Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 101000
per

Your estimated
City
free-cash

Andorra , Andorra
₽49167
₽60616
₽51848
₽63662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
social contributions
-
-
-
22 219
income
-
-
-
2 375
total
-
-
-
24 594
Employee
29 132
-
87 446
-
social contributions
1 893
-
5 685
-
income
-
-
2 674
-
total
1 893
-
8 359
-
Employer
29 132
-
87 446
-
social contributions
4 516
-
13 554
-
total
4 516
-
13 554
-
Corporate
67 352
101 000
-
-
income
6 736
10 099
-
-
total
6 736
10 099
-
-
Dividends
60 616
90 901
-
-
total
-
-
-
-
Income
101 000
101 000
101 000
101 000
Total tax
13 145
10 099
21 913
24 594
After tax
87 855
90 901
79 087
76 406
Living cost
27 239
27 239
27 239
27 239
Free-cash
60 616
63 662
51 848
49 167

Estimated living cost  is ₽27239 per week

₽17612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽21558
₽27181
₽428
₽27633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
-
unemployment
-
-
-
5 558
health
-
-
-
7 726
chamber of commerce
-
-
-
404
pensions
-
-
-
18 685
income
-
-
-
18 159
total
-
-
-
50 532
Employee
39 611
36 112
78 428
-
unemployment
1 188
1 083
2 352
-
other
396
361
784
-
income
3 529
2 664
16 142
-
pensions
4 057
3 697
8 031
-
health
1 532
1 398
3 035
-
total
10 702
9 203
30 344
-
Employer
39 611
36 112
78 428
-
pensions
4 971
4 533
9 843
-
surtax
-
-
-
-
payroll
1 188
1 083
2 352
-
other
1 881
1 714
3 726
-
health
1 498
1 365
2 965
-
accident
514
469
1 020
-
unemployment
1 188
1 083
2 352
-
chamber of commerce
158
144
313
-
total
11 398
10 391
22 571
-
Corporate
49 990
54 495
74 989
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 498
13 624
18 747
-
total
12 498
13 624
18 747
-
Dividends
37 492
40 870
-
-
withholding
10 311
11 239
-
-
total
10 311
11 239
-
-
Income
101 000
101 000
101 000
101 000
Total tax
44 909
44 457
71 662
50 532
After tax
56 091
56 543
29 338
50 468
Living cost
28 910
28 910
28 910
28 910
Free-cash
27 181
27 633
428
21 558

Estimated living cost  is ₽28910 per week

₽17342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽18359
₽23114
-₽2626
₽24514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
179
unemployment
-
-
-
5 558
health
-
-
-
7 726
chamber of commerce
-
-
-
404
pensions
-
-
-
18 685
income
-
-
-
18 159
total
-
-
-
50 711
Employee
45 286
36 112
78 287
-
unemployment
1 358
1 083
2 349
-
other
452
361
782
-
income
5 155
2 664
16 092
-
pensions
4 638
3 697
8 017
-
health
1 752
1 398
3 030
-
total
13 355
9 203
30 270
-
Employer
45 286
36 112
78 287
-
pensions
5 683
4 533
9 826
-
surtax
179
179
179
-
payroll
1 358
1 083
2 349
-
other
2 151
1 714
3 720
-
health
1 711
1 365
2 959
-
accident
588
469
1 018
-
unemployment
1 358
1 083
2 349
-
chamber of commerce
181
144
313
-
total
13 209
10 570
22 713
-
Corporate
42 504
54 316
74 848
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 625
13 580
18 713
-
total
10 625
13 580
18 713
-
Dividends
31 879
40 736
-
-
withholding
8 767
11 203
-
-
total
8 767
11 203
-
-
Income
101 000
101 000
101 000
101 000
Total tax
45 956
44 556
71 696
50 711
After tax
55 044
56 444
29 304
50 289
Living cost
31 930
31 930
31 930
31 930
Free-cash
23 114
24 514
-2 626
18 359

Estimated living cost  is ₽31930 per week

₽21296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13142
₽9976
₽5710
₽23567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
national
-
-
-
33 445
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 083
social contributions
-
-
-
16 290
total
-
-
-
54 818
Employee

The minimum management director salary is set at €45,000 per year.

