Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 105000
per

Your estimated
City
free-cash

Andorra , Andorra
₽69560
₽56598
₽53808
₽66773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
23 100
income
-
-
-
3 152
total
-
-
-
26 252
Employee
26 673
-
90 909
-
social contributions
1 733
-
5 909
-
income
-
-
3 462
-
total
1 733
-
9 371
-
Employer
26 673
-
90 909
-
social contributions
4 135
-
14 091
-
total
4 135
-
14 091
-
Corporate
74 192
105 000
-
-
income
7 419
10 500
-
-
total
7 419
10 500
-
-
Dividends
66 774
94 500
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
13 287
10 500
23 462
26 252
After tax
91 713
94 500
81 538
78 748
Living cost
24 940
24 940
24 940
24 940
Free-cash
66 773
69 560
56 598
53 808

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽32110
₽2578
₽26279
₽31699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
chamber of commerce
-
-
-
420
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
21 398
surtax
-
-
-
-
total
-
-
-
52 252
Employee
36 267
33 064
81 534
-
health
1 403
1 280
3 155
-
pensions
3 714
3 385
8 349
-
other
362
331
816
-
unemployment
1 088
992
2 447
-
income
3 231
2 439
18 124
-
total
9 798
8 427
32 891
-
Employer
36 267
33 064
81 534
-
pensions
4 552
4 150
10 232
-
accident
471
430
1 060
-
unemployment
1 088
992
2 447
-
surtax
-
-
-
-
payroll
1 088
992
2 447
-
chamber of commerce
145
132
326
-
health
1 371
1 250
3 081
-
other
1 722
1 570
3 873
-
total
10 437
9 516
23 466
-
Corporate
58 296
62 420
78 385
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 573
15 604
19 596
-
total
14 573
15 604
19 596
-
Dividends
43 722
46 816
-
-
withholding
12 024
12 874
-
-
total
12 024
12 874
-
-
Income
105 000
105 000
105 000
105 000
Total tax
46 832
46 421
75 953
52 252
After tax
58 168
58 579
29 047
52 748
Living cost
26 469
26 469
26 469
26 469
Free-cash
31 699
32 110
2 578
26 279

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽29254
-₽210
₽23350
₽27972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
chamber of commerce
-
-
-
420
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
21 398
surtax
-
-
-
164
total
-
-
-
52 416
Employee
41 463
33 064
81 405
-
health
1 604
1 280
3 150
-
pensions
4 246
3 385
8 335
-
other
414
331
814
-
unemployment
1 244
992
2 442
-
income
4 720
2 439
18 079
-
total
12 228
8 427
32 820
-
Employer
41 463
33 064
81 405
-
pensions
5 204
4 150
10 217
-
accident
538
430
1 058
-
unemployment
1 244
992
2 442
-
surtax
164
164
164
-
payroll
1 244
992
2 442
-
chamber of commerce
165
132
326
-
health
1 567
1 250
3 076
-
other
1 970
1 570
3 865
-
total
12 096
9 680
23 590
-
Corporate
51 442
62 257
78 261
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 860
15 564
19 566
-
total
12 860
15 564
19 566
-
Dividends
38 582
46 693
-
-
withholding
10 610
12 841
-
-
total
10 610
12 841
-
-
Income
105 000
105 000
105 000
105 000
Total tax
47 794
46 512
75 976
52 416
After tax
57 206
58 488
29 024
52 584
Living cost
29 234
29 234
29 234
29 234
Free-cash
27 972
29 254
-210
23 350

