Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41350
per

Your estimated
City
free-cash

Athens , Greece
€14173
€9686
€10601
€12497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 350
unemployment
-
-
-
120
health
-
-
-
2 936
pensions
-
-
-
8 270
other
-
-
-
-
income
-
-
-
6 909
surtax
-
-
-
678
total
-
-
-
18 913
Employee
17 746
-
34 159
-
health
453
-
871
-
pensions
1 184
-
2 278
-
surtax
63
-
608
-
other
-
-
-
-
unemployment
1 235
-
2 377
-
income
2 975
-
6 504
-
total
5 910
-
12 638
-
Employer
17 746
-
34 159
-
pensions
2 366
-
4 553
-
unemployment
563
-
1 083
-
health
807
-
1 554
-
other
-
-
-
-
total
3 736
-
7 190
-
Corporate
19 868
41 350
-
-
income
5 166
10 751
-
-
total
5 166
10 751
-
-
Dividends
14 702
30 599
-
-
withholding
2 205
4 590
-
-
total
2 205
4 590
-
-
Income
41 350
41 350
41 350
41 350
Total tax
17 017
15 341
19 828
18 913
After tax
24 333
26 009
21 522
22 437
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 497
14 173
9 686
10 601

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14381
€9894
€10809
€12741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 350
unemployment
-
-
-
120
health
-
-
-
2 936
pensions
-
-
-
8 270
other
-
-
-
-
income
-
-
-
6 909
surtax
-
-
-
678
total
-
-
-
18 913
Employee
17 426
-
34 159
-
health
445
-
871
-
pensions
1 162
-
2 278
-
surtax
57
-
608
-
other
-
-
-
-
unemployment
1 213
-
2 377
-
income
2 921
-
6 504
-
total
5 798
-
12 638
-
Employer
17 426
-
34 159
-
pensions
2 323
-
4 553
-
unemployment
552
-
1 083
-
health
793
-
1 554
-
other
-
-
-
-
total
3 668
-
7 190
-
Corporate
20 256
41 350
-
-
income
5 267
10 751
-
-
total
5 267
10 751
-
-
Dividends
14 989
30 599
-
-
withholding
2 248
4 590
-
-
total
2 248
4 590
-
-
Income
41 350
41 350
41 350
41 350
Total tax
16 981
15 341
19 828
18 913
After tax
24 369
26 009
21 522
22 437
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 741
14 381
9 894
10 809

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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