64 818
-
78 229
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
681
-
national
19 928
-
25 173
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 381
-
4 081
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 861
-
5 867
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 045
-
3 677
-
total
31 779
-
39 479
-
Employer

The minimum management director salary is set at €45,000 per year.

64 818
-
78 229
-
surtax
7 350
-
8 870
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 744
-
6 932
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 986
-
4 811
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
1 016
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
1 142
-
total
18 869
-
22 771
-
Corporate
17 314
101 000
-
-
income
3 463
20 200
-
-
surtax
69
404
-
-
total
3 532
20 604
-
-
Dividends
13 782
80 396
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 804
23 789
-
-
total
3 804
23 789
-
-
Income
101 000
101 000
101 000
101 000
Total tax
57 984
44 393
62 250
54 818
After tax
43 016
56 607
38 750
46 182
Living cost
33 040
33 040
33 040
33 040
Free-cash
9 976
23 567
5 710
13 142

Estimated living cost  is ₽33040 per week

₽21282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽61822
₽65252
₽65152
₽70774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 682
income
-
-
-
15 150
total
-
-
-
23 597
Employee
20 632
-
94 793
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
9 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 778
-
health
949
-
1 455
-
total
5 051
-
14 060
-
Employer
20 632
-
94 793
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 486
-
health
1 424
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 207
-
Corporate
76 320
101 000
-
-
income
7 632
10 100
-
-
total
7 632
10 100
-
-
Dividends
68 688
90 900
-
-
withholding
3 435
4 545
-
-
total
3 435
4 545
-
-
Income
101 000
101 000
101 000
101 000
Total tax
20 167
14 645
20 267
23 597
After tax
80 833
86 355
80 733
77 403
Living cost
15 581
15 581
15 581
15 581
Free-cash
65 252
70 774
65 152
61 822

Estimated living cost  is ₽15581 per week

₽10305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽65527
₽70273
₽68857
₽74479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 682
income
-
-
-
15 150
total
-
-
-
23 597
Employee
15 725
-
94 793
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
9 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 778
-
health
723
-
1 455
-
total
3 849
-
14 060
-
Employer
15 725
-
94 793
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
82 189
101 000
-
-
income
8 219
10 100
-
-
total
8 219
10 100
-
-
Dividends
73 970
90 900
-
-
withholding
3 698
4 545
-
-
total
3 698
4 545
-
-
Income
101 000
101 000
101 000
101 000
Total tax
18 851
14 645
20 267
23 597
After tax
82 149
86 355
80 733
77 403
Living cost
11 876
11 876
11 876
11 876
Free-cash
70 273
74 479
68 857
65 527

Estimated living cost  is ₽11876 per week

₽6933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3780
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽50018
₽47963
₽49151
₽52891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
health
-
-
-
2 576
social contributions
-
-
-
14 661
income
-
-
-
12 765
total
-
-
-
30 002
Employee
69 680
69 680
91 693
-
income
7 587
6 450
12 393
-
social contributions
2 634
5 783
7 611
-
health
540
1 185
1 558
-
total
10 761
13 418
21 562
-
Employer
69 680
69 680
91 693
-
social contributions
2 634
5 783
7 611
-
health
586
1 290
1 696
-
total
3 220
7 073
9 307
-
Corporate
66 038
24 248
-
-
income
8 254
3 032
-
-
total
8 254
3 032
-
-
Dividends
57 784
21 216
-
-
withholding
9 822
3 606
-
-
total
9 822
3 606
-
-
Income
101 000
101 000
101 000
101 000
Total tax
32 057
27 129
30 869
30 002
After tax
68 943
73 871
70 131
70 998
Living cost
20 980
20 980
20 980
20 980
Free-cash
47 963
52 891
49 151
50 018