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽28558
₽9012
₽16763
₽16115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
16 690
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 298
national
-
-
-
35 998
total
-
-
-
57 986
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
81 325
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 823
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 099
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 242
-
national
18 246
-
27 191
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
707
-
total
29 096
-
42 062
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
81 325
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 058
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 187
-
surtax
6 729
-
9 223
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 002
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 205
-
total
17 275
-
23 675
-
Corporate
28 378
105 000
-
-
surtax
113
420
-
-
income
5 676
21 000
-
-
total
5 789
21 420
-
-
Dividends
22 589
83 580
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 474
24 771
-
-
total
6 474
24 771
-
-
Income
105 000
105 000
105 000
105 000
Total tax
58 634
46 191
65 737
57 986
After tax
46 366
58 809
39 263
47 014
Living cost
30 251
30 251
30 251
30 251
Free-cash
16 115
28 558
9 012
16 763

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽75512
₽70928
₽67254
₽70459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
15 750
total
-
-
-
23 483
Employee
18 887
-
99 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
9 932
-
total
4 624
-
14 126
-
Employer
18 887
-
99 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
82 407
105 000
-
-
income
8 241
10 500
-
-
total
8 241
10 500
-
-
Dividends
74 167
94 500
-
-
withholding
3 708
4 725
-
-
total
3 708
4 725
-
-
Income
105 000
105 000
105 000
105 000
Total tax
20 278
15 225
19 809
23 483
After tax
84 722
89 775
85 191
81 517
Living cost
14 263
14 263
14 263
14 263
Free-cash
70 459
75 512
70 928
67 254

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽78904
₽74320
₽70646
₽75053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
15 750
total
-
-
-
23 483
Employee
14 395
-
99 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
9 932
-
total
3 523
-
14 126
-
Employer
14 395
-
99 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
87 780
105 000
-
-
income
8 778
10 500
-
-
total
8 778
10 500
-
-
Dividends
79 002
94 500
-
-
withholding
3 950
4 725
-
-
total
3 950
4 725
-
-
Income
105 000
105 000
105 000
105 000
Total tax
19 076
15 225
19 809
23 483
After tax
85 924
89 775
85 191
81 517
Living cost
10 871
10 871
10 871
10 871
Free-cash
75 053
78 904
74 320
70 646

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57522
₽53224
₽54340
₽53008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
13 424
health
-
-
-
2 678
income
-
-
-
15 349
total
-
-
-
31 451
Employee
63 798
63 798
96 081
-
health
494
1 085
1 633
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
14 872
-
total
9 853
12 286
23 647
-
Employer
63 798
63 798
96 081
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 778
-
total
2 949
6 476
8 920
-
Corporate
72 989
34 727
-
-
income
9 124
4 341
-
-
total
9 124
4 341
-
-
Dividends
63 865
30 386
-
-
withholding
10 857
5 166
-
-
total
10 857
5 166
-
-
Income
105 000
105 000
105 000
105 000
Total tax
32 783
28 269
32 567
31 451
After tax
72 217
76 731
72 433
73 549
Living cost
19 209
19 209
19 209
19 209
Free-cash
53 008
57 522
53 224
54 340

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽49821
₽45523
₽46639
₽46383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
13 424
health
-
-
-
2 678
income
-
-
-
15 349
total
-
-
-
31 451
Employee
63 798
63 798
96 081
-
health
635
1 085
1 633
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
14 872
-
total
10 434
12 286
23 647
-
Employer
63 798
63 798
96 081
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 778
-
total
3 791
6 476
8 920
-
Corporate
63 864
34 727
-
-
income
7 982
4 341
-
-
total
7 982
4 341
-
-
Dividends
55 882
30 386
-
-
withholding
9 500
5 166
-
-
total
9 500
5 166
-
-
Income
105 000
105 000
105 000
105 000
Total tax
31 707
28 269
32 567
31 451
After tax
73 293
76 731
72 433
73 549
Living cost
26 910
26 910
26 910
26 910
Free-cash
46 383
49 821
45 523
46 639

