Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 101500
per

Your estimated
City
free-cash

Andorra , Andorra
₽49580
₽61154
₽52276
₽64189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
social contributions
-
-
-
22 330
income
-
-
-
2 430
total
-
-
-
24 760
Employee
29 048
-
87 879
-
social contributions
1 888
-
5 713
-
income
-
-
2 730
-
total
1 888
-
8 443
-
Employer
29 048
-
87 879
-
social contributions
4 503
-
13 621
-
total
4 503
-
13 621
-
Corporate
67 949
101 500
-
-
income
6 795
10 151
-
-
total
6 795
10 151
-
-
Dividends
61 154
91 349
-
-
total
-
-
-
-
Income
101 500
101 500
101 500
101 500
Total tax
13 186
10 151
22 064
24 760
After tax
88 314
91 349
79 436
76 740
Living cost
27 160
27 160
27 160
27 160
Free-cash
61 154
64 189
52 276
49 580

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽21833
₽27534
₽563
₽27982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
7 764
chamber of commerce
-
-
-
406
pensions
-
-
-
18 777
income
-
-
-
18 352
total
-
-
-
50 841
Employee
39 497
36 008
78 815
-
unemployment
1 185
1 080
2 365
-
other
394
360
789
-
income
3 518
2 656
16 305
-
pensions
4 045
3 687
8 071
-
health
1 528
1 394
3 050
-
total
10 670
9 177
30 580
-
Employer
39 497
36 008
78 815
-
pensions
4 957
4 520
9 892
-
surtax
-
-
-
-
payroll
1 185
1 080
2 365
-
other
1 876
1 710
3 745
-
health
1 493
1 361
2 978
-
accident
513
468
1 025
-
unemployment
1 185
1 080
2 365
-
chamber of commerce
158
144
315
-
total
11 367
10 363
22 685
-
Corporate
50 637
55 129
75 386
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 659
13 782
18 846
-
total
12 659
13 782
18 846
-
Dividends
37 977
41 346
-
-
withholding
10 444
11 370
-
-
total
10 444
11 370
-
-
Income
101 500
101 500
101 500
101 500
Total tax
45 140
44 692
72 111
50 841
After tax
56 360
56 808
29 389
50 659
Living cost
28 826
28 826
28 826
28 826
Free-cash
27 534
27 982
563
21 833

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽18643
₽23474
-₽2469
₽24872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
7 764
chamber of commerce
-
-
-
406
pensions
-
-
-
18 777
income
-
-
-
18 352
total
-
-
-
51 019
Employee
45 155
36 008
78 673
-
unemployment
1 355
1 080
2 359
-
other
451
360
787
-
income
5 141
2 656
16 257
-
pensions
4 624
3 687
8 055
-
health
1 747
1 394
3 045
-
total
13 318
9 177
30 503
-
Employer
45 155
36 008
78 673
-
pensions
5 667
4 520
9 873
-
surtax
178
178
178
-
payroll
1 355
1 080
2 359
-
other
2 145
1 710
3 736
-
health
1 706
1 361
2 973
-
accident
586
468
1 022
-
unemployment
1 355
1 080
2 359
-
chamber of commerce
180
144
315
-
total
13 172
10 541
22 815
-
Corporate
43 173
54 950
75 254
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 794
13 738
18 813
-
total
10 794
13 738
18 813
-
Dividends
32 379
41 213
-
-
withholding
8 904
11 334
-
-
total
8 904
11 334
-
-
Income
101 500
101 500
101 500
101 500
Total tax
46 188
44 790
72 131
51 019
After tax
55 312
56 710
29 369
50 481
Living cost
31 838
31 838
31 838
31 838
Free-cash
23 474
24 872
-2 469
18 643

