Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 105000
per

Your estimated
City
free-cash

Andorra , Andorra
₽52122
₽64425
₽54913
₽67448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
23 100
income
-
-
-
2 726
total
-
-
-
25 826
Employee
28 933
-
90 909
-
social contributions
1 880
-
5 909
-
income
-
-
3 035
-
total
1 880
-
8 944
-
Employer
28 933
-
90 909
-
social contributions
4 485
-
14 091
-
total
4 485
-
14 091
-
Corporate
71 582
105 000
-
-
income
7 158
10 500
-
-
total
7 158
10 500
-
-
Dividends
64 425
94 500
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
13 523
10 500
23 035
25 826
After tax
91 477
94 500
81 965
79 174
Living cost
27 052
27 052
27 052
27 052
Free-cash
64 425
67 448
54 913
52 122

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23401
₽29548
₽1242
₽29992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 032
chamber of commerce
-
-
-
420
pensions
-
-
-
19 425
income
-
-
-
19 490
total
-
-
-
52 887
Employee
39 340
35 865
81 533
-
unemployment
1 180
1 076
2 446
-
other
393
359
815
-
income
3 504
2 645
17 283
-
pensions
4 029
3 672
8 350
-
health
1 522
1 388
3 156
-
total
10 628
9 140
32 050
-
Employer
39 340
35 865
81 533
-
pensions
4 937
4 502
10 232
-
surtax
-
-
-
-
payroll
1 180
1 076
2 446
-
other
1 868
1 703
3 873
-
health
1 488
1 356
3 083
-
accident
511
466
1 061
-
unemployment
1 180
1 076
2 446
-
chamber of commerce
157
143
326
-
total
11 321
10 322
23 467
-
Corporate
54 339
58 813
78 119
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 584
14 703
19 529
-
total
13 584
14 703
19 529
-
Dividends
40 755
44 110
-
-
withholding
11 207
12 131
-
-
total
11 207
12 131
-
-
Income
105 000
105 000
105 000
105 000
Total tax
46 740
46 296
75 046
52 887
After tax
58 260
58 704
29 954
52 113
Living cost
28 712
28 712
28 712
28 712
Free-cash
29 548
29 992
1 242
23 401

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20224
₽25505
-₽1789
₽26898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 032
chamber of commerce
-
-
-
420
pensions
-
-
-
19 425
income
-
-
-
19 490
total
-
-
-
53 065
Employee
44 976
35 865
81 394
-
unemployment
1 349
1 076
2 442
-
other
449
359
815
-
income
5 120
2 645
17 236
-
pensions
4 606
3 672
8 334
-
health
1 740
1 388
3 149
-
total
13 264
9 140
31 976
-
Employer
44 976
35 865
81 394
-
pensions
5 644
4 502
10 215
-
surtax
178
178
178
-
payroll
1 349
1 076
2 442
-
other
2 137
1 703
3 867
-
health
1 699
1 356
3 078
-
accident
584
466
1 059
-
unemployment
1 349
1 076
2 442
-
chamber of commerce
179
143
326
-
total
13 119
10 500
23 607
-
Corporate
46 904
58 636
77 979
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 726
14 658
19 495
-
total
11 726
14 658
19 495
-
Dividends
35 178
43 977
-
-
withholding
9 675
12 093
-
-
total
9 675
12 093
-
-
Income
105 000
105 000
105 000
105 000
Total tax
47 784
46 391
75 078
53 065
After tax
57 216
58 609
29 922
51 935
Living cost
31 711
31 711
31 711
31 711
Free-cash
25 505
26 898
-1 789
20 224