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽52770
₽33761
₽33799
₽45805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
28 093
health
-
-
-
14 175
solidarity contribution
-
-
-
-
income
-
-
-
9 410
total
-
-
-
51 678
Employee
28 710
-
78 358
-
health
3 876
-
10 578
-
social contributions
1 866
-
5 093
-
solidarity contribution
-
-
-
-
income
3 445
-
9 403
-
total
9 187
-
25 074
-
Employer
28 710
-
78 358
-
social contributions
7 178
-
19 590
-
health
2 584
-
7 052
-
total
9 762
-
26 642
-
Corporate
66 528
105 000
-
-
income
12 640
19 950
-
-
total
12 640
19 950
-
-
Dividends
53 888
85 050
-
-
withholding
8 083
12 757
-
-
total
8 083
12 757
-
-
Income
105 000
105 000
105 000
105 000
Total tax
39 672
32 707
51 716
51 678
After tax
65 328
72 293
53 284
53 322
Living cost
19 523
19 523
19 523
19 523
Free-cash
45 805
52 770
33 761
33 799

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽48236
₽29227
₽29265
₽39652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
28 093
health
-
-
-
14 175
solidarity contribution
-
-
-
-
income
-
-
-
9 410
total
-
-
-
51 678
Employee
35 378
-
78 358
-
health
4 776
-
10 578
-
social contributions
2 300
-
5 093
-
solidarity contribution
-
-
-
-
income
4 245
-
9 403
-
total
11 321
-
25 074
-
Employer
35 378
-
78 358
-
social contributions
8 845
-
19 590
-
health
3 184
-
7 052
-
total
12 029
-
26 642
-
Corporate
57 593
105 000
-
-
income
10 943
19 950
-
-
total
10 943
19 950
-
-
Dividends
46 650
85 050
-
-
withholding
6 998
12 757
-
-
total
6 998
12 757
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 291
32 707
51 716
51 678
After tax
63 709
72 293
53 284
53 322
Living cost
24 057
24 057
24 057
24 057
Free-cash
39 652
48 236
29 227
29 265

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽76254
-₽76254
₽23765
-₽76254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
labour market
-
-
-
8 342
municipal
-
-
-
20 639
pensions
-
-
-
721
national
-
-
-
11 468
total
-
-
-
41 170
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
141 189
141 189
141 189
41 170
After tax
-36 189
-36 189
-36 189
63 830
Living cost
40 065
40 065
40 065
40 065
Free-cash
-76 254
-76 254
-76 254
23 765

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽63960
₽40479
₽36240
₽58805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
13 651
pensions
-
-
-
21 000
income
-
-
-
14 069
total
-
-
-
48 720
Employee
23 536
-
78 474
-
pensions
471
-
1 570
-
unemployment
376
-
1 255
-
income
2 650
-
15 131
-
total
3 497
-
17 956
-
Employer
23 536
-
78 474
-
pensions
4 708
-
15 696
-
unemployment
189
-
628
-
health
3 059
-
10 201
-
total
7 956
-
26 525
-
Corporate
73 508
105 000
-
-
income
14 702
21 000
-
-
total
14 702
21 000
-
-
Dividends
58 806
84 000
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
26 155
21 000
44 481
48 720
After tax
78 845
84 000
60 519
56 280
Living cost
20 040
20 040
20 040
20 040
Free-cash
58 805
63 960
40 479
36 240

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽36280
₽25842
₽40241
₽36506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
105 000
health
-
-
-
1 271
municipal
-
-
-
18 671
national
-
-
-
12 964
total
-
-
-
32 906
Employee
43 651
-
88 331
-
health
326
-
1 014
-
municipal
7 150
-
14 405
-
pensions
2 946
-
5 962
-
national
721
-
7 929
-
unemployment
655
-
1 326
-
total
11 798
-
30 636
-
Employer
43 651
-
88 331
-
accident
44
-
88
-
unemployment
283
-
575
-
health
335
-
680
-
pensions
7 573
-
15 326
-
total
8 235
-
16 669
-
Corporate
53 113
105 000
-
-
income
10 623
21 000
-
-
total
10 623
21 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 868
63 000
-
-
municipal
5 736
11 339
-
-
national
249
4 528
-
-
total
5 985
15 867
-
-
Income
105 000
105 000
105 000
105 000
Total tax
36 641
36 867
47 305
32 906
After tax
68 359
68 133
57 695
72 094
Living cost
31 853
31 853
31 853
31 853
Free-cash
36 506
36 280
25 842
40 241

