Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100000
per

Your estimated
City
free-cash

Andorra , Andorra
₽47928
₽58969
₽50585
₽62088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
social contributions
-
-
-
22 000
income
-
-
-
2 160
total
-
-
-
24 160
Employee
29 853
-
86 581
-
social contributions
1 940
-
5 628
-
income
-
-
2 456
-
total
1 940
-
8 084
-
Employer
29 853
-
86 581
-
social contributions
4 627
-
13 419
-
total
4 627
-
13 419
-
Corporate
65 520
100 000
-
-
income
6 552
10 000
-
-
total
6 552
10 000
-
-
Dividends
58 969
90 000
-
-
total
-
-
-
-
Income
100 000
100 000
100 000
100 000
Total tax
13 119
10 000
21 503
24 160
After tax
86 881
90 000
78 497
75 840
Living cost
27 912
27 912
27 912
27 912
Free-cash
58 969
62 088
50 585
47 928

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20607
₽25953
-₽175
₽26410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
7 649
chamber of commerce
-
-
-
400
pensions
-
-
-
18 501
income
-
-
-
17 523
total
-
-
-
49 768
Employee
40 590
37 005
77 651
-
unemployment
1 218
1 110
2 330
-
other
405
370
777
-
income
3 616
2 730
15 605
-
pensions
4 157
3 789
7 951
-
health
1 570
1 433
3 004
-
total
10 966
9 432
29 667
-
Employer
40 590
37 005
77 651
-
pensions
5 094
4 645
9 745
-
surtax
-
-
-
-
payroll
1 218
1 110
2 330
-
other
1 928
1 757
3 690
-
health
1 535
1 399
2 936
-
accident
527
481
1 010
-
unemployment
1 218
1 110
2 330
-
chamber of commerce
162
148
310
-
total
11 682
10 650
22 351
-
Corporate
47 728
52 345
74 127
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 931
13 086
18 532
-
total
11 931
13 086
18 532
-
Dividends
35 797
39 259
-
-
withholding
9 843
10 797
-
-
total
9 843
10 797
-
-
Income
100 000
100 000
100 000
100 000
Total tax
44 422
43 965
70 550
49 768
After tax
55 578
56 035
29 450
50 232
Living cost
29 625
29 625
29 625
29 625
Free-cash
25 953
26 410
-175
20 607

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17330
₽21782
-₽3298
₽23218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
7 649
chamber of commerce
-
-
-
400
pensions
-
-
-
18 501
income
-
-
-
17 523
total
-
-
-
49 951
Employee
46 406
37 005
77 508
-
unemployment
1 392
1 110
2 326
-
other
463
370
775
-
income
5 283
2 730
15 556
-
pensions
4 752
3 789
7 937
-
health
1 796
1 433
2 999
-
total
13 686
9 432
29 593
-
Employer
46 406
37 005
77 508
-
pensions
5 824
4 645
9 727
-
surtax
183
183
183
-
payroll
1 392
1 110
2 326
-
other
2 204
1 757
3 681
-
health
1 753
1 399
2 930
-
accident
603
481
1 008
-
unemployment
1 392
1 110
2 326
-
chamber of commerce
185
148
310
-
total
13 536
10 833
22 491
-
Corporate
40 058
52 162
73 984
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 014
13 040
18 495
-
total
10 014
13 040
18 495
-
Dividends
30 043
39 122
-
-
withholding
8 263
10 758
-
-
total
8 263
10 758
-
-
Income
100 000
100 000
100 000
100 000
Total tax
45 499
44 063
70 579
49 951
After tax
54 501
55 937
29 421
50 049
Living cost
32 719
32 719
32 719
32 719
Free-cash
21 782
23 218
-3 298
17 330

