Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 102500
per

Your estimated
City
free-cash

Andorra , Andorra
₽50369
₽62175
₽53091
₽65198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
social contributions
-
-
-
22 550
income
-
-
-
2 529
total
-
-
-
25 079
Employee
28 933
-
88 745
-
social contributions
1 880
-
5 769
-
income
-
-
2 833
-
total
1 880
-
8 602
-
Employer
28 933
-
88 745
-
social contributions
4 485
-
13 755
-
total
4 485
-
13 755
-
Corporate
69 082
102 500
-
-
income
6 908
10 250
-
-
total
6 908
10 250
-
-
Dividends
62 174
92 250
-
-
total
-
-
-
-
Income
102 500
102 500
102 500
102 500
Total tax
13 273
10 250
22 357
25 079
After tax
89 227
92 250
80 143
77 421
Living cost
27 052
27 052
27 052
27 052
Free-cash
62 175
65 198
53 091
50 369

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽22340
₽28187
₽805
₽28633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 841
chamber of commerce
-
-
-
410
pensions
-
-
-
18 962
income
-
-
-
18 715
total
-
-
-
51 448
Employee
39 340
35 865
79 593
-
unemployment
1 180
1 076
2 388
-
other
393
359
796
-
income
3 504
2 645
16 616
-
pensions
4 029
3 672
8 150
-
health
1 522
1 388
3 081
-
total
10 628
9 140
31 031
-
Employer
39 340
35 865
79 593
-
pensions
4 937
4 502
9 989
-
surtax
-
-
-
-
payroll
1 180
1 076
2 388
-
other
1 868
1 703
3 781
-
health
1 488
1 356
3 009
-
accident
511
466
1 035
-
unemployment
1 180
1 076
2 388
-
chamber of commerce
157
143
318
-
total
11 321
10 322
22 908
-
Corporate
51 839
56 313
76 177
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 959
14 078
19 044
-
total
12 959
14 078
19 044
-
Dividends
38 880
42 235
-
-
withholding
10 693
11 615
-
-
total
10 693
11 615
-
-
Income
102 500
102 500
102 500
102 500
Total tax
45 601
45 155
72 983
51 448
After tax
56 899
57 345
29 517
51 052
Living cost
28 712
28 712
28 712
28 712
Free-cash
28 187
28 633
805
22 340

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽19163
₽24146
-₽2223
₽25539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 841
chamber of commerce
-
-
-
410
pensions
-
-
-
18 962
income
-
-
-
18 715
total
-
-
-
51 626
Employee
44 976
35 865
79 454
-
unemployment
1 349
1 076
2 384
-
other
449
359
794
-
income
5 120
2 645
16 568
-
pensions
4 606
3 672
8 136
-
health
1 740
1 388
3 074
-
total
13 264
9 140
30 956
-
Employer
44 976
35 865
79 454
-
pensions
5 644
4 502
9 972
-
surtax
178
178
178
-
payroll
1 349
1 076
2 384
-
other
2 137
1 703
3 773
-
health
1 699
1 356
3 004
-
accident
584
466
1 033
-
unemployment
1 349
1 076
2 384
-
chamber of commerce
179
143
318
-
total
13 119
10 500
23 046
-
Corporate
44 404
56 136
76 039
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 101
14 033
19 010
-
total
11 101
14 033
19 010
-
Dividends
33 304
42 102
-
-
withholding
9 159
11 577
-
-
total
9 159
11 577
-
-
Income
102 500
102 500
102 500
102 500
Total tax
46 643
45 250
73 012
51 626
After tax
55 857
57 250
29 488
50 874
Living cost
31 711
31 711
31 711
31 711
Free-cash
24 146
25 539
-2 223
19 163