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽27347
₽36726
₽34265
₽31957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
2 993
health
-
-
-
3 155
pensions
-
-
-
22 644
other
-
-
-
3 254
income
-
-
-
13 116
surtax
-
-
-
-
total
-
-
-
45 162
Employee
31 696
-
83 627
-
income
1 634
-
14 127
-
social contributions
904
-
2 382
-
pensions
3 585
-
4 819
-
surtax
-
-
-
-
total
6 123
-
21 328
-
Employer
31 696
-
83 627
-
pensions
5 208
-
8 292
-
social contributions
94
-
250
-
unemployment
1 283
-
3 387
-
health
2 218
-
6 560
-
other
1 094
-
2 884
-
total
9 897
-
21 373
-
Corporate
63 405
105 000
-
-
surtax
-
-
-
-
income
17 754
29 400
-
-
total
17 754
29 400
-
-
Dividends
45 651
75 600
-
-
surtax
-
-
-
-
withholding
5 843
9 677
-
-
social contributions
7 853
13 003
-
-
total
13 696
22 680
-
-
Income
105 000
105 000
105 000
105 000
Total tax
47 470
52 080
42 701
45 162
After tax
57 530
52 920
62 299
59 838
Living cost
25 573
25 573
25 573
25 573
Free-cash
31 957
27 347
36 726
34 265

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽24534
₽33913
₽31452
₽29435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
2 993
health
-
-
-
3 155
pensions
-
-
-
22 644
other
-
-
-
3 254
income
-
-
-
13 116
surtax
-
-
-
-
total
-
-
-
45 162
Employee
35 509
-
83 627
-
income
2 096
-
14 127
-
social contributions
1 012
-
2 382
-
pensions
4 015
-
4 819
-
surtax
-
-
-
-
total
7 123
-
21 328
-
Employer
35 509
-
83 627
-
pensions
5 833
-
8 292
-
social contributions
107
-
250
-
unemployment
1 437
-
3 387
-
health
2 486
-
6 560
-
other
1 225
-
2 884
-
total
11 088
-
21 373
-
Corporate
58 402
105 000
-
-
surtax
-
-
-
-
income
16 352
29 400
-
-
total
16 352
29 400
-
-
Dividends
42 050
75 600
-
-
surtax
-
-
-
-
withholding
5 383
9 677
-
-
social contributions
7 233
13 003
-
-
total
12 616
22 680
-
-
Income
105 000
105 000
105 000
105 000
Total tax
47 179
52 080
42 701
45 162
After tax
57 821
52 920
62 299
59 838
Living cost
28 386
28 386
28 386
28 386
Free-cash
29 435
24 534
33 913
31 452

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12848
₽22227
₽19766
₽18555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
2 993
health
-
-
-
3 155
pensions
-
-
-
22 644
other
-
-
-
3 254
income
-
-
-
13 116
surtax
-
-
-
-
total
-
-
-
45 162
Employee
51 964
-
83 627
-
income
4 534
-
14 127
-
social contributions
1 480
-
2 382
-
pensions
5 877
-
4 819
-
surtax
-
-
-
-
total
11 891
-
21 328
-
Employer
51 964
-
83 627
-
pensions
8 538
-
8 292
-
social contributions
156
-
250
-
unemployment
2 105
-
3 387
-
health
3 637
-
6 560
-
other
1 793
-
2 884
-
total
16 229
-
21 373
-
Corporate
36 807
105 000
-
-
surtax
-
-
-
-
income
10 306
29 400
-
-
total
10 306
29 400
-
-
Dividends
26 500
75 600
-
-
surtax
-
-
-
-
withholding
3 391
9 677
-
-
social contributions
4 556
13 003
-
-
total
7 947
22 680
-
-
Income
105 000
105 000
105 000
105 000
Total tax
46 373
52 080
42 701
45 162
After tax
58 627
52 920
62 299
59 838
Living cost
40 072
40 072
40 072
40 072
Free-cash
18 555
12 848
22 227
19 766