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13402
₽10389
₽5955
₽23940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
national
-
-
-
33 688
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 108
social contributions
-
-
-
16 357
total
-
-
-
55 153
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
78 616
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
684
-
national
19 870
-
25 340
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
4 100
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
5 897
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
3 695
-
total
31 687
-
39 716
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
78 616
-
surtax
7 328
-
8 916
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
6 965
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
4 834
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 022
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 147
-
total
18 813
-
22 884
-
Corporate
18 055
101 500
-
-
income
3 611
20 300
-
-
surtax
72
406
-
-
total
3 683
20 706
-
-
Dividends
14 372
80 794
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 983
23 909
-
-
total
3 983
23 909
-
-
Income
101 500
101 500
101 500
101 500
Total tax
58 166
44 615
62 600
55 153
After tax
43 334
56 885
38 900
46 347
Living cost
32 945
32 945
32 945
32 945
Free-cash
10 389
23 940
5 955
13 402

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽62251
₽65685
₽65605
₽71205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
15 225
total
-
-
-
23 671
Employee
20 627
-
95 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
9 530
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
14 110
-
Employer
20 627
-
95 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
76 826
101 500
-
-
income
7 683
10 150
-
-
total
7 683
10 150
-
-
Dividends
69 143
91 350
-
-
withholding
3 457
4 567
-
-
total
3 457
4 567
-
-
Income
101 500
101 500
101 500
101 500
Total tax
20 237
14 717
20 317
23 671
After tax
81 263
86 783
81 183
77 829
Living cost
15 578
15 578
15 578
15 578
Free-cash
65 685
71 205
65 605
62 251

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽65956
₽70703
₽69310
₽74910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
15 225
total
-
-
-
23 671
Employee
15 721
-
95 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
9 530
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
14 110
-
Employer
15 721
-
95 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
82 694
101 500
-
-
income
8 270
10 150
-
-
total
8 270
10 150
-
-
Dividends
74 424
91 350
-
-
withholding
3 721
4 567
-
-
total
3 721
4 567
-
-
Income
101 500
101 500
101 500
101 500
Total tax
18 924
14 717
20 317
23 671
After tax
82 576
86 783
81 183
77 829
Living cost
11 873
11 873
11 873
11 873
Free-cash
70 703
74 910
69 310
65 956

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽50415
₽48396
₽49464
₽53314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
health
-
-
-
2 587
social contributions
-
-
-
14 619
income
-
-
-
12 959
total
-
-
-
30 165
Employee
69 479
69 479
92 147
-
income
7 565
6 432
12 551
-
social contributions
2 627
5 766
7 647
-
health
538
1 181
1 567
-
total
10 730
13 379
21 765
-
Employer
69 479
69 479
92 147
-
social contributions
2 627
5 766
7 647
-
health
585
1 286
1 704
-
total
3 212
7 052
9 351
-
Corporate
66 638
24 969
-
-
income
8 330
3 121
-
-
total
8 330
3 121
-
-
Dividends
58 309
21 848
-
-
withholding
9 912
3 714
-
-
total
9 912
3 714
-
-
Income
101 500
101 500
101 500
101 500
Total tax
32 184
27 266
31 116
30 165
After tax
69 316
74 234
70 384
71 335
Living cost
20 920
20 920
20 920
20 920
Free-cash
48 396
53 314
49 464
50 415

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42028
₽41179
₽41077
₽44927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
health
-
-
-
2 587
social contributions
-
-
-
14 619
income
-
-
-
12 959
total
-
-
-
30 165
Employee
69 479
69 479
92 147
-
income
7 296
6 432
12 551
-
social contributions
3 376
5 766
7 647
-
health
691
1 181
1 567
-
total
11 363
13 379
21 765
-
Employer
69 479
69 479
92 147
-
social contributions
3 376
5 766
7 647
-
health
753
1 286
1 704
-
total
4 129
7 052
9 351
-
Corporate
56 701
24 969
-
-
income
7 088
3 121
-
-
total
7 088
3 121
-
-
Dividends
49 613
21 848
-
-
withholding
8 434
3 714
-
-
total
8 434
3 714
-
-
Income
101 500
101 500
101 500
101 500
Total tax
31 014
27 266
31 116
30 165
After tax
70 486
74 234
70 384
71 335
Living cost
29 307
29 307
29 307
29 307
Free-cash
41 179
44 927
41 077
42 028

