Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 45250
per

Your estimated
City
free-cash

Thessaloniki , Greece
€16834
€15194
€12416
€11549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 250
income
-
-
-
7 961
pensions
-
-
-
9 050
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 213
surtax
-
-
-
862
total
-
-
-
21 206
Employee
17 426
-
37 382
-
other
-
-
-
-
health
445
-
954
-
surtax
57
-
763
-
income
2 921
-
7 393
-
pensions
1 162
-
2 493
-
unemployment
1 213
-
2 602
-
total
5 798
-
14 205
-
Employer
17 426
-
37 382
-
other
-
-
-
-
unemployment
552
-
1 185
-
pensions
2 323
-
4 983
-
health
793
-
1 700
-
total
3 668
-
7 868
-
Corporate
24 156
45 250
-
-
income
6 281
11 765
-
-
total
6 281
11 765
-
-
Dividends
17 875
33 485
-
-
withholding
2 681
5 023
-
-
total
2 681
5 023
-
-
Income
45 250
45 250
45 250
45 250
Total tax
18 428
16 788
22 073
21 206
After tax
26 822
28 462
23 177
24 044
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 194
16 834
11 549
12 416

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€16626
€14950
€12208
€11341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 250
income
-
-
-
7 961
pensions
-
-
-
9 050
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 213
surtax
-
-
-
862
total
-
-
-
21 206
Employee
17 746
-
37 382
-
other
-
-
-
-
health
453
-
954
-
surtax
63
-
763
-
income
2 975
-
7 393
-
pensions
1 184
-
2 493
-
unemployment
1 235
-
2 602
-
total
5 910
-
14 205
-
Employer
17 746
-
37 382
-
other
-
-
-
-
unemployment
563
-
1 185
-
pensions
2 366
-
4 983
-
health
807
-
1 700
-
total
3 736
-
7 868
-
Corporate
23 768
45 250
-
-
income
6 180
11 765
-
-
total
6 180
11 765
-
-
Dividends
17 588
33 485
-
-
withholding
2 638
5 023
-
-
total
2 638
5 023
-
-
Income
45 250
45 250
45 250
45 250
Total tax
18 464
16 788
22 073
21 206
After tax
26 786
28 462
23 177
24 044
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 950
16 626
11 341
12 208

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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