437
-
7 331
-
social contributions
731
-
985
-
total
6 168
-
8 316
-
Corporate
27 381
106 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 476
21 200
-
-
total
5 476
21 200
-
-
Dividends
21 905
84 800
-
-
withholding
4 819
18 656
-
-
total
4 819
18 656
-
-
Income
106 000
106 000
106 000
106 000
Total tax
40 585
39 856
41 796
42 630
After tax
65 415
66 144
64 204
63 370
Living cost
43 843
43 843
43 843
43 843
Free-cash
21 572
22 301
20 361
19 527

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17240
₽24627
₽17240
₽22628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
social contributions
-
-
-
9 752
income
-
-
-
27 436
total
-
-
-
37 188
Employee
70 818
-
106 000
-
social contributions
5 883
-
9 752
-
income
13 363
-
27 436
-
total
19 246
-
37 188
-
Employer
70 818
-
106 000
-
total
-
-
-
-
Corporate
35 182
106 000
-
-
income
4 398
13 250
-
-
total
4 398
13 250
-
-
Dividends
30 784
92 750
-
-
withholding
6 157
18 550
-
-
total
6 157
18 550
-
-
Income
106 000
106 000
106 000
106 000
Total tax
29 801
31 800
37 188
37 188
After tax
76 199
74 200
68 812
68 812
Living cost
51 572
51 572
51 572
51 572
Free-cash
24 627
22 628
17 240
17 240

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15109
₽13628
₽10067
₽18354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
national
-
-
-
23 597
regional
-
-
-
1 197
social contributions
-
-
-
27 264
municipal
-
-
-
631
total
-
-
-
52 689
Employee
80 461
-
106 000
-
municipal
426
-
562
-
national
13 942
-
20 374
-
social contributions
27 131
-
35 744
-
regional
759
-
1 051
-
total
42 258
-
57 731
-
Employer
80 461
-
106 000
-
total
-
-
-
-
Corporate
25 539
106 000
-
-
nationa
6 130
25 439
-
-
municipal
996
4 134
-
-
total
7 126
29 573
-
-
Dividends
18 413
76 427
-
-
withholding
4 786
19 871
-
-
total
4 786
19 871
-
-
Income
106 000
106 000
106 000
106 000
Total tax
54 170
49 444
57 731
52 689
After tax
51 830
56 556
48 269
53 311
Living cost
38 202
38 202
38 202
38 202
Free-cash
13 628
18 354
10 067
15 109

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28522
₽29318
₽23505
₽31330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
national
-
-
-
23 597
regional
-
-
-
1 598
social contributions
-
-
-
27 264
municipal
-
-
-
631
total
-
-
-
53 090
Employee
50 220
-
106 000
-
municipal
266
-
562
-
national
7 956
-
20 374
-
social contributions
16 935
-
35 744
-
regional
676
-
1 427
-
total
25 833
-
58 107
-
Employer
50 220
-
106 000
-
total
-
-
-
-
Corporate
55 780
106 000
-
-
nationa
13 387