Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 42100
per

Your estimated
City
free-cash

Athens , Greece
€14645
€10028
€10911
€12968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 100
unemployment
-
-
-
120
health
-
-
-
2 989
pensions
-
-
-
8 420
other
-
-
-
-
income
-
-
-
7 111
surtax
-
-
-
713
total
-
-
-
19 353
Employee
17 746
-
34 778
-
health
453
-
887
-
pensions
1 184
-
2 320
-
surtax
63
-
634
-
other
-
-
-
-
unemployment
1 235
-
2 421
-
income
2 975
-
6 654
-
total
5 910
-
12 916
-
Employer
17 746
-
34 778
-
pensions
2 366
-
4 636
-
unemployment
563
-
1 102
-
health
807
-
1 582
-
other
-
-
-
-
total
3 736
-
7 320
-
Corporate
20 618
42 100
-
-
income
5 361
10 946
-
-
total
5 361
10 946
-
-
Dividends
15 257
31 154
-
-
withholding
2 289
4 673
-
-
total
2 289
4 673
-
-
Income
42 100
42 100
42 100
42 100
Total tax
17 296
15 619
20 236
19 353
After tax
24 804
26 481
21 864
22 747
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 968
14 645
10 028
10 911

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14853
€10236
€11119
€13212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 100
unemployment
-
-
-
120
health
-
-
-
2 989
pensions
-
-
-
8 420
other
-
-
-
-
income
-
-
-
7 111
surtax
-
-
-
713
total
-
-
-
19 353
Employee
17 426
-
34 778
-
health
445
-
887
-
pensions
1 162
-
2 320
-
surtax
57
-
634
-
other
-
-
-
-
unemployment
1 213
-
2 421
-
income
2 921
-
6 654
-
total
5 798
-
12 916
-
Employer
17 426
-
34 778
-
pensions
2 323
-
4 636
-
unemployment
552
-
1 102
-
health
793
-
1 582
-
other
-
-
-
-
total
3 668
-
7 320
-
Corporate
21 006
42 100
-
-
income
5 462
10 946
-
-
total
5 462
10 946
-
-
Dividends
15 544
31 154
-
-
withholding
2 332
4 673
-
-
total
2 332
4 673
-
-
Income
42 100
42 100
42 100
42 100
Total tax
17 260
15 619
20 236
19 353
After tax
24 840
26 481
21 864
22 747
Living cost
11 628
11 628
11 628
11 628
Free-cash
13 212
14 853
10 236
11 119

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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