Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41700
per

Your estimated
City
free-cash

Athens , Greece
€14393
€9845
€10746
€12717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 700
unemployment
-
-
-
120
health
-
-
-
2 961
pensions
-
-
-
8 340
other
-
-
-
-
income
-
-
-
7 003
surtax
-
-
-
694
total
-
-
-
19 118
Employee
17 746
-
34 449
-
health
453
-
879
-
pensions
1 184
-
2 298
-
surtax
63
-
620
-
other
-
-
-
-
unemployment
1 235
-
2 398
-
income
2 975
-
6 573
-
total
5 910
-
12 768
-
Employer
17 746
-
34 449
-
pensions
2 366
-
4 592
-
unemployment
563
-
1 092
-
health
807
-
1 567
-
other
-
-
-
-
total
3 736
-
7 251
-
Corporate
20 218
41 700
-
-
income
5 257
10 842
-
-
total
5 257
10 842
-
-
Dividends
14 961
30 858
-
-
withholding
2 244
4 629
-
-
total
2 244
4 629
-
-
Income
41 700
41 700
41 700
41 700
Total tax
17 147
15 471
20 019
19 118
After tax
24 553
26 229
21 681
22 582
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 717
14 393
9 845
10 746

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14601
€10053
€10954
€12961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 700
unemployment
-
-
-
120
health
-
-
-
2 961
pensions
-
-
-
8 340
other
-
-
-
-
income
-
-
-
7 003
surtax
-
-
-
694
total
-
-
-
19 118
Employee
17 426
-
34 449
-
health
445
-
879
-
pensions
1 162
-
2 298
-
surtax
57
-
620
-
other
-
-
-
-
unemployment
1 213
-
2 398
-
income
2 921
-
6 573
-
total
5 798
-
12 768
-
Employer
17 426
-
34 449
-
pensions
2 323
-
4 592
-
unemployment
552
-
1 092
-
health
793
-
1 567
-
other
-
-
-
-
total
3 668
-
7 251
-
Corporate
20 606
41 700
-
-
income
5 358
10 842
-
-
total
5 358
10 842
-
-
Dividends
15 248
30 858
-
-
withholding
2 287
4 629
-
-
total
2 287
4 629
-
-
Income
41 700
41 700
41 700
41 700
Total tax
17 111
15 471
20 019
19 118
After tax
24 589
26 229
21 681
22 582
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 961
14 601
10 053
10 954

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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