Estimated living cost  is ₽20980 per week

₽12574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽41607
₽40723
₽40740
₽44480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
health
-
-
-
2 576
social contributions
-
-
-
14 661
income
-
-
-
12 765
total
-
-
-
30 002
Employee
69 680
69 680
91 693
-
income
7 317
6 450
12 393
-
social contributions
3 386
5 783
7 611
-
health
693
1 185
1 558
-
total
11 396
13 418
21 562
-
Employer
69 680
69 680
91 693
-
social contributions
3 386
5 783
7 611
-
health
755
1 290
1 696
-
total
4 141
7 073
9 307
-
Corporate
56 072
24 248
-
-
income
7 009
3 032
-
-
total
7 009
3 032
-
-
Dividends
49 063
21 216
-
-
withholding
8 340
3 606
-
-
total
8 340
3 606
-
-
Income
101 000
101 000
101 000
101 000
Total tax
30 886
27 129
30 869
30 002
After tax
70 114
73 871
70 131
70 998
Living cost
29 391
29 391
29 391
29 391
Free-cash
40 723
44 480
40 740
41 607

Estimated living cost  is ₽29391 per week

₽20092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽28251
₽41126
₽30313
₽48598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
health
-
-
-
13 635
social contributions
-
-
-
29 492
income
-
-
-
8 681
solidarity contribution
-
-
-
-
total
-
-
-
51 808
Employee
30 795
-
75 373
-
income
3 695
-
9 045
-
social contributions
2 002
-
4 899
-
health
4 157
-
10 175
-
solidarity contribution
-
-
-
-
total
9 854
-
24 119
-
Employer
30 795
-
75 373
-
social contributions
7 699
-
18 843
-
health
2 772
-
6 784
-
total
10 471
-
25 627
-
Corporate
59 734
101 000
-
-
income
11 350
19 190
-
-
total
11 350
19 190
-
-
Dividends
48 385
81 810
-
-
withholding
7 258
12 271
-
-
total
7 258
12 271
-
-
Income
101 000
101 000
101 000
101 000
Total tax
38 933
31 461
49 746
51 808
After tax
62 067
69 539
51 254
49 192
Living cost
20 941
20 941
20 941
20 941
Free-cash
41 126
48 598
30 313
28 251

Estimated living cost  is ₽20941 per week

₽14546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽23387
₽34528
₽25449
₽43734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
health
-
-
-
13 635
social contributions
-
-
-
29 492
income
-
-
-
8 681
solidarity contribution
-
-
-
-
total
-
-
-
51 808
Employee
37 948
-
75 373
-
income
4 554
-
9 045
-
social contributions
2 467
-
4 899
-
health
5 123
-
10 175
-
solidarity contribution
-
-
-
-
total
12 144
-
24 119
-
Employer
37 948
-
75 373
-
social contributions
9 487
-
18 843
-
health
3 415
-
6 784
-
total
12 902
-
25 627
-
Corporate
50 150
101 000
-
-
income
9 528
19 190
-
-
total
9 528
19 190
-
-
Dividends
40 621
81 810
-
-
withholding
6 093
12 271
-
-
total
6 093
12 271
-
-
Income
101 000
101 000
101 000
101 000
Total tax
40 667
31 461
49 746
51 808
After tax
60 333
69 539
51 254
49 192
Living cost
25 805
25 805
25 805
25 805
Free-cash
34 528
43 734
25 449
23 387

