Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 850
per

Your estimated
City
free-cash

Athens , Greece
€307
€209
€226
€273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
850
unemployment
-
-
-
2
health
-
-
-
60
pensions
-
-
-
170
other
-
-
-
-
income
-
-
-
148
surtax
-
-
-
16
total
-
-
-
396
Employee
341
-
702
-
health
9
-
18
-
pensions
23
-
47
-
surtax
1
-
14
-
other
-
-
-
-
unemployment
24
-
49
-
income
57
-
137
-
total
114
-
265
-
Employer
341
-
702
-
pensions
46
-
94
-
unemployment
11
-
22
-
health
16
-
32
-
other
-
-
-
-
total
73
-
148
-
Corporate
437
850
-
-
income
114
221
-
-
total
114
221
-
-
Dividends
323
629
-
-
withholding
48
94
-
-
total
48
94
-
-
Income
850
850
850
850
Total tax
349
315
413
396
After tax
501
535
437
454
Living cost
228
228
228
228
Free-cash
273
307
209
226

Estimated living cost  is €228 per week

€137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€65
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€311
€213
€230
€279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
850
unemployment
-
-
-
2
health
-
-
-
60
pensions
-
-
-
170
other
-
-
-
-
income
-
-
-
148
surtax
-
-
-
16
total
-
-
-
396
Employee
335
-
702
-
health
9
-
18
-
pensions
22
-
47
-
surtax
1
-
14
-
other
-
-
-
-
unemployment
23
-
49
-
income
56
-
137
-
total
111
-
265
-
Employer
335
-
702
-
pensions
45
-
94
-
unemployment
11
-
22
-
health
15
-
32
-
other
-
-
-
-
total
71
-
148
-
Corporate
444
850
-
-
income
116
221
-
-
total
116
221
-
-
Dividends
329
629
-
-
withholding
49
94
-
-
total
49
94
-
-
Income
850
850
850
850
Total tax
347
315
413
396
After tax
503
535
437
454
Living cost
224
224
224
224
Free-cash
279
311
213
230

Estimated living cost  is €224 per week

€137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€21
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€61
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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