Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104500
per

Your estimated
City
free-cash

Andorra , Andorra
₽51771
₽63975
₽54551
₽66998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
social contributions
-
-
-
22 991
income
-
-
-
2 686
total
-
-
-
25 677
Employee
28 933
-
90 477
-
social contributions
1 880
-
5 880
-
income
-
-
2 994
-
total
1 880
-
8 874
-
Employer
28 933
-
90 477
-
social contributions
4 485
-
14 023
-
total
4 485
-
14 023
-
Corporate
71 082
104 500
-
-
income
7 108
10 450
-
-
total
7 108
10 450
-
-
Dividends
63 974
94 050
-
-
total
-
-
-
-
Income
104 500
104 500
104 500
104 500
Total tax
13 473
10 450
22 897
25 677
After tax
91 027
94 050
81 603
78 823
Living cost
27 052
27 052
27 052
27 052
Free-cash
63 975
66 998
54 551
51 771

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23189
₽29276
₽1156
₽29721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 994
chamber of commerce
-
-
-
418
pensions
-
-
-
19 333
income
-
-
-
19 334
total
-
-
-
52 599
Employee
39 340
35 865
81 147
-
unemployment
1 180
1 076
2 434
-
other
393
359
811
-
income
3 504
2 645
17 150
-
pensions
4 029
3 672
8 309
-
health
1 522
1 388
3 141
-
total
10 628
9 140
31 845
-
Employer
39 340
35 865
81 147
-
pensions
4 937
4 502
10 184
-
surtax
-
-
-
-
payroll
1 180
1 076
2 434
-
other
1 868
1 703
3 855
-
health
1 488
1 356
3 067
-
accident
511
466
1 055
-
unemployment
1 180
1 076
2 434
-
chamber of commerce
157
143
324
-
total
11 321
10 322
23 353
-
Corporate
53 839
58 313
77 731
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 459
14 578
19 434
-
total
13 459
14 578
19 434
-
Dividends
40 379
43 735
-
-
withholding
11 104
12 027
-
-
total
11 104
12 027
-
-
Income
104 500
104 500
104 500
104 500
Total tax
46 512
46 067
74 632
52 599
After tax
57 988
58 433
29 868
51 901
Living cost
28 712
28 712
28 712
28 712
Free-cash
29 276
29 721
1 156
23 189

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20012
₽25234
-₽1875
₽26624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 994
chamber of commerce
-
-
-
418
pensions
-
-
-
19 333
income
-
-
-
19 334
total
-
-
-
52 777
Employee
44 976
35 865
81 007
-
unemployment
1 349
1 076
2 430
-
other
449
359
810
-
income
5 120
2 645
17 102
-
pensions
4 606
3 672
8 295
-
health
1 740
1 388
3 136
-
total
13 264
9 140
31 773
-
Employer
44 976
35 865
81 007
-
pensions
5 644
4 502
10 167
-
surtax
178
178
178
-
payroll
1 349
1 076
2 430
-
other
2 137
1 703
3 848
-
health
1 699
1 356
3 062
-
accident
584
466
1 054
-
unemployment
1 349
1 076
2 430
-
chamber of commerce
179
143
324
-
total
13 119
10 500
23 493
-
Corporate
46 404
58 136
77 591
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 601
14 534
19 398
-
total
11 601
14 534
19 398
-
Dividends
34 803
43 602
-
-
withholding
9 571
11 991
-
-
total
9 571
11 991
-
-
Income
104 500
104 500
104 500
104 500
Total tax
47 555
46 165
74 664
52 777
After tax
56 945
58 335
29 836
51 723
Living cost
31 711
31 711
31 711
31 711
Free-cash
25 234
26 624
-1 875
20 012

