Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 900
per

Your estimated
City
free-cash

Dresden , Germany
£191
£288
£295
£373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
900
trade
-
-
-
78
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
59
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
11
total
-
-
-
341
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

333
-
900
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

59
-
59
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1
-
11
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

9
-
193
-
total
69
-
263
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
567
900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

5
7
-
-
income
85
135
-
-
trade
89
142
-
-
chamber of commerce
2
3
-
-
total
181
287
-
-
Dividends
386
613
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

5
8
-
-
withholding
93
150
-
-
total
98
158
-
-
Income
900
900
900
900
Total tax
348
445
263
341
After tax
552
455
637
559
Living cost
264
264
264
264
Free-cash
288
191
373
295

Estimated living cost  is £264 per week

£166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£31
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£62
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Reykjavik , Iceland
£122
£115
£102
£110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
94
pensions
-
-
-
108
national
-
-
-
146
social contributions
-
-
-
10
total
-
-
-
358
Employee
682
-
778
-
municipal
84
-
98
-
pensions
27
-
31
-
national
130
-
151
-
total
241
-
280
-
Employer
682
-
778
-
social contributions
7
-
8
-
pensions
55
-
62
-
total
62
-
70
-
Corporate
112
900
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22
180
-
-
total
22
180
-
-
Dividends
89
720
-
-
withholding
20
158
-
-
total
20
158
-
-
Income
900
900
900
900
Total tax
345
338
350
358
After tax
555
562
550
542
Living cost
440
440
440
440
Free-cash
115
122
110
102

Estimated living cost  is £440 per week

£299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£41
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£93
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Riga , Latvia
£539
£468
£299
£325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
900
microenterprise
-
-
-
-
income
-
-
-
131
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
289
total
-
-
-
420
Employee
254
-
725
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

28
-
80
-
surtax
-
-
-
-
income
45
-
139
-
total
73
-
219
-
Employer
254
-
725
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

61
-
175
-
surtax
-
-
-
-
total
61
-
175
-
Corporate
584
900
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

117
180
-
-
total
117
180
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

468
720
-
-
total
-
-
-
-
Income
900
900
900
900
Total tax
251
180
394
420
After tax
649
720
506
480
Living cost
181
181
181
181
Free-cash
468
539
325
299

Estimated living cost  is £181 per week

£115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£44
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
£70
£17
£146
£79
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
181
pensions
-
-
-
102
health
-
-
-
106
total
-
-
-
389
Employee
743
743
766
-
health
114
97
98
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

122
122
122
-
pensions
134
102
102
-
total
370
321
322
-
Employer
743
743
766
-
unemployment
27
27
28
-
pensions
52
52
53
-
health
52
52
53
-
total
131
131
134
-
Corporate
36
27
-
-
income
7
5
-
-
total
7
5
-
-
Dividends
29
21
-
-
income
6
5
-
-
withholding
4
3
-
-
total
10
8
-
-
Income
900
900
900
900
Total tax
518
465
456
389
After tax
382
435
444
511
Living cost
365
365
365
365
Free-cash
17
70
79
146

Estimated living cost  is £365 per week

£258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£68
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
£155
£148
£145
£145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
205
accident
-
-
-
1
pensions
-
-
-
80
other
-
-
-
86
unemployment
-
-
-
1
health
-
-
-
46
national
-
-
-
-
total
-
-
-
419
Employee
479
-
685
-
municipal
143
-
204
-
national
-
-
-
-
total
143
-
204
-
Employer
479
-
685
-
accident
1
-
1
-
other
56
-
80
-
unemployment
13
-
18
-
pensions
52
-
74
-
health
29
-
42
-
total
151
-
215
-
Corporate
270
900
-
-
income
59
198
-
-
total
59
198
-
-
Dividends
211
702
-
-
withholding
63
211
-
-
total
63
211
-
-
Income
900
900
900
900
Total tax
416
409
419
419
After tax
484
491
481
481
Living cost
336
336
336
336
Free-cash
148
155
145
145

Estimated living cost  is £336 per week

£223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£75
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Hamburg , Germany
£109
£231
£214
£295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
900
trade
-
-
-
81
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
59
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
11
total
-
-
-
344
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

441
-
900
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

59
-
59
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

2
-
11
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

38
-
193
-
total
99
-
263
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
459
900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
7
-
-
income
69
135
-
-
trade
75
148
-
-
chamber of commerce
2
3
-
-
total
150
293
-
-
Dividends
309
607
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
8
-
-
withholding
74
148
-
-
total
78
156
-
-
Income
900
900
900
900
Total tax
327
449
263
344
After tax
573
451
637
556
Living cost
342
342
342
342
Free-cash
231
109
295
214

Estimated living cost  is £342 per week

£229
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£36
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£72
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Limassol , Cyprus
£377
£339
£353
£351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
102
health
-
-
-
23
social contributions
-
-
-
140
total
-
-
-
265
Employee
669
669
817
-
social contributions
33
56
68
-
health
7
11
14
-
income
70
62
102
-
total
110
129
184
-
Employer
669
669
817
-
social contributions
33
56
68
-
health
7
12
15
-
total
40
68
83
-
Corporate
469
163
-
-
income
59
20
-
-
total
59
20
-
-
Dividends
410
143
-
-
withholding
70
24
-
-
total
70
24
-
-
Income
900
900
900
900
Total tax
279
241
267
265
After tax
621
659
633
635
Living cost
282
282
282
282
Free-cash
339
377
351
353

Estimated living cost  is £282 per week

£193
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£63
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Budapest , Hungary
£350
£353
£465
£364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
110
pensions
-
-
-
90
unemployment
-
-
-
14
health
-
-
-
63
total
-
-
-
277
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

228
91
753
-
health
16
6
53
-
income
28
11
92
-
pensions
23
9
75
-
unemployment
3
1
11
-
total
70
27
231
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