Estimated living cost  is ₽25805 per week

₽19190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽18277
-₽97009
-₽97009
-₽97009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
national
-
-
-
10 866
pensions
-
-
-
788
municipal
-
-
-
19 284
labour market
-
-
-
8 017
total
-
-
-
38 955
Employee
184 735
184 735
184 735
-
municipal
39 338
39 338
39 338
-
national
22 569
22 569
22 569
-
pensions
263
263
263
-
labour market
14 758
14 758
14 758
-
total
76 928
76 928
76 928
-
Employer
184 735
184 735
184 735
-
pensions
525
525
525
-
labour market
14 779
14 779
14 779
-
municipal
39 401
39 401
39 401
-
national
22 608
22 608
22 608
-
total
77 313
77 313
77 313
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
101 000
101 000
101 000
101 000
Total tax
154 241
154 241
154 241
38 955
After tax
-53 241
-53 241
-53 241
62 045
Living cost
43 768
43 768
43 768
43 768
Free-cash
-97 009
-97 009
-97 009
18 277

Estimated living cost  is ₽43768 per week

₽29955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽32250
₽53285
₽36331
₽58913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
health
-
-
-
13 129
pensions
-
-
-
20 199
income
-
-
-
13 535
total
-
-
-
46 863
Employee
25 706
-
75 484
-
unemployment
411
-
1 207
-
income
2 894
-
14 553
-
pensions
514
-
1 510
-
total
3 819
-
17 270
-
Employer
25 706
-
75 484
-
pensions
5 142
-
15 096
-
health
3 341
-
9 812
-
unemployment
206
-
604
-
total
8 689
-
25 512
-
Corporate
66 604
101 000
-
-
income
13 320
20 200
-
-
total
13 320
20 200
-
-
Dividends
53 284
80 800
-
-
total
-
-
-
-
Income
101 000
101 000
101 000
101 000
Total tax
25 828
20 200
42 782
46 863
After tax
75 172
80 800
58 218
54 137
Living cost
21 887
21 887
21 887
21 887
Free-cash
53 285
58 913
36 331
32 250

Estimated living cost  is ₽21887 per week

₽15012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽35767
₽30677
₽21922
₽31572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
101 000
national
-
-
-
11 297
health
-
-
-
1 178
municipal
-
-
-
17 968
total
-
-
-
30 443
Employee
47 675
-
84 968
-
unemployment
715
-
1 274
-
municipal
7 809
-
13 865
-
national
788
-
6 453
-
pensions
3 217
-
5 735
-
health
356
-
930
-
total
12 885
-
28 257
-
Employer
47 675
-
84 968
-
pensions
8 271
-
14 742
-
health
366
-
653
-
accident
48
-
84
-
unemployment
310
-
552
-
total
8 995
-
16 031
-
Corporate
44 330
101 000
-
-
income
8 866
20 200
-
-
total
8 866
20 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 597
60 600
-
-
municipal
4 787
10 908
-
-
national
-
3 530
-
-
total
4 787
14 438
-
-
Income
101 000
101 000
101 000
101 000
Total tax
35 533
34 638
44 288
30 443
After tax
65 467
66 362
56 712
70 557
Living cost
34 790
34 790
34 790
34 790
Free-cash
30 677
31 572
21 922
35 767

Estimated living cost  is ₽34790 per week

₽22725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽29934
₽28009
₽34057
₽22972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
-
health
-
-
-
2 440
pensions
-
-
-
23 597
social contributions
-
-
-
2 879
income
-
-
-
11 088
other
-
-
-
3 131
total
-
-
-
43 135
Employee
34 619
-
81 367
-
income
1 785
-
12 811
-
surtax
-
-
-
-
social contributions
987
-
2 318
-
pensions
3 916
-
4 254
-
total
6 688
-
19 383
-
Employer
34 619
-
81 367
-
pensions
5 688
-
7 416
-
social contributions
103
-
244
-
other
1 195
-
2 806
-
health
2 423
-
5 868
-
unemployment
1 401
-
3 295
-
total
10 810
-
19 629
-
Corporate
55 570
101 000
-
-
income
15 559
28 281
-
-
surtax
-
-
-
-
total
15 559
28 281
-
-
Dividends
40 011
72 719
-
-
withholding
5 121
9 308
-
-
social contributions
6 882
12 508
-
-
surtax
-
-
-
-
total
12 003
21 816
-
-
Income
101 000
101 000
101 000
101 000
Total tax
45 060
50 097
39 012
43 135
After tax
55 940
50 903
61 988
57 865
Living cost
27 931
27 931
27 931
27 931
Free-cash
28 009
22 972
34 057
29 934