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14633
₽12244
₽6993
₽25740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
national
-
-
-
35 016
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 264
social contributions
-
-
-
16 773
total
-
-
-
57 053
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
80 939
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
704
-
national
19 791
-
26 333
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 222
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 070
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 803
-
total
31 562
-
41 132
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
80 939
-
surtax
7 299
-
9 178
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 171
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 978
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 052
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 182
-
total
18 738
-
23 561
-
Corporate
21 387
104 500
-
-
income
4 278
20 901
-
-
surtax
85
418
-
-
total
4 363
21 319
-
-
Dividends
17 023
83 181
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 779
24 627
-
-
total
4 779
24 627
-
-
Income
104 500
104 500
104 500
104 500
Total tax
59 442
45 946
64 693
57 053
After tax
45 058
58 554
39 807
47 447
Living cost
32 814
32 814
32 814
32 814
Free-cash
12 244
25 740
6 993
14 633

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽64959
₽68390
₽68476
₽73872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
15 675
total
-
-
-
24 066
Employee
20 491
-
98 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
9 833
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
14 383
-
Employer
20 491
-
98 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
79 989
104 500
-
-
income
7 999
10 450
-
-
total
7 999
10 450
-
-
Dividends
71 990
94 050
-
-
withholding
3 600
4 703
-
-
total
3 600
4 703
-
-
Income
104 500
104 500
104 500
104 500
Total tax
20 635
15 153
20 549
24 066
After tax
83 865
89 347
83 951
80 434
Living cost
15 475
15 475
15 475
15 475
Free-cash
68 390
73 872
68 476
64 959

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽68639
₽73375
₽72156
₽77552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
15 675
total
-
-
-
24 066
Employee
15 618
-
98 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
9 833
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
14 383
-
Employer
15 618
-
98 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
85 818
104 500
-
-
income
8 582
10 450
-
-
total
8 582
10 450
-
-
Dividends
77 236
94 050
-
-
withholding
3 861
4 703
-
-
total
3 861
4 703
-
-
Income
104 500
104 500
104 500
104 500
Total tax
19 330
15 153
20 549
24 066
After tax
85 170
89 347
83 951
80 434
Living cost
11 795
11 795
11 795
11 795
Free-cash
73 375
77 552
72 156
68 639

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽52534
₽50677
₽51386
₽55573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
health
-
-
-
2 664
social contributions
-
-
-
14 561
income
-
-
-
13 904
total
-
-
-
31 129
Employee
69 203
69 203
94 996
-
income
7 535
6 406
13 410
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 616
-
total
10 687
13 326
22 773
-
Employer
69 203
69 203
94 996
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 757
-
total
3 198
7 024
9 504
-
Corporate
69 777
28 273
-
-
income
8 722
3 534
-
-
total
8 722
3 534
-
-
Dividends
61 055
24 740
-
-
withholding
10 379
4 206
-
-
total
10 379
4 206
-
-
Income
104 500
104 500
104 500
104 500
Total tax
32 986
28 090
32 277
31 129
After tax
71 514
76 410
72 223
73 371
Living cost
20 837
20 837
20 837
20 837
Free-cash
50 677
55 573
51 386
52 534

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽44181
₽43488
₽43033
₽47220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
health
-
-
-
2 664
social contributions
-
-
-
14 561
income
-
-
-
13 904
total
-
-
-
31 129
Employee
69 203
69 203
94 996
-
income
7 267
6 406
13 410
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 616
-
total
11 318
13 326
22 773
-
Employer
69 203
69 203
94 996
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 757
-
total
4 113
7 024
9 504
-
Corporate
59 879
28 273
-
-
income
7 485
3 534
-
-
total
7 485
3 534
-
-
Dividends
52 394
24 740
-
-
withholding
8 906
4 206
-
-
total
8 906
4 206
-
-
Income
104 500
104 500
104 500
104 500
Total tax
31 822
28 090
32 277
31 129
After tax
72 678
76 410
72 223
73 371
Living cost
29 190
29 190
29 190
29 190
Free-cash
43 488
47 220
43 033
44 181