228
91
753
-
pensions
45
18
147
-
total
45
18
147
-
Corporate
627
791
-
-
income
56
71
-
-
total
56
71
-
-
Dividends
571
720
-
-
social contributions
110
139
-
-
withholding
108
137
-
-
total
218
276
-
-
Income
900
900
900
900
Total tax
389
392
378
277
After tax
511
508
522
623
Living cost
158
158
158
158
Free-cash
353
350
364
465

Estimated living cost  is £158 per week

£108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£13
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£3
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£34
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
£510
£456
£272
£309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
121
pensions
-
-
-
180
health
-
-
-
117
total
-
-
-
418
Employee
247
-
673
-
income
28
-
130
-
pensions
5
-
13
-
unemployment
4
-
11
-
total
37
-
154
-
Employer
247
-
673
-
unemployment
2
-
5
-
pensions
49
-
135
-
health
32
-
87
-
total
83
-
227
-
Corporate
570
900
-
-
income
114
180
-
-
total
114
180
-
-
Dividends
456
720
-
-
total
-
-
-
-
Income
900
900
900
900
Total tax
234
180
381
418
After tax
666
720
519
482
Living cost
210
210
210
210
Free-cash
456
510
309
272

Estimated living cost  is £210 per week

£144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£13
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£49
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
-£117
£44
£428
£278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
2
income
-
-
-
222
pensions
-
-
-
36
other
-
-
-
3
health
-
-
-
19
total
-
-
-
282
Employee
299
-
773
-
health
34
-
88
-
income
41
-
151
-
pensions
34
-
66
-
total
109
-
305
-
Employer
299
-
773
-
accident
5
-
13
-
unemployment
7
-
19
-
pensions
49
-
95
-
total
61
-
127
-
Corporate
540
900
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

486
810
-
-
total
486
810
-
-
Dividends
54
90
-
-
withholding
10
17
-
-
total
10
17
-
-
Income
900
900
900
900
Total tax
666
827
432
282
After tax
234
73
468
618
Living cost
190
190
190
190
Free-cash
44
-117
278
428

Estimated living cost  is £190 per week

£139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£36
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Batumi , Georgia
£777
£762
£813
£642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
900
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
9
total
-
-
-
9
Employee
98
-
900
-
income
20
-
180
-
total
20
-
180
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

802
900
-
-
total
-
-
-
-
Dividends
802
900
-
-
withholding
40
45
-
-
total
40
45
-
-
Income
900
900
900
900
Total tax
60
45
180
9
After tax
840
855
720
891
Living cost
78
78
78
78
Free-cash
762
777
642
813

Estimated living cost  is £78 per week

£49
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£7
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£2
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£21
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Bratislava , Slovakia
£429
£371
£255
£294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
114
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
216
other
-
-
-
43
health
-
-
-
40
total
-
-
-
413
Employee
316
-
719
-
health
4
-
10
-
income
54
-
126
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

22
-
50
-
unemployment
3
-
7
-
total
83
-
193
-
Employer
316
-
719
-
accident
3
-
6
-
other
16
-
36
-
unemployment
3
-
7
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

54
-
122
-
health
4
-
10
-
total
80
-
181
-
Corporate
504
900
-
-
income
106
189
-
-
total
106
189
-
-
Dividends
399
711
-
-
withholding
28
50
-
-
total
28
50
-
-
Income
900
900
900
900
Total tax
297
239
374
413
After tax
603
661
526
487
Living cost
232
232
232
232
Free-cash
371
429
294
255

Estimated living cost  is £232 per week

£164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£16
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£49
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
London , United Kingdom
£74
-£41
£61
-£22
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
189
pensions
-
-
-
66
total
-
-
-
255
Employee
826
-
792
-
health
14
-
13
-
income
149
-
141
-
pensions
80
-
76
-
total
243
-
230
-
Employer
826
-
792
-
pensions
98
-
93
-
health
16
-
15
-
total
114
-
108
-
Corporate
-
900
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
171
-
-
total
-
171
-
-
Dividends
-
729
-
-
withholding
-
71
-
-
total
-
71
-
-
Income
900
900
900
900
Total tax
357
242
338
255
After tax
543
658
562
645
Living cost
584
584
584
584
Free-cash
-41
74
-22
61

Estimated living cost  is £584 per week

£438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£69
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£73
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Varna , Bulgaria
£655
£615
£570
£598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
135
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
45
unemployment
-
-
-
1
health
-
-
-
35
total
-
-
-
216
Employee
151
-
840
-
health
7
-
14
-
accident

We are using the highest rate at 1.1%.

2
-
3
-
income
15
-
84
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

13
-
27
-
total
37
-
128
-
Employer
151
-
840
-
accident

We are using the highest rate at 1.1%.

2
-
3
-
unemployment
1
-
2
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

17
-
34
-
health
10
-
21
-
total
30
-
60
-
Corporate
719
900
-
-
income
72
90
-
-
total
72
90
-
-
Dividends
647
810
-
-
withholding
32
41
-
-
total
32
41
-
-
Income
900
900
900
900
Total tax
171
131
188
216
After tax
729
769
712
684
Living cost
114
114
114
114
Free-cash
615
655
598
570

Estimated living cost  is £114 per week

£67
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£8
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£3
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£36
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Amsterdam , Netherlands
-£48
-£49
£28
-£39
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
181
pensions
-
-
-
102
health
-
-
-
106
total
-
-
-
389
Employee
807
743
766
-
health
101
97
98
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

122
122
122
-
pensions
102
102
102
-
total
325
321
322
-
Employer
807
743
766
-
unemployment
29
27
28
-
pensions
56
52
53
-
health
56
52
53
-
total
141
131
134
-
Corporate
-
27
-
-
income
-
5
-
-
total
-
5
-
-
Dividends
-
21
-
-
income
-
5
-
-
withholding
-
3
-
-
total
-
8
-
-
Income
900
900
900
900
Total tax
466
465
456
389
After tax
434
435
444
511
Living cost
483
483
483
483
Free-cash
-49
-48
-39
28

