Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 101000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽6796
₽643
₽15249
₽6858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
income
-
-
-
19 840
pensions
-
-
-
11 768
health
-
-
-
12 066
total
-
-
-
43 674
Employee
85 775
85 775
85 951
-
health
13 165
11 198
11 208
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
14 040
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
37 016
-
Employer
85 775
85 775
85 951
-
unemployment
3 088
3 088
3 094
-
pensions
5 970
5 970
5 981
-
health
5 962
5 962
5 974
-
total
15 020
15 020
15 049
-
Corporate
1 257
205
-
-
income
252
42
-
-
total
252
42
-
-
Dividends
1 006
163
-
-
income
213
34
-
-
withholding
151
25
-
-
total
364
59
-
-
Income
101 000
101 000
101 000
101 000
Total tax
58 280
52 127
52 065
43 674
After tax
42 720
48 873
48 935
57 326
Living cost
42 077
42 077
42 077
42 077
Free-cash
643
6 796
6 858
15 249

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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