Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 2450

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

£1123

£1172

£1113

£833

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

2 450

municipal

435

health

national

535

total

1 004

Employee

456

2 061

health

municipal

335

pensions

139

unemployment

national

362

total

124

895

Employer

456

2 061

accident

unemployment

pensions

358

health

total

389

Corporate

1 907

2 450

income

381

490

total

381

490

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

1 144

1 470

national

148

239

municipal

206

265

total

354

504

Income

2 450

Total tax

945

994

1 284

1 004

After tax

1 505

1 456

1 166

1 446

Living cost

333

Free-cash

1 172

1 123

833

1 113

Estimated living cost is £333 per week

£218

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

£32

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

£5

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

£78

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

£0

I'm drinking at home rarely or never.

£0

I do not smoke or smoke very rarely.

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Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.