Estimated living cost  is £483 per week

£356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£43
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£78
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
£412
£337
£231
£248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
77
health
-
-
-
121
solidarity contribution
-
-
-
-
social contributions
-
-
-
263
total
-
-
-
461
Employee
306
-
672
-
social contributions
20
-
44
-
health
41
-
91
-
solidarity contribution
-
-
-
-
income
37
-
81
-
total
98
-
216
-
Employer
306
-
672
-
social contributions
77
-
168
-
health
28
-
60
-
total
105
-
228
-
Corporate
489
900
-
-
income
93
171
-
-
total
93
171
-
-
Dividends
396
729
-
-
withholding
59
109
-
-
total
59
109
-
-
Income
900
900
900
900
Total tax
355
280
444
461
After tax
545
620
456
439
Living cost
208
208
208
208
Free-cash
337
412
248
231

Estimated living cost  is £208 per week

£145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£45
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Milan , Italy
£113
£68
£94
£50
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
5
regional
-
-
-
10
national
-
-
-
193
social contributions
-
-
-
231
total
-
-
-
439
Employee
773
-
900
-
social contributions
261
-
303
-
regional
7
-
9
-
municipal
4
-
5
-
national
134
-
166
-
total
406
-
483
-
Employer
773
-
900
-
total
-
-
-
-
Corporate
127
900
-
-
nationa
30
216
-
-
municipal
5
35
-
-
total
35
251
-
-
Dividends
91
649
-
-
withholding
24
169
-
-
total
24
169
-
-
Income
900
900
900
900
Total tax
465
420
483
439
After tax
435
480
417
461
Living cost
367
367
367
367
Free-cash
68
113
50
94

Estimated living cost  is £367 per week

£256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£82
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Thessaloniki , Greece
£374
£349
£268
£250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
173
pensions
-
-
-
180
other
-
-
-
-
unemployment
-
-
-
2
health
-
-
-
64
surtax
-
-
-
21
total
-
-
-
440
Employee
288
-
743
-
other
-
-
-
-
health
7
-
19
-
surtax
1
-
19
-
income
48
-
161
-
pensions
19
-
50
-
unemployment
20
-
52
-
total
95
-
301
-
Employer
288
-
743
-
other
-
-
-
-
unemployment
9
-
24
-
pensions
38
-
99
-
health
13
-
34
-
total
60
-
157
-
Corporate
552
900
-
-
income
143
234
-
-
total
143
234
-
-
Dividends
408
666
-
-
withholding
61
100
-
-
total
61
100
-
-
Income
900
900
900
900
Total tax
359
334
458
440
After tax
541
566
442
460
Living cost
192
192
192
192
Free-cash
349
374
250
268

Estimated living cost  is £192 per week

£117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£52
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Cambridge , United Kingdom
£259
£206
£246
£163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
189
pensions
-
-
-
66
total
-
-
-
255
Employee
554
-
792
-
health
8
-
13
-
income
100
-
141
-
pensions
47
-
76
-
total
155
-
230
-
Employer
554
-
792
-
pensions
60
-
93
-
health
11
-
15
-
total
71
-
108
-
Corporate
276
900
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

52
171
-
-
total
52
171
-
-
Dividends
223
729
-
-
withholding
17
71
-
-
total
17
71
-
-
Income
900
900
900
900
Total tax
295
242
338
255
After tax
605
658
562
645
Living cost
399
399
399
399
Free-cash
206
259
163
246

Estimated living cost  is £399 per week

£299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£30
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£66
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Zurich , Switzerland
-£247
£35
£92
£46
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
city
-
-
-
9
pensions
-
-
-
83
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
18
regional
-
-
-
32
health
-
-
-
2
national
-
-
-
6
total
-
-
-
150
Employee
770
-
806
-
city
8
-
9
-
regional
25
-
27
-
health
2
-
2
-
pensions
65
-
68
-
unemployment
-
-
-
-
national
4
-
4
-
total
104
-
110
-
Employer
770
-
806
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

15
-
16
-
unemployment
-
-
-
-
pensions
65
-
68
-
health
2
-
2
-
total
82
-
86
-
Corporate
40
900
-
-
regional
8
190
-
-
national
3
77
-
-
total
11
267
-
-
Dividends
28
633
-
-
withholding
10
222
-
-
total
10
222
-
-
Income
900
900
900
900
Total tax
207
489
196
150
After tax
693
411
704
750
Living cost
658
658
658
658
Free-cash
35
-247
46
92

Estimated living cost  is £658 per week

£428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£59
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£8
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Munich , Germany
£47
£189
£153
£238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
900
trade
-
-
-
85
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
59
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
11
total
-
-
-
348
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

523
-
900
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

59
-
59
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
-
11
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

61
-
193
-
total
123
-
263
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
377
900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
7
-
-
income
57
135
-
-
trade
65
154
-
-
chamber of commerce
2
3
-
-
total
127
299
-
-
Dividends
251
601
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
8
-
-
withholding
59
147
-
-
total
62
155
-
-
Income
900
900
900
900
Total tax
312
454
263
348
After tax
588
446
637
552
Living cost
399
399
399
399
Free-cash
189
47
238
153

Estimated living cost  is £399 per week

£291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£32
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£70
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Nice , France
£156
£207
£219
£265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
90
pensions
-
-
-
221
other
-
-
-
28
health
-
-
-
18
surtax
-
-
-
-
social contributions
-
-
-
26
total
-
-
-
383
Employee
372
-
729
-
social contributions
11
-
21
-
surtax
-
-
-
-
income
22
-
109
-
pensions
42
-
36
-
total
75
-
166
-
Employer
372
-
729
-
other
13
-
25
-
social contributions
1
-
2
-
unemployment
15
-
30
-
pensions
61
-
63
-
health
26
-
51
-
total
116
-
171
-
Corporate
411
900
-
-
surtax
-
-
-
-
income
115
252
-
-
total
115
252
-
-
Dividends
296
648
-
-
surtax
-
-
-
-
social contributions
51
111
-
-
withholding
38
83
-
-
total
89
194
-
-
Income
900
900
900
900
Total tax
395
446
337
383
After tax
505
454
563
517
Living cost
298
298
298
298
Free-cash
207
156
265
219