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽30655
₽43765
₽32258
₽51176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
health
-
-
-
14 107
social contributions
-
-
-
29 891
income
-
-
-
9 075
solidarity contribution
-
-
-
-
total
-
-
-
53 073
Employee
30 548
-
77 985
-
income
3 666
-
9 358
-
social contributions
1 986
-
5 069
-
health
4 124
-
10 528
-
solidarity contribution
-
-
-
-
total
9 776
-
24 955
-
Employer
30 548
-
77 985
-
social contributions
7 637
-
19 496
-
health
2 749
-
7 019
-
total
10 386
-
26 515
-
Corporate
63 566
104 500
-
-
income
12 078
19 855
-
-
total
12 078
19 855
-
-
Dividends
51 489
84 645
-
-
withholding
7 723
12 697
-
-
total
7 723
12 697
-
-
Income
104 500
104 500
104 500
104 500
Total tax
39 963
32 552
51 470
53 073
After tax
64 537
71 948
53 030
51 427
Living cost
20 772
20 772
20 772
20 772
Free-cash
43 765
51 176
32 258
30 655

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽25830
₽37219
₽27433
₽46351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
health
-
-
-
14 107
social contributions
-
-
-
29 891
income
-
-
-
9 075
solidarity contribution
-
-
-
-
total
-
-
-
53 073
Employee
37 643
-
77 985
-
income
4 517
-
9 358
-
social contributions
2 447
-
5 069
-
health
5 082
-
10 528
-
solidarity contribution
-
-
-
-
total
12 046
-
24 955
-
Employer
37 643
-
77 985
-
social contributions
9 411
-
19 496
-
health
3 388
-
7 019
-
total
12 799
-
26 515
-
Corporate
54 059
104 500
-
-
income
10 271
19 855
-
-
total
10 271
19 855
-
-
Dividends
43 788
84 645
-
-
withholding
6 568
12 697
-
-
total
6 568
12 697
-
-
Income
104 500
104 500
104 500
104 500
Total tax
41 684
32 552
51 470
53 073
After tax
62 816
71 948
53 030
51 427
Living cost
25 597
25 597
25 597
25 597
Free-cash
37 219
46 351
27 433
25 830

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽20499
-₽92172
-₽92172
-₽92172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
national
-
-
-
11 300
pensions
-
-
-
782
municipal
-
-
-
20 149
labour market
-
-
-
8 297
total
-
-
-
40 528
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
104 500
104 500
104 500
104 500
Total tax
153 199
153 199
153 199
40 528
After tax
-48 699
-48 699
-48 699
63 972
Living cost
43 473
43 473
43 473
43 473
Free-cash
-92 172
-92 172
-92 172
20 499

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34275
₽56274
₽38494
₽61862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
health
-
-
-
13 584
pensions
-
-
-
20 901
income
-
-
-
14 003
total
-
-
-
48 488
Employee
25 530
-
78 102
-
unemployment
408
-
1 250
-
income
2 874
-
15 058
-
pensions
511
-
1 563
-
total
3 793
-
17 871
-
Employer
25 530
-
78 102
-
pensions
5 106
-
15 620
-
health
3 318
-
10 153
-
unemployment
205
-
625
-
total
8 629
-
26 398
-
Corporate
70 340
104 500
-
-
income
14 067
20 901
-
-
total
14 067
20 901
-
-
Dividends
56 272
83 599
-
-
total
-
-
-
-
Income
104 500
104 500
104 500
104 500
Total tax
26 489
20 901
44 269
48 488
After tax
78 011
83 599
60 231
56 012
Living cost
21 737
21 737
21 737
21 737
Free-cash
56 274
61 862
38 494
34 275

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽38031
₽33367
₽23701
₽33822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
104 500
national
-
-
-
12 096
health
-
-
-
1 233
municipal
-
-
-
18 588
total
-
-
-
31 917
Employee
47 349
-
87 912
-
unemployment
710
-
1 318
-
municipal
7 755
-
14 342
-
national
782
-
7 085
-
pensions
3 195
-
5 935
-
health
354
-
979
-
total
12 796
-
29 659
-
Employer
47 349
-
87 912
-
pensions
8 215
-
15 253
-
health
364
-
676
-
accident
48
-
87
-
unemployment
307
-
572
-
total
8 934
-
16 588
-
Corporate
48 218
104 500
-
-
income
9 644
20 901
-
-
total
9 644
20 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