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14825
₽12524
₽7142
₽26019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
national
-
-
-
35 229
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 289
social contributions
-
-
-
16 843
total
-
-
-
57 361
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
81 326
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
707
-
national
19 791
-
26 501
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 242
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 099
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 822
-
total
31 562
-
41 371
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
81 326
-
surtax
7 299
-
9 222
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 205
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 002
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 057
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 187
-
total
18 738
-
23 673
-
Corporate
21 887
105 000
-
-
income
4 377
21 000
-
-
surtax
87
420
-
-
total
4 464
21 420
-
-
Dividends
17 423
83 580
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 898
24 747
-
-
total
4 898
24 747
-
-
Income
105 000
105 000
105 000
105 000
Total tax
59 662
46 167
65 044
57 361
After tax
45 338
58 833
39 956
47 639
Living cost
32 814
32 814
32 814
32 814
Free-cash
12 524
26 019
7 142
14 825

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽65384
₽68819
₽68926
₽74300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
15 750
total
-
-
-
24 141
Employee
20 491
-
98 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
9 883
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
14 433
-
Employer
20 491
-
98 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
80 489
105 000
-
-
income
8 048
10 500
-
-
total
8 048
10 500
-
-
Dividends
72 440
94 500
-
-
withholding
3 622
4 725
-
-
total
3 622
4 725
-
-
Income
105 000
105 000
105 000
105 000
Total tax
20 706
15 225
20 599
24 141
After tax
84 294
89 775
84 401
80 859
Living cost
15 475
15 475
15 475
15 475
Free-cash
68 819
74 300
68 926
65 384

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽69064
₽73802
₽72606
₽77980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
15 750
total
-
-
-
24 141
Employee
15 618
-
98 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
9 883
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
14 433
-
Employer
15 618
-
98 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
86 318
105 000
-
-
income
8 632
10 500
-
-
total
8 632
10 500
-
-
Dividends
77 686
94 500
-
-
withholding
3 884
4 725
-
-
total
3 884
4 725
-
-
Income
105 000
105 000
105 000
105 000
Total tax
19 403
15 225
20 599
24 141
After tax
85 597
89 775
84 401
80 859
Living cost
11 795
11 795
11 795
11 795
Free-cash
73 802
77 980
72 606
69 064

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽52875
₽51039
₽51724
₽55936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
2 678
social contributions
-
-
-
14 561
income
-
-
-
14 049
total
-
-
-
31 288
Employee
69 203
69 203
95 487
-
income
7 535
6 406
13 557
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 622
-
total
10 687
13 326
22 926
-
Employer
69 203
69 203
95 487
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 766
-
total
3 198
7 024
9 513
-
Corporate
70 277
28 773
-
-
income
8 785
3 597
-
-
total
8 785
3 597
-
-
Dividends
61 492
25 176
-
-
withholding
10 454
4 280
-
-
total
10 454
4 280
-
-
Income
105 000
105 000
105 000
105 000
Total tax
33 124
28 227
32 439
31 288
After tax
71 876
76 773
72 561
73 712
Living cost
20 837
20 837
20 837
20 837
Free-cash
51 039
55 936
51 724
52 875

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽44522
₽43850
₽43371
₽47583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
2 678
social contributions
-
-
-
14 561
income
-
-
-
14 049
total
-
-
-
31 288
Employee
69 203
69 203
95 487
-
income
7 267
6 406
13 557
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 622
-
total
11 318
13 326
22 926
-
Employer
69 203
69 203
95 487
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 766
-
total
4 113
7 024
9 513
-
Corporate
60 379
28 773
-
-
income
7 547
3 597
-
-
total
7 547
3 597
-
-
Dividends
52 833
25 176
-
-
withholding
8 982
4 280
-
-
total
8 982
4 280
-
-
Income
105 000
105 000
105 000
105 000
Total tax
31 960
28 227
32 439
31 288
After tax
73 040
76 773
72 561
73 712
Living cost
29 190
29 190
29 190
29 190
Free-cash
43 850
47 583
43 371
44 522