Estimated living cost  is ₽27931 per week

₽16199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽26862
₽25255
₽30985
₽19900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
-
health
-
-
-
2 440
pensions
-
-
-
23 597
social contributions
-
-
-
2 879
income
-
-
-
11 088
other
-
-
-
3 131
total
-
-
-
43 135
Employee
38 782
-
81 367
-
income
2 289
-
12 811
-
surtax
-
-
-
-
social contributions
1 106
-
2 318
-
pensions
4 385
-
4 254
-
total
7 780
-
19 383
-
Employer
38 782
-
81 367
-
pensions
6 371
-
7 416
-
social contributions
117
-
244
-
other
1 338
-
2 806
-
health
2 715
-
5 868
-
unemployment
1 570
-
3 295
-
total
12 111
-
19 629
-
Corporate
50 106
101 000
-
-
income
14 030
28 281
-
-
surtax
-
-
-
-
total
14 030
28 281
-
-
Dividends
36 076
72 719
-
-
withholding
4 617
9 308
-
-
social contributions
6 204
12 508
-
-
surtax
-
-
-
-
total
10 821
21 816
-
-
Income
101 000
101 000
101 000
101 000
Total tax
44 742
50 097
39 012
43 135
After tax
56 258
50 903
61 988
57 865
Living cost
31 003
31 003
31 003
31 003
Free-cash
25 255
19 900
30 985
26 862

Estimated living cost  is ₽31003 per week

₽19549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽14099
₽13367
₽18222
₽7137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
-
health
-
-
-
2 440
pensions
-
-
-
23 597
social contributions
-
-
-
2 879
income
-
-
-
11 088
other
-
-
-
3 131
total
-
-
-
43 135
Employee
56 755
-
81 367
-
income
4 952
-
12 811
-
surtax
-
-
-
-
social contributions
1 616
-
2 318
-
pensions
6 419
-
4 254
-
total
12 987
-
19 383
-
Employer
56 755
-
81 367
-
pensions
9 325
-
7 416
-
social contributions
170
-
244
-
other
1 959
-
2 806
-
health
3 972
-
5 868
-
unemployment
2 299
-
3 295
-
total
17 725
-
19 629
-
Corporate
26 520
101 000
-
-
income
7 425
28 281
-
-
surtax
-
-
-
-
total
7 425
28 281
-
-
Dividends
19 094
72 719
-
-
withholding
2 444
9 308
-
-
social contributions
3 286
12 508
-
-
surtax
-
-
-
-
total
5 730
21 816
-
-
Income
101 000
101 000
101 000
101 000
Total tax
43 867
50 097
39 012
43 135
After tax
57 133
50 903
61 988
57 865
Living cost
43 766
43 766
43 766
43 766
Free-cash
13 367
7 137
18 222
14 099

Estimated living cost  is ₽43766 per week

₽29620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽94142
₽89006
₽74952
₽90102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
101 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 010
total
-
-
-
1 010
Employee
7 310
-
101 000
-
income
1 462
-
20 200
-
total
1 462
-
20 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 690
101 000
-
-
total
-
-
-
-
Dividends
93 690
101 000
-
-
withholding
4 684
5 050
-
-
total
4 684
5 050
-
-
Income
101 000
101 000
101 000
101 000
Total tax
6 146
5 050
20 200
1 010
After tax
94 854
95 950
80 800
99 990
Living cost
5 848
5 848
5 848
5 848
Free-cash
89 006
90 102
74 952
94 142

