Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 44900
per

Your estimated
City
free-cash

Athens , Greece
€16406
€11204
€12064
€14730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 900
unemployment
-
-
-
120
health
-
-
-
3 188
pensions
-
-
-
8 980
other
-
-
-
-
income
-
-
-
7 866
surtax
-
-
-
846
total
-
-
-
21 000
Employee
17 746
-
37 092
-
health
453
-
945
-
pensions
1 184
-
2 474
-
surtax
63
-
747
-
other
-
-
-
-
unemployment
1 235
-
2 582
-
income
2 975
-
7 304
-
total
5 910
-
14 052
-
Employer
17 746
-
37 092
-
pensions
2 366
-
4 944
-
unemployment
563
-
1 176
-
health
807
-
1 688
-
other
-
-
-
-
total
3 736
-
7 808
-
Corporate
23 418
44 900
-
-
income
6 089
11 674
-
-
total
6 089
11 674
-
-
Dividends
17 329
33 226
-
-
withholding
2 599
4 984
-
-
total
2 599
4 984
-
-
Income
44 900
44 900
44 900
44 900
Total tax
18 334
16 658
21 860
21 000
After tax
26 566
28 242
23 040
23 900
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 730
16 406
11 204
12 064

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€16614
€11412
€12272
€14974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 900
unemployment
-
-
-
120
health
-
-
-
3 188
pensions
-
-
-
8 980
other
-
-
-
-
income
-
-
-
7 866
surtax
-
-
-
846
total
-
-
-
21 000
Employee
17 426
-
37 092
-
health
445
-
945
-
pensions
1 162
-
2 474
-
surtax
57
-
747
-
other
-
-
-
-
unemployment
1 213
-
2 582
-
income
2 921
-
7 304
-
total
5 798
-
14 052
-
Employer
17 426
-
37 092
-
pensions
2 323
-
4 944
-
unemployment
552
-
1 176
-
health
793
-
1 688
-
other
-
-
-
-
total
3 668
-
7 808
-
Corporate
23 806
44 900
-
-
income
6 190
11 674
-
-
total
6 190
11 674
-
-
Dividends
17 616
33 226
-
-
withholding
2 642
4 984
-
-
total
2 642
4 984
-
-
Income
44 900
44 900
44 900
44 900
Total tax
18 298
16 658
21 860
21 000
After tax
26 602
28 242
23 040
23 900
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 974
16 614
11 412
12 272

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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