Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 45450
per

Your estimated
City
free-cash

Athens , Greece
€16752
€11420
€12290
€15076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 450
unemployment
-
-
-
120
health
-
-
-
3 227
pensions
-
-
-
9 090
other
-
-
-
-
income
-
-
-
8 015
surtax
-
-
-
872
total
-
-
-
21 324
Employee
17 746
-
37 546
-
health
453
-
957
-
pensions
1 184
-
2 504
-
surtax
63
-
772
-
other
-
-
-
-
unemployment
1 235
-
2 613
-
income
2 975
-
7 445
-
total
5 910
-
14 291
-
Employer
17 746
-
37 546
-
pensions
2 366
-
5 005
-
unemployment
563
-
1 190
-
health
807
-
1 708
-
other
-
-
-
-
total
3 736
-
7 903
-
Corporate
23 968
45 450
-
-
income
6 232
11 817
-
-
total
6 232
11 817
-
-
Dividends
17 736
33 633
-
-
withholding
2 660
5 045
-
-
total
2 660
5 045
-
-
Income
45 450
45 450
45 450
45 450
Total tax
18 538
16 862
22 194
21 324
After tax
26 912
28 588
23 256
24 126
Living cost
11 836
11 836
11 836
11 836
Free-cash
15 076
16 752
11 420
12 290

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€16960
€11628
€12498
€15320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 450
unemployment
-
-
-
120
health
-
-
-
3 227
pensions
-
-
-
9 090
other
-
-
-
-
income
-
-
-
8 015
surtax
-
-
-
872
total
-
-
-
21 324
Employee
17 426
-
37 546
-
health
445
-
957
-
pensions
1 162
-
2 504
-
surtax
57
-
772
-
other
-
-
-
-
unemployment
1 213
-
2 613
-
income
2 921
-
7 445
-
total
5 798
-
14 291
-
Employer
17 426
-
37 546
-
pensions
2 323
-
5 005
-
unemployment
552
-
1 190
-
health
793
-
1 708
-
other
-
-
-
-
total
3 668
-
7 903
-
Corporate
24 356
45 450
-
-
income
6 333
11 817
-
-
total
6 333
11 817
-
-
Dividends
18 023
33 633
-
-
withholding
2 703
5 045
-
-
total
2 703
5 045
-
-
Income
45 450
45 450
45 450
45 450
Total tax
18 502
16 862
22 194
21 324
After tax
26 948
28 588
23 256
24 126
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 320
16 960
11 628
12 498

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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