Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 800
per

Your estimated
City
free-cash

Andorra , Andorra
€415
€382
€311
€334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
800
income
-
-
-
8
social contributions
-
-
-
176
total
-
-
-
184
Employee
326
-
693
-
income
-
-
9
-
social contributions
21
-
45
-
total
21
-
54
-
Employer
326
-
693
-
social contributions
50
-
107
-
total
50
-
107
-
Corporate
424
800
-
-
income
42
80
-
-
total
42
80
-
-
Dividends
381
720
-
-
total
-
-
-
-
Income
800
800
800
800
Total tax
113
80
161
184
After tax
687
720
639
616
Living cost
305
305
305
305
Free-cash
382
415
334
311

Estimated living cost  is €305 per week

€197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€79
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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Estimated living cost

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