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽28554
₽41552
₽30625
₽49002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
health
-
-
-
13 703
social contributions
-
-
-
29 638
income
-
-
-
8 724
solidarity contribution
-
-
-
-
total
-
-
-
52 065
Employee
30 707
-
75 746
-
income
3 685
-
9 090
-
social contributions
1 996
-
4 924
-
health
4 145
-
10 226
-
solidarity contribution
-
-
-
-
total
9 826
-
24 240
-
Employer
30 707
-
75 746
-
social contributions
7 677
-
18 937
-
health
2 764
-
6 817
-
total
10 441
-
25 754
-
Corporate
60 352
101 500
-
-
income
11 467
19 285
-
-
total
11 467
19 285
-
-
Dividends
48 885
82 215
-
-
withholding
7 333
12 332
-
-
total
7 333
12 332
-
-
Income
101 500
101 500
101 500
101 500
Total tax
39 067
31 617
49 994
52 065
After tax
62 433
69 883
51 506
49 435
Living cost
20 881
20 881
20 881
20 881
Free-cash
41 552
49 002
30 625
28 554

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽23704
₽34971
₽25775
₽44152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
health
-
-
-
13 703
social contributions
-
-
-
29 638
income
-
-
-
8 724
solidarity contribution
-
-
-
-
total
-
-
-
52 065
Employee
37 839
-
75 746
-
income
4 541
-
9 090
-
social contributions
2 460
-
4 924
-
health
5 108
-
10 226
-
solidarity contribution
-
-
-
-
total
12 109
-
24 240
-
Employer
37 839
-
75 746
-
social contributions
9 460
-
18 937
-
health
3 406
-
6 817
-
total
12 866
-
25 754
-
Corporate
50 795
101 500
-
-
income
9 651
19 285
-
-
total
9 651
19 285
-
-
Dividends
41 144
82 215
-
-
withholding
6 172
12 332
-
-
total
6 172
12 332
-
-
Income
101 500
101 500
101 500
101 500
Total tax
40 798
31 617
49 994
52 065
After tax
60 702
69 883
51 506
49 435
Living cost
25 731
25 731
25 731
25 731
Free-cash
34 971
44 152
25 775
23 704

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽18661
-₽95975
-₽95975
-₽95975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
national
-
-
-
10 930
pensions
-
-
-
786
municipal
-
-
-
19 416
labour market
-
-
-
8 057
total
-
-
-
39 189
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
101 500
101 500
101 500
101 500
Total tax
153 825
153 825
153 825
39 189
After tax
-52 325
-52 325
-52 325
62 311
Living cost
43 650
43 650
43 650
43 650
Free-cash
-95 975
-95 975
-95 975
18 661

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽32581
₽53761
₽36680
₽59376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
health
-
-
-
13 194
pensions
-
-
-
20 300
income
-
-
-
13 601
total
-
-
-
47 095
Employee
25 632
-
75 857
-
unemployment
410
-
1 214
-
income
2 886
-
14 626
-
pensions
513
-
1 517
-
total
3 809
-
17 357
-
Employer
25 632
-
75 857
-
pensions
5 127
-
15 171
-
health
3 332
-
9 861
-
unemployment
206
-
607
-
total
8 665
-
25 639
-
Corporate
67 204
101 500
-
-
income
13 441
20 300
-
-
total
13 441
20 300
-
-
Dividends
53 762
81 200
-
-
total
-
-
-
-
Income
101 500
101 500
101 500
101 500
Total tax
25 915
20 300
42 996
47 095
After tax
75 585
81 200
58 504
54 405
Living cost
21 824
21 824
21 824
21 824
Free-cash
53 761
59 376
36 680
32 581