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13878
₽11130
₽6391
₽24628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
national
-
-
-
34 157
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 161
social contributions
-
-
-
16 490
total
-
-
-
55 808
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
79 389
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
690
-
national
19 791
-
25 665
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 142
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 954
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 732
-
total
31 562
-
40 183
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
79 389
-
surtax
7 299
-
9 004
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 035
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 881
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 032
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 160
-
total
18 738
-
23 112
-
Corporate
19 387
102 500
-
-
income
3 877
20 499
-
-
surtax
77
410
-
-
total
3 954
20 909
-
-
Dividends
15 433
81 591
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 302
24 149
-
-
total
4 302
24 149
-
-
Income
102 500
102 500
102 500
102 500
Total tax
58 556
45 058
63 295
55 808
After tax
43 944
57 442
39 205
46 692
Living cost
32 814
32 814
32 814
32 814
Free-cash
11 130
24 628
6 391
13 878

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽63262
₽66681
₽66678
₽72163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
15 375
total
-
-
-
23 764
Employee
20 490
-
96 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
9 633
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
14 183
-
Employer
20 490
-
96 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
77 989
102 500
-
-
income
7 799
10 250
-
-
total
7 799
10 250
-
-
Dividends
70 191
92 250
-
-
withholding
3 510
4 613
-
-
total
3 510
4 613
-
-
Income
102 500
102 500
102 500
102 500
Total tax
20 345
14 863
20 348
23 764
After tax
82 155
87 637
82 152
78 736
Living cost
15 474
15 474
15 474
15 474
Free-cash
66 681
72 163
66 678
63 262

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽66942
₽71667
₽70358
₽75843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
15 375
total
-
-
-
23 764
Employee
15 617
-
96 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
9 633
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
14 183
-
Employer
15 617
-
96 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
83 818
102 500
-
-
income
8 382
10 250
-
-
total
8 382
10 250
-
-
Dividends
75 437
92 250
-
-
withholding
3 771
4 613
-
-
total
3 771
4 613
-
-
Income
102 500
102 500
102 500
102 500
Total tax
19 039
14 863
20 348
23 764
After tax
83 461
87 637
82 152
78 736
Living cost
11 794
11 794
11 794
11 794
Free-cash
71 667
75 843
70 358
66 942

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽51171
₽49224
₽50068
₽54121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
health
-
-
-
2 613
social contributions
-
-
-
14 561
income
-
-
-
13 318
total
-
-
-
30 492
Employee
69 203
69 203
93 056
-
income
7 535
6 406
12 846
-
social contributions
2 616
5 743
7 723
-
health
536
1 177
1 581
-
total
10 687
13 326
22 150
-
Employer
69 203
69 203
93 056
-
social contributions
2 616
5 743
7 723
-
health
582
1 281
1 722
-
total
3 198
7 024
9 445
-
Corporate
67 777
26 273
-
-
income
8 473
3 284
-
-
total
8 473
3 284
-
-
Dividends
59 304
22 989
-
-
withholding
10 081
3 908
-
-
total
10 081
3 908
-
-
Income
102 500
102 500
102 500
102 500
Total tax
32 439
27 542
31 595
30 492
After tax
70 061
74 958
70 905
72 008
Living cost
20 837
20 837
20 837
20 837
Free-cash
49 224
54 121
50 068
51 171

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42818
₽42036
₽41715
₽45768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
health
-
-
-
2 613
social contributions
-
-
-
14 561
income
-
-
-
13 318
total
-
-
-
30 492
Employee
69 203
69 203
93 056
-
income
7 267
6 406
12 846
-
social contributions
3 363
5 743
7 723
-
health
688
1 177
1 581
-
total
11 318
13 326
22 150
-
Employer
69 203
69 203
93 056
-
social contributions
3 363
5 743
7 723
-
health
750
1 281
1 722
-
total
4 113
7 024
9 445
-
Corporate
57 879
26 273
-
-
income
7 234
3 284
-
-
total
7 234
3 284
-
-
Dividends
50 645
22 989
-
-
withholding
8 609
3 908
-
-
total
8 609
3 908
-
-
Income
102 500
102 500
102 500
102 500
Total tax
31 274
27 542
31 595
30 492
After tax
71 226
74 958
70 905
72 008
Living cost
29 190
29 190
29 190
29 190
Free-cash
42 036
45 768
41 715
42 818