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽31022
₽44109
₽32512
₽51520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
14 175
social contributions
-
-
-
29 891
income
-
-
-
9 140
solidarity contribution
-
-
-
-
total
-
-
-
53 206
Employee
30 548
-
78 358
-
income
3 666
-
9 403
-
social contributions
1 986
-
5 093
-
health
4 124
-
10 578
-
solidarity contribution
-
-
-
-
total
9 776
-
25 074
-
Employer
30 548
-
78 358
-
social contributions
7 637
-
19 590
-
health
2 749
-
7 052
-
total
10 386
-
26 642
-
Corporate
64 066
105 000
-
-
income
12 173
19 950
-
-
total
12 173
19 950
-
-
Dividends
51 894
85 050
-
-
withholding
7 784
12 758
-
-
total
7 784
12 758
-
-
Income
105 000
105 000
105 000
105 000
Total tax
40 119
32 708
51 716
53 206
After tax
64 881
72 292
53 284
51 794
Living cost
20 772
20 772
20 772
20 772
Free-cash
44 109
51 520
32 512
31 022

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26197
₽37563
₽27687
₽46695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
14 175
social contributions
-
-
-
29 891
income
-
-
-
9 140
solidarity contribution
-
-
-
-
total
-
-
-
53 206
Employee
37 643
-
78 358
-
income
4 517
-
9 403
-
social contributions
2 447
-
5 093
-
health
5 082
-
10 578
-
solidarity contribution
-
-
-
-
total
12 046
-
25 074
-
Employer
37 643
-
78 358
-
social contributions
9 411
-
19 590
-
health
3 388
-
7 052
-
total
12 799
-
26 642
-
Corporate
54 559
105 000
-
-
income
10 366
19 950
-
-
total
10 366
19 950
-
-
Dividends
44 193
85 050
-
-
withholding
6 629
12 758
-
-
total
6 629
12 758
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 840
32 708
51 716
53 206
After tax
63 160
72 292
53 284
51 794
Living cost
25 597
25 597
25 597
25 597
Free-cash
37 563
46 695
27 687
26 197

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽20779
-₽91672
-₽91672
-₽91672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
national
-
-
-
11 361
pensions
-
-
-
782
municipal
-
-
-
20 268
labour market
-
-
-
8 337
total
-
-
-
40 748
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
153 199
153 199
153 199
40 748
After tax
-48 199
-48 199
-48 199
64 252
Living cost
43 473
43 473
43 473
43 473
Free-cash
-91 672
-91 672
-91 672
20 779

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34543
₽56673
₽38784
₽62263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
health
-
-
-
13 651
pensions
-
-
-
21 000
income
-
-
-
14 069
total
-
-
-
48 720
Employee
25 530
-
78 474
-
unemployment
408
-
1 255
-
income
2 874
-
15 130
-
pensions
511
-
1 570
-
total
3 793
-
17 955
-
Employer
25 530
-
78 474
-
pensions
5 106
-
15 695
-
health
3 318
-
10 201
-
unemployment
205
-
628
-
total
8 629
-
26 524
-
Corporate
70 840
105 000
-
-
income
14 168
21 000
-
-
total
14 168
21 000
-
-
Dividends
56 672
84 000
-
-
total
-
-
-
-
Income
105 000
105 000
105 000
105 000
Total tax
26 590
21 000
44 479
48 720
After tax
78 410
84 000
60 521
56 280
Living cost
21 737
21 737
21 737
21 737
Free-cash
56 673
62 263
38 784
34 543

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽38329
₽33713
₽23930
₽34117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
105 000
national
-
-
-
12 200
health
-
-
-
1 242
municipal
-
-
-
18 677
total
-
-
-
32 119
Employee
47 349
-
88 331
-
unemployment
710
-
1 325
-
municipal
7 755
-
14 411
-
national
782
-
7 166
-
pensions
3 195
-
5 962
-
health
354
-
985
-
total
12 796
-
29 849
-
Employer
47 349
-
88 331
-
pensions
8 215
-
15 326
-
health
364
-
680
-
accident
48
-
89
-
unemployment
307
-
574
-
total
8 934
-
16 669
-
Corporate
48 718
105 000
-
-
income
9 743
21 000
-
-
total
9 743
21 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 231
63 000
-
-
municipal
5 262
11 340
-
-
national
-
3 991
-
-
total
5 262
15 331
-
-
Income
105 000
105 000
105 000
105 000
Total tax
36 735
36 331
46 518
32 119
After tax
68 265
68 669
58 482
72 881
Living cost
34 552
34 552
34 552
34 552
Free-cash
33 713
34 117
23 930
38 329