Estimated living cost  is ₽5848 per week

₽3624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽90877
₽85128
₽71687
₽86837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
101 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 010
total
-
-
-
1 010
Employee
11 391
-
101 000
-
income
2 278
-
20 200
-
total
2 278
-
20 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

89 609
101 000
-
-
total
-
-
-
-
Dividends
89 609
101 000
-
-
withholding
4 481
5 050
-
-
total
4 481
5 050
-
-
Income
101 000
101 000
101 000
101 000
Total tax
6 759
5 050
20 200
1 010
After tax
94 241
95 950
80 800
99 990
Living cost
9 113
9 113
9 113
9 113
Free-cash
85 128
86 837
71 687
90 877

Estimated living cost  is ₽9113 per week

₽6167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27046
₽28945
₽35494
₽17091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 269
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 062
trade
-
-
-
8 448
total
-
-
-
38 970
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 087
-
101 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 707
-
23 062
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
1 269
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
10 103
-
30 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 913
101 000
-
-
trade
8 024
14 493
-
-
income
8 387
15 150
-
-
chamber of commerce
220
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
834
-
-
total
17 092
30 762
-
-
Dividends
38 822
70 238
-
-
withholding
9 362
17 215
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

514
948
-
-
total
9 876
18 163
-
-
Income
101 000
101 000
101 000
101 000
Total tax
37 071
48 925
30 522
38 970
After tax
63 929
52 075
70 478
62 030
Living cost
34 984
34 984
34 984
34 984
Free-cash
28 945
17 091
35 494
27 046

Estimated living cost  is ₽34984 per week

₽24133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33759
₽33614
₽43031
₽23589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 269
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 062
trade
-
-
-
9 272
total
-
-
-
39 794
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 659
-
101 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
23 062
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 269
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
7 212
-
30 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 341
101 000
-
-
trade
10 448
15 908
-
-
income
9 951
15 150
-
-
chamber of commerce
232
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

547
834
-
-
total
21 178
32 174
-
-
Dividends
45 162
68 826
-
-
withholding
10 947
16 863
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

602
927
-
-
total
11 549
17 790
-
-
Income
101 000
101 000
101 000
101 000
Total tax
39 939
49 964
30 522
39 794
After tax
61 061
51 036
70 478
61 206
Living cost
27 447
27 447
27 447
27 447
Free-cash
33 614
23 589
43 031
33 759

Estimated living cost  is ₽27447 per week

₽17265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3200
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25195
₽27651
₽34880
₽14918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 269
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 062
trade
-
-
-
9 685
total
-
-
-
40 207
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 953
-
101 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 948
-
23 062
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
1 269
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
10 356
-
30 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 047
101 000
-
-
trade
9 055
16 615
-
-
income
8 258
15 150
-
-
chamber of commerce
217
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

454
834
-
-
total
17 984
32 881
-
-
Dividends
37 063
68 119
-
-
withholding
8 921
16 685
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

490
918
-
-
total
9 411
17 603
-
-
Income
101 000
101 000
101 000
101 000
Total tax
37 751
50 484
30 522
40 207
After tax
63 249
50 516
70 478
60 793
Living cost
35 598
35 598
35 598
35 598
Free-cash
27 651
14 918
34 880
25 195

Estimated living cost  is ₽35598 per week

₽23808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18870
₽23179
₽28966
₽8484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
101 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 269
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 062
trade
-
-
-
10 096
total
-
-
-
40 618
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 459
-
101 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 404
-
23 062
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
1 269
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
12 948
-
30 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 541
101 000
-
-
trade
7 982
17 322
-
-
income
6 982
15 150
-
-
chamber of commerce
203
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
834
-
-
total
15 550
33 586
-
-
Dividends
30 991
67 414
-
-
withholding
7 403
16 510
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

