Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 1150
per

Your estimated
City
free-cash

Valencia , Spain
£532
£489
£403
£363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 150
accident
-
-
-
7
income
-
-
-
266
pensions
-
-
-
228
other
-
-
-
1
unemployment
-
-
-
6
total
-
-
-
508
Employee
321
-
894
-
other
-
-
1
-
income
62
-
241
-
pensions
15
-
38
-
unemployment
5
-
12
-
total
82
-
292
-
Employer
321
-
894
-
accident
6
-
16
-
other
3
-
6
-
unemployment
18
-
44
-
pensions
76
-
190
-
total
103
-
256
-
Corporate
727
1 150
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

109
173
-
-
total
109
173
-
-
Dividends
618
977
-
-
withholding
128
206
-
-
total
128
206
-
-
Income
1 150
1 150
1 150
1 150
Total tax
422
379
548
508
After tax
728
771
602
642
Living cost
239
239
239
239
Free-cash
489
532
363
403

Estimated living cost  is £239 per week

£161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£50
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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Source

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