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽36137
₽31136
₽22219
₽31946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
101 500
national
-
-
-
11 429
health
-
-
-
1 187
municipal
-
-
-
18 057
total
-
-
-
30 673
Employee
47 538
-
85 387
-
unemployment
713
-
1 281
-
municipal
7 786
-
13 933
-
national
785
-
6 562
-
pensions
3 208
-
5 763
-
health
355
-
938
-
total
12 847
-
28 477
-
Employer
47 538
-
85 387
-
pensions
8 247
-
14 815
-
health
365
-
657
-
accident
48
-
86
-
unemployment
309
-
556
-
total
8 969
-
16 114
-
Corporate
44 993
101 500
-
-
income
8 999
20 300
-
-
total
8 999
20 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 996
60 900
-
-
municipal
4 859
10 962
-
-
national
-
3 602
-
-
total
4 859
14 564
-
-
Income
101 500
101 500
101 500
101 500
Total tax
35 674
34 864
44 591
30 673
After tax
65 826
66 636
56 909
70 827
Living cost
34 690
34 690
34 690
34 690
Free-cash
31 136
31 946
22 219
36 137

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽30281
₽28324
₽34306
₽23306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
-
health
-
-
-
2 491
pensions
-
-
-
23 594
social contributions
-
-
-
2 893
income
-
-
-
11 244
other
-
-
-
3 146
total
-
-
-
43 368
Employee
34 519
-
81 709
-
income
1 780
-
12 925
-
surtax
-
-
-
-
social contributions
984
-
2 329
-
pensions
3 904
-
4 302
-
total
6 668
-
19 556
-
Employer
34 519
-
81 709
-
pensions
5 672
-
7 487
-
social contributions
103
-
245
-
other
1 192
-
2 819
-
health
2 416
-
5 927
-
unemployment
1 397
-
3 309
-
total
10 780
-
19 787
-
Corporate
56 201
101 500
-
-
income
15 737
28 420
-
-
surtax
-
-
-
-
total
15 737
28 420
-
-
Dividends
40 464
73 080
-
-
withholding
5 180
9 353
-
-
social contributions
6 960
12 570
-
-
surtax
-
-
-
-
total
12 140
21 923
-
-
Income
101 500
101 500
101 500
101 500
Total tax
45 325
50 343
39 343
43 368
After tax
56 175
51 157
62 157
58 132
Living cost
27 851
27 851
27 851
27 851
Free-cash
28 324
23 306
34 306
30 281

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽27219
₽25579
₽31244
₽20244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
-
health
-
-
-
2 491
pensions
-
-
-
23 594
social contributions
-
-
-
2 893
income
-
-
-
11 244
other
-
-
-
3 146
total
-
-
-
43 368
Employee
38 671
-
81 709
-
income
2 282
-
12 925
-
surtax
-
-
-
-
social contributions
1 103
-
2 329
-
pensions
4 372
-
4 302
-
total
7 757
-
19 556
-
Employer
38 671
-
81 709
-
pensions
6 353
-
7 487
-
social contributions
117
-
245
-
other
1 334
-
2 819
-
health
2 707
-
5 927
-
unemployment
1 565
-
3 309
-
total
12 076
-
19 787
-
Corporate
50 753
101 500
-
-
income
14 211
28 420
-
-
surtax
-
-
-
-
total
14 211
28 420
-
-
Dividends
36 542
73 080
-
-
withholding
4 678
9 353
-
-
social contributions
6 286
12 570
-
-
surtax
-
-
-
-
total
10 964
21 923
-
-
Income
101 500
101 500
101 500
101 500
Total tax
45 008
50 343
39 343
43 368
After tax
56 492
51 157
62 157
58 132
Living cost
30 913
30 913
30 913
30 913
Free-cash
25 579
20 244
31 244
27 219