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽29172
₽42381
₽31238
₽49794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
health
-
-
-
13 838
social contributions
-
-
-
29 898
income
-
-
-
8 815
solidarity contribution
-
-
-
-
total
-
-
-
52 551
Employee
30 555
-
76 493
-
income
3 667
-
9 179
-
social contributions
1 986
-
4 972
-
health
4 125
-
10 327
-
solidarity contribution
-
-
-
-
total
9 778
-
24 478
-
Employer
30 555
-
76 493
-
social contributions
7 639
-
19 123
-
health
2 750
-
6 884
-
total
10 389
-
26 007
-
Corporate
61 557
102 500
-
-
income
11 696
19 475
-
-
total
11 696
19 475
-
-
Dividends
49 861
83 025
-
-
withholding
7 479
12 454
-
-
total
7 479
12 454
-
-
Income
102 500
102 500
102 500
102 500
Total tax
39 342
31 929
50 485
52 551
After tax
63 158
70 571
52 015
49 949
Living cost
20 777
20 777
20 777
20 777
Free-cash
42 381
49 794
31 238
29 172

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽24346
₽35834
₽26412
₽44968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
health
-
-
-
13 838
social contributions
-
-
-
29 898
income
-
-
-
8 815
solidarity contribution
-
-
-
-
total
-
-
-
52 551
Employee
37 652
-
76 493
-
income
4 518
-
9 179
-
social contributions
2 447
-
4 972
-
health
5 083
-
10 327
-
solidarity contribution
-
-
-
-
total
12 048
-
24 478
-
Employer
37 652
-
76 493
-
social contributions
9 413
-
19 123
-
health
3 389
-
6 884
-
total
12 802
-
26 007
-
Corporate
52 047
102 500
-
-
income
9 889
19 475
-
-
total
9 889
19 475
-
-
Dividends
42 158
83 025
-
-
withholding
6 324
12 454
-
-
total
6 324
12 454
-
-
Income
102 500
102 500
102 500
102 500
Total tax
41 063
31 929
50 485
52 551
After tax
61 437
70 571
52 015
49 949
Living cost
25 603
25 603
25 603
25 603
Free-cash
35 834
44 968
26 412
24 346

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽19377
-₽94172
-₽94172
-₽94172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
national
-
-
-
11 057
pensions
-
-
-
782
municipal
-
-
-
19 674
labour market
-
-
-
8 137
total
-
-
-
39 650
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
102 500
102 500
102 500
102 500
Total tax
153 199
153 199
153 199
39 650
After tax
-50 699
-50 699
-50 699
62 850
Living cost
43 473
43 473
43 473
43 473
Free-cash
-94 172
-94 172
-94 172
19 377

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽33203
₽54673
₽37344
₽60264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
health
-
-
-
13 325
pensions
-
-
-
20 501
income
-
-
-
13 734
total
-
-
-
47 560
Employee
25 530
-
76 607
-
unemployment
408
-
1 226
-
income
2 874
-
14 769
-
pensions
511
-
1 532
-
total
3 793
-
17 527
-
Employer
25 530
-
76 607
-
pensions
5 106
-
15 321
-
health
3 318
-
9 958
-
unemployment
205
-
613
-
total
8 629
-
25 892
-
Corporate
68 340
102 500
-
-
income
13 668
20 499
-
-
total
13 668
20 499
-
-
Dividends
54 672
82 001
-
-
total
-
-
-
-
Income
102 500
102 500
102 500
102 500
Total tax
26 090
20 499
43 419
47 560
After tax
76 410
82 001
59 081
54 940
Living cost
21 737
21 737
21 737
21 737
Free-cash
54 673
60 264
37 344
33 203