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32298
₽30182
₽35900
₽25181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
-
health
-
-
-
2 770
pensions
-
-
-
23 823
social contributions
-
-
-
2 992
income
-
-
-
12 122
other
-
-
-
3 255
total
-
-
-
44 962
Employee
34 382
-
84 226
-
income
1 773
-
13 620
-
surtax
-
-
-
-
social contributions
980
-
2 400
-
pensions
3 889
-
4 572
-
total
6 642
-
20 592
-
Employer
34 382
-
84 226
-
pensions
5 650
-
7 927
-
social contributions
102
-
253
-
other
1 187
-
2 905
-
health
2 406
-
6 272
-
unemployment
1 392
-
3 411
-
total
10 737
-
20 768
-
Corporate
59 881
105 000
-
-
income
16 766
29 400
-
-
surtax
-
-
-
-
total
16 766
29 400
-
-
Dividends
43 115
75 600
-
-
withholding
5 518
9 677
-
-
social contributions
7 415
13 002
-
-
surtax
-
-
-
-
total
12 933
22 679
-
-
Income
105 000
105 000
105 000
105 000
Total tax
47 078
52 079
41 360
44 962
After tax
57 922
52 921
63 640
60 038
Living cost
27 740
27 740
27 740
27 740
Free-cash
30 182
25 181
35 900
32 298

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽29247
₽27443
₽32849
₽22130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
-
health
-
-
-
2 770
pensions
-
-
-
23 823
social contributions
-
-
-
2 992
income
-
-
-
12 122
other
-
-
-
3 255
total
-
-
-
44 962
Employee
38 517
-
84 226
-
income
2 273
-
13 620
-
surtax
-
-
-
-
social contributions
1 098
-
2 400
-
pensions
4 355
-
4 572
-
total
7 726
-
20 592
-
Employer
38 517
-
84 226
-
pensions
6 328
-
7 927
-
social contributions
116
-
253
-
other
1 329
-
2 905
-
health
2 697
-
6 272
-
unemployment
1 559
-
3 411
-
total
12 029
-
20 768
-
Corporate
54 455
105 000
-
-
income
15 248
29 400
-
-
surtax
-
-
-
-
total
15 248
29 400
-
-
Dividends
39 207
75 600
-
-
withholding
5 019
9 677
-
-
social contributions
6 744
13 002
-
-
surtax
-
-
-
-
total
11 763
22 679
-
-
Income
105 000
105 000
105 000
105 000
Total tax
46 766
52 079
41 360
44 962
After tax
58 234
52 921
63 640
60 038
Living cost
30 791
30 791
30 791
30 791
Free-cash
27 443
22 130
32 849
29 247

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16571
₽15641
₽20173
₽9454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
-
health
-
-
-
2 770
pensions
-
-
-
23 823
social contributions
-
-
-
2 992
income
-
-
-
12 122
other
-
-
-
3 255
total
-
-
-
44 962
Employee
56 366
-
84 226
-
income
4 918
-
13 620
-
surtax
-
-
-
-
social contributions
1 605
-
2 400
-
pensions
6 375
-
4 572
-
total
12 898
-
20 592
-
Employer
56 366
-
84 226
-
pensions
9 262
-
7 927
-
social contributions
169
-
253
-
other
1 945
-
2 905
-
health
3 945
-
6 272
-
unemployment
2 283
-
3 411
-
total
17 604
-
20 768
-
Corporate
31 029
105 000
-
-
income
8 688
29 400
-
-
surtax
-
-
-
-
total
8 688
29 400
-
-
Dividends
22 342
75 600
-
-
withholding
2 859
9 677
-
-
social contributions
3 843
13 002
-
-
surtax
-
-
-
-
total
6 702
22 679
-
-
Income
105 000
105 000
105 000
105 000
Total tax
45 892
52 079
41 360
44 962
After tax
59 108
52 921
63 640
60 038
Living cost
43 467
43 467
43 467
43 467
Free-cash
15 641
9 454
20 173
16 571