Estimated living cost  is £298 per week

£188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£81
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
£186
£235
£249
£295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
90
pensions
-
-
-
221
other
-
-
-
28
health
-
-
-
18
surtax
-
-
-
-
social contributions
-
-
-
26
total
-
-
-
383
Employee
332
-
729
-
social contributions
9
-
21
-
surtax
-
-
-
-
income
17
-
109
-
pensions
38
-
36
-
total
64
-
166
-
Employer
332
-
729
-
other
11
-
25
-
social contributions
1
-
2
-
unemployment
13
-
30
-
pensions
55
-
63
-
health
23
-
51
-
total
103
-
171
-
Corporate
464
900
-
-
surtax
-
-
-
-
income
130
252
-
-
total
130
252
-
-
Dividends
334
648
-
-
surtax
-
-
-
-
social contributions
57
111
-
-
withholding
43
83
-
-
total
100
194
-
-
Income
900
900
900
900
Total tax
397
446
337
383
After tax
503
454
563
517
Living cost
268
268
268
268
Free-cash
235
186
295
249

Estimated living cost  is £268 per week

£156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£27
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£80
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
£364
£369
£393
£393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
135
health
-
-
-
63
social contributions
-
-
-
124
total
-
-
-
322
Employee
295
-
900
-
social contributions
41
-
124
-
health
21
-
63
-
income
49
-
135
-
total
111
-
322
-
Employer
295
-
900
-
total
-
-
-
-
Corporate
605
900
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

30
45
-
-
total
30
45
-
-
Dividends
575
855
-
-
health
40
60
-
-
social contributions
79
118
-
-
withholding
86
128
-
-
total
205
306
-
-
Income
900
900
900
900
Total tax
346
351
322
322
After tax
554
549
578
578
Living cost
185
185
185
185
Free-cash
369
364
393
393

Estimated living cost  is £185 per week

£123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£45
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vienna , Austria
£198
£181
£145
-£38
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
chamber of commerce
-
-
-
4
income
-
-
-
153
pensions
-
-
-
167
unemployment
-
-
-
53
health
-
-
-
69
surtax
-
-
-
2
total
-
-
-
448
Employee
435
347
698
-
other
4
3
7
-
health
17
13
27
-
income
50
26
136
-
pensions
45
36
71
-
unemployment
13
10
21
-
total
129
88
262
-
Employer
435
347
698
-
accident
6
5
9
-
other
21
16
33
-
chamber of commerce
2
1
3
-
unemployment
13
10
21
-
surtax
2
2
2
-
pensions
55
44
88
-
payroll
13
10
21
-
health
16
13
26
-
total
128
101
203
-
Corporate
338
452
665
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

85
113
166
-
total
85
113
166
-
Dividends
254
339
-
-
withholding
70
93
-
-
total
70
93
-
-
Income
900
900
900
900
Total tax
412
395
631
448
After tax
488
505
269
452
Living cost
307
307
307
307
Free-cash
181
198
-38
145

Estimated living cost  is £307 per week

£205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£26
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£71
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
£187
£59
£103
£32
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
national
-
-
-
293
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
45
social contributions
-
-
-
142
total
-
-
-
480
Employee

The minimum management director salary is set at €45,000 per year.

622
-
697
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

32
-
36
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

29
-
33
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

47
-
52
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5
-
6
-
national
191
-
221
-
total
304
-
348
-
Employer

The minimum management director salary is set at €45,000 per year.

622
-
697
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

8
-
9
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

9
-
10
-
surtax
71
-
79
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

55
-
62
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

38
-
43
-
total
181
-
203
-
Corporate
96
900
-
-
surtax
-
4
-
-
income
19
180
-
-
total
19
184
-
-
Dividends
77
716
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20
212
-
-
total
20
212
-
-
Income
900
900
900
900
Total tax
524
396
551
480
After tax
376
504
349
420
Living cost
317
317
317
317
Free-cash
59
187
32
103

Estimated living cost  is £317 per week

£204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£28
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£80
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Barcelona , Spain
£292
£224
£172
£159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
7
income
-
-
-
172
pensions
-
-
-
228
other
-
-
-
1
unemployment
-
-
-
6
total
-
-
-
414
Employee
433
-
682
-
other
-
-
1
-
income
91
-
165
-
pensions
20
-
32
-
unemployment
7
-
11
-
total
118
-
209
-
Employer
433
-
682
-
accident
9
-
14
-
other
3
-
5
-
unemployment
24
-
38
-
pensions
102
-
161
-
total
138
-
218
-
Corporate
329
900
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

49
135
-
-
total
49
135
-
-
Dividends
279
765
-
-
withholding
57
159
-
-
total
57
159
-
-
Income
900
900
900
900
Total tax
362
294
427
414
After tax
538
606
473
486
Living cost
314
314
314
314
Free-cash
224
292
159
172

Estimated living cost  is £314 per week

£231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£56
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Luxembourg , Luxembourg
£77
£16
£37
£78
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
8
income
-
-
-
82
pensions
-
-
-
135
health
-
-
-
63
surtax
-
-
-
45
communal
-
-
-
57
total
-
-
-
390
Employee
659
-
804
-
health
29
-
36
-
surtax
40
-
49
-
income
64
-
104
-
pensions
53
-
64
-
total
186
-
253
-
Employer
659
-
804
-
accident
6
-
7
-
pensions
53
-
64
-
health
20
-
25
-
total
79
-
96
-
Corporate
162
900
-
-
surtax
2
9
-
-
communal
-
61
-
-
income
24
135
-
-
total
26
205
-
-
Dividends
136
695
-
-
income
100
41
-
-
withholding
20
104
-
-
total
120
145
-
-
Income
900
900
900
900
Total tax
411
350
349
390
After tax
489
550
551
510
Living cost
473
473
473
473
Free-cash
16
77
78
37