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12238
₽8276
₽4698
₽22201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
national
-
-
-
32 878
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 041
social contributions
-
-
-
15 986
total
-
-
-
53 905
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
77 453
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
673
-
national
20 420
-
24 736
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 041
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 810
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 639
-
total
32 565
-
38 899
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
77 453
-
surtax
7 531
-
8 782
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 862
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 763
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 008
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 131
-
total
19 334
-
22 546
-
Corporate
14 245
100 000
-
-
income
2 849
20 000
-
-
surtax
56
400
-
-
total
2 905
20 400
-
-
Dividends
11 339
79 600
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 063
23 542
-
-
total
3 063
23 542
-
-
Income
100 000
100 000
100 000
100 000
Total tax
57 867
43 942
61 445
53 905
After tax
42 133
56 058
38 555
46 095
Living cost
33 857
33 857
33 857
33 857
Free-cash
8 276
22 201
4 698
12 238

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽60362
₽63866
₽63599
₽69524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
15 000
total
-
-
-
23 662
Employee
21 155
-
93 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
9 363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
14 060
-
Employer
21 155
-
93 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
74 695
100 000
-
-
income
7 469
10 000
-
-
total
7 469
10 000
-
-
Dividends
67 226
90 000
-
-
withholding
3 361
4 500
-
-
total
3 361
4 500
-
-
Income
100 000
100 000
100 000
100 000
Total tax
20 158
14 500
20 425
23 662
After tax
79 842
85 500
79 575
76 338
Living cost
15 976
15 976
15 976
15 976
Free-cash
63 866
69 524
63 599
60 362

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽64161
₽69008
₽67398
₽73323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
15 000
total
-
-
-
23 662
Employee
16 123
-
93 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
9 363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
14 060
-
Employer
16 123
-
93 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
80 713
100 000
-
-
income
8 071
10 000
-
-
total
8 071
10 000
-
-
Dividends
72 642
90 000
-
-
withholding
3 632
4 500
-
-
total
3 632
4 500
-
-
Income
100 000
100 000
100 000
100 000
Total tax
18 815
14 500
20 425
23 662
After tax
81 185
85 500
79 575
76 338
Living cost
12 176
12 176
12 176
12 176
Free-cash
69 008
73 323
67 398
64 161

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48869
₽46606
₽48365
₽51660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
health
-
-
-
2 550
social contributions
-
-
-
15 024
income
-
-
-
12 058
total
-
-
-
29 632
Employee
71 403
71 403
90 786
-
income
7 775
6 610
11 843
-
social contributions
2 700
5 926
7 535
-
health
553
1 214
1 544
-
total
11 028
13 750
20 922
-
Employer
71 403
71 403
90 786
-
social contributions
2 700
5 926
7 535
-
health
601
1 322
1 679
-
total
3 301
7 248
9 214
-
Corporate
64 173
21 350
-
-
income
8 021
2 668
-
-
total
8 021
2 668
-
-
Dividends
56 152
18 682
-
-
withholding
9 545
3 175
-
-
total
9 545
3 175
-
-
Income
100 000
100 000
100 000
100 000
Total tax
31 895
26 841
30 136
29 632
After tax
68 105
73 159
69 864
70 368
Living cost
21 499
21 499
21 499
21 499
Free-cash
46 606
51 660
48 365
48 869

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽40250
₽39188
₽39746
₽43041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
health
-
-
-
2 550
social contributions
-
-
-
15 024
income
-
-
-
12 058
total
-
-
-
29 632
Employee
71 403
71 403
90 786
-
income
7 498
6 610
11 843
-
social contributions
3 470
5 926
7 535
-
health
710
1 214
1 544
-
total
11 678
13 750
20 922
-
Employer
71 403
71 403
90 786
-
social contributions
3 470
5 926
7 535
-
health
774
1 322
1 679
-
total
4 244
7 248
9 214
-
Corporate
53 961
21 350
-
-
income
6 745
2 668
-
-
total
6 745
2 668
-
-
Dividends
47 216
18 682
-
-
withholding
8 027
3 175
-
-
total
8 027
3 175
-
-
Income
100 000
100 000
100 000
100 000
Total tax
30 694
26 841
30 136
29 632
After tax
69 306
73 159
69 864
70 368
Living cost
30 118
30 118
30 118
30 118
Free-cash
39 188
43 041
39 746
40 250