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽93893
₽78143
₽98093
₽92795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 050
total
-
-
-
1 050
Employee
7 321
-
105 000
-
income
1 464
-
21 000
-
total
1 464
-
21 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

97 679
105 000
-
-
total
-
-
-
-
Dividends
97 679
105 000
-
-
withholding
4 884
5 250
-
-
total
4 884
5 250
-
-
Income
105 000
105 000
105 000
105 000
Total tax
6 348
5 250
21 000
1 050
After tax
98 652
99 750
84 000
103 950
Living cost
5 857
5 857
5 857
5 857
Free-cash
92 795
93 893
78 143
98 093

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽90623
₽74873
₽94823
₽88911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 050
total
-
-
-
1 050
Employee
11 409
-
105 000
-
income
2 282
-
21 000
-
total
2 282
-
21 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 591
105 000
-
-
total
-
-
-
-
Dividends
93 591
105 000
-
-
withholding
4 680
5 250
-
-
total
4 680
5 250
-
-
Income
105 000
105 000
105 000
105 000
Total tax
6 962
5 250
21 000
1 050
After tax
98 038
99 750
84 000
103 950
Living cost
9 127
9 127
9 127
9 127
Free-cash
88 911
90 623
74 873
94 823

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22075
₽37872
₽28340
₽32926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 532
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 895
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 534
total
-
-
-
44 629
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
105 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 534
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
27 895
-
total
9 250
-
35 097
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 719
105 000
-
-
trade
9 143
15 068
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

526
866
-
-
chamber of commerce
219
280
-
-
income
9 559
15 749
-
-
total
19 447
31 963
-
-
Dividends
44 273
73 037
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

592
987
-
-
withholding
10 754
17 944
-
-
total
11 346
18 931
-
-
Income
105 000
105 000
105 000
105 000
Total tax
40 043
50 894
35 097
44 629
After tax
64 957
54 106
69 903
60 371
Living cost
32 031
32 031
32 031
32 031
Free-cash
32 926
22 075
37 872
28 340

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽27896
₽44773
₽34311
₽37073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 462
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 895
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 534
total
-
-
-
45 559
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
105 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 534
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
27 895
-
total
6 603
-
35 097
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 267
105 000
-
-
trade
11 539
16 538
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

605
866
-
-
chamber of commerce
231
277
-
-
income
10 990
15 749
-
-
total
23 365
33 430
-
-
Dividends
49 902
71 570
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

669
967
-
-
withholding
12 160
17 577
-
-
total
12 829
18 544
-
-
Income
105 000
105 000
105 000
105 000
Total tax
42 797
51 974
35 097
45 559
After tax
62 203
53 026
69 903
59 441
Living cost
25 130
25 130
25 130
25 130
Free-cash
37 073
27 896
44 773
34 311

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19892
₽37310
₽26383
₽31550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 927
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 895
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 534
total
-
-
-
46 024
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
105 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 534
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
27 895
-
total
9 481
-
35 097
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 926
105 000
-
-
trade
10 352
17 272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

520
866
-
-
chamber of commerce
216
276
-
-
income
9 439
15 749
-
-
total
20 527
34 163
-
-
Dividends
42 400
70 837
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

