Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 44700
per

Your estimated
City
free-cash

Athens , Greece
€16280
€11126
€11982
€14604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 700
unemployment
-
-
-
120
health
-
-
-
3 174
pensions
-
-
-
8 940
other
-
-
-
-
income
-
-
-
7 812
surtax
-
-
-
836
total
-
-
-
20 882
Employee
17 746
-
36 927
-
health
453
-
942
-
pensions
1 184
-
2 463
-
surtax
63
-
738
-
other
-
-
-
-
unemployment
1 235
-
2 570
-
income
2 975
-
7 252
-
total
5 910
-
13 965
-
Employer
17 746
-
36 927
-
pensions
2 366
-
4 922
-
unemployment
563
-
1 171
-
health
807
-
1 680
-
other
-
-
-
-
total
3 736
-
7 773
-
Corporate
23 218
44 700
-
-
income
6 037
11 622
-
-
total
6 037
11 622
-
-
Dividends
17 181
33 078
-
-
withholding
2 577
4 962
-
-
total
2 577
4 962
-
-
Income
44 700
44 700
44 700
44 700
Total tax
18 260
16 584
21 738
20 882
After tax
26 440
28 116
22 962
23 818
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 604
16 280
11 126
11 982

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€16488
€11334
€12190
€14848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 700
unemployment
-
-
-
120
health
-
-
-
3 174
pensions
-
-
-
8 940
other
-
-
-
-
income
-
-
-
7 812
surtax
-
-
-
836
total
-
-
-
20 882
Employee
17 426
-
36 927
-
health
445
-
942
-
pensions
1 162
-
2 463
-
surtax
57
-
738
-
other
-
-
-
-
unemployment
1 213
-
2 570
-
income
2 921
-
7 252
-
total
5 798
-
13 965
-
Employer
17 426
-
36 927
-
pensions
2 323
-
4 922
-
unemployment
552
-
1 171
-
health
793
-
1 680
-
other
-
-
-
-
total
3 668
-
7 773
-
Corporate
23 606
44 700
-
-
income
6 138
11 622
-
-
total
6 138
11 622
-
-
Dividends
17 468
33 078
-
-
withholding
2 620
4 962
-
-
total
2 620
4 962
-
-
Income
44 700
44 700
44 700
44 700
Total tax
18 224
16 584
21 738
20 882
After tax
26 476
28 116
22 962
23 818
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 848
16 488
11 334
12 190

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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