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽27228
₽39711
₽29269
₽47373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
health
-
-
-
13 500
social contributions
-
-
-
29 200
income
-
-
-
8 595
solidarity contribution
-
-
-
-
total
-
-
-
51 295
Employee
31 583
-
74 627
-
income
3 790
-
8 955
-
social contributions
2 053
-
4 851
-
health
4 264
-
10 075
-
solidarity contribution
-
-
-
-
total
10 107
-
23 881
-
Employer
31 583
-
74 627
-
social contributions
7 896
-
18 657
-
health
2 842
-
6 716
-
total
10 738
-
25 373
-
Corporate
57 679
100 000
-
-
income
10 959
19 000
-
-
total
10 959
19 000
-
-
Dividends
46 720
81 000
-
-
withholding
7 008
12 150
-
-
total
7 008
12 150
-
-
Income
100 000
100 000
100 000
100 000
Total tax
38 812
31 150
49 254
51 295
After tax
61 188
68 850
50 746
48 705
Living cost
21 477
21 477
21 477
21 477
Free-cash
39 711
47 373
29 269
27 228

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽22240
₽32943
₽24281
₽42385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
health
-
-
-
13 500
social contributions
-
-
-
29 200
income
-
-
-
8 595
solidarity contribution
-
-
-
-
total
-
-
-
51 295
Employee
38 919
-
74 627
-
income
4 670
-
8 955
-
social contributions
2 530
-
4 851
-
health
5 254
-
10 075
-
solidarity contribution
-
-
-
-
total
12 454
-
23 881
-
Employer
38 919
-
74 627
-
social contributions
9 730
-
18 657
-
health
3 503
-
6 716
-
total
13 233
-
25 373
-
Corporate
47 849
100 000
-
-
income
9 091
19 000
-
-
total
9 091
19 000
-
-
Dividends
38 758
81 000
-
-
withholding
5 814
12 150
-
-
total
5 814
12 150
-
-
Income
100 000
100 000
100 000
100 000
Total tax
40 592
31 150
49 254
51 295
After tax
59 408
68 850
50 746
48 705
Living cost
26 465
26 465
26 465
26 465
Free-cash
32 943
42 385
24 281
22 240

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16775
-₽102866
-₽102866
-₽102866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
national
-
-
-
10 711
pensions
-
-
-
807
municipal
-
-
-
18 930
labour market
-
-
-
7 935
total
-
-
-
38 383
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
100 000
100 000
100 000
100 000
Total tax
158 024
158 024
158 024
38 383
After tax
-58 024
-58 024
-58 024
61 617
Living cost
44 842
44 842
44 842
44 842
Free-cash
-102 866
-102 866
-102 866
16 775

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽31174
₽51804
₽35212
₽57572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
health
-
-
-
12 999
pensions
-
-
-
20 000
income
-
-
-
13 399
total
-
-
-
46 398
Employee
26 342
-
74 738
-
unemployment
421
-
1 196
-
income
2 966
-
14 409
-
pensions
527
-
1 494
-
total
3 914
-
17 099
-
Employer
26 342
-
74 738
-
pensions
5 269
-
14 948
-
health
3 424
-
9 716
-
unemployment
211
-
597
-
total
8 904
-
25 261
-
Corporate
64 754
100 000
-
-
income
12 950
20 000
-
-
total
12 950
20 000
-
-
Dividends
51 804
80 000
-
-
total
-
-
-
-
Income
100 000
100 000
100 000
100 000
Total tax
25 768
20 000
42 360
46 398
After tax
74 232
80 000
57 640
53 602
Living cost
22 428
22 428
22 428
22 428
Free-cash
51 804
57 572
35 212
31 174