565
957
-
-
withholding
10 284
17 395
-
-
total
10 849
18 352
-
-
Income
105 000
105 000
105 000
105 000
Total tax
40 857
52 515
35 097
46 024
After tax
64 143
52 485
69 903
58 976
Living cost
32 593
32 593
32 593
32 593
Free-cash
31 550
19 892
37 310
26 383

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13940
₽31895
₽20502
₽27391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 393
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 895
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 534
total
-
-
-
46 490
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
105 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 534
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
27 895
-
total
11 854
-
35 097
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 138
105 000
-
-
trade
9 456
18 007
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

455
866
-
-
chamber of commerce
203
274
-
-
income
8 271
15 749
-
-
total
18 385
34 896
-
-
Dividends
36 753
70 104
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
946
-
-
withholding
8 874
17 210
-
-
total
9 362
18 156
-
-
Income
105 000
105 000
105 000
105 000
Total tax
39 601
53 052
35 097
46 490
After tax
65 399
51 948
69 903
58 510
Living cost
38 008
38 008
38 008
38 008
Free-cash
27 391
13 940
31 895
20 502

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽47410
₽30188
₽31922
₽44772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
189
health
-
-
-
7 453
pensions
-
-
-
21 000
other
-
-
-
-
income
-
-
-
22 710
surtax
-
-
-
3 091
total
-
-
-
54 443
Employee
27 940
-
86 741
-
health
713
-
2 211
-
pensions
1 864
-
5 786
-
surtax
99
-
2 817
-
other
-
-
-
-
unemployment
1 944
-
6 036
-
income
4 684
-
21 068
-
total
9 304
-
37 918
-
Employer
27 940
-
86 741
-
pensions
3 725
-
11 563
-
unemployment
886
-
2 749
-
health
1 271
-
3 947
-
other
-
-
-
-
total
5 882
-
18 259
-
Corporate
71 177
105 000
-
-
income
18 506
27 299
-
-
total
18 506
27 299
-
-
Dividends
52 671
77 701
-
-
withholding
7 901
11 656
-
-
total
7 901
11 656
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 593
38 955
56 177
54 443
After tax
63 407
66 045
48 823
50 557
Living cost
18 635
18 635
18 635
18 635
Free-cash
44 772
47 410
30 188
31 922

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽47737
₽30515
₽32249
₽45154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
189
health
-
-
-
7 453
pensions
-
-
-
21 000
other
-
-
-
-
income
-
-
-
22 710
surtax
-
-
-
3 091
total
-
-
-
54 443
Employee
27 437
-
86 741
-
health
701
-
2 211
-
pensions
1 830
-
5 786
-
surtax
90
-
2 817
-
other
-
-
-
-
unemployment
1 910
-
6 036
-
income
4 599
-
21 068
-
total
9 130
-
37 918
-
Employer
27 437
-
86 741
-
pensions
3 657
-
11 563
-
unemployment
869
-
2 749
-
health
1 249
-
3 947
-
other
-
-
-
-
total
5 775
-
18 259
-
Corporate
71 788
105 000
-
-
income
18 665
27 299
-
-
total
18 665
27 299
-
-
Dividends
53 123
77 701
-
-
withholding
7 968
11 656
-
-
total
7 968
11 656
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 538
38 955
56 177
54 443
After tax
63 462
66 045
48 823
50 557
Living cost
18 308
18 308
18 308
18 308
Free-cash
45 154
47 737
30 515
32 249

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42821
₽44595
₽56466
₽43160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
1 575
health
-
-
-
7 350
pensions
-
-
-
10 500
income
-
-
-
12 836
total
-
-
-
32 261
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
87 866
-
health
1 644
654
6 151
-
pensions
2 349
935
8 787
-
unemployment
352
140
1 318
-
income
2 872
1 143
10 742
-
total
7 217
2 872
26 998
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
87 866
-
pensions
4 581
1 823
17 134
-
total
4 581
1 823
17 134
-
Corporate
76 929
93 828
-
-
income
6 924
8 445
-
-
total
6 924
8 445
-
-
Dividends
70 005
85 383
-
-
withholding
13 301
16 223
-
-
social contributions
13 544
16 543
-
-
total
26 845
32 766
-
-
Income
105 000
105 000
105 000
105 000
Total tax
45 567
45 906
44 132
32 261
After tax
59 433
59 094
60 868
72 739
Living cost
16 273
16 273
16 273
16 273
Free-cash
43 160
42 821
44 595
56 466

