Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 250
per

Your estimated
City
free-cash

Varna , Bulgaria
£100
£59
£31
£45
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
250
income
-
-
-
38
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
37
unemployment
-
-
-
1
health
-
-
-
29
total
-
-
-
105
Employee
150
-
209
-
health
7
-
10
-
accident

We are using the highest rate at 1.1%.

2
-
2
-
income
15
-
21
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

13
-
18
-
total
37
-
51
-
Employer
150
-
209
-
accident

We are using the highest rate at 1.1%.

2
-
2
-
unemployment
1
-
1
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

17
-
23
-
health
10
-
14
-
total
30
-
40
-
Corporate
70
250
-
-
income
7
25
-
-
total
7
25
-
-
Dividends
63
225
-
-
withholding
3
11
-
-
total
3
11
-
-
Income
250
250
250
250
Total tax
77
36
91
105
After tax
173
214
159
145
Living cost
114
114
114
114
Free-cash
59
100
45
31

Estimated living cost  is £114 per week

£66
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£8
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£3
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£36
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Varna model

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Estimated living cost

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