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽34561
₽29014
₽20833
₽30294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
100 000
national
-
-
-
10 845
health
-
-
-
1 152
municipal
-
-
-
17 792
total
-
-
-
29 789
Employee
48 854
-
84 125
-
unemployment
733
-
1 262
-
municipal
8 002
-
13 731
-
national
807
-
6 064
-
pensions
3 297
-
5 678
-
health
365
-
907
-
total
13 204
-
27 642
-
Employer
48 854
-
84 125
-
pensions
8 476
-
14 596
-
health
375
-
648
-
accident
49
-
85
-
unemployment
317
-
546
-
total
9 217
-
15 875
-
Corporate
41 928
100 000
-
-
income
8 386
20 000
-
-
total
8 386
20 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 157
60 000
-
-
municipal
4 529
10 800
-
-
national
-
3 256
-
-
total
4 529
14 056
-
-
Income
100 000
100 000
100 000
100 000
Total tax
35 336
34 056
43 517
29 789
After tax
64 664
65 944
56 483
70 211
Living cost
35 650
35 650
35 650
35 650
Free-cash
29 014
30 294
20 833
34 561

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28761
₽26937
₽33348
₽21779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
-
health
-
-
-
2 243
pensions
-
-
-
23 890
social contributions
-
-
-
2 849
income
-
-
-
10 535
other
-
-
-
3 100
total
-
-
-
42 617
Employee
35 475
-
80 828
-
income
1 829
-
12 458
-
surtax
-
-
-
-
social contributions
1 011
-
2 303
-
pensions
4 012
-
4 102
-
total
6 852
-
18 863
-
Employer
35 475
-
80 828
-
pensions
5 829
-
7 180
-
social contributions
106
-
243
-
other
1 225
-
2 788
-
health
2 483
-
5 682
-
unemployment
1 436
-
3 274
-
total
11 079
-
19 167
-
Corporate
53 447
100 000
-
-
income
14 966
28 000
-
-
surtax
-
-
-
-
total
14 966
28 000
-
-
Dividends
38 481
72 000
-
-
withholding
4 925
9 216
-
-
social contributions
6 619
12 383
-
-
surtax
-
-
-
-
total
11 544
21 599
-
-
Income
100 000
100 000
100 000
100 000
Total tax
44 441
49 599
38 030
42 617
After tax
55 559
50 401
61 970
57 383
Living cost
28 622
28 622
28 622
28 622
Free-cash
26 937
21 779
33 348
28 761

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25614
₽24116
₽30201
₽18632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
-
health
-
-
-
2 243
pensions
-
-
-
23 890
social contributions
-
-
-
2 849
income
-
-
-
10 535
other
-
-
-
3 100
total
-
-
-
42 617
Employee
39 741
-
80 828
-
income
2 345
-
12 458
-
surtax
-
-
-
-
social contributions
1 133
-
2 303
-
pensions
4 493
-
4 102
-
total
7 971
-
18 863
-
Employer
39 741
-
80 828
-
pensions
6 529
-
7 180
-
social contributions
120
-
243
-
other
1 371
-
2 788
-
health
2 782
-
5 682
-
unemployment
1 609
-
3 274
-
total
12 411
-
19 167
-
Corporate
47 848
100 000
-
-
income
13 398
28 000
-
-
surtax
-
-
-
-
total
13 398
28 000
-
-
Dividends
34 450
72 000
-
-
withholding
4 409
9 216
-
-
social contributions
5 926
12 383
-
-
surtax
-
-
-
-
total
10 335
21 599
-
-
Income
100 000
100 000
100 000
100 000
Total tax
44 115
49 599
38 030
42 617
After tax
55 885
50 401
61 970
57 383
Living cost
31 769
31 769
31 769
31 769
Free-cash
24 116
18 632
30 201
25 614

