Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 40850
per

Your estimated
City
free-cash

Thessaloniki , Greece
€14067
€12426
€10571
€9665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 850
income
-
-
-
6 801
pensions
-
-
-
8 170
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 901
surtax
-
-
-
659
total
-
-
-
18 651
Employee
17 426
-
33 747
-
other
-
-
-
-
health
445
-
861
-
surtax
57
-
590
-
income
2 921
-
6 403
-
pensions
1 162
-
2 251
-
unemployment
1 213
-
2 349
-
total
5 798
-
12 454
-
Employer
17 426
-
33 747
-
other
-
-
-
-
unemployment
552
-
1 070
-
pensions
2 323
-
4 498
-
health
793
-
1 535
-
total
3 668
-
7 103
-
Corporate
19 756
40 850
-
-
income
5 137
10 621
-
-
total
5 137
10 621
-
-
Dividends
14 619
30 229
-
-
withholding
2 193
4 534
-
-
total
2 193
4 534
-
-
Income
40 850
40 850
40 850
40 850
Total tax
16 796
15 155
19 557
18 651
After tax
24 054
25 695
21 293
22 199
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 426
14 067
9 665
10 571

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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