Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 103500
per

Your estimated
City
free-cash

Andorra , Andorra
₽50773
₽62658
₽53520
₽65724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
social contributions
-
-
-
22 769
income
-
-
-
2 531
total
-
-
-
25 300
Employee
29 334
-
89 610
-
social contributions
1 906
-
5 825
-
income
-
-
2 838
-
total
1 906
-
8 663
-
Employer
29 334
-
89 610
-
social contributions
4 547
-
13 890
-
total
4 547
-
13 890
-
Corporate
69 619
103 500
-
-
income
6 962
10 349
-
-
total
6 962
10 349
-
-
Dividends
62 657
93 151
-
-
total
-
-
-
-
Income
103 500
103 500
103 500
103 500
Total tax
13 415
10 349
22 553
25 300
After tax
90 085
93 151
80 947
78 200
Living cost
27 427
27 427
27 427
27 427
Free-cash
62 658
65 724
53 520
50 773

Estimated living cost  is ₽27427 per week

₽17734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽22471
₽28350
₽750
₽28800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
-
unemployment
-
-
-
5 596
health
-
-
-
7 918
chamber of commerce
-
-
-
414
pensions
-
-
-
19 147
income
-
-
-
18 844
total
-
-
-
51 919
Employee
39 885
36 362
80 367
-
unemployment
1 196
1 091
2 410
-
other
398
364
803
-
income
3 553
2 682
16 733
-
pensions
4 085
3 723
8 230
-
health
1 543
1 408
3 110
-
total
10 775
9 268
31 286
-
Employer
39 885
36 362
80 367
-
pensions
5 006
4 564
10 086
-
surtax
-
-
-
-
payroll
1 196
1 091
2 410
-
other
1 894
1 726
3 818
-
health
1 508
1 375
3 037
-
accident
518
473
1 044
-
unemployment
1 196
1 091
2 410
-
chamber of commerce
159
145
322
-
total
11 477
10 465
23 127
-
Corporate
52 137
56 673
76 909
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 035
14 169
19 227
-
total
13 035
14 169
19 227
-
Dividends
39 102
42 504
-
-
withholding
10 753
11 688
-
-
total
10 753
11 688
-
-
Income
103 500
103 500
103 500
103 500
Total tax
46 040
45 590
73 640
51 919
After tax
57 460
57 910
29 860
51 581
Living cost
29 110
29 110
29 110
29 110
Free-cash
28 350
28 800
750
22 471

Estimated living cost  is ₽29110 per week

₽17462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽19250
₽24250
-₽2328
₽25661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
180
unemployment
-
-
-
5 596
health
-
-
-
7 918
chamber of commerce
-
-
-
414
pensions
-
-
-
19 147
income
-
-
-
18 844
total
-
-
-
52 099
Employee
45 599
36 362
80 230
-
unemployment
1 368
1 091
2 407
-
other
455
364
802
-
income
5 191
2 682
16 687
-
pensions
4 670
3 723
8 216
-
health
1 764
1 408
3 105
-
total
13 448
9 268
31 217
-
Employer
45 599
36 362
80 230
-
pensions
5 723
4 564
10 069
-
surtax
180
180
180
-
payroll
1 368
1 091
2 407
-
other
2 166
1 726
3 811
-
health
1 723
1 375
3 032
-
accident
592
473
1 042
-
unemployment
1 368
1 091
2 407
-
chamber of commerce
182
145
320
-
total
13 302
10 645
23 268
-
Corporate
44 599
56 493
76 769
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 149
14 124
19 192
-
total
11 149
14 124
19 192
-
Dividends
33 450
42 369
-
-
withholding
9 200
11 651
-
-
total
9 200
11 651
-
-
Income
103 500
103 500
103 500
103 500
Total tax
47 099
45 688
73 677
52 099
After tax
56 401
57 812
29 823
51 401
Living cost
32 151
32 151
32 151
32 151
Free-cash
24 250
25 661
-2 328
19 250

Estimated living cost  is ₽32151 per week

₽21443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13913
₽11049
₽6343
₽24734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
national
-
-
-
34 450
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 210
social contributions
-
-
-
16 658
total
-
-
-
56 318
Employee

The minimum management director salary is set at €45,000 per year.