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12534
₽11936
₽17121
₽5552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
-
health
-
-
-
2 243
pensions
-
-
-
23 890
social contributions
-
-
-
2 849
income
-
-
-
10 535
other
-
-
-
3 100
total
-
-
-
42 617
Employee
58 158
-
80 828
-
income
5 074
-
12 458
-
surtax
-
-
-
-
social contributions
1 656
-
2 303
-
pensions
6 578
-
4 102
-
total
13 308
-
18 863
-
Employer
58 158
-
80 828
-
pensions
9 556
-
7 180
-
social contributions
174
-
243
-
other
2 007
-
2 788
-
health
4 071
-
5 682
-
unemployment
2 356
-
3 274
-
total
18 164
-
19 167
-
Corporate
23 678
100 000
-
-
income
6 629
28 000
-
-
surtax
-
-
-
-
total
6 629
28 000
-
-
Dividends
17 049
72 000
-
-
withholding
2 182
9 216
-
-
social contributions
2 932
12 383
-
-
surtax
-
-
-
-
total
5 114
21 599
-
-
Income
100 000
100 000
100 000
100 000
Total tax
43 215
49 599
38 030
42 617
After tax
56 785
50 401
61 970
57 383
Living cost
44 849
44 849
44 849
44 849
Free-cash
11 936
5 552
17 121
12 534

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽93051
₽87936
₽74051
₽89051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 000
total
-
-
-
1 000
Employee
7 436
-
100 000
-
income
1 487
-
20 000
-
total
1 487
-
20 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 564
100 000
-
-
total
-
-
-
-
Dividends
92 564
100 000
-
-
withholding
4 628
5 000
-
-
total
4 628
5 000
-
-
Income
100 000
100 000
100 000
100 000
Total tax
6 115
5 000
20 000
1 000
After tax
93 885
95 000
80 000
99 000
Living cost
5 949
5 949
5 949
5 949
Free-cash
87 936
89 051
74 051
93 051

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽89730
₽83992
₽70730
₽85730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 000
total
-
-
-
1 000
Employee
11 588
-
100 000
-
income
2 318
-
20 000
-
total
2 318
-
20 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 412
100 000
-
-
total
-
-
-
-
Dividends
88 412
100 000
-
-
withholding
4 420
5 000
-
-
total
4 420
5 000
-
-
Income
100 000
100 000
100 000
100 000
Total tax
6 738
5 000
20 000
1 000
After tax
93 262
95 000
80 000
99 000
Living cost
9 270
9 270
9 270
9 270
Free-cash
83 992
85 730
70 730
89 730

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26239
₽27868
₽34394
₽15720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 221
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 191
trade
-
-
-
8 155
total
-
-
-
37 911
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
100 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
22 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 221
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
29 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 798
100 000
-
-
trade
7 720
14 351
-
-
income
8 069
14 999
-
-
chamber of commerce
220
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

444
825
-
-
total
16 453
30 462
-
-
Dividends
37 345
69 538
-
-
withholding
8 983
17 031
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

493
937
-
-
total
9 476
17 968
-
-
Income
100 000
100 000
100 000
100 000
Total tax
36 282
48 430
29 756
37 911
After tax
63 718
51 570
70 244
62 089
Living cost
35 850
35 850
35 850
35 850
Free-cash
27 868
15 720
34 394
26 239

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33168
₽32686
₽42118
₽22415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 221
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 191
trade
-
-
-
8 950
total
-
-
-
38 706
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
100 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
22 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 221
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
29 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 484
100 000
-
-
trade
10 157
15 750
-
-
income
9 672
14 999
-
-
chamber of commerce
234
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

532
825
-
-
total
20 595
31 859
-
-
Dividends
43 888
68 141
-
-
withholding
10 619
16 682
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

583
918
-
-
total
11 202
17 600
-
-
Income
100 000
100 000
100 000
100 000
Total tax
39 188
49 459
29 756
38 706
After tax
60 812
50 541
70 244
61 294
Living cost
28 126
28 126
28 126
28 126
Free-cash
32 686
22 415
42 118
33 168

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24418
₽26594
₽33766
₽13549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 221
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 191
trade
-
-
-
9 348
total
-
-
-
39 104
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
100 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
22 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 221
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
29 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 910
100 000
-
-
trade
8 703
16 450
-
-
income
7 937
14 999
-
-
chamber of commerce
217
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

437
825
-
-
total
17 294
32 558
-
-
Dividends
35 617
67 443
-
-
withholding
8 552
16 508
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