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽14492
₽13726
₽18517
₽7517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
-
health
-
-
-
2 491
pensions
-
-
-
23 594
social contributions
-
-
-
2 893
income
-
-
-
11 244
other
-
-
-
3 146
total
-
-
-
43 368
Employee
56 591
-
81 709
-
income
4 938
-
12 925
-
surtax
-
-
-
-
social contributions
1 612
-
2 329
-
pensions
6 401
-
4 302
-
total
12 951
-
19 556
-
Employer
56 591
-
81 709
-
pensions
9 299
-
7 487
-
social contributions
170
-
245
-
other
1 953
-
2 819
-
health
3 961
-
5 927
-
unemployment
2 292
-
3 309
-
total
17 675
-
19 787
-
Corporate
27 234
101 500
-
-
income
7 625
28 420
-
-
surtax
-
-
-
-
total
7 625
28 420
-
-
Dividends
19 609
73 080
-
-
withholding
2 510
9 353
-
-
social contributions
3 373
12 570
-
-
surtax
-
-
-
-
total
5 883
21 923
-
-
Income
101 500
101 500
101 500
101 500
Total tax
44 134
50 343
39 343
43 368
After tax
57 366
51 157
62 157
58 132
Living cost
43 640
43 640
43 640
43 640
Free-cash
13 726
7 517
18 517
14 492

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽94656
₽89503
₽75371
₽90596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
101 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 015
total
-
-
-
1 015
Employee
7 285
-
101 500
-
income
1 457
-
20 300
-
total
1 457
-
20 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 215
101 500
-
-
total
-
-
-
-
Dividends
94 215
101 500
-
-
withholding
4 711
5 075
-
-
total
4 711
5 075
-
-
Income
101 500
101 500
101 500
101 500
Total tax
6 168
5 075
20 300
1 015
After tax
95 332
96 425
81 200
100 485
Living cost
5 829
5 829
5 829
5 829
Free-cash
89 503
90 596
75 371
94 656

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽91402
₽85639
₽72117
₽87342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
101 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 015
total
-
-
-
1 015
Employee
11 354
-
101 500
-
income
2 271
-
20 300
-
total
2 271
-
20 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 146
101 500
-
-
total
-
-
-
-
Dividends
90 146
101 500
-
-
withholding
4 507
5 075
-
-
total
4 507
5 075
-
-
Income
101 500
101 500
101 500
101 500
Total tax
6 778
5 075
20 300
1 015
After tax
94 722
96 425
81 200
100 485
Living cost
9 083
9 083
9 083
9 083
Free-cash
85 639
87 342
72 117
91 402

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27297
₽29269
₽35834
₽17448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 283
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 326
trade
-
-
-
8 537
total
-
-
-
39 319
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
101 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
23 326
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 283
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
30 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 543
101 500
-
-
trade
8 114
14 566
-
-
income
8 481
15 224
-
-
chamber of commerce
219
286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

466
837
-
-
total
17 280
30 913
-
-
Dividends
39 262
70 586
-
-
withholding
9 472
17 303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

521
952
-
-
total
9 993
18 255
-
-
Income
101 500
101 500
101 500
101 500
Total tax
37 347
49 168
30 782
39 319
After tax
64 153
52 332
70 718
62 181
Living cost
34 884
34 884
34 884
34 884
Free-cash
29 269
17 448
35 834
27 297

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33979
₽33916
₽43350
₽23920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 283
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 326
trade
-
-
-
9 371
total
-
-
-
40 153
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
101 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
23 326
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 283
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
30 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 941
101 500
-
-
trade
10 543
15 986
-
-
income
10 041
15 224
-
-
chamber of commerce
233
283
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

552
837
-
-
total
21 369
32 330
-
-
Dividends
45 571
69 170
-
-
withholding
11 049
16 949
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

607
933
-
-
total
11 656
17 882
-
-
Income
101 500
101 500
101 500
101 500
Total tax
40 216
50 212
30 782
40 153
After tax
61 284
51 288
70 718
61 347
Living cost
27 368
27 368
27 368
27 368
Free-cash
33 916
23 920
43 350
33 979

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25437
₽27965
₽35223
₽15273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 283
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 326
trade
-
-
-
9 786
total
-
-
-
40 568
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
101 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
23 326
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 283
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
30 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 679
101 500
-
-
trade
9 160
16 697
-
-
income
8 352
15 224
-
-
chamber of commerce
216
281
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

460
837
-
-
total
18 188
33 039
-
-
Dividends
37 492
68 460
-
-
withholding
9 029
16 771
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