65 267
-
80 164
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

568
-
698
-
national
20 066
-
25 892
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 404
-
4 182
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 895
-
6 012
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 067
-
3 768
-
total
32 000
-
40 552
-
Employer

The minimum management director salary is set at €45,000 per year.

65 267
-
80 164
-
surtax
7 401
-
9 090
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 783
-
7 103
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 014
-
4 930
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

848
-
1 042
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

952
-
1 171
-
total
18 998
-
23 336
-
Corporate
19 235
103 500
-
-
income
3 847
20 700
-
-
surtax
76
414
-
-
total
3 923
21 114
-
-
Dividends
15 311
82 386
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 261
24 383
-
-
total
4 261
24 383
-
-
Income
103 500
103 500
103 500
103 500
Total tax
59 182
45 497
63 888
56 318
After tax
44 318
58 003
39 612
47 182
Living cost
33 269
33 269
33 269
33 269
Free-cash
11 049
24 734
6 343
13 913

Estimated living cost  is ₽33269 per week

₽21429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽63797
₽67259
₽67241
₽72814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
15 525
total
-
-
-
24 025
Employee
20 761
-
97 254
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
income
2 076
-
9 726
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
2 795
-
health
955
-
1 464
-
total
5 082
-
14 335
-
Employer
20 761
-
97 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 288
-
3 508
-
health
1 433
-
2 197
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
unemployment
125
-
191
-
total
4 074
-
6 246
-
Corporate
78 666
103 500
-
-
income
7 867
10 350
-
-
total
7 867
10 350
-
-
Dividends
70 799
93 150
-
-
withholding
3 540
4 658
-
-
total
3 540
4 658
-
-
Income
103 500
103 500
103 500
103 500
Total tax
20 563
15 008
20 581
24 025
After tax
82 937
88 492
82 919
79 475
Living cost
15 678
15 678
15 678
15 678
Free-cash
67 259
72 814
67 241
63 797

Estimated living cost  is ₽15678 per week

₽10370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽67525
₽72309
₽70969
₽76542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
15 525
total
-
-
-
24 025
Employee
15 823
-
97 254
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
income
1 582
-
9 726
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 389
-
2 795
-
health
728
-
1 464
-
total
3 873
-
14 335
-
Employer
15 823
-
97 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 744
-
3 508
-
health
1 092
-
2 197
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
unemployment
95
-
191
-
total
3 105
-
6 246
-
Corporate
84 572
103 500
-
-
income
8 457
10 350
-
-
total
8 457
10 350
-
-
Dividends
76 115
93 150
-
-
withholding
3 806
4 658
-
-
total
3 806
4 658
-
-
Income
103 500
103 500
103 500
103 500
Total tax
19 241
15 008
20 581
24 025
After tax
84 259
88 492
82 919
79 475
Living cost
11 950
11 950
11 950
11 950
Free-cash
72 309
76 542
70 969
67 525

Estimated living cost  is ₽11950 per week

₽6976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽51594
₽49601
₽50520
₽54565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
health
-
-
-
2 639
social contributions
-
-
-
14 763
income
-
-
-
13 379
total
-
-
-
30 781
Employee
70 162
70 162
93 963
-
income
7 639
6 495
12 921
-
social contributions
2 653
5 823
7 799
-
health
544
1 193
1 598
-
total
10 836
13 511
22 318
-
Employer
70 162
70 162
93 963
-
social contributions
2 653
5 823
7 799
-
health
590
1 299
1 738
-
total
3 243
7 122
9 537
-
Corporate
68 296
26 216
-
-
income
8 536
3 278
-
-
total
8 536
3 278
-
-
Dividends
59 759
22 939
-
-
withholding
10 159
3 899
-
-
total
10 159
3 899
-
-
Income
103 500
103 500
103 500
103 500
Total tax
32 774
27 810
31 855
30 781
After tax
70 726
75 690
71 645
72 719
Living cost
21 125
21 125
21 125
21 125
Free-cash
49 601
54 565
50 520
51 594