470
907
-
-
total
9 022
17 415
-
-
Income
100 000
100 000
100 000
100 000
Total tax
36 928
49 973
29 756
39 104
After tax
63 072
50 027
70 244
60 896
Living cost
36 478
36 478
36 478
36 478
Free-cash
26 594
13 549
33 766
24 418

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17960
₽22030
₽27706
₽6973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 221
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 191
trade
-
-
-
9 746
total
-
-
-
39 502
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
100 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
22 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 221
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
29 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 195
100 000
-
-
trade
7 579
17 151
-
-
income
6 629
14 999
-
-
chamber of commerce
203
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
825
-
-
total
14 776
33 257
-
-
Dividends
29 419
66 743
-
-
withholding
7 003
16 333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

386
899
-
-
total
7 389
17 232
-
-
Income
100 000
100 000
100 000
100 000
Total tax
35 432
50 489
29 756
39 502
After tax
64 568
49 511
70 244
60 498
Living cost
42 538
42 538
42 538
42 538
Free-cash
22 030
6 973
27 706
17 960

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29659
₽39091
₽27910
₽42043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
2 502
unemployment
-
-
-
211
health
-
-
-
7 100
pensions
-
-
-
20 000
income
-
-
-
19 671
other
-
-
-
-
total
-
-
-
49 484
Employee
31 271
-
82 611
-
unemployment
2 176
-
5 750
-
other
-
-
-
-
income
5 242
-
18 219
-
surtax
111
-
2 256
-
pensions
2 086
-
5 510
-
health
798
-
2 108
-
total
10 413
-
33 843
-
Employer
31 271
-
82 611
-
pensions
4 169
-
11 012
-
other
-
-
-
-
health
1 422
-
3 759
-
unemployment
992
-
2 619
-
total
6 583
-
17 390
-
Corporate
62 146
100 000
-
-
income
16 157
26 000
-
-
total
16 157
26 000
-
-
Dividends
45 989
74 000
-
-
withholding
6 899
11 100
-
-
total
6 899
11 100
-
-
Income
100 000
100 000
100 000
100 000
Total tax
40 052
37 100
51 233
49 484
After tax
59 948
62 900
48 767
50 516
Living cost
20 857
20 857
20 857
20 857
Free-cash
39 091
42 043
27 910
29 659

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽30026
₽39521
₽28277
₽42410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
surtax
-
-
-
2 502
unemployment
-
-
-
211
health
-
-
-
7 100
pensions
-
-
-
20 000
income
-
-
-
19 671
other
-
-
-
-
total
-
-
-
49 484
Employee
30 707
-
82 611
-
unemployment
2 137
-
5 750
-
other
-
-
-
-
income
5 147
-
18 219
-
surtax
100
-
2 256
-
pensions
2 048
-
5 510
-
health
784
-
2 108
-
total
10 216
-
33 843
-
Employer
30 707
-
82 611
-
pensions
4 093
-
11 012
-
other
-
-
-
-
health
1 397
-
3 759
-
unemployment
973
-
2 619
-
total
6 463
-
17 390
-
Corporate
62 829
100 000
-
-
income
16 335
26 000
-
-
total
16 335
26 000
-
-
Dividends
46 494
74 000
-
-
withholding
6 975
11 100
-
-
total
6 975
11 100
-
-
Income
100 000
100 000
100 000
100 000
Total tax
39 989
37 100
51 233
49 484
After tax
60 011
62 900
48 767
50 516
Living cost
20 490
20 490
20 490
20 490
Free-cash
39 521
42 410
28 277
30 026

