Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 105000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽8627
₽2447
₽17304
₽9720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
income
-
-
-
21 277
pensions
-
-
-
11 823
health
-
-
-
12 323
total
-
-
-
45 423
Employee
86 174
86 174
89 353
-
health
13 227
11 251
11 432
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
14 105
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
37 360
-
Employer
86 174
86 174
89 353
-
unemployment
3 102
3 102
3 217
-
pensions
5 998
5 998
6 220
-
health
5 990
5 990
6 210
-
total
15 090
15 090
15 647
-
Corporate
4 793
3 735
-
-
income
959
747
-
-
total
959
747
-
-
Dividends
3 833
2 989
-
-
income
814
636
-
-
withholding
574
448
-
-
total
1 388
1 084
-
-
Income
105 000
105 000
105 000
105 000
Total tax
60 280
54 100
53 007
45 423
After tax
44 720
50 900
51 993
59 577
Living cost
42 273
42 273
42 273
42 273
Free-cash
2 447
8 627
9 720
17 304

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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