Estimated living cost  is ₽21125 per week

₽12661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽43124
₽42312
₽42050
₽46095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
health
-
-
-
2 639
social contributions
-
-
-
14 763
income
-
-
-
13 379
total
-
-
-
30 781
Employee
70 162
70 162
93 963
-
income
7 368
6 495
12 921
-
social contributions
3 409
5 823
7 799
-
health
698
1 193
1 598
-
total
11 475
13 511
22 318
-
Employer
70 162
70 162
93 963
-
social contributions
3 409
5 823
7 799
-
health
760
1 299
1 738
-
total
4 169
7 122
9 537
-
Corporate
58 261
26 216
-
-
income
7 283
3 278
-
-
total
7 283
3 278
-
-
Dividends
50 978
22 939
-
-
withholding
8 666
3 899
-
-
total
8 666
3 899
-
-
Income
103 500
103 500
103 500
103 500
Total tax
31 593
27 810
31 855
30 781
After tax
71 907
75 690
71 645
72 719
Living cost
29 595
29 595
29 595
29 595
Free-cash
42 312
46 095
42 050
43 124

Estimated living cost  is ₽29595 per week

₽20231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽29274
₽42584
₽31386
₽50124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
health
-
-
-
13 972
social contributions
-
-
-
30 222
income
-
-
-
8 896
solidarity contribution
-
-
-
-
total
-
-
-
53 090
Employee
31 083
-
77 239
-
income
3 730
-
9 269
-
social contributions
2 020
-
5 021
-
health
4 196
-
10 427
-
solidarity contribution
-
-
-
-
total
9 946
-
24 717
-
Employer
31 083
-
77 239
-
social contributions
7 771
-
19 310
-
health
2 797
-
6 951
-
total
10 568
-
26 261
-
Corporate
61 849
103 500
-
-
income
11 751
19 665
-
-
total
11 751
19 665
-
-
Dividends
50 097
83 835
-
-
withholding
7 515
12 575
-
-
total
7 515
12 575
-
-
Income
103 500
103 500
103 500
103 500
Total tax
39 780
32 240
50 978
53 090
After tax
63 720
71 260
52 522
50 410
Living cost
21 136
21 136
21 136
21 136
Free-cash
42 584
50 124
31 386
29 274

Estimated living cost  is ₽21136 per week

₽14682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4536
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽24364
₽35922
₽26476
₽45214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
health
-
-
-
13 972
social contributions
-
-
-
30 222
income
-
-
-
8 896
solidarity contribution
-
-
-
-
total
-
-
-
53 090
Employee
38 302
-
77 239
-
income
4 596
-
9 269
-
social contributions
2 490
-
5 021
-
health
5 171
-
10 427
-
solidarity contribution
-
-
-
-
total
12 257
-
24 717
-
Employer
38 302
-
77 239
-
social contributions
9 576
-
19 310
-
health
3 447
-
6 951
-
total
13 023
-
26 261
-
Corporate
52 175
103 500
-
-
income
9 913
19 665
-
-
total
9 913
19 665
-
-
Dividends
42 262
83 835
-
-
withholding
6 339
12 575
-
-
total
6 339
12 575
-
-
Income
103 500
103 500
103 500
103 500
Total tax
41 532
32 240
50 978
53 090
After tax
61 968
71 260
52 522
50 410
Living cost
26 046
26 046
26 046
26 046
Free-cash
35 922
45 214
26 476
24 364