28 930
62 700
-
-
municipal
5 207
11 285
-
-
national
-
3 940
-
-
total
5 207
15 225
-
-
Income
104 500
104 500
104 500
104 500
Total tax
36 581
36 126
46 247
31 917
After tax
67 919
68 374
58 253
72 583
Living cost
34 552
34 552
34 552
34 552
Free-cash
33 367
33 822
23 701
38 031

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32023
₽29927
₽35675
₽24929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
-
health
-
-
-
2 733
pensions
-
-
-
23 782
social contributions
-
-
-
2 978
income
-
-
-
12 004
other
-
-
-
3 240
total
-
-
-
44 737
Employee
34 382
-
83 866
-
income
1 773
-
13 526
-
surtax
-
-
-
-
social contributions
980
-
2 389
-
pensions
3 889
-
4 536
-
total
6 642
-
20 451
-
Employer
34 382
-
83 866
-
pensions
5 650
-
7 867
-
social contributions
102
-
251
-
other
1 187
-
2 893
-
health
2 406
-
6 226
-
unemployment
1 392
-
3 397
-
total
10 737
-
20 634
-
Corporate
59 381
104 500
-
-
income
16 628
29 260
-
-
surtax
-
-
-
-
total
16 628
29 260
-
-
Dividends
42 754
75 240
-
-
withholding
5 472
9 631
-
-
social contributions
7 354
12 940
-
-
surtax
-
-
-
-
total
12 826
22 571
-
-
Income
104 500
104 500
104 500
104 500
Total tax
46 833
51 831
41 085
44 737
After tax
57 667
52 669
63 415
59 763
Living cost
27 740
27 740
27 740
27 740
Free-cash
29 927
24 929
35 675
32 023

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽28972
₽27190
₽32624
₽21878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
-
health
-
-
-
2 733
pensions
-
-
-
23 782
social contributions
-
-
-
2 978
income
-
-
-
12 004
other
-
-
-
3 240
total
-
-
-
44 737
Employee
38 517
-
83 866
-
income
2 273
-
13 526
-
surtax
-
-
-
-
social contributions
1 098
-
2 389
-
pensions
4 355
-
4 536
-
total
7 726
-
20 451
-
Employer
38 517
-
83 866
-
pensions
6 328
-
7 867
-
social contributions
116
-
251
-
other
1 329
-
2 893
-
health
2 697
-
6 226
-
unemployment
1 559
-
3 397
-
total
12 029
-
20 634
-
Corporate
53 955
104 500
-
-
income
15 108
29 260
-
-
surtax
-
-
-
-
total
15 108
29 260
-
-
Dividends
38 847
75 240
-
-
withholding
4 973
9 631
-
-
social contributions
6 683
12 940
-
-
surtax
-
-
-
-
total
11 656
22 571
-
-
Income
104 500
104 500
104 500
104 500
Total tax
46 519
51 831
41 085
44 737
After tax
57 981
52 669
63 415
59 763
Living cost
30 791
30 791
30 791
30 791
Free-cash
27 190
21 878
32 624
28 972

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16296
₽15391
₽19948
₽9202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
-
health
-
-
-
2 733
pensions
-
-
-
23 782
social contributions
-
-
-
2 978
income
-
-
-
12 004
other
-
-
-
3 240
total
-
-
-
44 737
Employee
56 366
-
83 866
-
income
4 918
-
13 526
-
surtax
-
-
-
-
social contributions
1 605
-
2 389
-
pensions
6 375
-
4 536
-
total
12 898
-
20 451
-
Employer
56 366
-
83 866
-
pensions
9 262
-
7 867
-
social contributions
169
-
251
-
other
1 945
-
2 893
-
health
3 945
-
6 226
-
unemployment
2 283
-
3 397
-
total
17 604
-
20 634
-
Corporate
30 529
104 500
-
-
income
8 548
29 260
-
-
surtax
-
-
-
-
total
8 548
29 260
-
-
Dividends
21 982
75 240
-
-
withholding
2 813
9 631
-
-
social contributions
3 779
12 940
-
-
surtax
-
-
-
-
total
6 592
22 571
-
-
Income
104 500
104 500
104 500
104 500
Total tax
45 642
51 831
41 085
44 737
After tax
58 858
52 669
63 415
59 763
Living cost
43 467
43 467
43 467
43 467
Free-cash
15 391
9 202
19 948
16 296