Estimated living cost  is £473 per week

£355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£29
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£84
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Athens , Greece
£371
£344
£265
£247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
173
pensions
-
-
-
180
other
-
-
-
-
unemployment
-
-
-
2
health
-
-
-
64
surtax
-
-
-
21
total
-
-
-
440
Employee
293
-
743
-
other
-
-
-
-
health
7
-
19
-
surtax
1
-
19
-
income
49
-
161
-
pensions
20
-
50
-
unemployment
20
-
52
-
total
97
-
301
-
Employer
293
-
743
-
other
-
-
-
-
unemployment
9
-
24
-
pensions
39
-
99
-
health
13
-
34
-
total
61
-
157
-
Corporate
545
900
-
-
income
142
234
-
-
total
142
234
-
-
Dividends
403
666
-
-
withholding
61
100
-
-
total
61
100
-
-
Income
900
900
900
900
Total tax
361
334
458
440
After tax
539
566
442
460
Living cost
195
195
195
195
Free-cash
344
371
247
265

Estimated living cost  is £195 per week

£118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£56
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Naples , Italy
£239
£220
£223
£180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
5
regional
-
-
-
14
national
-
-
-
193
social contributions
-
-
-
231
total
-
-
-
443
Employee
483
-
900
-
social contributions
163
-
303
-
regional
6
-
12
-
municipal
3
-
5
-
national
76
-
166
-
total
248
-
486
-
Employer
483
-
900
-
total
-
-
-
-
Corporate
417
900
-
-
nationa
100
216
-
-
municipal
21
45
-
-
total
121
261
-
-
Dividends
296
639
-
-
withholding
77
166
-
-
total
77
166
-
-
Income
900
900
900
900
Total tax
446
427
486
443
After tax
454
473
414
457
Living cost
234
234
234
234
Free-cash
220
239
180
223

Estimated living cost  is £234 per week

£146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£61
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
£363
£271
£182
£199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
77
health
-
-
-
121
solidarity contribution
-
-
-
-
social contributions
-
-
-
263
total
-
-
-
461
Employee
378
-
672
-
social contributions
25
-
44
-
health
51
-
91
-
solidarity contribution
-
-
-
-
income
45
-
81
-
total
121
-
216
-
Employer
378
-
672
-
social contributions
94
-
168
-
health
34
-
60
-
total
128
-
228
-
Corporate
394
900
-
-
income
75
171
-
-
total
75
171
-
-
Dividends
319
729
-
-
withholding
48
109
-
-
total
48
109
-
-
Income
900
900
900
900
Total tax
372
280
444
461
After tax
528
620
456
439
Living cost
257
257
257
257
Free-cash
271
363
199
182

Estimated living cost  is £257 per week

£191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£14
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£47
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Graz , Austria
£228
£222
£176
-£8
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
chamber of commerce
-
-
-
4
income
-
-
-
153
pensions
-
-
-
167
unemployment
-
-
-
53
health
-
-
-
69
surtax
-
-
-
-
total
-
-
-
446
Employee
380
347
699
-
other
4
3
7
-
health
15
13
27
-
income
34
26
136
-
pensions
39
36
72
-
unemployment
11
10
21
-
total
103
88
263
-
Employer
380
347
699
-
accident
5
5
9
-
other
18
16
33
-
chamber of commerce
2
1
3
-
unemployment
11
10
21
-
surtax
-
-
-
-
pensions
48
44
88
-
payroll
11
10
21
-
health
14
13
26
-
total
109
99
201
-
Corporate
410
453
666
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

103
113
166
-
total
103
113
166
-
Dividends
308
340
-
-
withholding
85
94
-
-
total
85
94
-
-
Income
900
900
900
900
Total tax
400
394
630
446
After tax
500
506
270
454
Living cost
278
278
278
278
Free-cash
222
228
-8
176

Estimated living cost  is £278 per week

£167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£28
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£78
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Tbilisi , Georgia
£733
£711
£769
£598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
900
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
9
total
-
-
-
9
Employee
152
-
900
-
income
30
-
180
-
total
30
-
180
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

748
900
-
-
total
-
-
-
-
Dividends
748
900
-
-
withholding
37
45
-
-
total
37
45
-
-
Income
900
900
900
900
Total tax
67
45
180
9
After tax
833
855
720
891
Living cost
122
122
122
122
Free-cash
711
733
598
769

Estimated living cost  is £122 per week

£83
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£5
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£30
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
£387
£314
£232
£206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
900
income
-
-
-
181
pensions
-
-
-
164
unemployment
-
-
-
1
health
-
-
-
89
total
-
-
-
435
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

385
-
779
-
health
25
-
50
-
income
66
-
168
-
pensions
60
-
121
-
unemployment
1
-
1
-
total
152
-
340
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

385
-
779
-
unemployment
-
-
-
-
pensions
34
-
69
-
health
26
-
52
-
total
60
-
121
-
Corporate
455
900
-
-
income
86
171
-
-
total
86
171
-
-
Dividends
369
729
-
-
withholding
55
109
-
-
total
55
109
-
-
Income
900
900
900
900
Total tax
353
280
461
435
After tax
547
620
439
465
Living cost
233
233
233
233
Free-cash
314
387
206
232

Estimated living cost  is £233 per week

£160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£54
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
£172
-£399
£246
£410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
175
social contributions
-
-
-
103
total
-
-
-
278
Employee
539
-
-
-
social contributions
44
-
6
-
income
119
-
-
-
total
163
-
6
-
Employer
539
-
-
-
social contributions
760
-
108
-
total
760
-
108
-
Corporate
-
900
-
-
income
-
198
-
-
total
-
198
-
-
Dividends
-
702
-
-
income
-
154
-
-
total
-
154
-
-
Income
900
900
900
900
Total tax
923
352
114
278
After tax
-23
548
786
622
Living cost
376
376
376
376
Free-cash
-399
172
410
246