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽36835
₽31983
₽22780
₽32646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
102 500
national
-
-
-
11 678
health
-
-
-
1 202
municipal
-
-
-
18 233
total
-
-
-
31 113
Employee
47 349
-
86 229
-
unemployment
710
-
1 293
-
municipal
7 755
-
14 069
-
national
782
-
6 763
-
pensions
3 195
-
5 820
-
health
354
-
953
-
total
12 796
-
28 898
-
Employer
47 349
-
86 229
-
pensions
8 215
-
14 961
-
health
364
-
664
-
accident
48
-
85
-
unemployment
307
-
560
-
total
8 934
-
16 270
-
Corporate
46 218
102 500
-
-
income
9 243
20 499
-
-
total
9 243
20 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

27 731
61 501
-
-
municipal
4 992
11 070
-
-
national
-
3 733
-
-
total
4 992
14 803
-
-
Income
102 500
102 500
102 500
102 500
Total tax
35 965
35 302
45 168
31 113
After tax
66 535
67 198
57 332
71 387
Living cost
34 552
34 552
34 552
34 552
Free-cash
31 983
32 646
22 780
36 835

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽30929
₽28921
₽34788
₽23920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
-
health
-
-
-
2 586
pensions
-
-
-
23 616
social contributions
-
-
-
2 920
income
-
-
-
11 531
other
-
-
-
3 178
total
-
-
-
43 831
Employee
34 382
-
82 407
-
income
1 773
-
13 143
-
surtax
-
-
-
-
social contributions
980
-
2 348
-
pensions
3 889
-
4 387
-
total
6 642
-
19 878
-
Employer
34 382
-
82 407
-
pensions
5 650
-
7 628
-
social contributions
102
-
248
-
other
1 187
-
2 844
-
health
2 406
-
6 037
-
unemployment
1 392
-
3 337
-
total
10 737
-
20 094
-
Corporate
57 381
102 500
-
-
income
16 067
28 700
-
-
surtax
-
-
-
-
total
16 067
28 700
-
-
Dividends
41 314
73 800
-
-
withholding
5 287
9 446
-
-
social contributions
7 106
12 694
-
-
surtax
-
-
-
-
total
12 393
22 140
-
-
Income
102 500
102 500
102 500
102 500
Total tax
45 839
50 840
39 972
43 831
After tax
56 661
51 660
62 528
58 669
Living cost
27 740
27 740
27 740
27 740
Free-cash
28 921
23 920
34 788
30 929

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽27878
₽26183
₽31737
₽20869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
-
health
-
-
-
2 586
pensions
-
-
-
23 616
social contributions
-
-
-
2 920
income
-
-
-
11 531
other
-
-
-
3 178
total
-
-
-
43 831
Employee
38 517
-
82 407
-
income
2 273
-
13 143
-
surtax
-
-
-
-
social contributions
1 098
-
2 348
-
pensions
4 355
-
4 387
-
total
7 726
-
19 878
-
Employer
38 517
-
82 407
-
pensions
6 328
-
7 628
-
social contributions
116
-
248
-
other
1 329
-
2 844
-
health
2 697
-
6 037
-
unemployment
1 559
-
3 337
-
total
12 029
-
20 094
-
Corporate
51 955
102 500
-
-
income
14 547
28 700
-
-
surtax
-
-
-
-
total
14 547
28 700
-
-
Dividends
37 407
73 800
-
-
withholding
4 789
9 446
-
-
social contributions
6 435
12 694
-
-
surtax
-
-
-
-
total
11 224
22 140
-
-
Income
102 500
102 500
102 500
102 500
Total tax
45 526
50 840
39 972
43 831
After tax
56 974
51 660
62 528
58 669
Living cost
30 791
30 791
30 791
30 791
Free-cash
26 183
20 869
31 737
27 878