Estimated living cost  is ₽26046 per week

₽19369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽19414
-₽95869
-₽95869
-₽95869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
national
-
-
-
11 160
pensions
-
-
-
793
municipal
-
-
-
19 847
labour market
-
-
-
8 217
total
-
-
-
40 017
Employee
186 005
186 005
186 005
-
municipal
39 609
39 609
39 609
-
national
22 724
22 724
22 724
-
pensions
264
264
264
-
labour market
14 859
14 859
14 859
-
total
77 456
77 456
77 456
-
Employer
186 005
186 005
186 005
-
pensions
529
529
529
-
labour market
14 880
14 880
14 880
-
municipal
39 672
39 672
39 672
-
national
22 763
22 763
22 763
-
total
77 844
77 844
77 844
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
103 500
103 500
103 500
103 500
Total tax
155 300
155 300
155 300
40 017
After tax
-51 800
-51 800
-51 800
63 483
Living cost
44 069
44 069
44 069
44 069
Free-cash
-95 869
-95 869
-95 869
19 414

Estimated living cost  is ₽44069 per week

₽30161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽678
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽33436
₽55094
₽37617
₽60761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
health
-
-
-
13 456
pensions
-
-
-
20 700
income
-
-
-
13 869
total
-
-
-
48 025
Employee
25 884
-
77 354
-
unemployment
414
-
1 238
-
income
2 914
-
14 914
-
pensions
518
-
1 546
-
total
3 846
-
17 698
-
Employer
25 884
-
77 354
-
pensions
5 177
-
15 471
-
health
3 364
-
10 057
-
unemployment
208
-
618
-
total
8 749
-
26 146
-
Corporate
68 866
103 500
-
-
income
13 772
20 700
-
-
total
13 772
20 700
-
-
Dividends
55 094
82 800
-
-
total
-
-
-
-
Income
103 500
103 500
103 500
103 500
Total tax
26 367
20 700
43 844
48 025
After tax
77 133
82 800
59 656
55 475
Living cost
22 039
22 039
22 039
22 039
Free-cash
55 094
60 761
37 617
33 436

Estimated living cost  is ₽22039 per week

₽15116
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽37093
₽32135
₽22902
₽32848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
103 500
national
-
-
-
11 751
health
-
-
-
1 214
municipal
-
-
-
18 411
total
-
-
-
31 376
Employee
48 005
-
87 070
-
unemployment
720
-
1 306
-
municipal
7 863
-
14 207
-
national
793
-
6 789
-
pensions
3 240
-
5 877
-
health
358
-
959
-
total
12 974
-
29 138
-
Employer
48 005
-
87 070
-
pensions
8 329
-
15 106
-
health
369
-
670
-
accident
48
-
87
-
unemployment
312
-
566
-
total
9 058
-
16 429
-
Corporate
46 437
103 500
-
-
income
9 288
20 700
-
-
total
9 288
20 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

27 862
62 100
-
-
municipal
5 014
11 179
-
-
national
-
3 742
-
-
total
5 014
14 921
-
-
Income
103 500
103 500
103 500
103 500
Total tax
36 334
35 621
45 567
31 376
After tax
67 166
67 879
57 933
72 124
Living cost
35 031
35 031
35 031
35 031
Free-cash
32 135
32 848
22 902
37 093

Estimated living cost  is ₽35031 per week

₽22882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽31127
₽29110
₽35086
₽24040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
-
health
-
-
-
2 590
pensions
-
-
-
23 909
social contributions
-
-
-
2 949
income
-
-
-
11 592
other
-
-
-
3 209
total
-
-
-
44 249
Employee
34 858
-
83 245
-
income
1 797
-
13 244
-
surtax
-
-
-
-
social contributions
994
-
2 372
-
pensions
3 943
-
4 419
-
total
6 734
-
20 035
-
Employer
34 858
-
83 245
-
pensions
5 728
-
7 682
-
social contributions
104
-
249
-
other
1 203
-
2 873
-
health
2 440
-
6 080
-
unemployment
1 411
-
3 371
-
total
10 886
-
20 255
-
Corporate
57 756
103 500
-
-
income
16 172
28 980
-
-
surtax
-
-
-
-
total
16 172
28 980
-
-
Dividends
41 583
74 520
-
-
withholding
5 323
9 539
-
-
social contributions
7 151
12 817
-
-
surtax
-
-
-
-
total
12 474
22 356
-
-
Income
103 500
103 500
103 500
103 500
Total tax
46 266
51 336
40 290
44 249
After tax
57 234
52 164
63 210
59 251
Living cost
28 124
28 124
28 124
28 124
Free-cash
29 110
24 040
35 086
31 127