Estimated living cost  is £376 per week

£244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£35
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£92
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
£239
£230
£229
£181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
900
income
-
-
-
85
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
313
total
-
-
-
398
Employee
400
-
727
-
social contributions
44
-
80
-
surtax
-
-
-
-
income
83
-
193
-
total
127
-
273
-
Employer
400
-
727
-
social contributions
95
-
173
-
total
95
-
173
-
Corporate
405
900
-
-
surtax
-
-
-
-
income
85
189
-
-
total
85
189
-
-
Dividends
320
711
-
-
withholding
90
199
-
-
total
90
199
-
-
Income
900
900
900
900
Total tax
397
388
446
398
After tax
503
512
454
502
Living cost
273
273
273
273
Free-cash
230
239
181
229

Estimated living cost  is £273 per week

£204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£16
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£48
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
£34
£91
£97
£143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
90
pensions
-
-
-
221
other
-
-
-
28
health
-
-
-
18
surtax
-
-
-
-
social contributions
-
-
-
26
total
-
-
-
383
Employee
545
-
729
-
social contributions
16
-
21
-
surtax
-
-
-
-
income
48
-
109
-
pensions
62
-
36
-
total
126
-
166
-
Employer
545
-
729
-
other
19
-
25
-
social contributions
2
-
2
-
unemployment
22
-
30
-
pensions
90
-
63
-
health
38
-
51
-
total
171
-
171
-
Corporate
185
900
-
-
surtax
-
-
-
-
income
52
252
-
-
total
52
252
-
-
Dividends
133
648
-
-
surtax
-
-
-
-
social contributions
23
111
-
-
withholding
17
83
-
-
total
40
194
-
-
Income
900
900
900
900
Total tax
389
446
337
383
After tax
511
454
563
517
Living cost
420
420
420
420
Free-cash
91
34
143
97

Estimated living cost  is £420 per week

£284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£34
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£96
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Andorra , Andorra
£548
£519
£423
£446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
17
social contributions
-
-
-
198
total
-
-
-
215
Employee
280
-
779
-
income
-
-
20
-
social contributions
18
-
51
-
total
18
-
71
-
Employer
280
-
779
-
social contributions
43
-
121
-
total
43
-
121
-
Corporate
577
900
-
-
income
58
90
-
-
total
58
90
-
-
Dividends
519
810
-
-
total
-
-
-
-
Income
900
900
900
900
Total tax
119
90
192
215
After tax
781
810
708
685
Living cost
262
262
262
262
Free-cash
519
548
446
423

Estimated living cost  is £262 per week

£169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£68
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Copenhagen , Denmark
-£997
-£997
£137
-£997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
169
pensions
-
-
-
8
national
-
-
-
96
labour market
-
-
-
71
total
-
-
-
344
Employee
1 770
1 770
1 770
-
labour market
141
141
141
-
national
216
216
216
-
municipal
377
377
377
-
pensions
3
3
3
-
total
737
737
737
-
Employer
1 770
1 770
1 770
-
labour market
142
142
142
-
municipal
377
377
377
-
pensions
5
5
5
-
national
217
217
217
-
total
741
741
741
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
900
900
900
900
Total tax
1 478
1 478
1 478
344
After tax
-578
-578
-578
556
Living cost
419
419
419
419
Free-cash
-997
-997
-997
137

Estimated living cost  is £419 per week

£287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£37
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£89
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Krakow , Poland
-£115
£45
£430
£280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
2
income
-
-
-
222
pensions
-
-
-
36
other
-
-
-
3
health
-
-
-
19
total
-
-
-
282
Employee
295
-
773
-
health
34
-
88
-
income
40
-
151
-
pensions
33
-
66
-
total
107
-
305
-
Employer
295
-
773
-
accident
5
-
13
-
unemployment
7
-
19
-
pensions
48
-
95
-
total
60
-
127
-
Corporate
545
900
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

490
810
-
-
total
490
810
-
-
Dividends
54
90
-
-
withholding
10
17
-
-
total
10
17
-
-
Income
900
900
900
900
Total tax
667
827
432
282
After tax
233
73
468
618
Living cost
188
188
188
188
Free-cash
45
-115
280
430

Estimated living cost  is £188 per week

£136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£37
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Helsinki , Finland
£262
£247
£302
£177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
900
municipal
-
-
-
160
health
-
-
-
10
national
-
-
-
94
total
-
-
-
264
Employee
458
-
757
-
health
3
-
8
-
municipal
75
-
124
-
pensions
31
-
51
-
unemployment
7
-
11
-
national
8
-
52
-
total
124
-
246
-
Employer
458
-
757
-
accident
-
-
1
-
unemployment
3
-
5
-
pensions
79
-
131
-
health
4
-
6
-
total
86
-
143
-
Corporate
356
900
-
-
income
71
180
-
-
total
71
180
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

213
540
-
-
national
-
27
-
-
municipal
38
97
-
-
total
38
124
-
-
Income
900
900
900
900
Total tax
319
304
389
264
After tax
581
596
511
636
Living cost
334
334
334
334
Free-cash
247
262
177
302

Estimated living cost  is £334 per week

£218
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£32
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£78
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Larnaca , Cyprus
£458
£410
£434
£432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
102
health
-
-
-
23
social contributions
-
-
-
140
total
-
-
-
265
Employee
669
669
817
-
social contributions
25
56
68
-
health
5
11
14
-
income
73
62
102
-
total
103
129
184
-
Employer
669
669
817
-
social contributions
25
56
68
-
health
6
12
15
-
total
31
68
83
-
Corporate
564
163
-
-
income
71
20
-
-
total
71
20
-
-
Dividends
494
143
-
-
withholding
84
24
-
-
total
84
24
-
-
Income
900
900
900
900
Total tax
289
241
267
265
After tax
611
659
633
635
Living cost
201
201
201
201
Free-cash
410
458
432
434