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽97632
₽92361
₽77777
₽93452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
104 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 045
total
-
-
-
1 045
Employee
7 278
-
104 500
-
income
1 455
-
20 900
-
total
1 455
-
20 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

97 222
104 500
-
-
total
-
-
-
-
Dividends
97 222
104 500
-
-
withholding
4 861
5 225
-
-
total
4 861
5 225
-
-
Income
104 500
104 500
104 500
104 500
Total tax
6 316
5 225
20 900
1 045
After tax
98 184
99 275
83 600
103 455
Living cost
5 823
5 823
5 823
5 823
Free-cash
92 361
93 452
77 777
97 632

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽94382
₽88501
₽74527
₽90202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
104 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 045
total
-
-
-
1 045
Employee
11 342
-
104 500
-
income
2 268
-
20 900
-
total
2 268
-
20 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 158
104 500
-
-
total
-
-
-
-
Dividends
93 158
104 500
-
-
withholding
4 658
5 225
-
-
total
4 658
5 225
-
-
Income
104 500
104 500
104 500
104 500
Total tax
6 926
5 225
20 900
1 045
After tax
97 574
99 275
83 600
103 455
Living cost
9 073
9 073
9 073
9 073
Free-cash
88 501
90 202
74 527
94 382

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26857
₽30899
₽35849
₽19125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 311
trade
-
-
-
8 992
total
-
-
-
42 898
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
104 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
26 311
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 447
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
33 906
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 721
104 500
-
-
trade
8 570
14 997
-
-
income
8 958
15 675
-
-
chamber of commerce
224
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
862
-
-
total
18 244
31 824
-
-
Dividends
41 478
72 676
-
-
withholding
10 027
17 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

552
980
-
-
total
10 579
18 806
-
-
Income
104 500
104 500
104 500
104 500
Total tax
38 856
50 630
33 906
42 898
After tax
65 644
53 870
70 594
61 602
Living cost
34 745
34 745
34 745
34 745
Free-cash
30 899
19 125
35 849
26 857

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33467
₽35489
₽43335
₽25536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 311
trade
-
-
-
9 868
total
-
-
-
43 774
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
104 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
26 311
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 447
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
33 906
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 078
104 500
-
-
trade
11 038
16 458
-
-
income
10 512
15 675
-
-
chamber of commerce
237
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

579
862
-
-
total
22 366
33 282
-
-
Dividends
47 712
71 218
-
-
withholding
11 586
17 463
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

637
960
-
-
total
12 223
18 423
-
-
Income
104 500
104 500
104 500
104 500
Total tax
41 752
51 705
33 906
43 774
After tax
62 748
52 795
70 594
60 726
Living cost
27 259
27 259
27 259
27 259
Free-cash
35 489
25 536
43 335
33 467

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24933
₽29549
₽35240
₽16905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 311
trade
-
-
-
10 307
total
-
-
-
44 213
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
104 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
26 311
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 447
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
33 906
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 861
104 500
-
-
trade
9 683
17 189
-
-
income
8 830
15 675
-
-
chamber of commerce
220
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

485
862
-
-
total
19 218
34 011
-
-
Dividends
39 643
70 488
-
-
withholding
9 569
17 280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