Estimated living cost  is ₽28124 per week

₽16311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8424
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽28034
₽26337
₽31993
₽20947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
-
health
-
-
-
2 590
pensions
-
-
-
23 909
social contributions
-
-
-
2 949
income
-
-
-
11 592
other
-
-
-
3 209
total
-
-
-
44 249
Employee
39 051
-
83 245
-
income
2 305
-
13 244
-
surtax
-
-
-
-
social contributions
1 113
-
2 372
-
pensions
4 415
-
4 419
-
total
7 833
-
20 035
-
Employer
39 051
-
83 245
-
pensions
6 415
-
7 682
-
social contributions
118
-
249
-
other
1 347
-
2 873
-
health
2 734
-
6 080
-
unemployment
1 581
-
3 371
-
total
12 195
-
20 255
-
Corporate
52 254
103 500
-
-
income
14 631
28 980
-
-
surtax
-
-
-
-
total
14 631
28 980
-
-
Dividends
37 623
74 520
-
-
withholding
4 815
9 539
-
-
social contributions
6 472
12 817
-
-
surtax
-
-
-
-
total
11 287
22 356
-
-
Income
103 500
103 500
103 500
103 500
Total tax
45 946
51 336
40 290
44 249
After tax
57 554
52 164
63 210
59 251
Living cost
31 217
31 217
31 217
31 217
Free-cash
26 337
20 947
31 993
28 034

Estimated living cost  is ₽31217 per week

₽19684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2538
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽15182
₽14368
₽19141
₽8095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
-
health
-
-
-
2 590
pensions
-
-
-
23 909
social contributions
-
-
-
2 949
income
-
-
-
11 592
other
-
-
-
3 209
total
-
-
-
44 249
Employee
57 148
-
83 245
-
income
4 986
-
13 244
-
surtax
-
-
-
-
social contributions
1 628
-
2 372
-
pensions
6 464
-
4 419
-
total
13 078
-
20 035
-
Employer
57 148
-
83 245
-
pensions
9 390
-
7 682
-
social contributions
171
-
249
-
other
1 972
-
2 873
-
health
4 000
-
6 080
-
unemployment
2 315
-
3 371
-
total
17 848
-
20 255
-
Corporate
28 504
103 500
-
-
income
7 981
28 980
-
-
surtax
-
-
-
-
total
7 981
28 980
-
-
Dividends
20 523
74 520
-
-
withholding
2 627
9 539
-
-
social contributions
3 529
12 817
-
-
surtax
-
-
-
-
total
6 156
22 356
-
-
Income
103 500
103 500
103 500
103 500
Total tax
45 063
51 336
40 290
44 249
After tax
58 437
52 164
63 210
59 251
Living cost
44 069
44 069
44 069
44 069
Free-cash
14 368
8 095
19 141
15 182

Estimated living cost  is ₽44069 per week

₽29825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10034
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽96618
₽91382
₽76953
₽92478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
103 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 035
total
-
-
-
1 035
Employee
7 308
-
103 500
-
income
1 461
-
20 700
-
total
1 461
-
20 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