Estimated living cost  is £201 per week

£121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£57
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Podgorica , Montenegro
£607
£562
£590
£418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
900
income
-
-
-
86
pensions
-
-
-
55
unemployment
-
-
-
-
health
-
-
-
31
total
-
-
-
172
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

200
-
816
-
health
17
-
69
-
income
14
-
65
-
pensions
30
-
122
-
unemployment
1
-
4
-
total
62
-
260
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

200
-
816
-
unemployment
1
-
4
-
pensions
11
-
45
-
health
9
-
35
-
total
21
-
84
-
Corporate
680
900
-
-
income
61
81
-
-
total
61
81
-
-
Dividends
619
819
-
-
withholding
56
74
-
-
total
56
74
-
-
Income
900
900
900
900
Total tax
200
155
344
172
After tax
700
745
556
728
Living cost
138
138
138
138
Free-cash
562
607
418
590

Estimated living cost  is £138 per week

£88
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£10
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£36
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Valencia , Spain
£367
£322
£247
£234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
7
income
-
-
-
172
pensions
-
-
-
228
other
-
-
-
1
unemployment
-
-
-
6
total
-
-
-
414
Employee
322
-
682
-
other
-
-
1
-
income
62
-
165
-
pensions
15
-
32
-
unemployment
5
-
11
-
total
82
-
209
-
Employer
322
-
682
-
accident
6
-
14
-
other
3
-
5
-
unemployment
18
-
38
-
pensions
76
-
161
-
total
103
-
218
-
Corporate
476
900
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

71
135
-
-
total
71
135
-
-
Dividends
404
765
-
-
withholding
83
159
-
-
total
83
159
-
-
Income
900
900
900
900
Total tax
339
294
427
414
After tax
561
606
473
486
Living cost
239
239
239
239
Free-cash
322
367
234
247

Estimated living cost  is £239 per week

£162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£51
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
£538
£535
£547
£545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
299
pensions
-
-
-
17
health
-
-
-
13
total
-
-
-
329
Employee
36
-
880
-
health
2
-
4
-
income
7
-
298
-
pensions
3
-
8
-
unemployment
-
-
1
-
total
12
-
311
-
Employer
36
-
880
-
unemployment
1
-
2
-
pensions
4
-
10
-
health
3
-
8
-
total
8
-
20
-
Corporate
856
900
-
-
income
188
198
-
-
total
188
198
-
-
Dividends
667
702
-
-
withholding
133
140
-
-
total
133
140
-
-
Income
900
900
900
900
Total tax
341
338
331
329
After tax
559
562
569
571
Living cost
24
24
24
24
Free-cash
535
538
545
547

Estimated living cost  is £24 per week

£14
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£2
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£1
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£7
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Belgrade , Serbia
£499
£456
£329
£329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
900
income
-
-
-
177
pensions
-
-
-
167
unemployment
-
-
-
10
health
-
-
-
66
total
-
-
-
420
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

227
-
785
-
health
12
-
33
-
income
31
-
177
-
pensions
32
-
90
-
unemployment
2
-
5
-
total
77
-
305
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

227
-
785
-
unemployment
2
-
5
-
pensions
27
-
77
-
health
12
-
33
-
total
41
-
115
-
Corporate
632
900
-
-
income
95
135
-
-
total
95
135
-
-
Dividends
538
765
-
-
withholding
81
115
-
-
total
81
115
-
-
Income
900
900
900
900
Total tax
294
250
420
420
After tax
606
650
480
480
Living cost
150
150
150
150
Free-cash
456
499
329
329

Estimated living cost  is £150 per week

£101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£12
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£33
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Porto , Portugal
£277
£274
£267
£219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
900
income
-
-
-
85
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
313
total
-
-
-
398
Employee
338
-
727
-
social contributions
37
-
80
-
surtax
-
-
-
-
income
66
-
193
-
total
103
-
273
-
Employer
338
-
727
-
social contributions
80
-
173
-
total
80
-
173
-
Corporate
482
900
-
-
surtax
-
-
-
-
income
101
189
-
-
total
101
189
-
-
Dividends
381
711
-
-
withholding
107
199
-
-
total
107
199
-
-
Income
900
900
900
900
Total tax
391
388
446
398
After tax
509
512
454
502
Living cost
235
235
235
235
Free-cash
274
277
219
267

Estimated living cost  is £235 per week

£166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£16
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£48
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Madrid , Spain
£300
£234
£180
£167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
7
income
-
-
-
172
pensions
-
-
-
228
other
-
-
-
1
unemployment
-
-
-
6
total
-
-
-
414
Employee
420
-
682
-
other
-
-
1
-
income
88
-
165
-
pensions
20
-
32
-
unemployment
7
-
11
-
total
115
-
209
-
Employer
420
-
682
-
accident
8
-
14
-
other
3
-
5
-
unemployment
23
-
38
-
pensions
99
-
161
-
total
133
-
218
-
Corporate
346
900
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

52
135
-
-
total
52
135
-
-
Dividends
294
765
-
-
withholding
60
159
-
-
total
60
159
-
-
Income
900
900
900
900
Total tax
360
294
427
414
After tax
540
606
473
486
Living cost
306
306
306
306
Free-cash
234
300
167
180

Estimated living cost  is £306 per week

£220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£58
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
£619
£567
£534
£562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
135
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
45
unemployment
-
-
-
1
health
-
-
-
35
total
-
-
-
216
Employee
198
-
840
-
health
9
-
14
-
accident

We are using the highest rate at 1.1%.

2
-
3
-
income
20
-
84
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

17
-
27
-
total
48
-
128
-
Employer
198
-
840
-
accident

We are using the highest rate at 1.1%.