526
950
-
-
total
10 095
18 230
-
-
Income
104 500
104 500
104 500
104 500
Total tax
39 597
52 241
33 906
44 213
After tax
64 903
52 259
70 594
60 287
Living cost
35 354
35 354
35 354
35 354
Free-cash
29 549
16 905
35 240
24 933

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18620
₽25086
₽29366
₽10491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 311
trade
-
-
-
10 746
total
-
-
-
44 652
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
104 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
26 311
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 447
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
33 906
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 414
104 500
-
-
trade
8 647
17 922
-
-
income
7 562
15 675
-
-
chamber of commerce
208
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

417
862
-
-
total
16 834
34 743
-
-
Dividends
33 580
69 757
-
-
withholding
8 052
17 097
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

442
941
-
-
total
8 494
18 038
-
-
Income
104 500
104 500
104 500
104 500
Total tax
38 186
52 781
33 906
44 652
After tax
66 314
51 719
70 594
59 848
Living cost
41 228
41 228
41 228
41 228
Free-cash
25 086
10 491
29 366
18 620

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31371
₽42653
₽29654
₽45516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
2 838
unemployment
-
-
-
205
health
-
-
-
7 421
pensions
-
-
-
20 901
income
-
-
-
21 550
other
-
-
-
-
total
-
-
-
52 915
Employee
30 307
-
86 329
-
unemployment
2 109
-
6 008
-
other
-
-
-
-
income
5 081
-
19 924
-
surtax
108
-
2 569
-
pensions
2 022
-
5 759
-
health
774
-
2 201
-
total
10 094
-
36 461
-
Employer
30 307
-
86 329
-
pensions
4 041
-
11 507
-
other
-
-
-
-
health
1 378
-
3 928
-
unemployment
962
-
2 736
-
total
6 381
-
18 171
-
Corporate
67 812
104 500
-
-
income
17 632
27 170
-
-
total
17 632
27 170
-
-
Dividends
50 180
77 330
-
-
withholding
7 526
11 600
-
-
total
7 526
11 600
-
-
Income
104 500
104 500
104 500
104 500
Total tax
41 633
38 770
54 632
52 915
After tax
62 867
65 730
49 868
51 585
Living cost
20 214
20 214
20 214
20 214
Free-cash
42 653
45 516
29 654
31 371

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31726
₽43069
₽30009
₽45871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
surtax
-
-
-
2 838
unemployment
-
-
-
205
health
-
-
-
7 421
pensions
-
-
-
20 901
income
-
-
-
21 550
other
-
-
-
-
total
-
-
-
52 915
Employee
29 761
-
86 329
-
unemployment
2 072
-
6 008
-
other
-
-
-
-
income
4 989
-
19 924
-
surtax
97
-
2 569
-
pensions
1 985
-
5 759
-
health
760
-
2 201
-
total
9 903
-
36 461
-
Employer
29 761
-
86 329
-
pensions
3 967
-
11 507
-
other
-
-
-
-
health
1 354
-
3 928
-
unemployment
943
-
2 736
-
total
6 264
-
18 171
-
Corporate
68 475
104 500
-
-
income
17 803
27 170
-
-
total
17 803
27 170
-
-
Dividends
50 672
77 330
-
-
withholding
7 602
11 600
-
-
total
7 602
11 600
-
-
Income
104 500
104 500
104 500
104 500
Total tax
41 572
38 770
54 632
52 915
After tax
62 928
65 730
49 868
51 585
Living cost
19 859
19 859
19 859
19 859
Free-cash
43 069
45 871
30 009
31 726

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽54527
₽41352
₽42714
₽40982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
unemployment
-
-
-
1 567
health
-
-
-
7 315
pensions
-
-
-
10 450
income
-
-
-
12 775
total
-
-
-
32 107
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
87 448
-
unemployment
387
154
1 312
-
income
3 153
1 255
10 690
-
pensions
2 579
1 026
8 745
-
health
1 805
718
6 121
-
total
7 924
3 153
26 868
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
87 448
-
pensions
5 029
2 001
17 052
-
total
5 029
2 001
17 052
-
Corporate
73 682
92 235
-
-
income
6 631
8 301
-
-
total
6 631
8 301
-
-
Dividends
67 050
83 934
-
-
withholding
12 740
15 947
-
-
social contributions
12 958
16 250
-
-
total
25 698
32 197
-
-
Income
104 500
104 500
104 500
104 500
Total tax
45 282
45 652
43 920
32 107
After tax
59 218
58 848
60 580
72 393
Living cost
17 866
17 866
17 866
17 866
Free-cash
41 352
40 982
42 714
54 527