96 192
103 500
-
-
total
-
-
-
-
Dividends
96 192
103 500
-
-
withholding
4 810
5 175
-
-
total
4 810
5 175
-
-
Income
103 500
103 500
103 500
103 500
Total tax
6 271
5 175
20 700
1 035
After tax
97 229
98 325
82 800
102 465
Living cost
5 847
5 847
5 847
5 847
Free-cash
91 382
92 478
76 953
96 618

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽93354
₽87506
₽73689
₽89214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
103 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 035
total
-
-
-
1 035
Employee
11 389
-
103 500
-
income
2 278
-
20 700
-
total
2 278
-
20 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 111
103 500
-
-
total
-
-
-
-
Dividends
92 111
103 500
-
-
withholding
4 605
5 175
-
-
total
4 605
5 175
-
-
Income
103 500
103 500
103 500
103 500
Total tax
6 883
5 175
20 700
1 035
After tax
96 617
98 325
82 800
102 465
Living cost
9 111
9 111
9 111
9 111
Free-cash
87 506
89 214
73 689
93 354

Estimated living cost  is ₽9111 per week

₽6165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26217
₽30071
₽34982
₽18131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
103 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 411
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 647
trade
-
-
-
8 765
total
-
-
-
42 056
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 399
-
103 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 733
-
25 647
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
-
1 411
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 172
-
33 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 101
103 500
-
-
trade
8 337
14 853
-
-
income
8 715
15 525
-
-
chamber of commerce
223
291
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
854
-
-
total
17 755
31 523
-
-
Dividends
40 346
71 978
-
-
withholding
9 740
17 648
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
971
-
-
total
10 275
18 619
-
-
Income
103 500
103 500
103 500
103 500
Total tax
38 202
50 142
33 291
42 056
After tax
65 298
53 358
70 209
61 444
Living cost
35 227
35 227
35 227
35 227
Free-cash
30 071
18 131
34 982
26 217

Estimated living cost  is ₽35227 per week

₽24300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32952
₽34751
₽42572
₽24658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
103 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 411
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 647
trade
-
-
-
9 620
total
-
-
-
42 911
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 899
-
103 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

975
-
25 647
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
1 411
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
7 262
-
33 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 601
103 500
-
-
trade
10 805
16 301
-
-
income
10 290
15 525
-
-
chamber of commerce
237
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

566
854
-
-
total
21 898
32 967
-
-
Dividends
46 703
70 534
-
-
withholding
11 329
17 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

623
951
-
-
total
11 952
18 238
-
-
Income
103 500
103 500
103 500
103 500
Total tax
41 112
51 205
33 291
42 911
After tax
62 388
52 295
70 209
60 589
Living cost
27 637
27 637
27 637
27 637
Free-cash
34 751
24 658
42 572
32 952

Estimated living cost  is ₽27637 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24317
₽28738
₽34365
₽15919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
103 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 411
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 647
trade
-
-
-
10 048
total
-
-
-
43 339
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 271
-
103 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 976
-
25 647
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
-
1 411
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 427
-
33 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 229
103 500
-
-
trade
9 414
17 026
-
-
income
8 585
15 525
-
-
chamber of commerce
220
286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

473
854
-
-
total
18 692
33 691
-
-
Dividends
38 537
69 810
-
-
withholding
9 288
17 106
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

511
940
-
-
total
9 799
18 046
-
-
Income
103 500
103 500
103 500
103 500
Total tax
38 918
51 737
33 291
43 339
After tax
64 582
51 763
70 209
60 161
Living cost
35 844
35 844
35 844
35 844
Free-cash
28 738
15 919
34 365
24 317

Estimated living cost  is ₽35844 per week

₽23973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17934
₽24228
₽28410
₽9430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
103 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 411
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 647
trade
-
-
-
10 476
total
-
-
-
43 767
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 836
-
103 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 448
-
25 647
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

355
-
1 411
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
13 036
-
33 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 664
103 500
-
-
trade
8 346
17 750
-
-
income
7 300
15 525
-
-
chamber of commerce
208
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

402
854
-
-
total
16 256
34 413
-
-
Dividends
32 409
69 088
-
-
withholding
7 755
16 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