2
-
3
-
unemployment
1
-
2
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

22
-
34
-
health
14
-
21
-
total
39
-
60
-
Corporate
663
900
-
-
income
66
90
-
-
total
66
90
-
-
Dividends
596
810
-
-
withholding
30
41
-
-
total
30
41
-
-
Income
900
900
900
900
Total tax
183
131
188
216
After tax
717
769
712
684
Living cost
150
150
150
150
Free-cash
567
619
562
534

Estimated living cost  is £150 per week

£99
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£9
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£39
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Berlin , Germany
£129
£242
£230
£301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
900
trade
-
-
-
71
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
59
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
11
total
-
-
-
334
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

433
-
900
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

59
-
59
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

2
-
11
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

36
-
193
-
total
97
-
263
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
467
900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
7
-
-
income
70
135
-
-
trade
67
129
-
-
chamber of commerce
2
3
-
-
total
143
274
-
-
Dividends
324
626
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
8
-
-
withholding
78
153
-
-
total
82
161
-
-
Income
900
900
900
900
Total tax
322
435
263
334
After tax
578
465
637
566
Living cost
336
336
336
336
Free-cash
242
129
301
230

Estimated living cost  is £336 per week

£232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£36
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£63
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dublin , Ireland
£134
£154
£107
£107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
216
social contributions
-
-
-
81
total
-
-
-
297
Employee
681
-
900
-
income
128
-
216
-
social contributions
57
-
81
-
total
185
-
297
-
Employer
681
-
900
-
total
-
-
-
-
Corporate
219
900
-
-
income
27
113
-
-
total
27
113
-
-
Dividends
192
787
-
-
withholding
38
157
-
-
total
38
157
-
-
Income
900
900
900
900
Total tax
250
270
297
297
After tax
650
630
603
603
Living cost
496
496
496
496
Free-cash
154
134
107
107

Estimated living cost  is £496 per week

£377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£40
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£73
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Sliema , Malta
£223
£255
£278
£346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
900
income
-
-
-
248
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
58
total
-
-
-
306
Employee
399
-
860
-
income
43
-
158
-
social contributions
40
-
40
-
total
83
-
198
-
Employer
399
-
860
-
social contributions
40
-
40
-
total
40
-
40
-
Corporate
461
900
-
-
income
161
315
-
-
total
161
315
-
-
Dividends
300
585
-
-
social contributions
45
46
-
-
total
45
46
-
-
Income
900
900
900
900
Total tax
329
361
238
306
After tax
571
539
662
594
Living cost
316
316
316
316
Free-cash
255
223
346
278

Estimated living cost  is £316 per week

£208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£25
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£78
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
£334
£302
£321
£238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
income
-
-
-
189
pensions
-
-
-
66
total
-
-
-
255
Employee
445
-
792
-
health
6
-
13
-
income
81
-
141
-
pensions
34
-
76
-
total
121
-
230
-
Employer
445
-
792
-
pensions
45
-
93
-
health
8
-
15
-
total
53
-
108
-
Corporate
401
900
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

76
171
-
-
total
76
171
-
-
Dividends
325
729
-
-
withholding
24
71
-
-
total
24
71
-
-
Income
900
900
900
900
Total tax
274
242
338
255
After tax
626
658
562
645
Living cost
324
324
324
324
Free-cash
302
334
238
321

Estimated living cost  is £324 per week

£222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£30
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£68
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Warsaw , Poland
-£133
£42
£412
£262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
accident
-
-
-
2
income
-
-
-
222
pensions
-
-
-
36
other
-
-
-
3
health
-
-
-
19
total
-
-
-
282
Employee
324
-
773
-
health
37
-
88
-
income
44
-
151
-
pensions
36
-
66
-
total
117
-
305
-
Employer
324
-
773
-
accident
5
-
13
-
unemployment
8
-
19
-
pensions
53
-
95
-
total
66
-
127
-
Corporate
510
900
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

459
810
-
-
total
459
810
-
-
Dividends
51
90
-
-
withholding
10
17
-
-
total
10
17
-
-
Income
900
900
900
900
Total tax
652
827
432
282
After tax
248
73
468
618
Living cost
206
206
206
206
Free-cash
42
-133
262
412

Estimated living cost  is £206 per week

£151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£12
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£39
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Skopje , Macedonia
£639
£604
£394
£453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
900
work injury
-
-
-
5
health insurance
-
-
-
67
income
-
-
-
139
pensions
-
-
-
166
unemployment
-
-
-
11
total
-
-
-
388
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

188
-
900
-
work injury
1
-
3
-
income
19
-
139
-
pensions
35
-
128
-
health insurance
14
-
51
-
unemployment
2
-
8
-
total
71
-
329
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
712
900
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
9
-
-
total
-
9
-
-
Dividends
712
891
-
-
withholding
107
134
-
-
total
107
134
-
-
Income
900
900
900
900
Total tax
178
143
329
388
After tax
722
757
571
512
Living cost
118
118
118
118
Free-cash
604
639
453
394

Estimated living cost  is £118 per week

£73
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£9
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£33
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rome , Italy
£127
£88
£105
£64
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
900
municipal
-
-
-
6
regional
-
-
-
18
national
-
-
-
193
social contributions
-
-
-
231
total
-
-
-
448
Employee
733
-
900
-
social contributions
247
-
303
-
regional
11
-
15
-
municipal
4
-
5
-
national
124
-
166
-
total
386
-
489
-
Employer
733
-
900
-
total
-
-
-
-
Corporate
167
900
-
-
nationa
40
216
-
-
municipal
8
43
-
-
total
48
259
-
-
Dividends
119
641
-
-
withholding
31
167
-
-
total
31
167
-
-
Income
900
900
900
900
Total tax
465
426
489
448
After tax
435
474
411
452
Living cost
347
347
347
347
Free-cash
88
127
64
105

Estimated living cost  is £347 per week

£244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£74
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

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Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source