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽98127
₽92836
₽78177
₽93927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 050
total
-
-
-
1 050
Employee
7 278
-
105 000
-
income
1 455
-
21 000
-
total
1 455
-
21 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

97 722
105 000
-
-
total
-
-
-
-
Dividends
97 722
105 000
-
-
withholding
4 886
5 250
-
-
total
4 886
5 250
-
-
Income
105 000
105 000
105 000
105 000
Total tax
6 341
5 250
21 000
1 050
After tax
98 659
99 750
84 000
103 950
Living cost
5 823
5 823
5 823
5 823
Free-cash
92 836
93 927
78 177
98 127

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽94877
₽88976
₽74927
₽90677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 050
total
-
-
-
1 050
Employee
11 342
-
105 000
-
income
2 268
-
21 000
-
total
2 268
-
21 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 658
105 000
-
-
total
-
-
-
-
Dividends
93 658
105 000
-
-
withholding
4 683
5 250
-
-
total
4 683
5 250
-
-
Income
105 000
105 000
105 000
105 000
Total tax
6 951
5 250
21 000
1 050
After tax
98 049
99 750
84 000
103 950
Living cost
9 073
9 073
9 073
9 073
Free-cash
88 976
90 677
74 927
94 877

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27064
₽31154
₽36128
₽19381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 458
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 521
trade
-
-
-
9 064
total
-
-
-
43 191
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
105 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
26 521
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 458
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
34 127
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 221
105 000
-
-
trade
8 642
15 068
-
-
income
9 033
15 750
-
-
chamber of commerce
225
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

497
866
-
-
total
18 397
31 974
-
-
Dividends
41 825
73 026
-
-
withholding
10 114
17 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

557
985
-
-
total
10 671
18 900
-
-
Income
105 000
105 000
105 000
105 000
Total tax
39 101
50 874
34 127
43 191
After tax
65 899
54 126
70 873
61 809
Living cost
34 745
34 745
34 745
34 745
Free-cash
31 154
19 381
36 128
27 064

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33666
₽35743
₽43614
₽25788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 458
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 521
trade
-
-
-
9 948
total
-
-
-
44 075
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
105 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
26 521
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 458
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
34 127
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 578
105 000
-
-
trade
11 116
16 537
-
-
income
10 587
15 750
-
-
chamber of commerce
237
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

582
866
-
-
total
22 522
33 440
-
-
Dividends
48 055
71 560
-
-
withholding
11 671
17 548
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

642
965
-
-
total
12 313
18 513
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 998
51 953
34 127
44 075
After tax
63 002
53 047
70 873
60 925
Living cost
27 259
27 259
27 259
27 259
Free-cash
35 743
25 788
43 614
33 666

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25130
₽29798
₽35519
₽17152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 458
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 521
trade
-
-
-
10 389
total
-
-
-
44 516
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
105 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
26 521
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 458
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
34 127
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 361
105 000
-
-
trade
9 765
17 273
-
-
income
8 905
15 750
-
-
chamber of commerce
220
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

490
866
-
-
total
19 380
34 174
-
-
Dividends
39 981
70 826
-
-
withholding
9 653
17 365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
955
-
-
total
10 184
18 320
-
-
Income
105 000
105 000
105 000
105 000
Total tax
39 848
52 494
34 127
44 516
After tax
65 152
52 506
70 873
60 484
Living cost
35 354
35 354
35 354
35 354
Free-cash
29 798
17 152
35 519
25 130