426
932
-
-
total
8 181
17 858
-
-
Income
103 500
103 500
103 500
103 500
Total tax
37 473
52 271
33 291
43 767
After tax
66 027
51 229
70 209
59 733
Living cost
41 799
41 799
41 799
41 799
Free-cash
24 228
9 430
28 410
17 934

Estimated living cost  is ₽41799 per week

₽30528
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7385
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30958
₽41707
₽29261
₽44607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
2 744
unemployment
-
-
-
208
health
-
-
-
7 349
pensions
-
-
-
20 700
income
-
-
-
21 047
other
-
-
-
-
total
-
-
-
52 048
Employee
30 728
-
85 503
-
unemployment
2 138
-
5 951
-
other
-
-
-
-
income
5 151
-
19 436
-
surtax
109
-
2 476
-
pensions
2 050
-
5 704
-
health
784
-
2 182
-
total
10 232
-
35 749
-
Employer
30 728
-
85 503
-
pensions
4 097
-
11 397
-
other
-
-
-
-
health
1 397
-
3 889
-
unemployment
975
-
2 710
-
total
6 469
-
17 996
-
Corporate
66 303
103 500
-
-
income
17 239
26 910
-
-
total
17 239
26 910
-
-
Dividends
49 064
76 590
-
-
withholding
7 359
11 489
-
-
total
7 359
11 489
-
-
Income
103 500
103 500
103 500
103 500
Total tax
41 299
38 399
53 745
52 048
After tax
62 201
65 101
49 755
51 452
Living cost
20 494
20 494
20 494
20 494
Free-cash
41 707
44 607
29 261
30 958

Estimated living cost  is ₽20494 per week

₽12373
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31318
₽42128
₽29621
₽44967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
surtax
-
-
-
2 744
unemployment
-
-
-
208
health
-
-
-
7 349
pensions
-
-
-
20 700
income
-
-
-
21 047
other
-
-
-
-
total
-
-
-
52 048
Employee
30 174
-
85 503
-
unemployment
2 100
-
5 951
-
other
-
-
-
-
income
5 058
-
19 436
-
surtax
99
-
2 476
-
pensions
2 012
-
5 704
-
health
771
-
2 182
-
total
10 040
-
35 749
-
Employer
30 174
-
85 503
-
pensions
4 022
-
11 397
-
other
-
-
-
-
health
1 373
-
3 889
-
unemployment
956
-
2 710
-
total
6 351
-
17 996
-
Corporate
66 975
103 500
-
-
income
17 414
26 910
-
-
total
17 414
26 910
-
-
Dividends
49 561
76 590
-
-
withholding
7 433
11 489
-
-
total
7 433
11 489
-
-
Income
103 500
103 500
103 500
103 500
Total tax
41 238
38 399
53 745
52 048
After tax
62 262
65 101
49 755
51 452
Living cost
20 134
20 134
20 134
20 134
Free-cash
42 128
44 967
29 621
31 318

Estimated living cost  is ₽20134 per week

₽12311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽53401
₽40379
₽41702
₽39998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
unemployment
-
-
-
1 553
health
-
-
-
7 245
pensions
-
-
-
10 350
income
-
-
-
12 653
total
-
-
-
31 801
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
86 611
-
unemployment
396
158
1 299
-
income
3 229
1 285
10 588
-
pensions
2 641
1 051
8 661
-
health
1 849
736
6 063
-
total
8 115
3 230
26 611
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
86 611
-
pensions
5 151
2 050
16 889
-
total
5 151
2 050
16 889
-
Corporate
71 936
90 938
-
-
income
6 474
8 184
-
-
total
6 474
8 184
-
-
Dividends
65 462
82 754
-
-
withholding
12 438
15 723
-
-
social contributions
12 645
16 017
-
-
total
25 083
31 740
-
-
Income
103 500
103 500
103 500
103 500
Total tax
44 823
45 204
43 500
31 801
After tax
58 677
58 296
60 000
71 699
Living cost
18 298
18 298
18 298
18 298
Free-cash
40 379
39 998
41 702
53 401