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽23637
₽21617
₽20792
₽22940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
1 129
municipal
-
-
-
11 216
pensions
-
-
-
12 600
national
-
-
-
17 380
total
-
-
-
42 325
Employee
64 927
-
90 772
-
municipal
8 020
-
11 622
-
pensions
2 597
-
3 631
-
national
12 427
-
18 009
-
total
23 044
-
33 262
-
Employer
64 927
-
90 772
-
social contributions
698
-
976
-
pensions
5 194
-
7 262
-
total
5 892
-
8 238
-
Corporate
29 896
105 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 979
21 000
-
-
total
5 979
21 000
-
-
Dividends
23 917
84 000
-
-
withholding
5 262
18 480
-
-
total
5 262
18 480
-
-
Income
105 000
105 000
105 000
105 000
Total tax
40 177
39 480
41 500
42 325
After tax
64 823
65 520
63 500
62 675
Living cost
41 883
41 883
41 883
41 883
Free-cash
22 940
23 637
21 617
20 792

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽26238
₽19648
₽19648
₽28070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
9 803
income
-
-
-
28 287
total
-
-
-
38 090
Employee
64 899
-
105 000
-
social contributions
5 392
-
9 803
-
income
12 246
-
28 287
-
total
17 638
-
38 090
-
Employer
64 899
-
105 000
-
total
-
-
-
-
Corporate
40 101
105 000
-
-
income
5 013
13 125
-
-
total
5 013
13 125
-
-
Dividends
35 088
91 875
-
-
withholding
7 017
18 375
-
-
total
7 017
18 375
-
-
Income
105 000
105 000
105 000
105 000
Total tax
29 668
31 500
38 090
38 090
After tax
75 332
73 500
66 910
66 910
Living cost
47 262
47 262
47 262
47 262
Free-cash
28 070
26 238
19 648
19 648

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽21013
₽12323
₽17321
₽16681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
regional
-
-
-
1 196
social contributions
-
-
-
27 007
municipal
-
-
-
623
national
-
-
-
23 844
total
-
-
-
52 670
Employee
73 736
-
105 000
-
regional
696
-
1 053
-
municipal
390
-
557
-
social contributions
24 864
-
35 406
-
national
12 777
-
20 652
-
total
38 727
-
57 668
-
Employer
73 736
-
105 000
-
total
-
-
-
-
Corporate
31 264
105 000
-
-
nationa
7 504
25 201
-
-
municipal
1 219
4 095
-
-
total
8 723
29 296
-
-
Dividends
22 541
75 704
-
-
withholding
5 860
19 682
-
-
total
5 860
19 682
-
-
Income
105 000
105 000
105 000
105 000
Total tax
53 310
48 978
57 668
52 670
After tax
51 690
56 022
47 332
52 330
Living cost
35 009
35 009
35 009
35 009
Free-cash
16 681
21 013
12 323
17 321

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32840
₽24622
₽29593
₽30998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
regional
-
-
-
1 583
social contributions
-
-
-
27 007
municipal
-
-
-
623
national
-
-
-
23 844
total
-
-
-
53 057
Employee
46 023
-
105 000
-
regional
620
-
1 413
-
municipal
244
-
557
-
social contributions
15 519
-
35 406
-
national
7 291
-
20 652
-
total
23 674
-
58 028
-
Employer
46 023
-
105 000
-
total
-
-
-
-
Corporate
58 977
105 000
-
-
nationa
14 154
25 201