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽15202
₽14379
₽19061
₽8193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
-
health
-
-
-
2 586
pensions
-
-
-
23 616
social contributions
-
-
-
2 920
income
-
-
-
11 531
other
-
-
-
3 178
total
-
-
-
43 831
Employee
56 366
-
82 407
-
income
4 918
-
13 143
-
surtax
-
-
-
-
social contributions
1 605
-
2 348
-
pensions
6 375
-
4 387
-
total
12 898
-
19 878
-
Employer
56 366
-
82 407
-
pensions
9 262
-
7 628
-
social contributions
169
-
248
-
other
1 945
-
2 844
-
health
3 945
-
6 037
-
unemployment
2 283
-
3 337
-
total
17 604
-
20 094
-
Corporate
28 529
102 500
-
-
income
7 988
28 700
-
-
surtax
-
-
-
-
total
7 988
28 700
-
-
Dividends
20 542
73 800
-
-
withholding
2 630
9 446
-
-
social contributions
3 534
12 694
-
-
surtax
-
-
-
-
total
6 164
22 140
-
-
Income
102 500
102 500
102 500
102 500
Total tax
44 654
50 840
39 972
43 831
After tax
57 846
51 660
62 528
58 669
Living cost
43 467
43 467
43 467
43 467
Free-cash
14 379
8 193
19 061
15 202

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽95652
₽90461
₽76177
₽91552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
102 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 025
total
-
-
-
1 025
Employee
7 278
-
102 500
-
income
1 455
-
20 500
-
total
1 455
-
20 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 222
102 500
-
-
total
-
-
-
-
Dividends
95 222
102 500
-
-
withholding
4 761
5 125
-
-
total
4 761
5 125
-
-
Income
102 500
102 500
102 500
102 500
Total tax
6 216
5 125
20 500
1 025
After tax
96 284
97 375
82 000
101 475
Living cost
5 823
5 823
5 823
5 823
Free-cash
90 461
91 552
76 177
95 652

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽92402
₽86601
₽72927
₽88302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
102 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 025
total
-
-
-
1 025
Employee
11 342
-
102 500
-
income
2 268
-
20 500
-
total
2 268
-
20 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

91 158
102 500
-
-
total
-
-
-
-
Dividends
91 158
102 500
-
-
withholding
4 558
5 125
-
-
total
4 558
5 125
-
-
Income
102 500
102 500
102 500
102 500
Total tax
6 826
5 125
20 500
1 025
After tax
95 674
97 375
82 000
101 475
Living cost
9 073
9 073
9 073
9 073
Free-cash
86 601
88 302
72 927
92 402

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26031
₽29871
₽34736
₽18097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 471
trade
-
-
-
8 705
total
-
-
-
41 724
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
102 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
25 471
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
33 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 721
102 500
-
-
trade
8 283
14 708
-
-
income
8 659
15 376
-
-
chamber of commerce
222
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

476
845
-
-
total
17 640
31 216
-
-
Dividends
40 081
71 284
-
-
withholding
9 678
17 480
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

533
962
-
-
total
10 211
18 442
-
-
Income
102 500
102 500
102 500
102 500
Total tax
37 884
49 658
33 019
41 724
After tax
64 616
52 842
69 481
60 776
Living cost
34 745
34 745
34 745
34 745
Free-cash
29 871
18 097
34 736
26 031

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32668
₽34485
₽42222
₽24530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 471
trade
-
-
-
9 554
total
-
-
-
42 573
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
102 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
25 471
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
33 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 078
102 500
-
-
trade
10 722
16 144
-
-
income
10 211
15 376
-
-
chamber of commerce
234
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

562
845
-
-
total
21 729
32 649
-
-
Dividends
46 349
69 851
-
-
withholding
11 246
17 121
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

618
941
-
-
total
11 864
18 062
-
-
Income
102 500
102 500
102 500
102 500
Total tax
40 756
50 711
33 019
42 573
After tax
61 744
51 789
69 481
59 927
Living cost
27 259
27 259
27 259
27 259
Free-cash
34 485
24 530
42 222
32 668

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24148
₽28554
₽34127
₽15907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 471
trade
-
-
-
9 979
total
-
-
-
42 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
102 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
25 471
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
33 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 861
102 500
-
-
trade
9 354
16 862
-
-
income
8 529
15 376
-
-
chamber of commerce
217
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

470
845
-
-
total
18 570
33 365
-
-
Dividends
38 292
69 136
-
-
withholding
9 231
16 942
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

