Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 105000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽45268
₽27113
₽24103
₽36841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
105 000
income
-
-
-
21 198
unemployment
-
-
-
157
health
-
-
-
10 331
pensions
-
-
-
19 176
total
-
-
-
50 862
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 554
-
90 853
-
pensions
6 906
-
14 082
-
unemployment
63
-
128
-
income
7 683
-
19 645
-
health
2 878
-
5 870
-
total
17 530
-
39 725
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 554
-
90 853
-
unemployment
27
-
55
-
health
2 967
-
6 052
-
pensions
3 943
-
8 040
-
total
6 937
-
14 147
-
Corporate
53 509
105 000
-
-
income
10 166
19 950
-
-
total
10 166
19 950
-
-
Dividends
43 343
85 050
-
-
withholding
6 501
12 757
-
-
total
6 501
12 757
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 134
32 707
53 872
50 862
After tax
63 866
72 293
51 128
54 138
Living cost
27 025
27 025
27 025
27 025
Free-cash
36 841
45 268
24 103
27 113

Estimated living cost  is ₽27025 per week

₽18547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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