Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41450
per

Your estimated
City
free-cash

Athens , Greece
€14236
€9733
€10643
€12560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 450
unemployment
-
-
-
120
health
-
-
-
2 943
pensions
-
-
-
8 290
other
-
-
-
-
income
-
-
-
6 936
surtax
-
-
-
682
total
-
-
-
18 971
Employee
17 746
-
34 241
-
health
453
-
873
-
pensions
1 184
-
2 284
-
surtax
63
-
611
-
other
-
-
-
-
unemployment
1 235
-
2 383
-
income
2 975
-
6 523
-
total
5 910
-
12 674
-
Employer
17 746
-
34 241
-
pensions
2 366
-
4 564
-
unemployment
563
-
1 085
-
health
807
-
1 558
-
other
-
-
-
-
total
3 736
-
7 207
-
Corporate
19 968
41 450
-
-
income
5 192
10 777
-
-
total
5 192
10 777
-
-
Dividends
14 776
30 673
-
-
withholding
2 216
4 601
-
-
total
2 216
4 601
-
-
Income
41 450
41 450
41 450
41 450
Total tax
17 054
15 378
19 881
18 971
After tax
24 396
26 072
21 569
22 479
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 560
14 236
9 733
10 643

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14444
€9941
€10851
€12804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 450
unemployment
-
-
-
120
health
-
-
-
2 943
pensions
-
-
-
8 290
other
-
-
-
-
income
-
-
-
6 936
surtax
-
-
-
682
total
-
-
-
18 971
Employee
17 426
-
34 241
-
health
445
-
873
-
pensions
1 162
-
2 284
-
surtax
57
-
611
-
other
-
-
-
-
unemployment
1 213
-
2 383
-
income
2 921
-
6 523
-
total
5 798
-
12 674
-
Employer
17 426
-
34 241
-
pensions
2 323
-
4 564
-
unemployment
552
-
1 085
-
health
793
-
1 558
-
other
-
-
-
-
total
3 668
-
7 207
-
Corporate
20 356
41 450
-
-
income
5 293
10 777
-
-
total
5 293
10 777
-
-
Dividends
15 063
30 673
-
-
withholding
2 259
4 601
-
-
total
2 259
4 601
-
-
Income
41 450
41 450
41 450
41 450
Total tax
17 018
15 378
19 881
18 971
After tax
24 432
26 072
21 569
22 479
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 804
14 444
9 941
10 851

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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