Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽29769
₽3316
₽9345
₽4172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
city
-
-
-
1 096
pensions
-
-
-
9 569
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 079
regional
-
-
-
3 640
health
-
-
-
252
national
-
-
-
693
total
-
-
-
17 329
Employee
90 491
-
93 087
-
city
971
-
1 001
-
regional
2 963
-
3 104
-
health
205
-
209
-
pensions
7 602
-
7 819
-
unemployment
-
-
-
-
national
428
-
480
-
total
12 169
-
12 613
-
Employer
90 491
-
93 087
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
1 861
-
unemployment
-
-
-
-
pensions
7 602
-
7 819
-
health
205
-
209
-
total
9 616
-
9 889
-
Corporate
2 898
104 000
-
-
regional
614
21 995
-
-
national
246
8 840
-
-
total
860
30 835
-
-
Dividends
2 038
73 165
-
-
withholding
713
25 608
-
-
total
713
25 608
-
-
Income
104 000
104 000
104 000
104 000
Total tax
23 358
56 443
22 502
17 329
After tax
80 642
47 557
81 498
86 671
Living cost
77 326
77 326
77 326
77 326
Free-cash
3 316
-29 769
4 172
9 345

Estimated living cost  is ₽77326 per week

₽50284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close