507
932
-
-
total
9 738
17 874
-
-
Income
102 500
102 500
102 500
102 500
Total tax
38 592
51 239
33 019
42 998
After tax
63 908
51 261
69 481
59 502
Living cost
35 354
35 354
35 354
35 354
Free-cash
28 554
15 907
34 127
24 148

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17851
₽24099
₽28253
₽9508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 471
trade
-
-
-
10 402
total
-
-
-
43 421
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
102 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
25 471
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
33 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 414
102 500
-
-
trade
8 304
17 579
-
-
income
7 262
15 376
-
-
chamber of commerce
205
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

400
845
-
-
total
16 171
34 080
-
-
Dividends
32 244
68 420
-
-
withholding
7 719
16 762
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

425
922
-
-
total
8 144
17 684
-
-
Income
102 500
102 500
102 500
102 500
Total tax
37 173
51 764
33 019
43 421
After tax
65 327
50 736
69 481
59 079
Living cost
41 228
41 228
41 228
41 228
Free-cash
24 099
9 508
28 253
17 851

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30681
₽41396
₽28996
₽44259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
2 729
unemployment
-
-
-
205
health
-
-
-
7 277
pensions
-
-
-
20 499
income
-
-
-
20 895
other
-
-
-
-
total
-
-
-
51 605
Employee
30 307
-
84 675
-
unemployment
2 109
-
5 894
-
other
-
-
-
-
income
5 081
-
19 300
-
surtax
108
-
2 464
-
pensions
2 022
-
5 648
-
health
774
-
2 159
-
total
10 094
-
35 465
-
Employer
30 307
-
84 675
-
pensions
4 041
-
11 287
-
other
-
-
-
-
health
1 378
-
3 853
-
unemployment
962
-
2 685
-
total
6 381
-
17 825
-
Corporate
65 812
102 500
-
-
income
17 111
26 649
-
-
total
17 111
26 649
-
-
Dividends
48 701
75 851
-
-
withholding
7 304
11 378
-
-
total
7 304
11 378
-
-
Income
102 500
102 500
102 500
102 500
Total tax
40 890
38 027
53 290
51 605
After tax
61 610
64 473
49 210
50 895
Living cost
20 214
20 214
20 214
20 214
Free-cash
41 396
44 259
28 996
30 681

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31036
₽41813
₽29351
₽44614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
surtax
-
-
-
2 729
unemployment
-
-
-
205
health
-
-
-
7 277
pensions
-
-
-
20 499
income
-
-
-
20 895
other
-
-
-
-
total
-
-
-
51 605
Employee
29 761
-
84 675
-
unemployment
2 072
-
5 894
-
other
-
-
-
-
income
4 989
-
19 300
-
surtax
97
-
2 464
-
pensions
1 985
-
5 648
-
health
760
-
2 159
-
total
9 903
-
35 465
-
Employer
29 761
-
84 675
-
pensions
3 967
-
11 287
-
other
-
-
-
-
health
1 354
-
3 853
-
unemployment
943
-
2 685
-
total
6 264
-
17 825
-
Corporate
66 475
102 500
-
-
income
17 283
26 649
-
-
total
17 283
26 649
-
-
Dividends
49 191
75 851
-
-
withholding
7 378
11 378
-
-
total
7 378
11 378
-
-
Income
102 500
102 500
102 500
102 500
Total tax
40 828
38 027
53 290
51 605
After tax
61 672
64 473
49 210
50 895
Living cost
19 859
19 859
19 859
19 859
Free-cash
41 813
44 614
29 351
31 036