408
908
-
-
total
7 811
17 418
-
-
Income
101 000
101 000
101 000
101 000
Total tax
36 309
51 004
30 522
40 618
After tax
64 691
49 996
70 478
60 382
Living cost
41 512
41 512
41 512
41 512
Free-cash
23 179
8 484
28 966
18 870

Estimated living cost  is ₽41512 per week

₽30318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7334
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30126
₽40292
₽28473
₽43177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
2 628
unemployment
-
-
-
206
health
-
-
-
7 171
pensions
-
-
-
20 200
income
-
-
-
20 316
other
-
-
-
-
total
-
-
-
50 521
Employee
30 516
-
83 438
-
unemployment
2 124
-
5 807
-
other
-
-
-
-
income
5 116
-
18 747
-
surtax
108
-
2 366
-
pensions
2 036
-
5 565
-
health
779
-
2 127
-
total
10 163
-
34 612
-
Employer
30 516
-
83 438
-
pensions
4 069
-
11 122
-
other
-
-
-
-
health
1 388
-
3 795
-
unemployment
968
-
2 645
-
total
6 425
-
17 562
-
Corporate
64 059
101 000
-
-
income
16 656
26 260
-
-
total
16 656
26 260
-
-
Dividends
47 403
74 740
-
-
withholding
7 111
11 210
-
-
total
7 111
11 210
-
-
Income
101 000
101 000
101 000
101 000
Total tax
40 355
37 470
52 174
50 521
After tax
60 645
63 530
48 826
50 479
Living cost
20 353
20 353
20 353
20 353
Free-cash
40 292
43 177
28 473
30 126

Estimated living cost  is ₽20353 per week

₽12288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽30483
₽40713
₽28830
₽43534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
surtax
-
-
-
2 628
unemployment
-
-
-
206
health
-
-
-
7 171
pensions
-
-
-
20 200
income
-
-
-
20 316
other
-
-
-
-
total
-
-
-
50 521
Employee
29 966
-
83 438
-
unemployment
2 086
-
5 807
-
other
-
-
-
-
income
5 023
-
18 747
-
surtax
98
-
2 366
-
pensions
1 998
-
5 565
-
health
765
-
2 127
-
total
9 970
-
34 612
-
Employer
29 966
-
83 438
-
pensions
3 995
-
11 122
-
other
-
-
-
-
health
1 364
-
3 795
-
unemployment
949
-
2 645
-
total
6 308
-
17 562
-
Corporate
64 726
101 000
-
-
income
16 828
26 260
-
-
total
16 828
26 260
-
-
Dividends
47 898
74 740
-
-
withholding
7 185
11 210
-
-
total
7 185
11 210
-
-
Income
101 000
101 000
101 000
101 000
Total tax
40 291
37 470
52 174
50 521
After tax
60 709
63 530
48 826
50 479
Living cost
19 996
19 996
19 996
19 996
Free-cash
40 713
43 534
28 830
30 483

Estimated living cost  is ₽19996 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽51835
₽39137
₽40418
₽38760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
unemployment
-
-
-
1 515
health
-
-
-
7 070
pensions
-
-
-
10 100
income
-
-
-
12 347
total
-
-
-
31 032
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 175
10 417
84 519
-
unemployment
393
156
1 268
-
income
3 200
1 274
10 332
-
pensions
2 618
1 042
8 452
-
health
1 832
729
5 916
-
total
8 043
3 201
25 968
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 175
10 417
84 519
-
pensions
5 104
2 031
16 481
-
total
5 104
2 031
16 481
-
Corporate
69 721
88 551
-
-
income
6 275
7 970
-
-
total
6 275
7 970
-
-
Dividends
63 446
80 582
-
-
withholding
12 055
15 311
-
-
social contributions
12 253
15 594
-
-
total
24 308
30 905
-
-
Income
101 000
101 000
101 000
101 000
Total tax
43 730
44 107
42 449
31 032
After tax
57 270
56 893
58 551
69 968
Living cost
18 133
18 133
18 133
18 133
Free-cash
39 137
38 760
40 418
51 835