Estimated living cost  is ₽18298 per week

₽12487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17881
₽19778
₽18694
₽20510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
national
-
-
-
17 025
pensions
-
-
-
12 420
social contributions
-
-
-
1 113
municipal
-
-
-
10 987
total
-
-
-
41 545
Employee
68 323
-
89 475
-
municipal
8 439
-
11 387
-
national
13 077
-
17 646
-
pensions
2 733
-
3 579
-
total
24 249
-
32 612
-
Employer
68 323
-
89 475
-
pensions
5 466
-
7 158
-
social contributions
734
-
962
-
total
6 200
-
8 120
-
Corporate
24 467
103 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 893
20 700
-
-
total
4 893
20 700
-
-
Dividends
19 574
82 800
-
-
withholding
4 306
18 216
-
-
total
4 306
18 216
-
-
Income
103 500
103 500
103 500
103 500
Total tax
39 648
38 916
40 732
41 545
After tax
63 852
64 584
62 768
61 955
Living cost
44 074
44 074
44 074
44 074
Free-cash
19 778
20 510
18 694
17 881

Estimated living cost  is ₽44074 per week

₽29957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽15742
₽22489
₽15742
₽20474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
social contributions
-
-
-
9 463
income
-
-
-
26 319
total
-
-
-
35 782
Employee
71 373
-
103 500
-
social contributions
5 930
-
9 463
-
income
13 468
-
26 319
-
total
19 398
-
35 782
-
Employer
71 373
-
103 500
-
total
-
-
-
-
Corporate
32 127
103 500
-
-
income
4 015
12 938
-
-
total
4 015
12 938
-
-
Dividends
28 112
90 562
-
-
withholding
5 622
18 112
-
-
total
5 622
18 112
-
-
Income
103 500
103 500
103 500
103 500
Total tax
29 035
31 050
35 782
35 782
After tax
74 465
72 450
67 718
67 718
Living cost
51 976
51 976
51 976
51 976
Free-cash
22 489
20 474
15 742
15 742

Estimated living cost  is ₽51976 per week

₽39543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4235
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽13759
₽11957
₽8833
₽16721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
national
-
-
-
22 842
regional
-
-
-
1 163
social contributions
-
-
-
26 620
municipal
-
-
-
615
total
-
-
-
51 240
Employee
81 092
-
103 500
-
municipal
429
-
549
-
national
14 051
-
19 696
-
social contributions
27 344
-
34 900
-
regional
765
-
1 021
-
total
42 589
-
56 166
-
Employer
81 092
-
103 500
-
total
-
-
-
-
Corporate
22 408
103 500
-
-
nationa
5 378
24 840
-
-
municipal
874
4 036
-
-
total
6 252
28 876
-
-
Dividends
16 156
74 623
-
-
withholding
4 201
19 402
-
-
total
4 201
19 402
-
-
Income
103 500
103 500
103 500
103 500
Total tax
53 042
48 278
56 166
51 240
After tax
50 458
55 222
47 334
52 260
Living cost
38 501
38 501
38 501
38 501
Free-cash
11 957
16 721
8 833
13 759

Estimated living cost  is ₽38501 per week

₽26839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27283
₽27798
₽22383
₽29823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
national
-
-
-
22 842
regional
-
-
-
1 561
social contributions
-
-
-
26 620
municipal
-
-
-
615
total
-
-
-
51 638
Employee
50 614
-
103 500
-
municipal
268
-
549
-
national
8 019
-
19 696
-
social contributions
17 068
-
34 900
-
regional
681
-
1 393
-
total
26 036
-
56 538
-
Employer
50 614
-
103 500
-
total
-
-
-
-
Corporate
52 886
103 500
-
-
nationa
12 692