Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 1800
per

Your estimated
City
free-cash

Rotterdam , Netherlands
£529
£476
£610
£786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 800
income
-
-
-
614
pensions
-
-
-
102
health
-
-
-
108
total
-
-
-
824
Employee
747
747
1 638
-
health
115
97
108
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

122
122
276
-
pensions
134
102
102
-
total
371
321
486
-
Employer
747
747
1 638
-
unemployment
27
27
33
-
pensions
52
52
65
-
health
52
52
64
-
total
131
131
162
-
Corporate
932
923
-
-
income
186
185
-
-
total
186
185
-
-
Dividends
745
738
-
-
income
158
157
-
-
withholding
112
111
-
-
total
270
268
-
-
Income
1 800
1 800
1 800
1 800
Total tax
958
905
648
824
After tax
842
895
1 152
976
Living cost
366
366
366
366
Free-cash
476
529
786
610

Estimated living cost  is £366 per week

£260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£68
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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Estimated living cost

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