Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 44300
per

Your estimated
City
free-cash

Thessaloniki , Greece
€16237
€14596
€12025
€11178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 300
income
-
-
-
7 705
pensions
-
-
-
8 860
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 145
surtax
-
-
-
817
total
-
-
-
20 647
Employee
17 426
-
36 597
-
other
-
-
-
-
health
445
-
933
-
surtax
57
-
720
-
income
2 921
-
7 150
-
pensions
1 162
-
2 441
-
unemployment
1 213
-
2 547
-
total
5 798
-
13 791
-
Employer
17 426
-
36 597
-
other
-
-
-
-
unemployment
552
-
1 160
-
pensions
2 323
-
4 878
-
health
793
-
1 665
-
total
3 668
-
7 703
-
Corporate
23 206
44 300
-
-
income
6 034
11 518
-
-
total
6 034
11 518
-
-
Dividends
17 172
32 782
-
-
withholding
2 576
4 917
-
-
total
2 576
4 917
-
-
Income
44 300
44 300
44 300
44 300
Total tax
18 076
16 435
21 494
20 647
After tax
26 224
27 865
22 806
23 653
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 596
16 237
11 178
12 025

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€16029
€14352
€11817
€10970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 300
income
-
-
-
7 705
pensions
-
-
-
8 860
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 145
surtax
-
-
-
817
total
-
-
-
20 647
Employee
17 746
-
36 597
-
other
-
-
-
-
health
453
-
933
-
surtax
63
-
720
-
income
2 975
-
7 150
-
pensions
1 184
-
2 441
-
unemployment
1 235
-
2 547
-
total
5 910
-
13 791
-
Employer
17 746
-
36 597
-
other
-
-
-
-
unemployment
563
-
1 160
-
pensions
2 366
-
4 878
-
health
807
-
1 665
-
total
3 736
-
7 703
-
Corporate
22 818
44 300
-
-
income
5 933
11 518
-
-
total
5 933
11 518
-
-
Dividends
16 885
32 782
-
-
withholding
2 533
4 917
-
-
total
2 533
4 917
-
-
Income
44 300
44 300
44 300
44 300
Total tax
18 112
16 435
21 494
20 647
After tax
26 188
27 865
22 806
23 653
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 352
16 029
10 970
11 817

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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