Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 103000
per

Your estimated
City
free-cash

Valencia , Spain
₽41643
₽36351
₽27692
₽26561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 000
accident
-
-
-
843
income
-
-
-
19 495
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
47 557
Employee
37 315
-
78 100
-
other
36
-
79
-
income
7 194
-
18 830
-
pensions
1 754
-
3 671
-
unemployment
578
-
1 210
-
total
9 562
-
23 790
-
Employer
37 315
-
78 100
-
accident
739
-
1 545
-
other
299
-
626
-
unemployment
2 053
-
4 296
-
pensions
8 806
-
18 431
-
total
11 897
-
24 898
-
Corporate
53 789
103 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 068
15 451
-
-
total
8 068
15 451
-
-
Dividends
45 720
87 549
-
-
withholding
9 371
18 155
-
-
total
9 371
18 155
-
-
Income
103 000
103 000
103 000
103 000
Total tax
38 898
33 606
48 688
47 557
After tax
64 102
69 394
54 312
55 443
Living cost
27 751
27 751
27 751
27 751
Free-cash
36 351
41 643
26 561
27 692

Estimated living cost  is ₽27751 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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