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18814
₽25334
₽29645
₽10739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 458
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 521
trade
-
-
-
10 831
total
-
-
-
44 958
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
105 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
26 521
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 458
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
34 127
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 914
105 000
-
-
trade
8 732
18 007
-
-
income
7 637
15 750
-
-
chamber of commerce
208
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

420
866
-
-
total
16 997
34 908
-
-
Dividends
33 916
70 092
-
-
withholding
8 136
17 181
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

447
944
-
-
total
8 583
18 125
-
-
Income
105 000
105 000
105 000
105 000
Total tax
38 438
53 033
34 127
44 958
After tax
66 562
51 967
70 873
60 042
Living cost
41 228
41 228
41 228
41 228
Free-cash
25 334
10 739
29 645
18 814

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31544
₽42966
₽29819
₽45832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
2 866
unemployment
-
-
-
205
health
-
-
-
7 456
pensions
-
-
-
21 000
income
-
-
-
21 715
other
-
-
-
-
total
-
-
-
53 242
Employee
30 307
-
86 741
-
unemployment
2 109
-
6 037
-
other
-
-
-
-
income
5 081
-
20 079
-
surtax
108
-
2 594
-
pensions
2 022
-
5 786
-
health
774
-
2 212
-
total
10 094
-
36 708
-
Employer
30 307
-
86 741
-
pensions
4 041
-
11 562
-
other
-
-
-
-
health
1 378
-
3 947
-
unemployment
962
-
2 750
-
total
6 381
-
18 259
-
Corporate
68 312
105 000
-
-
income
17 762
27 300
-
-
total
17 762
27 300
-
-
Dividends
50 551
77 700
-
-
withholding
7 583
11 654
-
-
total
7 583
11 654
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 820
38 954
54 967
53 242
After tax
63 180
66 046
50 033
51 758
Living cost
20 214
20 214
20 214
20 214
Free-cash
42 966
45 832
29 819
31 544

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31899
₽43384
₽30174
₽46187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
surtax
-
-
-
2 866
unemployment
-
-
-
205
health
-
-
-
7 456
pensions
-
-
-
21 000
income
-
-
-
21 715
other
-
-
-
-
total
-
-
-
53 242
Employee
29 761
-
86 741
-
unemployment
2 072
-
6 037
-
other
-
-
-
-
income
4 989
-
20 079
-
surtax
97
-
2 594
-
pensions
1 985
-
5 786
-
health
760
-
2 212
-
total
9 903
-
36 708
-
Employer
29 761
-
86 741
-
pensions
3 967
-
11 562
-
other
-
-
-
-
health
1 354
-
3 947
-
unemployment
943
-
2 750
-
total
6 264
-
18 259
-
Corporate
68 975
105 000
-
-
income
17 934
27 300
-
-
total
17 934
27 300
-
-
Dividends
51 040
77 700
-
-
withholding
7 656
11 654
-
-
total
7 656
11 654
-
-
Income
105 000
105 000
105 000
105 000
Total tax
41 757
38 954
54 967
53 242
After tax
63 243
66 046
50 033
51 758
Living cost
19 859
19 859
19 859
19 859
Free-cash
43 384
46 187
30 174
31 899

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽54873
₽41633
₽43002
₽41262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
unemployment
-
-
-
1 575
health
-
-
-
7 350
pensions
-
-
-
10 500
income
-
-
-
12 836
total
-
-
-
32 261
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
87 866
-
unemployment
387
154
1 318
-
income
3 153
1 255
10 742
-
pensions
2 579
1 026
8 787
-
health
1 805
718
6 151
-
total
7 924
3 153
26 998
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
87 866
-
pensions
5 029
2 001
17 134
-
total
5 029
2 001
17 134
-
Corporate
74 182
92 735
-
-
income
6 676
8 346
-
-
total
6 676
8 346
-
-
Dividends
67 505
84 389
-
-
withholding
12 826
16 034
-
-
social contributions
13 046
16 338
-
-
total
25 872
32 372
-
-
Income
105 000
105 000
105 000
105 000
Total tax
45 501
45 872
44 132
32 261
After tax
59 499
59 128
60 868
72 739
Living cost
17 866
17 866
17 866
17 866
Free-cash
41 633
41 262
43 002
54 873