497
922
-
-
total
9 526
17 693
-
-
Income
101 500
101 500
101 500
101 500
Total tax
38 040
50 732
30 782
40 568
After tax
63 460
50 768
70 718
60 932
Living cost
35 495
35 495
35 495
35 495
Free-cash
27 965
15 273
35 223
25 437

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19124
₽23503
₽29326
₽8855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 283
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 326
trade
-
-
-
10 202
total
-
-
-
40 984
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
101 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
23 326
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 283
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
30 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 198
101 500
-
-
trade
8 095
17 407
-
-
income
7 080
15 224
-
-
chamber of commerce
204
279
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
837
-
-
total
15 768
33 747
-
-
Dividends
31 430
67 752
-
-
withholding
7 514
16 594
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

413
912
-
-
total
7 927
17 506
-
-
Income
101 500
101 500
101 500
101 500
Total tax
36 605
51 253
30 782
40 984
After tax
64 895
50 247
70 718
60 516
Living cost
41 392
41 392
41 392
41 392
Free-cash
23 503
8 855
29 326
19 124

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30311
₽40673
₽28647
₽43548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
2 665
unemployment
-
-
-
206
health
-
-
-
7 207
pensions
-
-
-
20 300
income
-
-
-
20 516
other
-
-
-
-
total
-
-
-
50 894
Employee
30 428
-
83 849
-
unemployment
2 118
-
5 837
-
other
-
-
-
-
income
5 101
-
18 938
-
surtax
108
-
2 401
-
pensions
2 030
-
5 593
-
health
777
-
2 138
-
total
10 134
-
34 907
-
Employer
30 428
-
83 849
-
pensions
4 057
-
11 178
-
other
-
-
-
-
health
1 384
-
3 815
-
unemployment
965
-
2 658
-
total
6 406
-
17 651
-
Corporate
64 666
101 500
-
-
income
16 814
26 390
-
-
total
16 814
26 390
-
-
Dividends
47 852
75 110
-
-
withholding
7 178
11 267
-
-
total
7 178
11 267
-
-
Income
101 500
101 500
101 500
101 500
Total tax
40 532
37 657
52 558
50 894
After tax
60 968
63 843
48 942
50 606
Living cost
20 295
20 295
20 295
20 295
Free-cash
40 673
43 548
28 647
30 311

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽30668
₽41095
₽29004
₽43905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
surtax
-
-
-
2 665
unemployment
-
-
-
206
health
-
-
-
7 207
pensions
-
-
-
20 300
income
-
-
-
20 516
other
-
-
-
-
total
-
-
-
50 894
Employee
29 880
-
83 849
-
unemployment
2 080
-
5 837
-
other
-
-
-
-
income
5 009
-
18 938
-
surtax
98
-
2 401
-
pensions
1 992
-
5 593
-
health
763
-
2 138
-
total
9 942
-
34 907
-
Employer
29 880
-
83 849
-
pensions
3 983
-
11 178
-
other
-
-
-
-
health
1 360
-
3 815
-
unemployment
946
-
2 658
-
total
6 289
-
17 651
-
Corporate
65 331
101 500
-
-
income
16 985
26 390
-
-
total
16 985
26 390
-
-
Dividends
48 345
75 110
-
-
withholding
7 251
11 267
-
-
total
7 251
11 267
-
-
Income
101 500
101 500
101 500
101 500
Total tax
40 467
37 657
52 558
50 894
After tax
61 033
63 843
48 942
50 606
Living cost
19 938
19 938
19 938
19 938
Free-cash
41 095
43 905
29 004
30 668