Estimated living cost  is ₽18133 per week

₽12374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽16760
₽18551
₽17552
₽19279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
national
-
-
-
16 586
pensions
-
-
-
12 120
social contributions
-
-
-
1 086
municipal
-
-
-
10 703
total
-
-
-
40 495
Employee
67 812
-
87 314
-
municipal
8 376
-
11 094
-
national
12 979
-
17 192
-
pensions
2 713
-
3 493
-
total
24 068
-
31 779
-
Employer
67 812
-
87 314
-
pensions
5 425
-
6 985
-
social contributions
729
-
939
-
total
6 154
-
7 924
-
Corporate
22 558
101 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 512
20 200
-
-
total
4 512
20 200
-
-
Dividends
18 046
80 800
-
-
withholding
3 970
17 776
-
-
total
3 970
17 776
-
-
Income
101 000
101 000
101 000
101 000
Total tax
38 704
37 976
39 703
40 495
After tax
62 296
63 024
61 297
60 505
Living cost
43 745
43 745
43 745
43 745
Free-cash
18 551
19 279
17 552
16 760

Estimated living cost  is ₽43745 per week

₽29733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽655
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽14757
₽21082
₽14757
₽19082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
social contributions
-
-
-
9 201
income
-
-
-
25 423
total
-
-
-
34 624
Employee
70 882
-
101 000
-
social contributions
5 889
-
9 201
-
income
13 375
-
25 423
-
total
19 264
-
34 624
-
Employer
70 882
-
101 000
-
total
-
-
-
-
Corporate
30 118
101 000
-
-
income
3 764
12 625
-
-
total
3 764
12 625
-
-
Dividends
26 354
88 375
-
-
withholding
5 271
17 674
-
-
total
5 271
17 674
-
-
Income
101 000
101 000
101 000
101 000
Total tax
28 299
30 299
34 624
34 624
After tax
72 701
70 701
66 376
66 376
Living cost
51 619
51 619
51 619
51 619
Free-cash
21 082
19 082
14 757
14 757

Estimated living cost  is ₽51619 per week

₽39271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽12873
₽10921
₽8067
₽15650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
national
-
-
-
22 181
regional
-
-
-
1 133
social contributions
-
-
-
25 976
municipal
-
-
-
600
total
-
-
-
49 890
Employee
80 534
-
101 000
-
municipal
426
-
535
-
national
13 955
-
19 110
-
social contributions
27 156
-
34 057
-
regional
760
-
994
-
total
42 297
-
54 696
-
Employer
80 534
-
101 000
-
total
-
-
-
-
Corporate
20 466
101 000
-
-
nationa
4 911
24 240
-
-
municipal
798
3 940
-
-
total
5 709
28 180
-
-
Dividends
14 757
72 821
-
-
withholding
3 836
18 933
-
-
total
3 836
18 933
-
-
Income
101 000
101 000
101 000
101 000
Total tax
51 842
47 113
54 696
49 890
After tax
49 158
53 887
46 304
51 110
Living cost
38 237
38 237
38 237
38 237
Free-cash
10 921
15 650
8 067
12 873

Estimated living cost  is ₽38237 per week

₽26654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽26310
₽26664
₽21529
₽28677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
national
-
-
-
22 181
regional
-
-
-
1 523
social contributions
-
-
-
25 976
municipal
-
-
-
600
total
-
-
-
50 280
Employee
50 266
-
101 000
-
municipal
267
-
535
-
national
7 964
-
19 110
-
social contributions
16 950
-
34 057
-
regional
677
-
1 359
-
total
25 858
-
55 061
-
Employer
50 266
-
101 000
-
total
-
-
-
-
Corporate
50 734
101 000
-
-
nationa
12 177
24 240