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽18925
₽20912
₽19745
₽21637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
national
-
-
-
17 225
pensions
-
-
-
12 540
social contributions
-
-
-
1 123
municipal
-
-
-
11 116
total
-
-
-
42 004
Employee
67 543
-
90 339
-
municipal
8 343
-
11 520
-
national
12 928
-
17 852
-
pensions
2 702
-
3 614
-
total
23 973
-
32 986
-
Employer
67 543
-
90 339
-
pensions
5 403
-
7 227
-
social contributions
726
-
971
-
total
6 129
-
8 198
-
Corporate
26 369
104 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 274
20 900
-
-
total
5 274
20 900
-
-
Dividends
21 095
83 600
-
-
withholding
4 641
18 392
-
-
total
4 641
18 392
-
-
Income
104 500
104 500
104 500
104 500
Total tax
40 017
39 292
41 184
42 004
After tax
64 483
65 208
63 316
62 496
Living cost
43 571
43 571
43 571
43 571
Free-cash
20 912
21 637
19 745
18 925

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽16711
₽23870
₽16711
₽21883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
social contributions
-
-
-
9 599
income
-
-
-
26 924
total
-
-
-
36 523
Employee
70 397
-
104 500
-
social contributions
5 848
-
9 599
-
income
13 284
-
26 924
-
total
19 132
-
36 523
-
Employer
70 397
-
104 500
-
total
-
-
-
-
Corporate
34 103
104 500
-
-
income
4 263
13 063
-
-
total
4 263
13 063
-
-
Dividends
29 840
91 437
-
-
withholding
5 969
18 288
-
-
total
5 969
18 288
-
-
Income
104 500
104 500
104 500
104 500
Total tax
29 364
31 351
36 523
36 523
After tax
75 136
73 149
67 977
67 977
Living cost
51 266
51 266
51 266
51 266
Free-cash
23 870
21 883
16 711
16 711

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14636
₽13081
₽9664
₽17779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
national
-
-
-
23 211
regional
-
-
-
1 178
social contributions
-
-
-
26 878
municipal
-
-
-
622
total
-
-
-
51 889
Employee
79 983
-
104 500
-
municipal
424
-
553
-
national
13 859
-
20 035
-
social contributions
26 970
-
35 238
-
regional
755
-
1 035
-
total
42 008
-
56 861
-
Employer
79 983
-
104 500
-
total
-
-
-
-
Corporate
24 517
104 500
-
-
nationa
5 884
25 080
-
-
municipal
956
4 075
-
-
total
6 840
29 155
-
-
Dividends
17 677
75 345
-
-
withholding
4 596
19 591
-
-
total
4 596
19 591
-
-
Income
104 500
104 500
104 500
104 500
Total tax
53 444
48 746
56 861
51 889
After tax
51 056
55 754
47 639
52 611
Living cost
37 975
37 975
37 975
37 975
Free-cash
13 081
17 779
9 664
14 636

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27971
₽28686
₽23025
₽30684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 500
national
-
-
-
23 211
regional
-
-
-
1 575
social contributions
-
-
-
26 878
municipal
-
-
-
622
total
-
-
-
52 286
Employee
49 922
-
104 500
-
municipal
265
-
553
-
national
7 909
-
20 035
-
social contributions
16 834
-
35 238
-
regional
672
-
1 406
-
total
25 680
-
57 232
-
Employer
49 922
-
104 500
-
total
-
-
-
-
Corporate
54 578
104 500
-
-
nationa
13 099