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽52231
₽39466
₽40755
₽39088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
unemployment
-
-
-
1 522
health
-
-
-
7 105
pensions
-
-
-
10 150
income
-
-
-
12 408
total
-
-
-
31 185
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
84 937
-
unemployment
392
156
1 274
-
income
3 191
1 270
10 384
-
pensions
2 610
1 039
8 494
-
health
1 827
727
5 946
-
total
8 020
3 192
26 098
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
84 937
-
pensions
5 090
2 026
16 563
-
total
5 090
2 026
16 563
-
Corporate
70 305
89 085
-
-
income
6 327
8 018
-
-
total
6 327
8 018
-
-
Dividends
63 978
81 067
-
-
withholding
12 156
15 403
-
-
social contributions
12 357
15 689
-
-
total
24 513
31 092
-
-
Income
101 500
101 500
101 500
101 500
Total tax
43 950
44 328
42 661
31 185
After tax
57 550
57 172
58 839
70 315
Living cost
18 084
18 084
18 084
18 084
Free-cash
39 466
39 088
40 755
52 231

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17192
₽19022
₽17988
₽19746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
national
-
-
-
16 682
pensions
-
-
-
12 180
social contributions
-
-
-
1 091
municipal
-
-
-
10 765
total
-
-
-
40 718
Employee
67 573
-
87 746
-
municipal
8 346
-
11 158
-
national
12 933
-
17 291
-
pensions
2 703
-
3 510
-
total
23 982
-
31 959
-
Employer
67 573
-
87 746
-
pensions
5 406
-
7 020
-
social contributions
726
-
943
-
total
6 132
-
7 963
-
Corporate
23 336
101 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 667
20 300
-
-
total
4 667
20 300
-
-
Dividends
18 668
81 200
-
-
withholding
4 107
17 864
-
-
total
4 107
17 864
-
-
Income
101 500
101 500
101 500
101 500
Total tax
38 888
38 164
39 922
40 718
After tax
62 612
63 336
61 578
60 782
Living cost
43 590
43 590
43 590
43 590
Free-cash
19 022
19 746
17 988
17 192

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽15103
₽21574
₽15103
₽19581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
social contributions
-
-
-
9 262
income
-
-
-
25 665
total
-
-
-
34 927
Employee
70 678
-
101 500
-
social contributions
5 872
-
9 262
-
income
13 337
-
25 665
-
total
19 209
-
34 927
-
Employer
70 678
-
101 500
-
total
-
-
-
-
Corporate
30 822
101 500
-
-
income
3 853
12 687
-
-
total
3 853
12 687
-
-
Dividends
26 969
88 813
-
-
withholding
5 394
17 762
-
-
total
5 394
17 762
-
-
Income
101 500
101 500
101 500
101 500
Total tax
28 456
30 449
34 927
34 927
After tax
73 044
71 051
66 573
66 573
Living cost
51 470
51 470
51 470
51 470
Free-cash
21 574
19 581
15 103
15 103

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽13183
₽11310
₽8356
₽16026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
national
-
-
-
22 340
regional
-
-
-
1 140
social contributions
-
-
-
26 106
municipal
-
-
-
604
total
-
-
-
50 190
Employee
80 302
-
101 500
-
municipal
425
-
538
-
national
13 914
-
19 254
-
social contributions
27 078
-
34 226
-
regional
758
-
999
-
total
42 175
-
55 017
-
Employer
80 302
-
101 500
-
total
-
-
-
-
Corporate
21 198
101 500
-
-
nationa
5 087
24 360
-
-
municipal
826
3 959
-
-
total
5 913
28 319
-
-
Dividends
15 284
73 181
-
-
withholding
3 975
19 028
-
-
total
3 975
19 028
-
-
Income
101 500
101 500
101 500
101 500
Total tax
52 063
47 347
55 017
50 190
After tax
49 437
54 153
46 483
51 310
Living cost
38 127
38 127
38 127
38 127
Free-cash
11 310
16 026
8 356
13 183

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽26580
₽27005
₽21776
₽29010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 500
national
-
-
-
22 340
regional
-
-
-
1 530
social contributions
-
-
-
26 106
municipal
-
-
-
604
total
-
-
-
50 580
Employee
50 121
-
101 500
-
municipal
266
-
538
-
national
7 941
-
19 254
-
social contributions
16 901
-
34 226
-
regional
675
-
1 366
-
total
25 783
-
55 384
-
Employer
50 121
-
101 500
-
total
-
-
-
-
Corporate
51 379
101 500
-
-
nationa
12 330
24̳