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽19211
₽21224
₽20034
₽21949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
national
-
-
-
17 315
pensions
-
-
-
12 600
social contributions
-
-
-
1 129
municipal
-
-
-
11 174
total
-
-
-
42 218
Employee
67 543
-
90 772
-
municipal
8 343
-
11 581
-
national
12 928
-
17 945
-
pensions
2 702
-
3 631
-
total
23 973
-
33 157
-
Employer
67 543
-
90 772
-
pensions
5 403
-
7 262
-
social contributions
726
-
976
-
total
6 129
-
8 238
-
Corporate
26 869
105 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 374
21 000
-
-
total
5 374
21 000
-
-
Dividends
21 495
84 000
-
-
withholding
4 729
18 480
-
-
total
4 729
18 480
-
-
Income
105 000
105 000
105 000
105 000
Total tax
40 205
39 480
41 395
42 218
After tax
64 795
65 520
63 605
62 782
Living cost
43 571
43 571
43 571
43 571
Free-cash
21 224
21 949
20 034
19 211

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽16956
₽24220
₽16956
₽22234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
social contributions
-
-
-
9 654
income
-
-
-
27 124
total
-
-
-
36 778
Employee
70 397
-
105 000
-
social contributions
5 848
-
9 654
-
income
13 284
-
27 124
-
total
19 132
-
36 778
-
Employer
70 397
-
105 000
-
total
-
-
-
-
Corporate
34 603
105 000
-
-
income
4 326
13 125
-
-
total
4 326
13 125
-
-
Dividends
30 277
91 875
-
-
withholding
6 056
18 375
-
-
total
6 056
18 375
-
-
Income
105 000
105 000
105 000
105 000
Total tax
29 514
31 500
36 778
36 778
After tax
75 486
73 500
68 222
68 222
Living cost
51 266
51 266
51 266
51 266
Free-cash
24 220
22 234
16 956
16 956

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14858
₽13347
₽9862
₽18048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
national
-
-
-
23 353
regional
-
-
-
1 185
social contributions
-
-
-
27 006
municipal
-
-
-
623
total
-
-
-
52 167
Employee
79 983
-
105 000
-
municipal
424
-
557
-
national
13 859
-
20 161
-
social contributions
26 970
-
35 405
-
regional
755
-
1 040
-
total
42 008
-
57 163
-
Employer
79 983
-
105 000
-
total
-
-
-
-
Corporate
25 017
105 000
-
-
nationa
6 005
25 199
-
-
municipal
975
4 095
-
-
total
6 980
29 294
-
-
Dividends
18 037
75 705
-
-
withholding
4 690
19 683
-
-
total
4 690
19 683
-
-
Income
105 000
105 000
105 000
105 000
Total tax
53 678
48 977
57 163
52 167
After tax
51 322
56 023
47 837
52 833
Living cost
37 975
37 975
37 975
37 975
Free-cash
13 347
18 048
9 862
14 858

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28191
₽28948
₽23221
₽30948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 000
national
-
-
-
23 353
regional
-
-
-
1 584
social contributions
-
-
-
27 006
municipal
-
-
-
623
total
-
-
-
52 566
Employee
49 922
-
105 000
-
municipal
265
-
557
-
national
7 909
-
20 161
-
social contributions
16 834
-
35 405
-
regional
672
-
1 413
-
total
25 680
-
57 536
-
Employer
49 922
-
105 000
-
total
-
-
-
-
Corporate
55 078
105 000
-
-
nationa
13 219