Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 49850
per

Your estimated
City
free-cash

Athens , Greece
€19520
€13141
€14103
€17843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 850
unemployment
-
-
-
120
health
-
-
-
3 539
pensions
-
-
-
9 970
other
-
-
-
-
income
-
-
-
9 202
surtax
-
-
-
1 080
total
-
-
-
23 911
Employee
17 746
-
41 181
-
health
453
-
1 050
-
pensions
1 184
-
2 747
-
surtax
63
-
970
-
other
-
-
-
-
unemployment
1 235
-
2 866
-
income
2 975
-
8 572
-
total
5 910
-
16 205
-
Employer
17 746
-
41 181
-
pensions
2 366
-
5 489
-
unemployment
563
-
1 305
-
health
807
-
1 874
-
other
-
-
-
-
total
3 736
-
8 668
-
Corporate
28 368
49 850
-
-
income
7 376
12 961
-
-
total
7 376
12 961
-
-
Dividends
20 992
36 889
-
-
withholding
3 149
5 533
-
-
total
3 149
5 533
-
-
Income
49 850
49 850
49 850
49 850
Total tax
20 171
18 494
24 873
23 911
After tax
29 679
31 356
24 977
25 939
Living cost
11 836
11 836
11 836
11 836
Free-cash
17 843
19 520
13 141
14 103

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€19728
€13349
€14311
€18087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 850
unemployment
-
-
-
120
health
-
-
-
3 539
pensions
-
-
-
9 970
other
-
-
-
-
income
-
-
-
9 202
surtax
-
-
-
1 080
total
-
-
-
23 911
Employee
17 426
-
41 181
-
health
445
-
1 050
-
pensions
1 162
-
2 747
-
surtax
57
-
970
-
other
-
-
-
-
unemployment
1 213
-
2 866
-
income
2 921
-
8 572
-
total
5 798
-
16 205
-
Employer
17 426
-
41 181
-
pensions
2 323
-
5 489
-
unemployment
552
-
1 305
-
health
793
-
1 874
-
other
-
-
-
-
total
3 668
-
8 668
-
Corporate
28 756
49 850
-
-
income
7 477
12 961
-
-
total
7 477
12 961
-
-
Dividends
21 279
36 889
-
-
withholding
3 192
5 533
-
-
total
3 192
5 533
-
-
Income
49 850
49 850
49 850
49 850
Total tax
20 135
18 494
24 873
23 911
After tax
29 715
31 356
24 977
25 939
Living cost
11 628
11 628
11 628
11 628
Free-cash
18 087
19 728
13 349
14 311

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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