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽53137
₽40231
₽41551
₽39858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
unemployment
-
-
-
1 538
health
-
-
-
7 175
pensions
-
-
-
10 250
income
-
-
-
12 531
total
-
-
-
31 494
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
85 774
-
unemployment
387
154
1 287
-
income
3 153
1 255
10 486
-
pensions
2 579
1 027
8 577
-
health
1 806
719
6 004
-
total
7 925
3 155
26 354
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
85 774
-
pensions
5 030
2 002
16 726
-
total
5 030
2 002
16 726
-
Corporate
71 675
90 232
-
-
income
6 451
8 121
-
-
total
6 451
8 121
-
-
Dividends
65 225
82 111
-
-
withholding
12 393
15 601
-
-
social contributions
12 601
15 894
-
-
total
24 994
31 495
-
-
Income
102 500
102 500
102 500
102 500
Total tax
44 400
44 773
43 080
31 494
After tax
58 100
57 727
59 420
71 006
Living cost
17 869
17 869
17 869
17 869
Free-cash
40 231
39 858
41 551
53 137

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17782
₽19664
₽18586
₽20389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
national
-
-
-
16 863
pensions
-
-
-
12 300
social contributions
-
-
-
1 102
municipal
-
-
-
10 882
total
-
-
-
41 147
Employee
67 543
-
88 610
-
municipal
8 343
-
11 279
-
national
12 928
-
17 478
-
pensions
2 702
-
3 544
-
total
23 973
-
32 301
-
Employer
67 543
-
88 610
-
pensions
5 403
-
7 089
-
social contributions
726
-
953
-
total
6 129
-
8 042
-
Corporate
24 369
102 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 874
20 500
-
-
total
4 874
20 500
-
-
Dividends
19 495
82 000
-
-
withholding
4 289
18 040
-
-
total
4 289
18 040
-
-
Income
102 500
102 500
102 500
102 500
Total tax
39 265
38 540
40 343
41 147
After tax
63 235
63 960
62 157
61 353
Living cost
43 571
43 571
43 571
43 571
Free-cash
19 664
20 389
18 586
17 782

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽15729
₽22472
₽15729
₽20485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
social contributions
-
-
-
9 380
income
-
-
-
26 125
total
-
-
-
35 505
Employee
70 397
-
102 500
-
social contributions
5 848
-
9 380
-
income
13 284
-
26 125
-
total
19 132
-
35 505
-
Employer
70 397
-
102 500
-
total
-
-
-
-
Corporate
32 103
102 500
-
-
income
4 013
12 812
-
-
total
4 013
12 812
-
-
Dividends
28 090
89 688
-
-
withholding
5 617
17 937
-
-
total
5 617
17 937
-
-
Income
102 500
102 500
102 500
102 500
Total tax
28 762
30 749
35 505
35 505
After tax
73 738
71 751
66 995
66 995
Living cost
51 266
51 266
51 266
51 266
Free-cash
22 472
20 485
15 729
15 729

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽13752
₽12013
₽8875
₽16712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
national
-
-
-
22 648
regional
-
-
-
1 153
social contributions
-
-
-
26 362
municipal
-
-
-
610
total
-
-
-
50 773
Employee
79 983
-
102 500
-
municipal
424
-
543
-
national
13 859
-
19 531
-
social contributions
26 970
-
34 563
-
regional
755
-
1 013
-
total
42 008
-
55 650
-
Employer
79 983
-
102 500
-
total
-
-
-
-
Corporate
22 517
102 500
-
-
nationa
5 404
24 600
-
-
municipal
878
3 998
-
-
total
6 282
28 598
-
-
Dividends
16 236
73 902
-
-
withholding
4 222
19 215
-
-
total
4 222
19 215
-
-
Income
102 500
102 500
102 500
102 500
Total tax
52 512
47 813
55 650
50 773
After tax
49 988
54 687
46 850
51 727
Living cost
37 975
37 975
37 975
37 975
Free-cash
12 013
16 712
8 875
13 752

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27091
₽27636
₽22241
₽29633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 500
national
-
-
-
22 648
regional
-
-
-
1 546
social contributions
-
-
-
26 362
municipal
-
-
-
610
total
-
-
-
51 166
Employee
49 922
-
102 500
-
municipal
265
-
543
-
national
7 909
-
19 531
-
social contributions
16 834
-
34 563
-
regional
672
-
1 379
-
total
25 680
-
56 016
-
Employer
49 922
-
102 500
-
total
-
-
-
-
Corporate
52 578
102 500
-
-
nationa
12 619