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽50706
₽38160
₽39402
₽37773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
unemployment
-
-
-
1 500
health
-
-
-
7 000
pensions
-
-
-
10 000
income
-
-
-
12 225
total
-
-
-
30 725
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
83 682
-
unemployment
402
160
1 255
-
income
3 277
1 304
10 230
-
pensions
2 681
1 067
8 368
-
health
1 876
747
5 858
-
total
8 236
3 278
25 711
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
83 682
-
pensions
5 227
2 080
16 318
-
total
5 227
2 080
16 318
-
Corporate
67 967
87 252
-
-
income
6 117
7 853
-
-
total
6 117
7 853
-
-
Dividends
61 850
79 399
-
-
withholding
11 752
15 086
-
-
social contributions
11 939
15 361
-
-
total
23 691
30 447
-
-
Income
100 000
100 000
100 000
100 000
Total tax
43 271
43 658
42 029
30 725
After tax
56 729
56 342
57 971
69 275
Living cost
18 570
18 570
18 570
18 570
Free-cash
38 160
37 773
39 402
50 706

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽15161
₽16814
₽15946
₽17559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
national
-
-
-
16 363
pensions
-
-
-
12 000
social contributions
-
-
-
1 075
municipal
-
-
-
10 560
total
-
-
-
39 998
Employee
69 511
-
86 449
-
municipal
8 586
-
10 947
-
national
13 304
-
16 963
-
pensions
2 780
-
3 458
-
total
24 670
-
31 368
-
Employer
69 511
-
86 449
-
pensions
5 561
-
6 916
-
social contributions
747
-
929
-
total
6 308
-
7 845
-
Corporate
19 593
100 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 919
20 000
-
-
total
3 919
20 000
-
-
Dividends
15 674
80 000
-
-
withholding
3 448
17 600
-
-
total
3 448
17 600
-
-
Income
100 000
100 000
100 000
100 000
Total tax
38 345
37 600
39 213
39 998
After tax
61 655
62 400
60 787
60 002
Living cost
44 841
44 841
44 841
44 841
Free-cash
16 814
17 559
15 946
15 161

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13408
₽19156
₽13408
₽17104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
social contributions
-
-
-
9 045
income
-
-
-
24 652
total
-
-
-
33 697
Employee
72 635
-
100 000
-
social contributions
6 034
-
9 045
-
income
13 706
-
24 652
-
total
19 740
-
33 697
-
Employer
72 635
-
100 000
-
total
-
-
-
-
Corporate
27 365
100 000
-
-
income
3 420
12 501
-
-
total
3 420
12 501
-
-
Dividends
23 945
87 499
-
-
withholding
4 789
17 500
-
-
total
4 789
17 500
-
-
Income
100 000
100 000
100 000
100 000
Total tax
27 949
30 001
33 697
33 697
After tax
72 051
69 999
66 303
66 303
Living cost
52 895
52 895
52 895
52 895
Free-cash
19 156
17 104
13 408
13 408

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11648
₽9322
₽6888
₽14172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
national
-
-
-
21 741
regional
-
-
-
1 115
social contributions
-
-
-
25 720
municipal
-
-
-
594
total
-
-
-
49 170
Employee
82 526
-
100 000
-
municipal
437
-
530
-
national
14 300
-
18 702
-
social contributions
27 828
-
33 720
-
regional
779
-
978
-
total
43 344
-
53 930
-
Employer
82 526
-
100 000
-
total
-
-
-
-
Corporate
17 474
100 000
-
-
nationa
4 194
24 000
-
-
municipal
682
3 900
-
-
total
4 876
27 900
-
-
Dividends
12 599
72 100
-
-
withholding
3 276
18 746
-
-
total
3 276
18 746
-
-
Income
100 000
100 000
100 000
100 000
Total tax
51 496
46 646
53 930
49 170
After tax
48 504
53 354
46 070
50 830
Living cost
39 182
39 182
39 182
39 182
Free-cash
9 322
14 172
6 888
11 648

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽25424
₽25488
₽20689
₽27550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
national
-
-
-
21 741
regional
-
-
-
1 507
social contributions
-
-
-
25 720
municipal
-
-
-
594
total
-
-
-
49 562
Employee
51 509
-
100 000
-
municipal
273
-
530
-
national
8 160
-
18 702
-
social contributions
17 369
-
33 720
-
regional
693
-
1 345
-
total
26 495
-
54 297
-
Employer
51 509
-
100 000
-
total
-
-
-
-
Corporate
48 491
100 000
-
-
nationa
11 637